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Chevrolet is a brand that has been around for generations and offers a wide range of vehicles, from family cars and subcompacts to SUVs, pickup trucks, and sports cars like the Corvette and Camaro.

The average car insurance for a Chevy, for a 30-year-old driver, costs $1,721 per year based on 2021 insurance rates. Of course, what drivers pay to insure a Chevrolet varies depending on their insurance company, driving record, the state in which they live, and the model of their car.

But to help educate Chevy owners on the type of rates they can expect, Insurance.com gathered data on insurance rates for some of the carmaker’s most popular models. Read on to learn about the average car insurance rates for these Chevrolets.

Chevrolet car insurance cost by model: Most and least expensive

The Camaro is the most expensive Chevrolet car to insure with an average yearly cost of $1,963 for a 30-year-old driver and $1,881 for a 40-year-old driver. Whereas the cheapest model to insure is the Chevrolet Spark with an average annual premium of $1,499 for a driver aged 30 and $1,445 for a 40-year-old.

How much does it cost to insure a Chevrolet Equinox, Malibu, or Silverado?

As mentioned above, average auto insurance rates vary depending on a number of factors, including the make and model of the car. However, there are some general trends. For example, newer and more expensive cars tend to have higher insurance rates than older and less expensive models.

Ultimately, the best way to determine how much it costs to insure a Chevy is to get quotes from multiple car insurance companies.

As a guide, Insurance.com’s editorial staff put together the following list based on 2021 insurance rates.

Year and ModelAverage Annual Rate for 30 YearsAverage Annual Rate for 40 Years
2021 Chevrolet Blazer$1,648$1,591
2021 Chevrolet Bolt$1,775$1,696
2021 Chevrolet Camaro$1,963$1,881
2021 Chevrolet Colorado$1,575$1,518
2021 Chevrolet Corvette$2,358$2,244
2021 Chevrolet Equinox$1,501$1,447
2021 Chevrolet Express$1,446$1,399
2021 Chevrolet Impala$1,753$1,688
2021 Chevrolet Malibu$1,757$1,691
2021 Chevrolet Silverado$1,772$1,704
2021 Chevrolet Sonic$1,607$1,548
2021 Chevrolet Spark$1,499$1,445
2021 Chevrolet Suburban$1,835$1,768
2021 Chevrolet Tahoe$1,811$1,739
2021 Chevrolet TrailBlazer$1,824$1,751
2021 Chevrolet Traverse$1,615$1,555
2021 Chevrolet Trax$1,468$1,418

Choose Your Vehicle Model

Chevrolet Cruze Insurance Cost

Chevrolet Cruze
Cruze Highlights
  • The average cost of insuring a Chevy Cruze, based on 2020 rates, is $1,675 per year
  • MSRP Range- $20,495 Hatchback) and $18,870 Sedan)
  • Trim Level- L, LS, LT, and Premier

One other vehicle the editors looked at was the Chevy Cruze. The company discontinued production of the compact car in 2019, but these vehicles are still out on the road.

The Chevrolet Cruze was available in a sedan or hatchback model.

The cost of insuring a 2019 Cruze is $136 more than that of insuring a 2015 Cruze.

The table below provides the average insurance cost for the Chevrolet Cruze by model year, based on 2020 rates:

Year and modelAverage annual premium
2015 Chevrolet Cruze$1,574
2016 Chevrolet Cruze$1,556
2017 Chevrolet Cruze$1,612
2018 Chevrolet Cruze$1,654
2019 Chevrolet Cruze$1,710

Chevrolet Equinox insurance cost

Chevrolet Cruze
Equinox Highlights
  • The average 2021 annual insurance rate for an Equinox is $1,501 for a 30-year-old driver
  • MSRP Range- $23,800 - $33,000
  • Trim Level- L, LS, LT and Premier

For a 30-year-old driver, it costs about $1,501 a year to insure a Chevy Equinox. The Equinox competes in the competitive compact SUV niche against the Toyota RAV4, Ford Escape and others.

The Equinox is one of the most reliable compact SUVs on today's market, according to car-shopping guide Edmunds. The 2019 Chevy Equinox also earned a five-star rating from the National Highway Traffic Safety Administration.

The table below provides average insurance costs for the Chevrolet Equinox by model year:

Year and modelAverage annual premium
2015 Chevrolet Equinox$1,428
2016 Chevrolet Equinox$1,448
2017 Chevrolet Equinox$1,465
2018 Chevrolet Equinox$1,511
2019 Chevrolet Equinox$1,542
2020 Chevrolet Equinox$1,563

Compare Chevrolet Equinox car insurance rates by state

Chevrolet Malibu insurance cost

Chevrolet Cruze
Malibu Highlights
  • For a 30-year-old driver, the 2021 average insurance cost for a Chevrolet Malibu is $1,757 per year.
  • MSRP Range- $23,400 - $33,500
  • Trim Level- LS, RS, LT, and Premier

The average cost of insuring a Chevrolet Malibu for a 30-year-old driver is $1,757 per year or $146 per month, per a rate analysis by Insurance.com. The family car offers a range of safety features including forward collision control, adaptive cruise control, and lane change alert, according to Chevrolet.

The 2017 Malibu was awarded a Top Safety Pick by the Insurance Institute for Highway Safety (IIHS). Also, the NHTSA has given five-star ratings to the Chevrolet Malibu 2015, 2016, 2017, and 2018 model years.

The Malibu competes with cars like the Honda Accord, Toyota Camry, and Nissan Altima. The trim and model year of the Chevy Malibu you choose may affect your annual car insurance premium.

The table below provides average insurance costs for the Chevrolet Malibu by model year:

Year and modelAverage annual premium
2015 Chevrolet Malibu$1,579
2016 Chevrolet Malibu$1,624
2017 Chevrolet Malibu$1,693
2018 Chevrolet Malibu$1,716
2019 Chevrolet Malibu$1,812
2020 Chevrolet Malibu$1,731

Compare Chevrolet Malibu car insurance rates by state

Chevrolet Silverado insurance cost

Chevrolet Cruze
Silverado Highlights
  • The average 2021 annual auto insurance cost for a Chevrolet Silverado is $1,772 for a 30-year-old driver
  • MSRP Range- $35,600 - $57,700
  • Trim Level- LT, LTZ, LT Trail Boss, RST, Custom, Custom Trail Boss, Work Truck (WT), and High Country.

For a 30-year-old driver, the average cost of insuring a Chevy Silverado pickup is $1,772 per year, based on 2021 insurance data.

The 2020 Chevrolet Silverado received the ALG Innovation award for technology, which is awarded by ALG, a subsidiary of TruCar Inc., to cars based on design, technology, and other factors.

It also received KBB.com's 2019 Most Unexceptional Resale Value: Full-Size Pick Up+ Award. In terms of safety ratings, models from the years 2015, 2016, 2017, and 2018 have earned five-star ratings from the NHTSA.

The table below provides average insurance costs for the Chevrolet Silverado by model year:

Year and modelAverage annual premium
2015 Chevrolet Silverado$1,658
2016 Chevrolet Silverado$1,681
2017 Chevrolet Silverado$1,708
2018 Chevrolet Silverado$1,748
2019 Chevrolet Silverado$1,788
2020 Chevrolet Silverado$1,777

Compare Chevrolet Silverado car insurance rates by state

Chevrolet Traverse insurance cost

Chevrolet Cruze
Traverse Highlights
  • MSRP Range- $29,800 - $53,100
  • Trim Level- L, LT Cloth, LT Leather, LS, RS, Premier, and High Country
  • Average 2021 insurance cost for a Chevy Traverse is $1,615 per year for a 30-year-old driver

On average, the cost of insuring a Chevrolet Traverse is $1,615 per year for a 30-year-old driver, according to the 2021 insurance data gathered by Insurance.com.

Traverse is a midsize crossover SUV with three-row seating. Chevrolet Traverse Premier and High Country models are on the list of the Insurance Institute of Highway Safety’s 2021 Top Safety Pick. In addition, Traverse received the Most Unexceptional 3-Row SUV for Families award from U.S. News & World Report.

The table below provides average insurance costs for the Chevy Traverse by model year:

Year and modelAverage annual premium
2015 Chevrolet Traverse$1,450
2016 Chevrolet Traverse$1,481
2017 Chevrolet Traverse$1,517
2018 Chevrolet Traverse$1,539
2019 Chevrolet Traverse$1,591
2020 Chevrolet Traverse$1,593

Compare Chevrolet Traverse car insurance cost by state

Chevrolet Camaro insurance cost

Chevrolet Camaro
Camaro Highlights
  • The 2021 average annual cost of insuring a Camaro is $1,963 per year for a 30-year-old driver
  • MSRP Range- $29,800 - $53,100
  • Trim Level- L, LT Cloth, LT Leather, LS, RS, Premier, and High Country

On average, insurance for a 2021 Chevrolet Camaro costs $1,963 per year, or $163 per month, for a 30-year-old driver.

The Chevy Camaro is one of the most popular Chevy models on the road today, Edmunds says. The sports car has been rated five stars for overall safety by the NHTSA.

The table below provides average insurance costs for the Chevrolet Camaro by model year:

Year and modelAverage annual premium
2015 Chevrolet Camaro$1,891
2016 Chevrolet Camaro$1,814
2017 Chevrolet Camaro$1,960
2018 Chevrolet Camaro$2,000
2019 Chevrolet Camaro$2,040
2020 Chevrolet Camaro$1,929

Compare Chevrolet Camaro car insurance cost by state

Chevrolet Spark insurance cost

Chevrolet Spark
Spark Highlights
  • The 2021 average insurance cost of a Chevrolet Spark for a 30-year-old driver is $1,499 per year
  • MSRP Range- $29,800 - $53,100
  • Trim Level- L, LT Cloth, LT Leather, LS, RS, Premier, and High Country

The Spark is one of the cheapest Chevy models to insure. The average cost of insuring a Spark is $1,499 per year, or $125 per month, for a 30-year-old driver, according to a rate study by Insurance.com.

The subcompact has a strong safety rating from the IIHS.

The table below provides average insurance costs for the Chevrolet Spark by model year:

Year and modelAverage annual premium
2015 Chevrolet Spark$1,486
2016 Chevrolet Spark$1,500
2017 Chevrolet Spark$1,468
2018 Chevrolet Spark$1,477
2019 Chevrolet Spark$1,527
2020 Chevrolet Spark$1,489

Compare Chevrolet Spark car insurance cost by state

Chevrolet Tahoe insurance cost

Chevrolet Tahoe
Tahoe Highlights
  • The 2021 average annual cost of insuring a Chevy Tahoe is $1,811 per year for a 30-year-old driver
  • MSRP Range- $29,800 - $53,100
  • Trim Level- L, LT Cloth, LT Leather, LS, RS, Premier, and High Country

Chevy Tahoe insurance costs an average of $1,811 per year for a 30-year-old driver, according to Insurance.com’s analysis of 2021 rates. But, like all vehicles, rates for the SUV will be based on a variety of factors, including the model year, where the owner lives, and the owner’s driving history.

The table below provides average insurance costs for the Chevrolet Tahoe by model year:

Year and modelAverage annual premium
2015 Chevrolet Tahoe$1,605
2016 Chevrolet Tahoe$1,641
2017 Chevrolet Tahoe$1,716
2018 Chevrolet Tahoe$1,766
2019 Chevrolet Tahoe$1,737
2020 Chevrolet Tahoe$1,683

Compare Chevrolet Tahoe car insurance cost by state

Methodology

Insurance.com, with the help of Quadrant Information Services, gathered rates for various Chevrolet models. The data is based on sample profiles of 30-year-old and 40-year-old male drivers. All rates are based on the profile of a driver with a clean record and full coverage policy.

The coverage limit for a full coverage policy is 100/300/100 liability with a $500 comprehensive and Collision deductible. Where 100/300/100 represents:

  • $100,000 coverage for bodily injury per person
  • $300,000 in bodily injury per accident
  • $100,000 for property damage

The Sources