If you're looking for the best and cheapest car insurance in Clifton, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Clifton and prepared this guide for you.
The average auto insurance cost in Clifton for full coverage is $1,798 for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.
The following guide will help you find the best car insurance companies in Clifton. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.
Cheapest car insurance Companies in Clifton
According to a study by Insurance.com, the cheapest car insurance companies in Clifton for 2022 are Progressive Garden State Ins and Government Employees .
Progressive Garden State Ins is the cheapest option for most Clifton drivers, with an average annual rate of $1,021.
Car insurance cost may vary in Clifton based on your location, driving record, coverage level and the insurance company you choose. To get the best deal make sure you compare rates from multiple carriers.
The following companies are known to offer the cheapest auto insurance rates in Clifton
| Companies | Average Annual Rates |
|---|---|
| Progressive Garden State Ins | $1,021 |
| Government Employees | $1,262 |
| St Paul Protective | $1,264 |
| Allstate NJ P&C | $1,588 |
| Metropolitan P&C | $1,815 |
| Mercury Ind Co of Am | $2,052 |
| State Farm Ind Co | $2,407 |
| Foremost Grand Rapids | $2,976 |
Cheapest car insurance cost in Clifton by Age Group
The cheapest auto insurance company in Clifton for teen drivers is Government Employees Ins Co. For full coverage, its average annual rate for Clifton drivers is $3,064. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.
However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.
Government Employees Ins Co is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Clifton at about $2,195 per year.
You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Clifton is the Government Employees Ins Co. Its average rate for a full coverage car insurance policy is $1,491 per year.
If you are a senior driver in Clifton and looking for a cheap car insurance company, then consider buying insurance from the Government Employees Ins Co. It is the cheapest auto insurance company for senior drivers with an average premium of $1,344 per year.
| Companies | Adults | Seniors | Teens | Young Adults |
|---|---|---|---|---|
| Government Employees | $1,491 | $1,344 | $3,064 | $2,195 |
| Progressive Garden State | $1,604 | $1,379 | $9,080 | $2,633 |
| New Jersey Manufacturers | $1,706 | $1,458 | $3,667 | $2,464 |
| Allstate NJ Prop & Cas | $2,750 | $2,575 | $8,217 | $4,400 |
| State Farm Ind Co | $2,785 | $1,990 | $6,920 | $4,781 |
| Foremost Grand Rapids MI | $4,464 | $4,187 | $13,647 | $5,922 |
Cheapest car insurance companies in Clifton by driver profile
Car insurance rates in Clifton vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.
To find the cheapest car insurance company in Clifton, it's important to compare rates from multiple providers. This way, you can find the best deal that meets your needs and budget
Here are some of the cheapest car insurance companies in Clifton based on driver profile.
- Cheapest for a driver with Poor Credit: Progressive
- Cheapest for a driver with a speeding ticket: Government Employees
- Cheapest for accident: Government Employees
- Cheapest for DUI: Progressive
Cheapest for a driver with Poor Credit: Progressive
The cheapest car insurance company for a driver with poor credit is Progressive. It offers auto insurance for Clifton drivers at about $3,362 per year.
Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.
| Companies | Average Annual Rates |
|---|---|
| Progressive | $3,362 |
| Government Employees | $4,442 |
| Allstate | $5,268 |
| Mercury | $5,618 |
| St Paul Protective | $5,877 |
| State Farm | $6,197 |
| Foremost Grand Rapids | $6,198 |
| Metropolitan | $12,799 |
Cheapest for drivers with a speeding ticket: Government Employees
Government Employees offers the cheapest auto insurance rates for drivers with a speeding ticket in Clifton. It offers full coverage car insurance for drivers age 30 at about $1,872 per year.
Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. To find the best deal, it's important to compare rates from multiple providers. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.
| Companies | Average Annual Rates |
|---|---|
| Government Employees | $1,872 |
| Progressive | $2,527 |
| Allstate | $3,460 |
| St Paul Protective | $3,823 |
| Mercury | $4,638 |
| State Farm | $4,861 |
| Foremost Grand Rapids | $5,905 |
| Metropolitan | $9,667 |
Cheapest auto insurance after an at-fault accident: Government Employees
Government Employees is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault bodily injury accident in Clifton is $2,490. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.
| Companies | Average Annual Rates |
|---|---|
| Government Employees | $2,490 |
| Progressive | $3,073 |
| St Paul Protective | $4,578 |
| State Farm | $4,779 |
| Mercury | $5,896 |
| Allstate | $6,639 |
| Metropolitan | $10,289 |
| Foremost Grand Rapids | $10,356 |
Cheapest auto insurance after a DUI: Progressive
Progressive is the carrier that offers cheap auto insurance rates in Clifton for drivers after a DUI. Its average annual rate for full coverage is $2,342.
If you are convicted of a DUI, your auto insurance rates are likely to go up. But one way to find an affordable insurance policy is to shop around and compare quotes from multiple insurers.
| Companies | Average Annual Rates |
|---|---|
| Progressive | $2,342 |
| Government Employees | $3,502 |
| Allstate | $4,037 |
| St Paul Protective | $4,221 |
| Mercury | $5,056 |
| Foremost Grand Rapids | $6,103 |
| State Farm | $11,463 |
| Metropolitan | $11,568 |
Average car insurance cost in Clifton
The average car insurance rate in Clifton for full coverage is $1,798 per year or $150 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Clifton is $661 per year.
You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.
| Average Annual Rates | State Minimum Average |
|---|---|
| $1,798 | $661 |
