Cheapest car insurance companies in Gulfport 

A recent data analysis by Insurance.com found the cheapest car insurance companies are Nationwide and State Farm in Gulfport for 2023. 

Nationwide offers the cheapest car insurance premium for Gulfport drivers at an annual rate of $1,306 a year, on average. 

In Gulfport, what you pay for car insurance depends on factors such as your location, driving history, coverage level, and the insurance carrier. Take time to compare price quotes from at least three insurers to get the best coverage at an affordable rate. The table below shows the car insurance companies with cheap insurance rates. 

CompaniesAverage annual rates
Nationwide$1,306
USAA$1,351
State Farm$1,754
Travelers$1,759
Geico$1,984
Southern Farm Bureau$2,076
Progressive$2,271
Shelter Insurance$2,522
Allstate$2,576
Safeway Insurance$3,366

Cheapest car insurance cost in Gulfport by Age Group 

The cheapest auto insurance company in Gulfport for teen drivers is Southern Farm Bureau. For full coverage, its average annual rate for Gulfport drivers is $4,190. Insurance companies put teenagers in the category of high-risk drivers, and as a result, they are charged higher rates for insurance. 

However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.

USAA is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Gulfport at about $2,063 per year

An analysis of car insurance rates for Gulfport drivers reveal a significant decrease in premiums for individuals in their 30s compared to those in their 20s. Nationwide offers the cheapest full-coverage car insurance rates at $1,312 per year.

Nationwide is the cheapest option for senior drivers in Gulfport, with an average premium of $1,244 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis. 

CompanyTeensYoung AdultsAdultsSeniors
Southern Farm Bureau$4,190$3,051$2,115$1,847
Nationwide$4,320$2,091$1,312$1,244
USAA$4,434$2,063$1,365$1,436
State Farm$4,980$2,880$1,766$1,715
Travelers$5,276$2,658$1,787$1,720
Shelter Insurance$6,793$4,544$2,630$2,329
Geico$6,850$3,538$1,966$2,445
Progressive$9,702$3,545$2,274$2,109
Allstate$9,808$3,980$2,557$2,618
Safeway Insurance$9,849$5,122$3,152$3,358

Cheapest car insurance companies in Gulfport by driver profile 

Car insurance rates in Gulfport vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations

Comparison shopping is the key to getting the cheapest car insurance rates in Gulfport. By comparing rates from multiple providers, you ensure you're getting the coverage you need at an affordable price.

Here's a list of car insurance companies that offer cheap insurance rates in Gulfport based on driver profile. 

Geico is the cheapest car insurance option for drivers with poor credit. Its average annual auto insurance cost for Gulfport drivers is $1,651

Know which car insurance companies offer affordable car insurance for drivers with poor credit scores in Gulfport.

CompanyAverage annual rates
Geico$1,651
Nationwide$1,835
USAA$1,974
Travelers$2,650
Progressive$2,894
Allstate$3,288
State Farm$6,808

USAA offers the cheapest auto insurance rates for drivers with a speeding ticket in Gulfport. It provides full coverage car insurance for drivers aged 30 at about $1,286 per year

Finding the right car insurance company is all about individual needs. Take the time to compare quotes from different carriers and secure the best deal. With careful analysis, you can find an insurance company that provides the best rates and coverage tailored to your specific needs.

CompanyAverage annual premium
USAA$1,286
State Farm$1,465
Nationwide$1,593
Geico$1,767
Travelers$2,236
Progressive$2,254
Allstate$2,272

State Farm is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault accident in Gulfport is $1,632. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket. 

CompanyAverage annual rates
State Farm$1,632
USAA$1,730
Nationwide$1,812
Travelers$2,250
Geico$2,454
Progressive$3,109
Allstate$3,239

State Farm is the carrier that offers cheap auto insurance rates in Gulfport for drivers after a DUI. Its average annual rate for full coverage is $1,465

If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers. 

CompanyAverage annual rates
State Farm$1,465
USAA$1,994
Nationwide$2,541
Progressive$2,579
Travelers$2,742
Allstate$3,153
Geico$7,170

Average car insurance cost in Gulfport 

Full coverage car insurance in Gulfport for a coverage limit of 100/300/100 is $2,096 per year or $175 per month, while the state minimum coverage costs an average of $555 a year.

While full coverage car insurance is more expensive than the state minimum, it provides valuable protection for your own vehicle in addition to coverage for other drivers in the event of an accident. To save money, consider comparing quotes from multiple insurance companies.

Average annual RatesState minimum average
$2,096$555

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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