The cost of car insurance in West Virginia can vary greatly, depending on your driving history, coverage options you choose and the type of car you drive among other factors. The average cost of auto insurance in West Virginia is $1,311 annually for the profile of a 30-year-old driver.
When comparing quotes from different companies make sure you take the time to do your research so that you know which company provides excellent service at a fair price.
- Cheapest car insurance companies in West Virginia
- Cheapest car insurance for teens in West Virginia
- Cheapest car insurance for young drivers in West Virginia
- Cheapest car insurance for adults in West Virginia
- Cheapest car insurance for seniors in West Virginia
- Cheapest car insurance rates in West Virginia by driving record
- Cheapest auto insurance for drivers with poor credit: Nationwide
- Cheapest auto insurance for drivers with a speeding ticket: United
- Cheapest auto insurance after an at-fault accident : United
- Cheapest auto insurance after a DUI : State Farm
- Average cost of car insurance in West Virginia
Cheapest car insurance companies in West Virginia
United Svcs Automobile is the cheapest car insurance company in West Virginia that offers full coverage policy at about $778 per year or $65 monthly. We have gathered insurance quotes from major insurance companies and compiled a list of the cheapest auto insurers in West Virginia.
Following is the list of the cheap auto insurance companies and their average annual and monthly premium.
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| United Svcs Automobile Assn | $778 | $65 |
| Nationwide of Am | $791 | $66 |
| GEICO Advantage | $1,037 | $86 |
| State Farm Mutl Automobile Ins | $1,067 | $89 |
| Erie Ins P&C Co | $1,093 | $91 |
| Progressive Max | $1,470 | $122 |
| Metropolitan P&C | $1,566 | $131 |
| Auto Club Property-Casualty | $1,852 | $154 |
| Allstate P&C | $2,147 | $179 |
Cheapest car insurance for teens in West Virginia
State Farm is the cheapest car insurance provider for teen drivers in West Virginia. It offers insurance at about $2,640 a year. The average price of car insurance for a teenage driver can be more expensive than that for an older or mature driver. This is because they are more likely to be involved in accidents and make claims on their policies, therefore leading to higher insurance premiums.
| Company | Average annual premium |
|---|---|
| State Farm Mut Auto | $2,640 |
| Erie Ins Prop & Cas Co | $3,081 |
| Geico Gen | $4,270 |
| Nationwide Of Amer | $4,447 |
| Allstate Prop & Cas | $9,260 |
| Progressive Max | $10,041 |
Cheapest car insurance for young drivers in West Virginia
The cheapest car insurance company for young drivers in West Virginia is State Farm at about $1,974 a year, on average. As young adults gain more experience behind the wheel, their auto insurance rates become considerably lower.
| Company | Average annual premium |
|---|---|
| State Farm Mut Auto | $1,974 |
| Geico Gen | $2,086 |
| Erie Ins Prop & Cas Co | $2,176 |
| Nationwide Of Amer | $2,336 |
| Progressive Max | $3,441 |
| Allstate Prop & Cas | $3,817 |
Cheapest car insurance for adults in West Virginia
According to Insurance.com's rate analysis, State Farm offers the cheapest car insurance for adults in West Virginia. Its average rate is $1,252 annually.
Below are the companies that offer cheap insurance rates for adult drivers in West Virginia.
| Company | Average annual premium |
|---|---|
| State Farm Mut Auto | $1,252 |
| Erie Ins Prop & Cas Co | $1,255 |
| Geico Gen | $1,273 |
| Nationwide Of Amer | $1,418 |
| Progressive Max | $1,650 |
| Allstate Prop & Cas | $2,640 |
Cheapest car insurance for seniors in West Virginia
State Farm offers the cheapest car insurance for seniors in West Virginia. The average annual premium offered is $1,201. Senior drivers experience higher insurance rates, but shopping around can help them save hundreds of dollars every year.
Below is the list of companies that offer the cheapest car insurance for seniors in West Virginia:
| Company | Average annual premium |
|---|---|
| State Farm Mut Auto | $1,201 |
| Erie Ins Prop & Cas Co | $1,261 |
| Geico Gen | $1,314 |
| Nationwide Of Amer | $1,341 |
| Progressive Max | $1,507 |
| Allstate Prop & Cas | $2,592 |
Cheapest car insurance rates in West Virginia by driving record
The insurance rates differ based on your driving record. Having a clean driving record may help you save money on your auto insurance premium. But drivers with a history of speeding tickets, reckless driving or at-fault accident may experience higher insurance rates. This is because they pose greater risk than a driver with a clean driving history in the eyes of an insurer.
Cheapest auto insurance for drivers with poor credit: Nationwide
Nationwide has the cheapest auto insurance for drivers with poor credit at about $1,352 annually. If you have poor credit, getting cheap car insurance can be challenging. But the only way to find affordable auto insurance is by shopping around and comparing quotes from multiple insurers.| Company | Average annual premium |
|---|---|
| Nationwide | $1,352 |
| Geico | $1,716 |
| United | $1,839 |
| State Farm | $2,526 |
| Progressive | $2,893 |
| Erie Ins | $3,284 |
| Allstate | $3,631 |
| Metropolitan | $4,061 |
| Auto Club | $4,082 |
Cheapest auto insurance for drivers with a speeding ticket: United
If you have a speeding ticket on your record, United offers the cheapest car insurance at about $1,176 a year. Since all insurance companies calculate rates differently, it is important to get multiple quotes from different companies to get the best deal for yourself.
| Company | Average annual premium |
|---|---|
| United | $1,176 |
| State Farm | $1,303 |
| Nationwide | $1,391 |
| Erie Ins | $1,476 |
| Progressive | $2,158 |
| Geico | $2,550 |
| Allstate | $2,591 |
| Auto Club | $2,849 |
| Metropolitan | $3,532 |
Cheapest auto insurance after an at-fault accident : United
United offers the cheapest car insurance after an at-fault accident. Its average cost for West Virginia drivers is $1,219 annually. If you are a safe driver with no history of traffic violations, then it is likely that your insurance rates will be lower than those who have an at-fault accident on their record.| Company | Average annual premium |
|---|---|
| United | $1,219 |
| State Farm | $1,395 |
| Nationwide | $1,456 |
| Erie Ins | $1,596 |
| Progressive | $2,613 |
| Geico | $2,615 |
| Auto Club | $3,251 |
| Allstate | $3,282 |
| Metropolitan | $3,899 |
Cheapest auto insurance after a DUI : State Farm
If there exists DUI on your driving record, State Farm offers the cheapest auto insurance in West Virginia at $1,303 per year. To find the best deal, it is required to shop around and compare insurance quotes.
The table below lists the cheapest car insurance companies after DUI in West Virginia, along with their average annual premium.
| Company | Average annual premium |
|---|---|
| State Farm | $1,303 |
| Nationwide | $1,742 |
| United | $1,837 |
| Erie Ins | $2,021 |
| Progressive | $2,245 |
| Geico | $2,559 |
| Allstate | $3,133 |
| Metropolitan | $4,521 |
| Auto Club | $6,190 |
Average cost of car insurance in West Virginia
The average car insurance rate for full coverage in West Virginia is $1,311 per year. This rate is for the coverage level of $100,000 for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.
The state minimum average rate in West Virginia is $422 annually.