Cheapest car insurance companies in Norwalk
After an in-depth analysis, Insurance.com found that GEICO and Kemper Insurance are the cheapest car insurance companies in Norwalk for 2023.
GEICO offers the cheapest car insurance premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. for Norwalk drivers at an annual rate of $1,211 a year, on average.
The cost of car insurance in Norwalk varies depending on your ZIP code, driving history, coverage level, and carrierAn insurance carrier is the company that provides your car insurance policy and pays claims.. To maximize your chances of finding a great deal, it's recommended to compare quotes from multiple carriers.
Here’s a list of insurance companies offering affordable premiums to drivers in Norwalk.
| Companies | Average annual rates |
|---|---|
| GEICO | $1,211 |
| Kemper Insurance | $1,573 |
| Progressive | $1,605 |
| State Farm | $1,747 |
| Nationwide | $1,818 |
| Farmers | $2,122 |
| Allstate | $2,170 |
| Amica Mutual | $2,711 |
| USAA | $624 |
Cheapest car insurance cost in Norwalk by Age Group
USAA offers the cheapest full coverage car insurance for teenage drivers in Norwalk, with an average annual cost of $2,484 per year. Insurance companies deem teenagers as "high-risk" drivers due to their inexperience and statistically higher accident rates. This elevated risk profile translates to significantly higher car insurance costs for young drivers compared to their older counterparts.
Teens can maintain lower car insurance premiums by leveraging the good student discount or by remaining on their parent’s existing policy as long as feasible.
For young drivers in Norwalk, USAA has the cheapest auto insurance rates, with an average annual cost of $1,046 annually.
For Norwalk drivers entering their 30s, car insurance becomes significantly more affordable compared to their younger years. USAA provides the cheapest car insurance premiums, offering full coverage policies at $640 annually.
If you are a senior driver in Norwalk and looking for a cheap car insurance company, then consider buying insurance from USAA. It is the cheapest auto insurance company for senior drivers, with an average premium of $721 per year.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| GEICO | $4,841 | $2,189 | $1,179 | $1,443 |
| State Farm | $5,294 | $2,976 | $1,763 | $1,727 |
| Kemper Insurance | $7,022 | $3,023 | $1,581 | $1,670 |
| Nationwide | $7,310 | $3,185 | $1,781 | $1,866 |
| Progressive | $7,395 | $2,541 | $1,590 | $1,692 |
| Allstate | $8,716 | $3,502 | $2,255 | $2,289 |
| Amica Mutual | $8,766 | $4,925 | $2,683 | $2,830 |
| Farmers | $11,261 | $4,375 | $2,175 | $2,065 |
| The Hanover | $13,310 | N/A | N/A | N/A |
| USAA | $2,484 | $1,046 | $640 | $721 |
Cheapest car insurance companies in Norwalk by driver profile
When determining car insurance rates in Norwalk, insurers consider multiple factors, including the driver's profile. Individuals with a clean driving record enjoy substantially lower premiums than drivers with a history of accidents or traffic citations.
Finding the cheapest car insurance in Norwalk requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit.
Below are some of the cheapest car insurance companies in Norwalk by driver profile.
- Cheapest for a driver with poor credit: GEICO
- Cheapest for a driver with a speeding ticket: GEICO
- Cheapest for accident: GEICO
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: GEICO
The cheapest car insurance company for a driver with poor credit is GEICO. It offers auto insurance for Norwalk drivers at about $1,175 per year.
Drivers with poor or bad credit scores in Norwalk can consider the following car insurance companies to get the affordable car insurance coverage.
| Company | Average annual rates |
|---|---|
| GEICO | $1,175 |
| Progressive | $2,056 |
| Nationwide | $2,363 |
| State Farm | $2,765 |
| Allstate | $3,204 |
| USAA | $2,003 |
Cheapest for drivers with a speeding ticket: GEICO
In Norwalk, GEICO provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $986, on average.
Finding the cheapest car insurance isn't a one-size-fits-all scenario. What may be the most cost-effective option for you might not be the same for someone else. That's why you should compare car insurance quotes from multiple carriers.
| Company | Average annual premium |
|---|---|
| GEICO | $986 |
| State Farm | $1,477 |
| Progressive | $1,888 |
| Allstate | $1,993 |
| Nationwide | $2,107 |
| USAA | $1,440 |
Cheapest auto insurance after an at-fault accident: GEICO
Looking for affordable car insurance rates after an at-fault accident? It can be a challenge, but with comparison shopping, you might find a policy that suits your budget.
Drivers in Norwalk with at-fault accidents on their driving records can find the cheapest car insurance rates with GEICO. Its full coverage policy costs an average of $1,465 annually.
| Company | Average annual rates |
|---|---|
| GEICO | $1,465 |
| State Farm | $1,477 |
| Progressive | $2,650 |
| Nationwide | $2,943 |
| Allstate | $3,477 |
| USAA | $2,013 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the cheapest option for Norwalk drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $1,477, on average.
A DUI conviction can significantly affect your auto insurance rates. However, to keep your coverage rates low, it is important to compare quotes from various insurers before renewing or purchasing a new policy. Doing so ensures you get the most competitive rate for your situation.
| Company | Average annual rates |
|---|---|
| State Farm | $1,477 |
| Progressive | $2,223 |
| Allstate | $3,496 |
| Nationwide | $4,019 |
| GEICO | $4,459 |
| USAA | $2,603 |
Average car insurance cost in Norwalk
The average car insurance rate in Norwalk for full coverage is $1,731 per year or $144 a month. These rates are for coverage levels of 100/300/100. Whereas the average rate for state minimum coverage in Norwalk is $705 per year.
Choosing full coverage insurance may mean a higher policy cost compared to the state minimum, but it offers better protection. It provides liability coverage as well as
| Average annual Rates | $1,731 |
| State minimum average | $705 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington, D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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