Cheapest car insurance companies in Alliance 

After an in-depth analysis, Insurance.com found that Nationwide and Auto-Owners are the cheapest car insurance companies in Alliance for 2023. 

The car insurance company in Alliance that provides the cheapest car insurance premiums is Nationwide, with an average annual rate of $1,228 .

When it comes to car insurance costs in Alliance, several factors come into play. Your location, driving record, coverage level, and the insurance company you choose can all affect the price you’ll pay. Make sure you shop around and compare policies apples to apples to get a good deal on your insurance policy. 

CompaniesAverage annual rates
Nationwide$1,228
Auto-Owners$1,303
USAA$1,373
Shelter Insurance$1,732
Progressive$2,158
State Farm$2,178
Farmers Mut Ins Co of NE$2,228
Iowa Farm Bureau$2,516
Allstate$2,852
Geico$3,456
Data refreshed as of May 2024
Read our full methodology

Cheapest car insurance cost in Alliance by Age Group 

Auto-Owners is the cheapest option for car insurance in Alliance for teen drivers, with average annual premiums at just $3,504 annually. Teenagers face high insurance costs due to inexperience and higher accident rates.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on their parent's car insurance policy for as long as possible. 

Nationwide is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Alliance at about $1,954 per year

As Alliance drivers transition into their 30s, they can enjoy significantly lower auto insurance costs compared to their 20s. Nationwide stands out as the cheapest car insurance option for adult drivers, with an annual premium of $1,196

Nationwide tops the list in terms of affordability for senior drivers in Alliance. With an average annual premium of $1,034, Nationwide offers senior drivers the cheapest car insurance rates, allowing them to enjoy peace of mind.

CompanyTeensYoung AdultsAdultsSeniors
Auto-Owners$3,504$2,186$1,316$1,263
Nationwide$3,810$1,954$1,196$1,034
USAA$3,939$2,183$1,387$1,253
Farmers Mut Ins Co of NE$4,640$3,333$2,206$1,834
State Farm$5,391$3,344$2,164$1,938
Shelter Insurance$5,415$3,263$1,774$1,610
Iowa Farm Bureau$6,116$3,419$2,425$1,993
Allstate$7,595$4,081$2,887$2,470
Progressive$8,431$3,259$2,156$1,727
Geico$10,003$4,910$3,372$3,488
Data refreshed as of May 2024
Read our full methodology

Cheapest car insurance companies in Alliance by driver profile 

Your driving profile plays an important role in determining your car insurance rates in Alliance. Those with past accidents, speeding tickets, or other traffic citations on their record can expect increased insurance rates compared to drivers with clean driving records.

When it comes to finding the cheapest car insurance rates in Alliance, make sure you compare insurance quotes from various insurers. By comparing rates from multiple providers, you can get the coverage you need while saving money.

Here are some of the cheapest car insurance companies in Alliance based on driver profile. 

Nationwide is the cheapest car insurance option for drivers with poor credit. Its average annual auto insurance cost for Alliance drivers is $1,215

Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Alliance.

CompanyAverage annual rates
Nationwide$1,215
USAA$2,179
Farmers$2,571
Allstate$2,920
Geico$3,276
Progressive$4,893
State Farm$7,244
Data refreshed as of May 2024
Read our full methodology

Nationwide has the cheapest car insurance premiums for drivers with speeding ticket violations on their records in Alliance. Its full coverage car insurance policy costs an average of $1,124 per year for drivers aged 30. 

Find the best car insurance company for your needs by comparing quotes from different carriers. Don't assume that the cheapest option for someone else will also be the cheapest for you. Take the time to shop around and get the coverage that best suits your needs. 

CompanyAverage annual premium
Nationwide$1,124
USAA$1,586
State Farm$1,743
Allstate$2,024
Farmers$2,269
Geico$2,407
Progressive$2,996
Data refreshed as of May 2024
Read our full methodology

Looking for affordable car insurance rates after an at-fault accident? It can be a challenge, but with comparison shopping, you might find a policy that suits your budget.

Drivers in Alliance with at-fault accidents on their driving records can find the cheapest car insurance rates with Nationwide. Its full coverage policy costs an average of $1,596 annually.

CompanyAverage annual rates
Nationwide$1,596
State Farm$1,827
USAA$2,071
Allstate$2,548
Farmers$2,599
Progressive$3,653
Geico$5,030
Data refreshed as of May 2024
Read our full methodology

Among the carriers analyzed, State Farm offers the cheapest auto insurance premiums for drivers with a DUI in Alliance. On average, its annual full coverage rate is $1,743, making it a significantly cheaper option than other insurance providers.

Drivers convicted of a DUI offense face substantial increases in their car insurance rates. To get affordable premiums, you should compare quotes from different insurance carriers.

CompanyAverage annual rates
State Farm$1,743
Nationwide$2,078
Allstate$2,549
Farmers$2,671
USAA$2,706
Progressive$2,942
Geico$11,345
Data refreshed as of May 2024
Read our full methodology

Average car insurance cost in Alliance 

Full coverage car insurance in Alliance for a coverage limit of 100/300/100 is $2,102 per year or $175 per month, while the state minimum coverage costs an average of $303 a year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies. 

Average annual RatesState minimum average
$2,102$303
Data refreshed as of May 2024
Read our full methodology

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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