How to cancel State Farm car insurance

  1. Locate your policy details. Have the policy number that you want to cancel ready and determine what date you want the policy to end. Your policy number is located on your proof of insurance and on your insurance bill.
  2. Contact your agent. You can either call your agent or visit their office to cancel. You’ll find your agent’s phone number and address on your policy documents.
  3. Submit your cancellation request. Alternatively, you can cancel your policy by sending a letter to State Farm at the following address:
    Attn: Policy Cancellation
    State Farm Insurance
    PO Box 2001
    Bloomington, IL 61702-2001

Include the following information:

  • Your name, address, and phone number.
  • The policy number and the date and time you want your coverage to end.
  • Your new insurer’s name, policy number and policy start date (if you are switching)
  1. Confirm cancellation. You should receive a confirmation email or letter in the mail. Your agent will also confirm with you.
  2. Check final billing and refund status. If you are owed a refund, it may take a few days to process. Check your billing online or via the mobile app to ensure you aren’t charged again and any refund is correct.

Reasons you might need to cancel State Farm car insurance

There are a number of reasons you might choose to cancel car insurance with State Farm. The process is the same regardless of the reason, including:

  • You found a better deal at another company
  • You no longer own the car
  • You’re being added to someone else’s policy, like a spouse

What happens if I cancel my State Farm insurance?

When you cancel your State Farm car insurance policy, your coverage will end on the date and time you have requested. You will no longer have coverage and will need to have new insurance in place at that time.

State Farm will send a notice of cancellation to your lender, if you have a loan, and to the DMV if required. You will need to ensure proof of your new coverage is sent to both.

PEOPLE ASK

Can I cancel my insurance policy and get my money back?

You will be issued a refund for any unused premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. when you cancel your car insurance. Note that if you have not paid premiums in advance, you may not be owed a refund.

Alternatives to canceling State Farm insurance

Depending on the reason you are looking to cancel your State Farm insurance policy, one of these alternatives might work for you:

  • Increase your deductible or adjust coverages to get lower rates
  • Put your car on an in-storage policy if it will be non-operational for a while
  • Discuss other ways to reduce your costs like trying State Farm’s Drive Safe & Save usage-based telematics program.

Before you decide to leave State Farm, take a moment to read our State Farm auto insurance review and compare it to other carriers.

FAQ: Canceling State Farm insurance

Can you cancel State Farm car insurance anytime?

Yes, you can cancel your State Farm car insurance policy at any time. As the policyholder, you have the right to end your coverage whenever you like. However, canceling at renewal is usually the best time for a seamless process.

Does State Farm charge a cancellation fee?

State Farm doesn’t charge a cancellation fee.

Will my new company cancel my State Farm insurance for me?

Some companies do offer the service of notifying your previous carrierAn insurance carrier is the company that provides your car insurance policy and pays claims. that you are canceling. However, this varies by company and you shouldn’t depend on it; always follow up.

Can you cancel State Farm insurance online?

No, you can’t cancel a State Farm insurance policy online.