Cheapest car insurance companies in Bridgeport
Geico and Progressive offer the cheapest car insurance rates in Bridgeport for 2023, according to a study by Insurance.com.
Geico is the cheapest option for most Bridgeport drivers, with an average annual rate of $1,711 .
Car insurance prices in Bridgeport can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Bridgeport drivers.
| Companies | Average annual rates |
|---|---|
| USAA | $769 |
| Geico | $1,711 |
| Progressive | $1,894 |
| Kemper Insurance | $2,129 |
| Nationwide | $2,295 |
| State Farm | $2,461 |
| Allstate | $2,705 |
| Farmers | $3,169 |
| Amica Mutual | $3,877 |
Cheapest car insurance cost in Bridgeport by Age Group
In Bridgeport, USAA is the cheapest car insurance company for teenagers, offering full coverage policies at $3,146 a year, on average. Teenagers often face higher car insurance rates due to statistical data indicating that they pose a greater risk on the roads.
However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on their parent's car insurance policy for as long as possible.
USAA provides the cheapest car insurance coverage for young drivers in Bridgeport, with an annual premium of $1,307 on average.
As Bridgeport drivers transition into their 30s, they can enjoy significantly lower auto insurance costs compared to their 20s. USAA stands out as the cheapest car insurance option for adult drivers, with an annual premium of $790.
USAA tops the list in terms of affordability for senior drivers in Bridgeport. With an average annual premium of $893, USAA offers senior drivers the cheapest car insurance rates, allowing them to enjoy peace of mind.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Farmers | N/A | $5,438 | $3,244 | $3,050 |
| USAA | $3,146 | $1,307 | $790 | $893 |
| Geico | $6,853 | $3,092 | $1,668 | $2,055 |
| State Farm | $7,427 | $4,176 | $2,483 | $2,437 |
| Kemper Insurance | $8,749 | $4,241 | $2,137 | $2,285 |
| Progressive | $8,937 | $3,013 | $1,873 | $1,986 |
| Nationwide | $9,139 | $4,000 | $2,249 | $2,357 |
| Allstate | $10,863 | $4,301 | $2,813 | $2,871 |
| Amica Mutual | $13,264 | N/A | $3,839 | $4,042 |
Cheapest car insurance companies in Bridgeport by driver profile
When determining car insurance rates in Bridgeport, insurers consider multiple factors, including the driver's profile. Individuals with a clean driving record enjoy substantially lower premiums than drivers with a history of accidents or traffic citations.
It's important to compare insurance quotes from at least three carriers to find the cheapest insurance company in Bridgeport that suits your budget.
In Bridgeport, these insurance companies offer cheap car insurance rates based on your driver profile.
- Cheapest for a driver with poor credit: Geico
- Cheapest for a driver with a speeding ticket: Geico
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Geico
Geico has the cheapest rates for Bridgeport drivers with poor credit looking for affordable auto insurance. At an annual cost of $1,858, Geico offers substantial savings among the insurers analyzed.
The table below shows the list of car insurance companies that offer affordable car insurance for drivers with poor or bad credit scores.
| Company | Average annual rates |
|---|---|
| Geico | $1,858 |
| Progressive | $2,505 |
| USAA | $2,542 |
| Nationwide | $3,030 |
| State Farm | $3,891 |
| Allstate | $4,104 |
Cheapest for drivers with a speeding ticket: Geico
In Bridgeport, Geico provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,555, on average.
Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.
| Company | Average annual premium |
|---|---|
| Geico | $1,555 |
| USAA | $1,809 |
| State Farm | $2,090 |
| Progressive | $2,312 |
| Allstate | $2,477 |
| Nationwide | $2,707 |
Cheapest auto insurance after an at-fault accident: State Farm
Looking for affordable car insurance rates after an at-fault accident? It can be a challenge, but with comparison shopping, you might find a policy that suits your budget.
Drivers in Bridgeport with at-fault accidents on their driving records can find the cheapest car insurance rates with State Farm. Its full coverage policy costs an average of $2,090 annually.
| Company | Average annual rates |
|---|---|
| State Farm | $2,090 |
| Geico | $2,298 |
| USAA | $2,531 |
| Progressive | $3,311 |
| Nationwide | $3,788 |
| Allstate | $4,270 |
Cheapest auto insurance after a DUI: State Farm
In Bridgeport, State Farm has the cheapest car insurance rates for individuals with DUI on their record. The company provides a full coverage policy at an average cost of $2,090 a year.
If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.
| Company | Average annual rates |
|---|---|
| State Farm | $2,090 |
| Progressive | $2,715 |
| USAA | $3,319 |
| Allstate | $4,279 |
| Nationwide | $5,172 |
| Geico | $6,916 |
Average car insurance cost in Bridgeport
Full coverage car insurance in Bridgeport for a coverage limit of 100/300/100 is $2,334 per year or $195 per month, while the state minimum coverage costs an average of $949 a year.
While full coverage car insurance is more expensive than the state minimum, it provides valuable protection for your own vehicle in addition to coverage for other drivers in the event of an accident. To save money, consider comparing quotes from multiple insurance companies.
| Average annual Rates | State minimum average |
|---|---|
| $2,334 | $949 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
