Cheapest car insurance companies in Allakaket 

According to a study by Insurance.com, the cheapest car insurance companies in Allakaket for 2023 are Geico and State Farm

In Allakaket, Geico provides the cheapest auto insurance rates to drivers at an average annual premium of $1,312 annually

The cost of car insurance in Allakaket varies depending on your ZIP code, driving history, coverage level, and carrier. To maximize your chances of finding a great deal, it's recommended to compare quotes from multiple carriers.

Here’s a list of insurance companies offering affordable premiums to drivers in Allakaket.

CompaniesAverage annual rates
USAA$1,263
Geico$1,312
State Farm$1,646
Progressive$1,789
Western National Mutual$2,015
Allstate$2,166
Data refreshed as of May 2024
Read our full methodology

Cheapest car insurance cost in Allakaket by Age Group 

USAA stands out as Allakaket's cheapest auto insurance company for teen drivers at an average annual of $3,988. Insurance providers classify teenagers as high-risk drivers, and that's why they typically face increased insurance costs compared to other age groups. 

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on their parent's car insurance policy for as long as possible. 

Geico provides the cheapest car insurance coverage for young drivers in Allakaket, with an annual premium of $1,603 on average.

For Allakaket drivers entering their 30s, car insurance becomes significantly more affordable compared to their younger years. Geico provides the cheapest car insurance premiums, offering full coverage policies at $1,249 annually

Allakaket senior drivers seeking affordable car insurance should look no further than Geico. It offers the cheapest car insurance rates for seniors, with an average annual premium of $1,093. It makes Geico a good choice for seniors who want to save money without sacrificing coverage. 

CompanyTeensYoung AdultsAdultsSeniors
USAA$3,988$1,917$1,270$1,282
Geico$4,306$1,603$1,249$1,093
Western National Mutual$4,881$3,491$2,034$2,026
State Farm$4,939$2,824$1,645$1,613
Allstate$6,106$3,607$2,131$2,502
Progressive$7,022$2,884$1,769$1,980
Data refreshed as of May 2024
Read our full methodology

Cheapest car insurance companies in Allakaket by driver profile 

Insurers in Allakaket consider various factors, including driver profile, to calculate car insurance premiums. You can expect to pay significantly higher rates if you have a history of accidents or traffic citations on your driving record. On the other hand, those with a clean driving record enjoy more affordable coverage.

To find the cheapest car insurance company in Allakaket, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget. 

Here's a list of car insurance companies that offer cheap insurance rates in Allakaket based on driver profile. 

Progressive has the cheapest rates for Allakaket drivers with poor credit looking for affordable auto insurance. At an annual cost of $1,776, Progressive offers substantial savings among the insurers analyzed.

Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Allakaket.

CompanyAverage annual rates
Progressive$1,776
USAA$2,013
Geico$2,184
State Farm$2,205
Allstate$2,694
Data refreshed as of May 2024
Read our full methodology

Based on recent data analysis, 30-year-old drivers in Allakaket with speeding tickets on their driving record can get the cheapest car insurance rates from State Farm at an annual cost of $1,271.

Finding the right car insurance company is all about individual needs. Take the time to compare quotes from different carriers and secure the best deal. With careful analysis, you can find an insurance company that provides the best rates and coverage tailored to your specific needs.

CompanyAverage annual premium
State Farm$1,271
USAA$1,428
Progressive$1,594
Geico$1,997
Allstate$2,504
Data refreshed as of May 2024
Read our full methodology

If you've had an accident, State Farm might be your best bet for affordable auto insurance.

For Allakaket drivers with an at-fault accident, State Farm offers the cheapest average annual rate at $1,368. It's a great option if you're looking for affordable coverage that won't break the bank.

After an accident, your insurance rates are likely to go up. Finding a provider with competitive rates can help you minimize the financial impact.

CompanyAverage annual rates
State Farm$1,368
USAA$1,815
Geico$1,976
Progressive$2,188
Allstate$3,263
Data refreshed as of May 2024
Read our full methodology

Among the carriers analyzed, State Farm offers the cheapest auto insurance premiums for drivers with a DUI in Allakaket. On average, its annual full coverage rate is $1,271, making it a significantly cheaper option than other insurance providers.

If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers. 

CompanyAverage annual rates
State Farm$1,271
Progressive$1,672
USAA$2,108
Geico$2,405
Allstate$3,463
Data refreshed as of May 2024
Read our full methodology

Average car insurance cost in Allakaket 

In Allakaket, the annual cost of car insurance for the coverage level of 100/300/100 is $1,698 or around $142 per month. However, the average yearly rate for state minimum coverage in Allakaket is $379.

Choosing full coverage insurance may mean a higher policy cost compared to the state minimum, but it offers better protection. It provides liability coverage as well as

Average annual RatesState minimum average
$1,698$379
Data refreshed as of May 2024
Read our full methodology

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.