Cheapest car insurance companies in Juneau
A recent data analysis by Insurance.com found the cheapest car insurance companies are Progressive and Geico in Juneau for 2023.
The car insurance company in Juneau that provides the cheapest car insurance premiums is Progressive, with an average annual rate of $1,214 .
When it comes to car insurance costs in Juneau, several factors come into play. Your location, driving record, coverage level, and the insurance company you choose can all affect the price you’ll pay. Make sure you shop around and compare policies apples to apples to get a good deal on your insurance policy.
| Companies | Average annual rates |
|---|---|
| USAA | $1,005 |
| Progressive | $1,214 |
| Geico | $1,250 |
| Western National Mutual | $1,425 |
| State Farm | $1,680 |
| Allstate | $1,857 |
Cheapest car insurance cost in Juneau by Age Group
USAA offers the cheapest full coverage car insurance for teenage drivers in Juneau, with an average annual cost of $3,076 per year. Insurance companies deem teenagers as "high-risk" drivers due to their inexperience and statistically higher accident rates. This elevated risk profile translates to significantly higher car insurance costs for young drivers compared to their older counterparts.
Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.
USAA is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Juneau at about $1,501 per year.
As Juneau drivers transition into their 30s, they can enjoy significantly lower auto insurance costs compared to their 20s. USAA stands out as the cheapest car insurance option for adult drivers, with an annual premium of $1,010.
USAA tops the list in terms of affordability for senior drivers in Juneau. With an average annual premium of $1,024, USAA offers senior drivers the cheapest car insurance rates, allowing them to enjoy peace of mind.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| USAA | $3,076 | $1,501 | $1,010 | $1,024 |
| Western National Mutual | $3,579 | $2,521 | $1,445 | $1,474 |
| Geico | $4,126 | $1,530 | $1,192 | $1,054 |
| Progressive | $4,716 | $1,926 | $1,199 | $1,349 |
| Allstate | $5,162 | $3,057 | $1,828 | $2,160 |
| State Farm | $5,209 | $2,935 | $1,682 | $1,668 |
Cheapest car insurance companies in Juneau by driver profile
Insurers in Juneau consider various factors, including driver profile, to calculate car insurance premiums. You can expect to pay significantly higher rates if you have a history of accidents or traffic citations on your driving record. On the other hand, those with a clean driving record enjoy more affordable coverage.
To find the cheapest car insurance company in Juneau, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget.
Below are some of the cheapest car insurance companies in Juneau by driver profile.
- Cheapest for a driver with poor credit: Progressive
- Cheapest for a driver with a speeding ticket: Progressive
- Cheapest for accident: State Farm
- Cheapest for DUI: Progressive
Cheapest for a driver with poor credit: Progressive
Progressive is the cheapest car insurance option for drivers with poor credit. Its average annual auto insurance cost for Juneau drivers is $1,287.
The table below shows the list of car insurance companies that offer affordable car insurance for drivers with poor or bad credit scores.
| Company | Average annual rates |
|---|---|
| Progressive | $1,287 |
| USAA | $1,699 |
| Geico | $2,037 |
| Allstate | $2,287 |
| State Farm | $2,319 |
Cheapest for drivers with a speeding ticket: Progressive
Progressive offers the cheapest auto insurance rates for drivers with a speeding ticket in Juneau. It offers full coverage car insurance for drivers aged 30 at about $1,146 per year.
Find the best car insurance company for your needs by comparing quotes from different carriers. Don't assume that the cheapest option for someone else will also be the cheapest for you. Take the time to shop around and get the coverage that best suits your needs.
| Company | Average annual premium |
|---|---|
| Progressive | $1,146 |
| USAA | $1,199 |
| State Farm | $1,342 |
| Geico | $1,879 |
| Allstate | $2,135 |
Cheapest auto insurance after an at-fault accident: State Farm
State Farm is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault accident in Juneau is $1,454. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.
| Company | Average annual rates |
|---|---|
| State Farm | $1,454 |
| USAA | $1,515 |
| Progressive | $1,555 |
| Geico | $1,860 |
| Allstate | $2,783 |
Cheapest auto insurance after a DUI: Progressive
Progressive is the carrier that offers cheap auto insurance rates in Juneau for drivers after a DUI. Its average annual rate for full coverage is $1,201.
Following a DUI conviction, it's likely that your auto insurance premiums will increase. To get affordable premiums, compare car insurance quotes from various providers. Comparison shopping can help you find the best possible offer.
| Company | Average annual rates |
|---|---|
| Progressive | $1,201 |
| State Farm | $1,342 |
| USAA | $1,748 |
| Geico | $2,275 |
| Allstate | $2,948 |
Average car insurance cost in Juneau
On average, Juneau drivers pay $1,405 annually, or $117 monthly, for full coverage car insurance policies with a coverage level of 100/300/100. Conversely, the average annual cost of state minimum coverage in Juneau is $357.
Full coverage insurance costs more than the state minimum, but it provides comprehensive coverage for your car and coverage for other driver’s vehicle. To reduce your premium, you might want to compare quotes from various insurance companies.
| Average annual Rates | State minimum average |
|---|---|
| $1,405 | $357 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
