Condo insurance in Fort Worth, TX

Average cost of condo insurance in Fort Worth

The average cost of condo insurance (HO-6) in Fort Worth is $845 per year, which is $70 per month, for a coverage level of $40,000 for personal property and liability protection of $100,000 with a $1,000 deductible.

However, the cost of condo insurance can vary depending on where you live in the city, the insurance company, and the coverage limits you choose. The highest average rate in Fort Worth is $1,295, which is $879 more than the lowest average rate of $416.

Average annual cost	$845
Average per month cost	$70
Highest average rate	$1,295
Lowest average rate	$416

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Cheapest condo insurance in Fort Worth

The cheapest condo insurance company in Fort Worth is Farmers at an average annual rate of $526. The second-cheapest option is Allstate with an average yearly rate of $590.

Of course, these rates are averages, so it's important to shop around and compare rates for your needs.

Company	Average annual premium	Average monthly premium
Farmers	$526	$44
Allstate	$590	$49
State Farm	$628	$52
Progressive	$847	$71
Nationwide	$1,137	$95
USAA	$983	$82

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Condo insurance cost in Fort Worth compared with the state average

Condo insurance costs an average of $845 per year in Fort Worth. That's $10 less expensive than the state average of $855.

City average cost	$845
State average cost	$855

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Condo insurance cost in Fort Worth by coverage level

Several factors affect your HO-6 condo insurance. One key factor is your location, and another is the amount of personal property coverage you choose. The higher your coverage limit, the higher the condo insurance cost.

For example, the average annual cost for $40,000 in personal property coverage is $845, or about $70 per month.

Condo insurance rates in Fort Worth with $100,000 liability

The following table shows the cost of condo insurance for four coverage levels with a liability limit of $100,000 and $1,000 deductible.

Coverage	Average annual rate	Average per month rate
$40,000	$845	$70
$60,000	$969	$81
$80,000	$1,081	$90
$100,000	$1,185	$99

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Condo insurance cost in Fort Worth with $300,000 liability

The following table shows the cost of condo insurance for four coverage levels with a liability limit of $300,000 and $1,000 deductible.

Coverage	Average annual rate	Average per month rate
$40,000	$856	$71
$60,000	$980	$82
$80,000	$1,091	$91
$100,000	$1,195	$100

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Methodology

Insurance.com compared condo insurance rates provided by Quadrant Information Services from 2023 for around 29,000 cities in all states and Washington D.C for multiple coverage levels. The content has been updated for 2025.