Cheapest car insurance companies in Juneau 

According to a study by Insurance.com, the cheapest car insurance companies in Juneau for 2023 are Progressive and Geico

In Juneau, Progressive provides the cheapest auto insurance rates to drivers at an average annual premium of $1,214 annually

In Juneau, what you pay for car insurance depends on factors such as your location, driving history, coverage level, and the insurance carrier. Take time to compare price quotes from at least three insurers to get the best coverage at an affordable rate. The table below shows the car insurance companies with cheap insurance rates. 

CompaniesAverage annual rates
USAA$1,005
Progressive$1,214
Geico$1,250
Western National Mutual$1,425
State Farm$1,680
Allstate$1,857

Cheapest car insurance cost in Juneau by Age Group 

In Juneau, USAA is the cheapest car insurance company for teenagers, offering full coverage policies at $3,076 a year, on average. Teenagers often face higher car insurance rates due to statistical data indicating that they pose a greater risk on the roads. 

Teens can maintain lower car insurance premiums by leveraging the good student discount or by remaining on their parent’s existing policy as long as feasible.

USAA is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Juneau at about $1,501 per year

Drivers in Juneau stepping into their 30s can expect a substantial drop in car insurance costs compared to their younger counterparts. USAA has the cheapest car insurance rates for a full coverage policy for adult drivers, averaging $1,010 a year

Juneau senior drivers seeking affordable car insurance should look no further than USAA. It offers the cheapest car insurance rates for seniors, with an average annual premium of $1,024. It makes USAA a good choice for seniors who want to save money without sacrificing coverage. 

CompanyTeensYoung AdultsAdultsSeniors
USAA$3,076$1,501$1,010$1,024
Western National Mutual$3,579$2,521$1,445$1,474
Geico$4,126$1,530$1,192$1,054
Progressive$4,716$1,926$1,199$1,349
Allstate$5,162$3,057$1,828$2,160
State Farm$5,209$2,935$1,682$1,668

Cheapest car insurance companies in Juneau by driver profile 

Driver profile is one of the many factors that insurers take into account to determine car insurance premiums in Juneau. Drivers with a history of accidents or traffic citations on their record can expect significantly higher costs than those with a clean driving record.

When it comes to finding the cheapest car insurance rates in Juneau, make sure you compare insurance quotes from various insurers. By comparing rates from multiple providers, you can get the coverage you need while saving money.

Here are some of the cheapest car insurance companies in Juneau based on driver profile. 

The cheapest car insurance company for a driver with poor credit is Progressive. It offers auto insurance for Juneau drivers at about $1,287 per year

Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Juneau.

CompanyAverage annual rates
Progressive$1,287
USAA$1,699
Geico$2,037
Allstate$2,287
State Farm$2,319

In Juneau, Progressive provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,146, on average. 

Finding the right car insurance company is all about individual needs. Take the time to compare quotes from different carriers and secure the best deal. With careful analysis, you can find an insurance company that provides the best rates and coverage tailored to your specific needs.

CompanyAverage annual premium
Progressive$1,146
USAA$1,199
State Farm$1,342
Geico$1,879
Allstate$2,135

State Farm is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault accident in Juneau is $1,454. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket. 

CompanyAverage annual rates
State Farm$1,454
USAA$1,515
Progressive$1,555
Geico$1,860
Allstate$2,783

Among the carriers analyzed, Progressive offers the cheapest auto insurance premiums for drivers with a DUI in Juneau. On average, its annual full coverage rate is $1,201, making it a significantly cheaper option than other insurance providers.

If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers. 

CompanyAverage annual rates
Progressive$1,201
State Farm$1,342
USAA$1,748
Geico$2,275
Allstate$2,948

Average car insurance cost in Juneau 

The average car insurance rate in Juneau for full coverage is $1,405 per year or $117 a month. These rates are for coverage levels of 100/300/100. Whereas the average rate for state minimum coverage in Juneau is $357 per year. 

Full coverage car insurance may cost more than the state minimum, but it offers valuable protection beyond just covering damage to other drivers' vehicles. Unlike state minimum, full coverage includes damage to your vehicle in addition to liability coverage.

You can potentially lower your full coverage premium by comparing quotes from different carriers. It allows you to find the best coverage at a competitive price.

Average annual RatesState minimum average
$1,405$357

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.