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If you're looking for the best and cheapest car insurance in Clifton, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Clifton and prepared this guide for you.

The average auto insurance cost in Clifton for full coverage is $1,798 for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Clifton. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance Companies in Clifton

According to a study by Insurance.com, the cheapest car insurance companies in Clifton for 2022 are Progressive Garden State Ins and Government Employees .

Progressive Garden State Ins is the cheapest option for most Clifton drivers, with an average annual rate of $1,021.

Car insurance cost may vary in Clifton based on your location, driving record, coverage level and the insurance company you choose. To get the best deal make sure you compare rates from multiple carriers.

The following companies are known to offer the cheapest auto insurance rates in Clifton

CompaniesAverage Annual Rates
Progressive Garden State Ins$1,021
Government Employees$1,262
St Paul Protective$1,264
Allstate NJ P&C$1,588
Metropolitan P&C$1,815
Mercury Ind Co of Am$2,052
State Farm Ind Co$2,407
Foremost Grand Rapids$2,976

Cheapest car insurance cost in Clifton by Age Group

The cheapest auto insurance company in Clifton for teen drivers is Government Employees Ins Co. For full coverage, its average annual rate for Clifton drivers is $3,064. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

Government Employees Ins Co is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Clifton at about $2,195 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Clifton is the Government Employees Ins Co. Its average rate for a full coverage car insurance policy is $1,491 per year.

If you are a senior driver in Clifton and looking for a cheap car insurance company, then consider buying insurance from the Government Employees Ins Co. It is the cheapest auto insurance company for senior drivers with an average premium of $1,344 per year.

CompaniesAdultsSeniorsTeensYoung Adults
Government Employees$1,491$1,344$3,064$2,195
Progressive Garden State$1,604$1,379$9,080$2,633
New Jersey Manufacturers$1,706$1,458$3,667$2,464
Allstate NJ Prop & Cas$2,750$2,575$8,217$4,400
State Farm Ind Co$2,785$1,990$6,920$4,781
Foremost Grand Rapids MI$4,464$4,187$13,647$5,922

Cheapest car insurance companies in Clifton by driver profile

Car insurance rates in Clifton vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Clifton, it's important to compare rates from multiple providers. This way, you can find the best deal that meets your needs and budget

Here are some of the cheapest car insurance companies in Clifton based on driver profile.

  • Cheapest for a driver with Poor Credit: Progressive
  • Cheapest for a driver with a speeding ticket: Government Employees
  • Cheapest for accident: Government Employees
  • Cheapest for DUI: Progressive

Cheapest for a driver with Poor Credit: Progressive

The cheapest car insurance company for a driver with poor credit is Progressive. It offers auto insurance for Clifton drivers at about $3,362 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
Progressive$3,362
Government Employees$4,442
Allstate$5,268
Mercury$5,618
St Paul Protective$5,877
State Farm$6,197
Foremost Grand Rapids$6,198
Metropolitan$12,799

Cheapest for drivers with a speeding ticket: Government Employees

Government Employees offers the cheapest auto insurance rates for drivers with a speeding ticket in Clifton. It offers full coverage car insurance for drivers age 30 at about $1,872 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. To find the best deal, it's important to compare rates from multiple providers. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
Government Employees$1,872
Progressive$2,527
Allstate$3,460
St Paul Protective$3,823
Mercury$4,638
State Farm$4,861
Foremost Grand Rapids$5,905
Metropolitan$9,667

Cheapest auto insurance after an at-fault accident: Government Employees

Government Employees is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault bodily injury accident in Clifton is $2,490. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
Government Employees$2,490
Progressive$3,073
St Paul Protective$4,578
State Farm$4,779
Mercury$5,896
Allstate$6,639
Metropolitan$10,289
Foremost Grand Rapids$10,356

Cheapest auto insurance after a DUI: Progressive

Progressive is the carrier that offers cheap auto insurance rates in Clifton for drivers after a DUI. Its average annual rate for full coverage is $2,342.

If you are convicted of a DUI, your auto insurance rates are likely to go up. But one way to find an affordable insurance policy is to shop around and compare quotes from multiple insurers.

CompaniesAverage Annual Rates
Progressive$2,342
Government Employees$3,502
Allstate$4,037
St Paul Protective$4,221
Mercury$5,056
Foremost Grand Rapids$6,103
State Farm$11,463
Metropolitan$11,568

Average car insurance cost in Clifton

The average car insurance rate in Clifton for full coverage is $1,798 per year or $150 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Clifton is $661 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$1,798$661