How to cancel State Farm car insurance

  1. Locate your policy details. Have the policy number that you want to cancel ready and determine what date you want the policy to end. Your policy number is located on your proof of insurance and on your insurance bill.
  2. Contact your agent. You can either call your agent or visit their office to cancel. You’ll find your agent’s phone number and address on your policy documents.
  3. Submit your cancellation request. Alternatively, you can cancel your policy by sending a letter to State Farm at the following address:
    Attn: Policy Cancellation
    State Farm Insurance
    PO Box 2001
    Bloomington, IL 61702-2001

Include the following information:

  • Your name, address, and phone number.
  • The policy number and the date and time you want your coverage to end.
  • Your new insurer’s name, policy number and policy start date (if you are switching)
  1. Confirm cancellation. You should receive a confirmation email or letter in the mail. Your agent will also confirm with you.
  2. Check final billing and refund status. If you are owed a refund, it may take a few days to process. Check your billing online or via the mobile app to ensure you aren’t charged again and any refund is correct.

Reasons you might need to cancel State Farm car insurance

Common reasons to cancel State Farm car insurance include finding a lower rate, selling your vehicle, or joining another household's policy.The process is the same regardless of the reason, including:

  • You found a better deal at another company
  • You no longer own the car
  • You’re being added to someone else’s policy, like a spouse

What happens if I cancel my State Farm insurance?

Canceling your State Farm car insurance ends your coverage on the requested date and triggers two automatic notifications: State Farm will inform your lender if you have an auto loan, and will notify the DMV if your state requires it. You must provide proof of new coverage to both.

PEOPLE ASK

Yes, you will receive a refund for any unused premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. when you cancel your State Farm car insurance, as long as you paid in advance. Refunds typically take a few days to process and can be checked through your online account or the State Farm mobile app. If you did not pay premiums in advance, no refund will be issued.

Alternatives to canceling State Farm insurance

If cost is the reason you want to cancel, State Farm offers several options to lower your premium without ending your policy.

  • Increase your deductible or adjust coverages to get lower rates
  • Put your car on an in-storage policy if it will be non-operational for a while
  • Enroll in State Farm’s Drive Safe & Save usage-based telematics program.

Our State Farm auto insurance review compares rates, coverage options, and customer satisfaction scores against competing carriers.

Can you cancel State Farm insurance if you have an open claim?

You can cancel your State Farm car insurance policy at any time, including while a claimAn insurance claim is a request you make to your insurance company for coverage after your car is damaged or you have an accident. You can file a claim online, by phone, or in writing. is open. Your coverage ends on the cancellation date you request.

  • An open claim does not prevent cancellation
  • State Farm will continue to process any claim filed before the cancellation date
  • Coverage for new incidents ends on the cancellation date
  • Contact your State Farm agent to confirm how your open claim will be handled after cancellation

FAQ: Canceling State Farm insurance

Can you cancel State Farm car insurance anytime?

Yes, you can cancel your State Farm car insurance policy at any time. Canceling at renewal avoids potential short-rate penalties charged by carriers and eliminates the need to coordinate refund timing. State Farm does not charge a cancellation fee at any time, but aligning cancellation with your renewal date simplifies the transition to a new policy.

No, State Farm doesn’t charge a cancellation fee.

Some insurers will notify your previous carrierAn insurance carrier is the company that provides your car insurance policy and pays claims. on your behalf, but this is not guaranteed. Contact your State Farm agent directly to confirm the cancellation was processed

No, State Farm does not allow online cancellation. To cancel, call your State Farm agent directly or visit their office. You can also mail a written cancellation request to State Farm Insurance, Attn: Policy Cancellation, PO Box 2001, Bloomington, IL 61702-2001.

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