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If you're looking for the best and cheapest car insurance in East Brunswick, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across East Brunswick and prepared this guide for you.

The average cost of auto insurance in East Brunswick for full coverage is $1,871 per year for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in East Brunswick. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance companies in East Brunswick

According to a study by Insurance.com, the cheapest car insurance companies in East Brunswick for 2023 are Palisades and New Jersey Manufacturers.

Palisades is the cheapest option for most East Brunswick drivers, with an average annual rate of $1,063.

Car insurance cost may vary in East Brunswick based on your location, driving record, coverage level and the insurance company you choose. Increase your chances of getting the best deal by comparing car insurance quotes from multiple carriers. The following companies are known to offer the cheapest auto insurance rates in East Brunswick

CompaniesAverage Annual Rates
Palisades$1,063
New Jersey Manufacturers$1,174
Geico$1,291
State Farm$1,657
Allstate$1,772
Travelers$1,846
Mercury Insurance$1,994
Farmers$2,955
Progressive$3,085

Cheapest car insurance cost in East Brunswick by Age Group

The cheapest auto insurance company in East Brunswick for teen drivers is Geico. For full coverage, its average annual rate for East Brunswick drivers is $2,810. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

New Jersey Manufacturers is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in East Brunswick at about $1,888 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in East Brunswick is the Palisades. Its average rate for a full coverage car insurance policy is $1,165 per year.

If you are a senior driver in East Brunswick and looking for a cheap car insurance company, then consider buying insurance from the New Jersey Manufacturers. It is the cheapest auto insurance company for senior drivers with an average premium of $1,096 per year.

CompaniesAdultsSeniorsTeensYoung Adults
Allstate$1,750$1,801$6,241$3,189
Farmers$3,033$3,233$9,403$4,242
Geico$1,320$1,303$2,810$2,091
Mercury Insurance$2,015$1,991$13,005$3,598
New Jersey Manufacturers$1,191$1,096$3,516$1,888
Palisades$1,165$1,403$6,620$2,264
Progressive$3,102$3,152$11,032$4,314
State Farm$1,695$1,711$4,734$3,011
Travelers$1,856$1,911$5,224$2,552

Cheapest car insurance companies in East Brunswick by driver profile

Car insurance rates in East Brunswick vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in East Brunswick, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget.

Here are some of the cheapest car insurance companies in East Brunswick based on driver profile.

Cheapest for a driver with poor credit: Progressive

The cheapest car insurance company for a driver with poor credit is Progressive. It offers auto insurance for East Brunswick drivers at about $1,885 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
Progressive$1,885
Geico$2,957
Mercury$3,099
Allstate$3,231
State Farm$3,489
Farmers$3,702
Travelers$4,067

Cheapest for drivers with a speeding ticket: Geico

Geico offers the cheapest auto insurance rates for drivers with a speeding ticket in East Brunswick. It offers full coverage car insurance for drivers age 30 at about $1,294 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
Geico$1,294
Progressive$1,484
Allstate$2,117
State Farm$2,271
Mercury$2,582
Travelers$2,599
Farmers$3,580

Cheapest auto insurance after an at-fault accident: Geico

Geico is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault accident in East Brunswick is $1,802. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
Geico$1,802
Progressive$1,908
State Farm$2,711
Travelers$3,147
Mercury$3,548
Allstate$3,991
Farmers$6,576

Cheapest auto insurance after a DUI: Progressive

Progressive is the carrier that offers cheap auto insurance rates in East Brunswick for drivers after a DUI. Its average annual rate for full coverage is $1,369.

If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.

CompaniesAverage Annual Rates
Progressive$1,369
Allstate$2,487
Geico$2,584
Travelers$2,986
Mercury$3,072
Farmers$3,813
State Farm$6,380

Average car insurance cost in East Brunswick

The average car insurance rate in East Brunswick for full coverage is $1,871 per year or $156 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in East Brunswick is $991 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$1,871$991

Methodology

Insurance.com commissioned 2022 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2022.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Rates sourced from Quadrant Data Services are for comparison purposes only; your rates may differ.

Compare auto insurance rates by city in New Jersey

Allenhurst
$1,814/year
Bloomfield
$2,195/year
Fairview
$2,692/year
Garfield
$2,367/year
Hoboken
$2,378/year
Jersey City
$2,396/year
Matawan
$1,873/year
Pleasantville
$1,999/year
Trenton
$2,117/year

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