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If you're looking for the best and cheapest car insurance in Bear, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Bear and prepared this guide for you.

The average auto insurance cost in Bear for full coverage is $1,848 for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Bear. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance Companies in Bear

According to a study by Insurance.com, the cheapest car insurance companies in Bear for 2022 are USAA General Ind Co and Geico.

USAA General Ind Co is the cheapest option for most Bear drivers, with an average annual rate of $1,044.

Car insurance cost may vary in Bear based on your location, driving record, coverage level and the insurance company you choose. To get the best deal make sure you compare rates from multiple carriers.

The following companies are known to offer the cheapest auto insurance rates in Bear

CompaniesAverage Annual Rates
USAA General Ind Co$1,044
GEICO Advantage$1,222
Travelers Home & Marine$1,378
Progressive Direct$1,549
Nationwide P&C$1,613
State Farm Mutl Automobile Ins$1,745
Metropolitan P&C$2,432
NGM$2,578
Allstate P&C$3,074

Cheapest car insurance cost in Bear by Age Group

The cheapest auto insurance company in Bear for teen drivers is GEICO Advantage Ins Co. For full coverage, its average annual rate for Bear drivers is $4,493. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

GEICO Advantage Ins Co is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Bear at about $2,085 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Bear is the Travelers Home & Marine Ins Co. Its average rate for a full coverage car insurance policy is $1,321 per year.

If you are a senior driver in Bear and looking for a cheap car insurance company, then consider buying insurance from the Travelers Home & Marine Ins Co. It is the cheapest auto insurance company for senior drivers with an average premium of $1,420 per year.

CompaniesAdultsSeniorsTeensYoung Adults
Travelers Home & Marine$1,321$1,420$12,090$2,705
GEICO Advantage$1,650$1,745$4,493$2,085
Progressive Direct$1,910$1,756$11,891$3,323
State Farm Mut Auto$2,056$2,006$5,778$3,387
Nationwide Prop & Cas$2,440$2,308$8,550$4,337
Allstate Prop & Cas$4,302$4,254$16,592$6,069

Cheapest car insurance companies in Bear by driver profile

Car insurance rates in Bear vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Bear, it's important to compare rates from multiple providers. This way, you can find the best deal that meets your needs and budget

Here are some of the cheapest car insurance companies in Bear based on driver profile.

  • Cheapest for a driver with Poor Credit: Geico
  • Cheapest for a driver with a speeding ticket: State Farm
  • Cheapest for accident: USAA
  • Cheapest for DUI: State Farm

Cheapest for a driver with Poor Credit: Geico

The cheapest car insurance company for a driver with poor credit is Geico. It offers auto insurance for Bear drivers at about $2,607 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
Geico$2,607
Nationwide$3,372
USAA$3,623
Progressive$4,321
Travelers$4,621
State Farm$6,979
Allstate$7,009
NGM$7,924
Metropolitan$8,878

Cheapest for drivers with a speeding ticket: State Farm

State Farm offers the cheapest auto insurance rates for drivers with a speeding ticket in Bear. It offers full coverage car insurance for drivers age 30 at about $2,456 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. To find the best deal, it's important to compare rates from multiple providers. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
State Farm$2,456
USAA$2,486
Nationwide$3,198
Progressive$3,275
Geico$3,850
NGM$4,219
Travelers$4,993
Allstate$5,145
Metropolitan$6,513

Cheapest auto insurance after an at-fault accident: USAA

USAA is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault bodily injury accident in Bear is $2,018. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
USAA$2,018
State Farm$2,673
Nationwide$3,206
Progressive$3,643
Travelers$3,650
Geico$3,791
NGM$5,014
Metropolitan$5,108
Allstate$7,291

Cheapest auto insurance after a DUI: State Farm

State Farm is the carrier that offers cheap auto insurance rates in Bear for drivers after a DUI. Its average annual rate for full coverage is $2,456.

If you are convicted of a DUI, your auto insurance rates are likely to go up. But one way to find an affordable insurance policy is to shop around and compare quotes from multiple insurers.

CompaniesAverage Annual Rates
State Farm$2,456
Progressive$3,334
USAA$3,444
Nationwide$3,895
Geico$3,999
NGM$5,654
Travelers$5,665
Allstate$6,293
Metropolitan$10,761

Average car insurance cost in Bear

The average car insurance rate in Bear for full coverage is $1,848 per year or $154 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Bear is $668 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$1,848$668

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