How to cancel GEICO car insurance

  1. Locate your policy details. Have the policy number that you want to cancel ready and determine what date you want the policy to end. Your policy number is located on your proof of insurance and on your insurance bill.
  2. Contact GEICO. The easiest way to cancel your GEICO car insurance policy is to call the customer service line at (800) 841-1587. If you bought your policy through an agent, you can contact them to cancel.
  3. Submit your cancellation request. Inform the representative of your intent to cancel and the date when you want the policy to end.
  4. Confirm cancellation. You should receive a confirmation email or letter in the mail. If you cancel over the phone, ask for a confirmation number and write down the name of the person you spoke with.
  5. Check final billing and refund status. It may take a few days to process if you are owed a refund. Check your billing online or via the mobile app to ensure you aren’t charged again and any refund is correct.

Reasons you might need to cancel GEICO car insurance

There are any number of reasons you might choose to cancel car insurance with GEICO. The process is the same regardless of the reason, including:

  • You found a better deal at another company
  • You no longer own the car
  • You’re being added to someone else’s policy, like a spouse

What happens if I cancel my GEICO insurance?

When you cancel your GEICO car insurance policy, your coverage will end on the requested date and time. You will no longer have coverage and will need to have new insurance in place at that time.

GEICO will send a notice of cancellation to your lender, if you have a loan, and to the DMV if required. You will need to ensure proof of your new coverage is sent to both.

People ask

Can I cancel my insurance policy and get my money back?

You will be issued a refund for any unused premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. when you cancel your car insurance. Note that if you have not paid premiums in advance, you may not be owed a refund.

Alternatives to canceling GEICO insurance

Depending on the reason you are looking to cancel your GEICO insurance policy, one of these alternatives might work for you:

  • Increase your deductible or adjust coverages to get lower rates
  • Put your car on an in-storage policy if it will be non-operational for a while
  • Discuss other ways to reduce your costs like trying GEICO’s DriveEasy usage-based telematics program.

Before you decide to leave GEICO, take a moment to read our GEICO auto insurance review and compare it to other carriers.

FAQ: Canceling GEICO insurance

Can you cancel GEICO car insurance anytime?

Yes, you can cancel your GEICO car insurance policy at any time. As the policyholder, you have the right to end your coverage whenever you like. However, canceling at renewal is usually the best time for a seamless process.

Does GEICO charge a cancellation fee?

GEICO doesn’t charge a cancellation fee. However, in North Carolina, refunds may be subject to short-rating, reducing the amount of the refund.

Will my new company cancel my GEICO insurance for me?

Some companies do offer the service of notifying your previous carrierAn insurance carrier is the company that provides your car insurance policy and pays claims. that you are canceling. However, this varies by company and you shouldn’t depend on it; always follow up.

Can you cancel GEICO insurance online?

No, you can’t cancel a GEICO insurance policy online.

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