Go To Top

If you're looking for the best and cheapest car insurance in Bellevue, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Bellevue and prepared this guide for you.

The average auto insurance cost in Bellevue for full coverage is $1,658 for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Bellevue. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance Companies in Bellevue

According to a study by Insurance.com, the cheapest car insurance companies in Bellevue for 2022 are United Svcs Automobile Assn and AMCO .

United Svcs Automobile Assn is the cheapest option for most Bellevue drivers, with an average annual rate of $795.

Car insurance cost may vary in Bellevue based on your location, driving record, coverage level and the insurance company you choose. To get the best deal make sure you compare rates from multiple carriers.

The following companies are known to offer the cheapest auto insurance rates in Bellevue

CompaniesAverage Annual Rates
United Svcs Automobile Assn$795
AMCO$992
Owners$1,092
GEICO General$1,153
State Farm Mutl Automobile Ins$1,485
Allstate F&C$1,523
Progressive Northern$1,648
Mid-Century$1,841
Metropolitan Casualty$2,083
Auto Club Group$3,964

Cheapest car insurance cost in Bellevue by Age Group

The cheapest auto insurance company in Bellevue for teen drivers is State Farm Mut Auto Ins Co. For full coverage, its average annual rate for Bellevue drivers is $3,234. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

Progressive Northern Ins Co is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Bellevue at about $1,731 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Bellevue is the Progressive Northern Ins Co. Its average rate for a full coverage car insurance policy is $1,005 per year.

If you are a senior driver in Bellevue and looking for a cheap car insurance company, then consider buying insurance from the Progressive Northern Ins Co. It is the cheapest auto insurance company for senior drivers with an average premium of $837 per year.

CompaniesAdultsSeniorsTeensYoung Adults
Progressive Northern$1,005$837$5,590$1,731
State Farm Mut Auto$1,182$1,105$3,234$1,929
Amco$1,213$1,117$4,924$2,276
Geico Gen$1,236$1,474$4,118$1,748
Mid Century$1,819$1,687$8,925$2,672
Allstate Fire & Cas$1,849$1,809$5,128$2,363

Cheapest car insurance companies in Bellevue by driver profile

Car insurance rates in Bellevue vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Bellevue, it's important to compare rates from multiple providers. This way, you can find the best deal that meets your needs and budget

Here are some of the cheapest car insurance companies in Bellevue based on driver profile.

  • Cheapest for a driver with Poor Credit: AMCO
  • Cheapest for a driver with a speeding ticket: United
  • Cheapest for accident: Owners
  • Cheapest for DUI: State Farm

Cheapest for a driver with Poor Credit: AMCO

The cheapest car insurance company for a driver with poor credit is AMCO . It offers auto insurance for Bellevue drivers at about $2,061 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
AMCO$2,061
United$2,148
Geico$2,623
Allstate$3,104
Mid-Century$3,572
Owners$4,352
Progressive$5,102
Auto Club$6,170
Metropolitan$6,828
State Farm$8,518

Cheapest for drivers with a speeding ticket: United

United offers the cheapest auto insurance rates for drivers with a speeding ticket in Bellevue. It offers full coverage car insurance for drivers age 30 at about $1,595 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. To find the best deal, it's important to compare rates from multiple providers. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
United$1,595
AMCO$1,712
Geico$1,820
Owners$1,899
State Farm$2,119
Allstate$2,171
Progressive$2,993
Mid-Century$2,994
Metropolitan$5,448
Auto Club$6,705

Cheapest auto insurance after an at-fault accident: Owners

Owners is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault bodily injury accident in Bellevue is $1,660. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
Owners$1,660
United$1,807
AMCO$2,116
State Farm$2,287
Allstate$2,820
Geico$2,980
Mid-Century$3,207
Progressive$3,574
Auto Club$5,788
Metropolitan$6,573

Cheapest auto insurance after a DUI: State Farm

State Farm is the carrier that offers cheap auto insurance rates in Bellevue for drivers after a DUI. Its average annual rate for full coverage is $2,119.

If you are convicted of a DUI, your auto insurance rates are likely to go up. But one way to find an affordable insurance policy is to shop around and compare quotes from multiple insurers.

CompaniesAverage Annual Rates
State Farm$2,119
AMCO$2,494
United$2,545
Allstate$2,584
Progressive$2,712
Owners$3,036
Mid-Century$3,100
Geico$4,628
Metropolitan$8,106
Auto Club$8,798

Average car insurance cost in Bellevue

The average car insurance rate in Bellevue for full coverage is $1,658 per year or $138 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Bellevue is $457 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$1,658$457

Shop car insurance in top cities of Nebraska

Car Insurance inAlliance, NE
Car Insurance inBellevue, NE