Cheapest car insurance companies in Carlin
According to a study by Insurance.com, the cheapest car insurance companies in Carlin for 2023 are State Farm and Geico.
State Farm offers the cheapest car insurance premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. for Carlin drivers at an annual rate of $1,006 a year, on average.
Car insurance costs may vary in Carlin based on your location, driving record, coverage level and the insurance company you choose. Increase your chances of getting the best deal by comparing car insurance quotes from multiple carriers. The following companies are known to offer the cheapest auto insurance rates in Carlin.
| Companies | Average annual rates |
|---|---|
| State Farm | $1,006 |
| Geico | $1,414 |
| Mercury Insurance | $1,471 |
| USAA | $1,475 |
| Travelers | $1,487 |
| Farmers | $1,936 |
| Progressive | $2,044 |
| Allstate | $2,240 |
| American Family | $2,253 |
Cheapest car insurance cost in Carlin by Age Group
The cheapest auto insurance company in Carlin for teen drivers is State Farm. For full coverage, its average annual rate for Carlin drivers is $2,722. Insurance companies put teenagers in the category of high-risk drivers, and as a result, they are charged higher rates for insurance.
Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.
When compared to other car insurance companies, State Farm turned out to be the cheapest car insurance company for young drivers in Carlin, offering full coverage at an annual average cost of $1,607.
For Carlin drivers entering their 30s, car insurance becomes significantly more affordable compared to their younger years. State Farm provides the cheapest car insurance premiums, offering full coverage policies at $1,012 annually.
State Farm is the cheapest option for senior drivers in Carlin, with an average premium of $982 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| State Farm | $2,722 | $1,607 | $1,012 | $982 |
| USAA | $4,669 | $2,324 | $1,506 | $1,537 |
| Geico | $4,719 | $1,933 | $1,414 | $1,397 |
| Travelers | $5,106 | $2,381 | $1,524 | $1,565 |
| American Family | $5,363 | $3,263 | $2,232 | $2,310 |
| Mercury Insurance | $6,784 | $3,204 | $1,537 | $1,647 |
| Allstate | $8,415 | $3,547 | $2,224 | $2,341 |
| Farmers | $8,874 | $3,396 | $1,829 | $2,045 |
| Progressive | $9,461 | $3,368 | $2,046 | $2,107 |
| CSAA Insurance (AAA) | $11,300 | $7,907 | N/A | $3,584 |
Cheapest car insurance companies in Carlin by driver profile
Your driving profile plays an important role in determining your car insurance rates in Carlin. Those with past accidents, speeding tickets, or other traffic citations on their record can expect increased insurance rates compared to drivers with clean driving records.
Comparison shopping is the key to getting the cheapest car insurance rates in Carlin. By comparing rates from multiple providers, you ensure you're getting the coverage you need at an affordable price.
Below are some of the cheapest car insurance companies in Carlin by driver profile.
- Cheapest for a driver with poor credit: Geico
- Cheapest for a driver with a speeding ticket: State Farm
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Geico
Geico has the cheapest rates for Carlin drivers with poor credit looking for affordable auto insurance. At an annual cost of $1,208, Geico offers substantial savings among the insurers analyzed.
Know which car insurance companies offer affordable car insurance for drivers with poor credit scores in Carlin.
| Company | Average annual rates |
|---|---|
| Geico | $1,208 |
| Nationwide | $1,565 |
| Progressive | $1,892 |
| State Farm | $1,992 |
| Travelers | $2,159 |
| Farmers | $2,208 |
| USAA | $2,704 |
| Allstate | $3,287 |
Cheapest for drivers with a speeding ticket: State Farm
State Farm offers the cheapest auto insurance rates for drivers with a speeding ticket in Carlin. It offers full coverage car insurance for drivers aged 30 at about $1,108 per year.
Find the best car insurance company for your needs by comparing quotes from different carriers. Don't assume that the cheapest option for someone else will also be the cheapest for you. Take the time to shop around and get the coverage that best suits your needs.
| Company | Average annual premium |
|---|---|
| State Farm | $1,108 |
| Nationwide | $1,333 |
| USAA | $1,531 |
| Progressive | $1,572 |
| Geico | $1,785 |
| Farmers | $1,898 |
| Travelers | $2,008 |
| Allstate | $2,302 |
Cheapest auto insurance after an at-fault accident: State Farm
According to Insurance.com's analysis, State Farm tops the list of cheap car insurance providers in Carlin for drivers involved in at-fault accidents, with an average annual cost of $1,186. After being in an at-fault accident, finding cheap car insurance rates might seem challenging, but by comparing quotes, you can find a policy that aligns with your budget.
| Company | Average annual rates |
|---|---|
| State Farm | $1,186 |
| Nationwide | $1,768 |
| Geico | $1,829 |
| USAA | $1,990 |
| Progressive | $2,014 |
| Travelers | $2,044 |
| Farmers | $2,119 |
| Allstate | $2,915 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the cheapest option for Carlin drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $1,108, on average.
If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.
| Company | Average annual rates |
|---|---|
| State Farm | $1,108 |
| Progressive | $1,870 |
| Geico | $2,184 |
| Farmers | $2,432 |
| Travelers | $2,521 |
| Nationwide | $2,529 |
| USAA | $2,598 |
| Allstate | $3,310 |
Average car insurance cost in Carlin
Full coverage car insurance in Carlin for a coverage limit of 100/300/100 is $1,703 per year or $142 per month, while the state minimum coverage costs an average of $502 a year.
Full coverage car insurance may cost more than the state minimum, but it offers valuable protection beyond just covering damage to other drivers' vehicles. Unlike state minimum, full coverage includes damage to your vehicle in addition to liability coverage.
You can potentially lower your full coverage premium by comparing quotes from different carriers. It allows you to find the best coverage at a competitive price.
| Average annual Rates | $1,703 |
| State minimum average | $502 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington, D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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