Cheapest car insurance companies in Dundee 

Oregon Mutual and Travelers offer the cheapest car insurance rates in Dundee for 2023, according to a study by Insurance.com.

Oregon Mutual is the cheapest option for most Dundee drivers, with an average annual rate of $1,223

When it comes to car insurance costs in Dundee, several factors come into play. Your location, driving record, coverage level, and the insurance company you choose can all affect the price you’ll pay. Make sure you shop around and compare policies apples to apples to get a good deal on your insurance policy. 

CompaniesAverage annual rates
Oregon Mutual$1,223
USAA$1,313
Travelers$1,414
Nationwide$1,423
Country Financial$1,567
State Farm$1,668
Geico$1,695
Progressive$1,710
Farmers$2,483
Allstate$3,145
Data refreshed as of May 2024
Read our full methodology

Cheapest car insurance cost in Dundee by Age Group 

In Dundee, Country Financial is the cheapest car insurance company for teenagers, offering full coverage policies at $3,090 a year, on average. Teenagers often face higher car insurance rates due to statistical data indicating that they pose a greater risk on the roads. 

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on their parent's car insurance policy for as long as possible. 

Country Financial is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Dundee at about $1,977 per year

An analysis of car insurance rates for Dundee drivers reveal a significant decrease in premiums for individuals in their 30s compared to those in their 20s. Oregon Mutual offers the cheapest full-coverage car insurance rates at $1,249 per year.

If you are a senior driver in Dundee and looking for a cheap car insurance company, then consider buying insurance from Nationwide. It is the cheapest auto insurance company for senior drivers, with an average premium of $1,334 per year

CompanyTeensYoung AdultsAdultsSeniors
Country Financial$3,090$1,977$1,606$1,557
USAA$4,219$2,164$1,328$1,368
State Farm$4,781$2,677$1,668$1,650
Travelers$4,871$2,287$1,438$1,494
Geico$5,030$2,488$1,663$1,410
Nationwide$5,763$2,499$1,411$1,334
Oregon Mutual$6,715$2,303$1,249$1,582
Progressive$9,165$2,936$1,711$1,827
Farmers$10,039$3,177$2,338$2,598
Allstate$10,064$5,087$3,120$3,282
Data refreshed as of May 2024
Read our full methodology

Cheapest car insurance companies in Dundee by driver profile 

Insurers in Dundee consider various factors, including driver profile, to calculate car insurance premiums. You can expect to pay significantly higher rates if you have a history of accidents or traffic citations on your driving record. On the other hand, those with a clean driving record enjoy more affordable coverage.

It's important to compare insurance quotes from at least three carriers to find the cheapest insurance company in Dundee that suits your budget. 

In Dundee, these insurance companies offer cheap car insurance rates based on your driver profile.

If you're a Dundee driver with poor credit, Nationwide is the cheapest car insurance company for you, based on Insurance.com's in-depth data analysis. It offers a full-coverage car insurance policy at an average cost of $1,473 annually

Know which car insurance companies offer affordable car insurance for drivers with poor credit scores in Dundee.

CompanyAverage annual rates
Nationwide$1,473
Geico$1,595
Travelers$2,254
USAA$2,325
Progressive$2,693
State Farm$2,699
Allstate$3,081
Farmers$3,110
Data refreshed as of May 2024
Read our full methodology

In Dundee, State Farm provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,207, on average. 

Find the best car insurance company for your needs by comparing quotes from different carriers. Don't assume that the cheapest option for someone else will also be the cheapest for you. Take the time to shop around and get the coverage that best suits your needs. 

CompanyAverage annual premium
State Farm$1,207
USAA$1,402
Nationwide$1,631
Travelers$1,961
Geico$2,079
Progressive$2,131
Allstate$2,265
Farmers$2,543
Data refreshed as of May 2024
Read our full methodology

If you've had an accident, State Farm might be your best bet for affordable auto insurance.

For Dundee drivers with an at-fault accident, State Farm offers the cheapest average annual rate at $1,419. It's a great option if you're looking for affordable coverage that won't break the bank.

After an accident, your insurance rates are likely to go up. Finding a provider with competitive rates can help you minimize the financial impact.

CompanyAverage annual rates
State Farm$1,419
Nationwide$1,873
USAA$1,961
Travelers$1,987
Geico$2,367
Progressive$2,825
Farmers$2,973
Allstate$3,302
Data refreshed as of May 2024
Read our full methodology

State Farm is the cheapest option for Dundee drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $1,207, on average.

A DUI conviction typically leads to a rise in your auto insurance costs. But if you shop around and compare quotes from various insurers, you can find a good deal on your insurance premiums. 

CompanyAverage annual rates
State Farm$1,207
USAA$1,954
Progressive$2,446
Travelers$2,505
Nationwide$2,632
Geico$2,734
Allstate$3,001
Farmers$3,115
Data refreshed as of May 2024
Read our full methodology

Average car insurance cost in Dundee 

The average car insurance rate in Dundee for full coverage is $1,764 per year or $147 a month. These rates are for coverage levels of 100/300/100. Whereas the average rate for state minimum coverage in Dundee is $754 per year. 

Full coverage insurance costs more than the state minimum, but it provides comprehensive coverage for your car and coverage for other driver’s vehicle. To reduce your premium, you might want to compare quotes from various insurance companies.

Average annual RatesState minimum average
$1,764$754
Data refreshed as of May 2024
Read our full methodology

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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