Cheapest car insurance companies in Cordova
A recent data analysis by Insurance.com found the cheapest car insurance companies are Geico and Western National Mutual in Cordova for 2023.
Geico has the cheapest car insurance rates in Cordova at an average cost of $1,312 per year.
Car insurance prices in Cordova can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Cordova drivers.
| Companies | Average annual rates |
|---|---|
| USAA | $1,153 |
| Geico | $1,312 |
| Western National Mutual | $1,776 |
| State Farm | $1,779 |
| Progressive | $1,789 |
| Allstate | $1,895 |
Cheapest car insurance cost in Cordova by Age Group
In Cordova, USAA is the cheapest car insurance company for teenagers, offering full coverage policies at $3,612 a year, on average. Teenagers often face higher car insurance rates due to statistical data indicating that they pose a greater risk on the roads.
However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on their parent's car insurance policy for as long as possible.
For young drivers in Cordova, Geico has the cheapest auto insurance rates, with an average annual cost of $1,603 annually.
As Cordova drivers transition into their 30s, they can enjoy significantly lower auto insurance costs compared to their 20s. USAA stands out as the cheapest car insurance option for adult drivers, with an annual premium of $1,160.
Geico is the cheapest option for senior drivers in Cordova, with an average premium of $1,093 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| USAA | $3,612 | $1,742 | $1,160 | $1,179 |
| Geico | $4,306 | $1,603 | $1,249 | $1,093 |
| Western National Mutual | $4,400 | $3,116 | $1,797 | $1,816 |
| Allstate | $5,078 | $3,064 | $1,862 | $2,119 |
| State Farm | $5,403 | $3,068 | $1,778 | $1,750 |
| Progressive | $7,018 | $2,869 | $1,766 | $1,978 |
Cheapest car insurance companies in Cordova by driver profile
Car insurance rates in Cordova vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.
Comparison shopping is the key to getting the cheapest car insurance rates in Cordova. By comparing rates from multiple providers, you ensure you're getting the coverage you need at an affordable price.
Here's a list of car insurance companies that offer cheap insurance rates in Cordova based on driver profile.
- Cheapest for a driver with poor credit: Progressive
- Cheapest for a driver with a speeding ticket: State Farm
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Progressive
The cheapest car insurance company for a driver with poor credit is Progressive. It offers auto insurance for Cordova drivers at about $1,958 per year.
Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit scores.
| Company | Average annual rates |
|---|---|
| Progressive | $1,958 |
| USAA | $1,989 |
| Geico | $2,184 |
| Allstate | $2,364 |
| State Farm | $2,384 |
Cheapest for drivers with a speeding ticket: State Farm
In Cordova, State Farm provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,372, on average.
Finding the right car insurance company is all about individual needs. Take the time to compare quotes from different carriers and secure the best deal. With careful analysis, you can find an insurance company that provides the best rates and coverage tailored to your specific needs.
| Company | Average annual premium |
|---|---|
| State Farm | $1,372 |
| USAA | $1,409 |
| Progressive | $1,760 |
| Geico | $1,997 |
| Allstate | $2,160 |
Cheapest auto insurance after an at-fault accident: State Farm
If you've had an accident, State Farm might be your best bet for affordable auto insurance.
For Cordova drivers with an at-fault accident, State Farm offers the cheapest average annual rate at $1,481. It's a great option if you're looking for affordable coverage that won't break the bank.
After an accident, your insurance rates are likely to go up. Finding a provider with competitive rates can help you minimize the financial impact.
| Company | Average annual rates |
|---|---|
| State Farm | $1,481 |
| USAA | $1,791 |
| Geico | $1,976 |
| Progressive | $2,431 |
| Allstate | $2,774 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the cheapest option for Cordova drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $1,372, on average.
If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.
| Company | Average annual rates |
|---|---|
| State Farm | $1,372 |
| Progressive | $1,852 |
| USAA | $2,075 |
| Geico | $2,405 |
| Allstate | $2,910 |
Average car insurance cost in Cordova
On average, Cordova drivers pay $1,617 annually, or $135 monthly, for full coverage car insurance policies with a coverage level of 100/300/100. Conversely, the average annual cost of state minimum coverage in Cordova is $394.
While full coverage car insurance is more expensive than the state minimum, it provides valuable protection for your own vehicle in addition to coverage for other drivers in the event of an accident. To save money, consider comparing quotes from multiple insurance companies.
| Average annual Rates | State minimum average |
|---|---|
| $1,617 | $394 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
