Cheapest car insurance companies in Parkersburg 

According to a study by Insurance.com, the cheapest car insurance companies in Parkersburg for 2023 are Nationwide and Erie Insurance

Nationwide offers the cheapest car insurance premium for Parkersburg drivers at an annual rate of $1,069 a year, on average. 

Car insurance prices in Parkersburg can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Parkersburg drivers.

CompaniesAverage annual rates
Nationwide$1,069
USAA$1,152
Erie Insurance$1,563
Progressive$1,563
State Farm$1,569
Geico$2,006
Westfield Insurance$2,037
Farmers$2,282
Encova$2,990
Allstate$3,087

Cheapest car insurance cost in Parkersburg by Age Group 

In Parkersburg, Nationwide is the cheapest car insurance company for teenagers, offering full coverage policies at $3,186 a year, on average. Teenagers often face higher car insurance rates due to statistical data indicating that they pose a greater risk on the roads. 

Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.

For young drivers in Parkersburg, Nationwide has the cheapest auto insurance rates, with an average annual cost of $1,645 annually

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Parkersburg is Nationwide. Its average rate for a full coverage car insurance policy is $1,051 per year

If you are a senior driver in Parkersburg and looking for a cheap car insurance company, then consider buying insurance from Nationwide. It is the cheapest auto insurance company for senior drivers, with an average premium of $1,050 per year

CompanyTeensYoung AdultsAdultsSeniors
Nationwide$3,186$1,645$1,051$1,050
Erie Insurance$3,597$2,450$1,575$1,596
State Farm$4,383$2,562$1,570$1,500
Geico$4,385$2,750$2,042$1,966
Westfield Insurance$5,180$3,263$2,128$1,990
USAA$5,202$2,237$1,195$1,242
Progressive$7,797$3,086$1,591$1,699
Encova$7,841$4,302$2,811$2,721
Farmers$8,321$3,769$2,251$1,997
Allstate$10,863$4,788$3,056$3,094

Cheapest car insurance companies in Parkersburg by driver profile 

Car insurance rates in Parkersburg vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations

To find the cheapest car insurance company in Parkersburg, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget. 

Based on data analysis by Insurance.com's experts, these are the cheapest car insurance companies for Parkersburg drivers based on driver profile.

The cheapest car insurance company for a driver with poor credit is Nationwide. It offers auto insurance for Parkersburg drivers at about $1,314 per year

Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Parkersburg.

CompanyAverage annual rates
Nationwide$1,314
Geico$1,727
USAA$1,865
Progressive$2,465
State Farm$2,481
Allstate$3,763

USAA has the cheapest car insurance premiums for drivers with speeding ticket violations on their records in Parkersburg. Its full coverage car insurance policy costs an average of $1,163 per year for drivers aged 30. 

Finding the cheapest car insurance isn't a one-size-fits-all scenario. What may be the most cost-effective option for you might not be the same for someone else. That's why you should compare car insurance quotes from multiple carriers.

CompanyAverage annual premium
USAA$1,163
State Farm$1,282
Nationwide$1,354
Progressive$1,910
Geico$2,524
Allstate$2,720

According to Insurance.com's analysis, USAA tops the list of cheap car insurance providers in Parkersburg for drivers involved in at-fault accidents, with an average annual cost of $1,264. After being in an at-fault accident, finding cheap car insurance rates might seem challenging, but by comparing quotes, you can find a policy that aligns with your budget. 

CompanyAverage annual rates
USAA$1,264
State Farm$1,372
Nationwide$1,525
Progressive$2,438
Geico$2,941
Allstate$3,605

State Farm is the carrier that offers cheap auto insurance rates in Parkersburg for drivers after a DUI. Its average annual rate for full coverage is $1,282

If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers. 

CompanyAverage annual rates
State Farm$1,282
USAA$1,784
Nationwide$1,983
Progressive$2,387
Geico$3,088
Allstate$3,878

Average car insurance cost in Parkersburg 

In Parkersburg, the average annual cost for full coverage car insurance is around $1,932, which breaks down to approximately $161 per month. These rates are based on coverage levels of 100/300/100. On the other hand, the average yearly rate for state minimum coverage in Parkersburg is about $558.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies. 

Average annual RatesState minimum average
$1,932$558

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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