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Erie Insurance Review

Updated on :
| By : Leslie Kasperowicz
Key features of Erie Insurance Review
  • Pet coverage
  • Multi-policy discounts
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Erie is named after the town in which it got its start -- Erie, Pennsylvania -- in 1925. Today, Erie offers insurance in 12 states and the District of Columbia. Erie is a Fortune 500 company with over 5 million policies in force.

Erie’s car insurance policy includes extra perks like pet coverage for injuries to a pet in an accident. Also included at no extra charge are first accident forgiveness and diminishing deductible.

Erie also offers a rate lock feature that locks your premium rate in and will only change if you change the policy; for example, if you add or remove a driver or vehicle or if you move. 

Erie Insurance claims 1.29% of the private passenger auto market share, according to the National Association of Insurance Commissioner's (NAIC) 2022 report. This ranks Erie as the 13th largest auto insurance carrier in the nation.

Customer Satisfaction Ratings

(111 reviews)
Overall Score
88% Recommend to a Friend
95% Plan to Renew
A+ A.M. Best Financial Strength Ratings Aug 11, 2022
Ratings as of Aug 11, 2022 J.D. Power Auto Claims Satisfaction Rating, 2021 : 893/1000
Claims Processing 3/5
Customer Service 4/5
Value for Price 3.5/5
Website & Apps 3.5/5
Reviews are yet to be taken.

Types of coverage available from Erie Car Insurance Company

  • Auto
  • Classic, antique and special interest autos
  • Motorcycle
  • Recreational Vehicles
  • Boat
  • ATV
  • Snowmobiles
  • Golf carts
  • Mopeds
  • Trail bikes
  • Off-road motorcycles
  • Homeowners
  • Renters
  • Condo
  • Mobile home
  • Personal values
  • Flood
  • Life
  • Umbrella (personal catastrophe) liability
  • Identity theft recovery coverage
  • Business insurance

Offerings can vary by state.

Erie auto insurance discounts

  • Safe driver – Receive a discount for having a good driving record.
  • Multi-car – A discount is offered if you insure more than one vehicle on your auto policy.  All vehicles in the household must be owned and used by the insured driver for discount to apply.
  • Age 55 or over – Mature, experienced drivers may receive a discount.
  • Car safety discounts – Can receive discounts for factory-installed safety equipment such as anti-lock brakes, air bags and passive restraints.
  • Anti-theft devices – Discounts may apply for a device that will deter thieves or help recover a stolen vehicle.
  • Multi-policy – Typical multi-policy discount, for having two or more policies with Erie is around 20 percent.
  • Reduced usage discount – If you don’t use your vehicle for at least 90 consecutive days during your policy period, you could be eligible for a discount.
  • Annual payment plan – Save by paying your auto insurance premium in one lump sum.
  • Young driver discounts – discounts of between 4 and 20 percent are offered to young drivers by Erie
    1. Youthful driver - Drivers who are under 21 and unmarried living at home parents may be eligible for a discount.
    2. Youthful longevity discount – Unmarried young driver can receive a credit for the consecutive years spent insured under another Erie auto policy, such as a parent’s policy.
    3. Driver training discount – Young drivers under age 21 who have completed an accredited driver training course may receive a discount.
    4. College Student – Available if your child is living away from home while attending school and does not have access to a car.

Offerings can vary by state. Some features may be optional

What would make Erie customers switch?

We surveyed more than 4,000 auto insurance customers about how much they would need to save before switching from their insurance companies.

8% Would never switch
4% Would switch if savings were $1000 or more
23% Would switch if savings were $500 or less
27% Would switch if savings were $250 or less
21% Would switch if savings were $100 or less
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Not all companies/options/discounts available in all states/situations. This description is an example and is subject to change. Verify all details before purchase. Logos, trademarks and service marks are owned by the respective companies represented on this web page.

Erie Car Insurance Company claims and contact information

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