Cheapest car insurance companies in Carthage
A recent data analysis by Insurance.com found the cheapest car insurance companies are Nationwide and Travelers in Carthage for 2023.
Nationwide offers the cheapest car insurance premium for Carthage drivers at an annual rate of $1,355 a year, on average.
Car insurance costs may vary in Carthage based on your location, driving record, coverage level and the insurance company you choose. Increase your chances of getting the best deal by comparing car insurance quotes from multiple carriers. The following companies are known to offer the cheapest auto insurance rates in Carthage.
| Companies | Average annual rates |
|---|---|
| USAA | $1,240 |
| Nationwide | $1,355 |
| Travelers | $1,584 |
| State Farm | $1,855 |
| Southern Farm Bureau | $1,864 |
| Progressive | $2,071 |
| Shelter Insurance | $2,463 |
| Allstate | $2,541 |
| Geico | $2,569 |
Cheapest car insurance cost in Carthage by Age Group
Southern Farm Bureau stands out as Carthage's cheapest auto insurance company for teen drivers at an average annual of $3,435. Insurance providers classify teenagers as high-risk drivers, and that's why they typically face increased insurance costs compared to other age groups.
However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.
For young drivers in Carthage, USAA has the cheapest auto insurance rates, with an average annual cost of $1,884 annually.
An analysis of car insurance rates for Carthage drivers reveal a significant decrease in premiums for individuals in their 30s compared to those in their 20s. USAA offers the cheapest full-coverage car insurance rates at $1,254 per year.
Carthage senior drivers seeking affordable car insurance should look no further than Nationwide. It offers the cheapest car insurance rates for seniors, with an average annual premium of $1,258. It makes Nationwide a good choice for seniors who want to save money without sacrificing coverage.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Southern Farm Bureau | $3,435 | $2,602 | $1,891 | $1,677 |
| USAA | $3,892 | $1,884 | $1,254 | $1,285 |
| Nationwide | $4,136 | $2,088 | $1,353 | $1,258 |
| Travelers | $4,815 | $2,421 | $1,613 | $1,563 |
| State Farm | $4,952 | $2,962 | $1,860 | $1,750 |
| Shelter Insurance | $6,608 | $4,422 | $2,566 | $2,276 |
| Safeway Insurance | $8,302 | $6,250 | $3,248 | N/A |
| Geico | $8,818 | $4,584 | $2,548 | $2,693 |
| Allstate | $9,188 | $3,917 | $2,520 | $2,537 |
| Progressive | $9,400 | $3,272 | $2,087 | $1,907 |
Cheapest car insurance companies in Carthage by driver profile
Your driving profile plays an important role in determining your car insurance rates in Carthage. Those with past accidents, speeding tickets, or other traffic citations on their record can expect increased insurance rates compared to drivers with clean driving records.
It's important to compare insurance quotes from at least three carriers to find the cheapest insurance company in Carthage that suits your budget.
Here are some of the cheapest car insurance companies in Carthage based on driver profile.
- Cheapest for a driver with poor credit: Nationwide
- Cheapest for a driver with a speeding ticket: USAA
- Cheapest for accident: USAA
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Nationwide
The cheapest car insurance company for a driver with poor credit is Nationwide. It offers auto insurance for Carthage drivers at about $1,804 per year.
Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit scores.
| Company | Average annual rates |
|---|---|
| Nationwide | $1,804 |
| USAA | $1,837 |
| Geico | $2,114 |
| Travelers | $2,321 |
| Progressive | $2,728 |
| Allstate | $3,263 |
| State Farm | $7,314 |
Cheapest for drivers with a speeding ticket: USAA
In Carthage, USAA provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,181, on average.
Find the best car insurance company for your needs by comparing quotes from different carriers. Don't assume that the cheapest option for someone else will also be the cheapest for you. Take the time to shop around and get the coverage that best suits your needs.
| Company | Average annual premium |
|---|---|
| USAA | $1,181 |
| State Farm | $1,533 |
| Nationwide | $1,558 |
| Travelers | $1,992 |
| Progressive | $2,104 |
| Allstate | $2,244 |
| Geico | $2,269 |
Cheapest auto insurance after an at-fault accident: USAA
Looking for affordable car insurance rates after an at-fault accident? It can be a challenge, but with comparison shopping, you might find a policy that suits your budget.
Drivers in Carthage with at-fault accidents on their driving records can find the cheapest car insurance rates with USAA. Its full coverage policy costs an average of $1,561 annually.
| Company | Average annual rates |
|---|---|
| USAA | $1,561 |
| State Farm | $1,685 |
| Nationwide | $1,770 |
| Travelers | $2,013 |
| Progressive | $2,871 |
| Allstate | $3,143 |
| Geico | $3,179 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the cheapest option for Carthage drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $1,533, on average.
Following a DUI conviction, it's likely that your auto insurance premiums will increase. To get affordable premiums, compare car insurance quotes from various providers. Comparison shopping can help you find the best possible offer.
| Company | Average annual rates |
|---|---|
| State Farm | $1,533 |
| USAA | $1,803 |
| Progressive | $2,380 |
| Travelers | $2,447 |
| Nationwide | $2,477 |
| Allstate | $3,093 |
| Geico | $9,389 |
Average car insurance cost in Carthage
The average car insurance rate in Carthage for full coverage is $1,949 per year or $162 a month. These rates are for coverage levels of 100/300/100. Whereas the average rate for state minimum coverage in Carthage is $438 per year.
Choosing full coverage insurance may mean a higher policy cost compared to the state minimum, but it offers better protection. It provides liability coverage as well as
| Average annual Rates | State minimum average |
|---|---|
| $1,949 | $438 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
