Chevrolet is a brand that has been around for generations and offers a wide range of vehicles, from family cars and subcompacts to SUVs, pickup trucks, and sports cars like the Corvette and Camaro.
The average car insurance for a Chevy, for a 30-year-old driver, costs $1,721 per year based on 2021 insurance rates. Of course, what drivers pay to insure a Chevrolet varies depending on their insurance company, driving record, the state in which they live, and the model of their car.
But to help educate Chevy owners on the type of rates they can expect, Insurance.com gathered data on insurance rates for some of the carmaker’s most popular models. Read on to learn about the average car insurance rates for these Chevrolets.
Chevrolet car insurance cost by model: Most and least expensive
The Camaro is the most expensive Chevrolet car to insure with an average yearly cost of $1,963 for a 30-year-old driver and $1,881 for a 40-year-old driver. Whereas the cheapest model to insure is the Chevrolet Spark with an average annual premium of $1,499 for a driver aged 30 and $1,445 for a 40-year-old.
How much does it cost to insure a Chevrolet Equinox, Malibu, or Silverado?
As mentioned above, average auto insurance rates vary depending on a number of factors, including the make and model of the car. However, there are some general trends. For example, newer and more expensive cars tend to have higher insurance rates than older and less expensive models.
Ultimately, the best way to determine how much it costs to insure a Chevy is to get quotes from multiple car insurance companies.
As a guide, Insurance.com’s editorial staff put together the following list based on 2021 insurance rates.
| Year and Model | Average Annual Rate for 30 Years | Average Annual Rate for 40 Years |
|---|---|---|
| 2021 Chevy Blazer | $1,648 | $1,591 |
| 2021 Chevy Bolt | $1,775 | $1,696 |
| 2021 Chevy Camaro | $1,963 | $1,881 |
| 2021 Chevy Colorado | $1,575 | $1,518 |
| 2021 Chevy Corvette | $2,358 | $2,244 |
| 2021 Chevy Equinox | $1,501 | $1,447 |
| 2021 Chevy Express | $1,446 | $1,399 |
| 2021 Chevy Impala | $1,753 | $1,688 |
| 2021 Chevy Malibu | $1,757 | $1,691 |
| 2021 Chevy Silverado | $1,772 | $1,704 |
| 2021 Chevy Sonic | $1,607 | $1,548 |
| 2021 Chevy Spark | $1,499 | $1,445 |
| 2021 Chevy Suburban | $1,835 | $1,768 |
| 2021 Chevy Tahoe | $1,811 | $1,739 |
| 2021 Chevy TrailBlazer | $1,824 | $1,751 |
| 2021 Chevy Traverse | $1,615 | $1,555 |
| 2021 Chevy Trax | $1,468 | $1,418 |
Choose Your Vehicle Model
Chevrolet Cruze Insurance Cost
- The average cost of insuring a Chevy Cruze, based on 2020 rates, is $1,675 per year
- MSRP Range- $20,495 Hatchback) and $18,870 Sedan)
- Trim Level- L, LS, LT, and Premier
One other vehicle the editors looked at was the Chevy Cruze. The company discontinued production of the compact car in 2019, but these vehicles are still out on the road.
The Chevrolet Cruze was available in a sedan or hatchback model.
The cost of insuring a 2019 Cruze is $136 more than that of insuring a 2015 Cruze.
The table below provides the average insurance cost for the Chevrolet Cruze by model year, based on 2020 rates:
| Year and model | Average annual premium |
|---|---|
| 2015 Chevy Cruze | $1,574 |
| 2016 Chevy Cruze | $1,556 |
| 2017 Chevy Cruze | $1,612 |
| 2018 Chevy Cruze | $1,654 |
| 2019 Chevy Cruze | $1,710 |
Chevrolet Equinox insurance cost
- The average 2021 annual insurance rate for an Equinox is $1,501 for a 30-year-old driver
- MSRP Range- $23,800 - $33,000
- Trim Level- L, LS, LT and Premier
For a 30-year-old driver, it costs about $1,501 a year to insure a Chevy Equinox. The Equinox competes in the competitive compact SUV niche against the Toyota RAV4, Ford Escape and others.
The Equinox is one of the most reliable compact SUVs on today's market, according to car-shopping guide Edmunds. The 2019 Chevy Equinox also earned a five-star rating from the National Highway Traffic Safety Administration.
The table below provides average insurance costs for the Chevrolet Equinox by model year:
| Year and model | Average annual premium |
|---|---|
| 2015 Chevy Equinox | $1,428 |
| 2016 Chevy Equinox | $1,448 |
| 2017 Chevy Equinox | $1,465 |
| 2018 Chevy Equinox | $1,511 |
| 2019 Chevy Equinox | $1,542 |
| 2020 Chevy Equinox | $1,563 |
Compare Chevrolet Equinox car insurance rates by state
Chevrolet Malibu insurance cost
- For a 30-year-old driver, the 2021 average insurance cost for a Chevrolet Malibu is $1,757 per year.
- MSRP Range- $23,400 - $33,500
- Trim Level- LS, RS, LT, and Premier
The average cost of insuring a Chevrolet Malibu for a 30-year-old driver is $1,757 per year or $146 per month, per a rate analysis by Insurance.com. The family car offers a range of safety features including forward collision control, adaptive cruise control, and lane change alert, according to Chevrolet.
The 2017 Malibu was awarded a Top Safety Pick by the Insurance Institute for Highway Safety (IIHS). Also, the NHTSA has given five-star ratings to the Chevrolet Malibu 2015, 2016, 2017, and 2018 model years.
The Malibu competes with cars like the Honda Accord, Toyota Camry, and Nissan Altima. The trim and model year of the Chevy Malibu you choose may affect your annual car insurance premium.
The table below provides average insurance costs for the Chevrolet Malibu by model year:
| Year and model | Average annual premium |
|---|---|
| 2015 Chevy Malibu | $1,579 |
| 2016 Chevy Malibu | $1,624 |
| 2017 Chevy Malibu | $1,693 |
| 2018 Chevy Malibu | $1,716 |
| 2019 Chevy Malibu | $1,812 |
| 2020 Chevy Malibu | $1,731 |
Compare Chevrolet Malibu car insurance rates by state
Chevrolet Silverado insurance cost
- The average 2021 annual auto insurance cost for a Chevrolet Silverado is $1,772 for a 30-year-old driver
- MSRP Range- $35,600 - $57,700
- Trim Level- LT, LTZ, LT Trail Boss, RST, Custom, Custom Trail Boss, Work Truck (WT), and High Country.
For a 30-year-old driver, the average cost of insuring a Chevy Silverado pickup is $1,772 per year, based on 2021 insurance data.
The 2020 Chevrolet Silverado received the ALG Innovation award for technology, which is awarded by ALG, a subsidiary of TruCar Inc., to cars based on design, technology, and other factors.
It also received KBB.com's 2019 Most Unexceptional Resale Value: Full-Size Pick Up+ Award. In terms of safety ratings, models from the years 2015, 2016, 2017, and 2018 have earned five-star ratings from the NHTSA.
The table below provides average insurance costs for the Chevrolet Silverado by model year:
| Year and model | Average annual premium |
|---|---|
| 2015 Chevy Silverado | $1,658 |
| 2016 Chevy Silverado | $1,681 |
| 2017 Chevy Silverado | $1,708 |
| 2018 Chevy Silverado | $1,748 |
| 2019 Chevy Silverado | $1,788 |
| 2020 Chevy Silverado | $1,777 |
Compare Chevrolet Silverado car insurance rates by state
Chevrolet Traverse insurance cost
- MSRP Range- $29,800 - $53,100
- Trim Level- L, LT Cloth, LT Leather, LS, RS, Premier, and High Country
- Average 2021 insurance cost for a Chevy Traverse is $1,615 per year for a 30-year-old driver
On average, the cost of insuring a Chevrolet Traverse is $1,615 per year for a 30-year-old driver, according to the 2021 insurance data gathered by Insurance.com.
Traverse is a midsize crossover SUV with three-row seating. Chevrolet Traverse Premier and High Country models are on the list of the Insurance Institute of Highway Safety’s 2021 Top Safety Pick. In addition, Traverse received the Most Unexceptional 3-Row SUV for Families award from U.S. News & World Report.
The table below provides average insurance costs for the Chevy Traverse by model year:
| Year and model | Average annual premium |
|---|---|
| 2015 Chevy Traverse | $1,450 |
| 2016 Chevy Traverse | $1,481 |
| 2017 Chevy Traverse | $1,517 |
| 2018 Chevy Traverse | $1,539 |
| 2019 Chevy Traverse | $1,591 |
| 2020 Chevy Traverse | $1,593 |
Compare Chevrolet Traverse car insurance cost by state
Chevrolet Camaro insurance cost
- The 2021 average annual cost of insuring a Camaro is $1,963 per year for a 30-year-old driver
- MSRP Range- $29,800 - $53,100
- Trim Level- L, LT Cloth, LT Leather, LS, RS, Premier, and High Country
On average, insurance for a 2021 Chevrolet Camaro costs $1,963 per year, or $163 per month, for a 30-year-old driver.
The Chevy Camaro is one of the most popular Chevy models on the road today, Edmunds says. The sports car has been rated five stars for overall safety by the NHTSA.
The table below provides average insurance costs for the Chevrolet Camaro by model year:
| Year and model | Average annual premium |
|---|---|
| 2015 Chevy Camaro | $1,891 |
| 2016 Chevy Camaro | $1,814 |
| 2017 Chevy Camaro | $1,960 |
| 2018 Chevy Camaro | $2,000 |
| 2019 Chevy Camaro | $2,040 |
| 2020 Chevy Camaro | $1,929 |
Compare Chevrolet Camaro car insurance cost by state
Chevrolet Spark insurance cost
- The 2021 average insurance cost of a Chevrolet Spark for a 30-year-old driver is $1,499 per year
- MSRP Range- $29,800 - $53,100
- Trim Level- L, LT Cloth, LT Leather, LS, RS, Premier, and High Country
The Spark is one of the cheapest Chevy models to insure. The average cost of insuring a Spark is $1,499 per year, or $125 per month, for a 30-year-old driver, according to a rate study by Insurance.com.
The subcompact has a strong safety rating from the IIHS.
The table below provides average insurance costs for the Chevrolet Spark by model year:
| Year and model | Average annual premium |
|---|---|
| 2015 Chevy Spark | $1,486 |
| 2016 Chevy Spark | $1,500 |
| 2017 Chevy Spark | $1,468 |
| 2018 Chevy Spark | $1,477 |
| 2019 Chevy Spark | $1,527 |
| 2020 Chevy Spark | $1,489 |
Compare Chevrolet Spark car insurance cost by state
Chevrolet Tahoe insurance cost
- The 2021 average annual cost of insuring a Chevy Tahoe is $1,811 per year for a 30-year-old driver
- MSRP Range- $29,800 - $53,100
- Trim Level- L, LT Cloth, LT Leather, LS, RS, Premier, and High Country
Chevy Tahoe insurance costs an average of $1,811 per year for a 30-year-old driver, according to Insurance.com’s analysis of 2021 rates. But, like all vehicles, rates for the SUV will be based on a variety of factors, including the model year, where the owner lives, and the owner’s driving history.
The table below provides average insurance costs for the Chevrolet Tahoe by model year:
| Year and model | Average annual premium |
|---|---|
| 2015 Chevy Tahoe | $1,605 |
| 2016 Chevy Tahoe | $1,641 |
| 2017 Chevy Tahoe | $1,716 |
| 2018 Chevy Tahoe | $1,766 |
| 2019 Chevy Tahoe | $1,737 |
| 2020 Chevy Tahoe | $1,683 |
Compare Chevrolet Tahoe car insurance cost by state
Methodology
Insurance.com, with the help of Quadrant Information Services, gathered rates for various Chevrolet models. The data is based on sample profiles of 30-year-old and 40-year-old male drivers. All rates are based on the profile of a driver with a clean record and full coverage policy.
The coverage limit for a full coverage policy is 100/300/100 liability with a $500 comprehensive and Collision deductible. Where 100/300/100 represents:
- $100,000 coverage for bodily injury per person
- $300,000 in bodily injury per accident
- $100,000 for property damage
The Sources
- Edmunds, “About Chevrolet Equinox,” Accessed June 2022
- Chevrolet.com, “About Chevrolet Malibu,” Accessed June 2022
- Insurance Insitute of Highway Safety, “Safety rankings of Malibu,” Accessed June 2022
- Trucar.com, “ALG Innovation Award,” Accessed June 2022
- Edmunds, “About Chevy Camaro,” Accessed June 2022
- National Highway Traffic Safety Administration, “Safety rating for Camaro,” Accessed June 2022
- Insurance Institute of Highway Safety, “Safety rankings of Chevy Spark,” Accessed June 2022