How to cancel GEICO insurance

How to cancel GEICO car insurance

1. Locate your policy details. Have the policy number that you want to cancel ready and determine what date you want the policy to end. Your policy number is located on your proof of insurance and on your insurance bill.
2. Contact GEICO. The easiest way to cancel your GEICO car insurance policy is to call the customer service line at (800) 841-1587. If you bought your policy through an agent, you can contact them to cancel.
3. Submit your cancellation request. Tell the agent you want to cancel your auto insurance policy.

  Include the following information:

• Your name, address, and phone number.
• The policy number and the date and time you want your coverage to end.
• Your new insurer’s name, policy number and policy start date (if you are switching)

4. Confirm cancellation. Ask the representative to confirm your cancellation and request a confirmation number or written notice. Make sure the policy number and cancellation date are correct before ending the call. GEICO will typically send confirmation by email or mail. 
5. Check final billing and refund status. After cancellation, review your GEICO account to ensure payments have stopped. Check for any final balance or refund. If you are owed money, it may take a few days to process. 

Reasons you might need to cancel GEICO car insurance

Drivers cancel GEICO for several reasons, including finding a lower rate elsewhere, selling or replacing a vehicle, moving, or changes in household coverage. The process is the same regardless of the reason, including:

• You found a better deal at another company
• You no longer own the car
• You’re being added to someone else’s policy, like a spouse

What happens if I cancel my GEICO insurance?

When you cancel your GEICO car insurance policy, your coverage will end on the requested date and time. You will no longer have coverage and will need to have new insurance in place at that time. GEICO will send a notice of cancellation to your lender, if you have a loan, and to the DMV if required. You will need to ensure proof of your new coverage is sent to both.

Alternatives to canceling GEICO insurance

If cost is the reason you want to cancel, GEICO offers several options to lower your premium without ending your policy.

• Increase your deductible or adjust coverages to get lower rates
• Put your car on an in-storage policy if it will be non-operational for a while
• Discuss other ways to reduce your costs like trying GEICO’s DriveEasy usage-based telematics program.

Before you decide to leave GEICO, take a moment to read our GEICO auto insurance review and compare it to other carriers.

Can you cancel GEICO insurance with an open claim?

Yes. You can cancel a GEICO policy even with an open claimAn insurance claim is a request you make to your insurance company for coverage after your car is damaged or you have an accident. You can file a claim online, by phone, or in writing.. GEICO will still process any covered claim from before the cancellation date. Coverage ends at your chosen date and time, and no new incidents are covered after that.

Before you cancel:

• Save your claim number.
• Keep copies of estimates and claim documents.
• Confirm your adjuster’s contact information.
• Ask how the claim will be handled after cancellation.
• Make sure GEICO has your current contact details.

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