Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Just like any other car, various models of Dodge have different car insurance rates. However, the average car insurance rate for a Dodge car combining all the models is $1,858 per year for a 40-year-old driver.
Car insurance rates vary significantly from one driver to another, even more so when considering the many different cars on the road with varied make and models.
If you are looking for auto insurance, it is crucial to understand how your choice of vehicle will affect your rates. It is not a secret that auto insurance premiums can be incredibly high, especially if you have a newer or more expensive car. In some cases, it may seem like you are paying more in premiums each month than your vehicle is worth.
Dodge offers several different models of cars, all with their unique features and benefits. And just like with any other make or model of car, the cost of Dodge car insurance varies depending on which one you choose. You can save money on your car insurance policy by understanding these differences.
For starters, the average annual insurance rate of a Dodge car combining all the models for drivers age 40 is $2,669. Apart from that, this guide has a list of Dodge car insurance rates for various models to help you find the best and most fair deal on coverage for your vehicle.
Average Dodge car insurance cost by model
It is not easy to know whether you are receiving a reasonable auto insurance rate or not because rates vary widely depending on numerous variables. And it is not just the state where you reside that impacts your rates; your car manufacturer and model also play a role.
For a make and model combination, there are six distinct trim levels, so one model of vehicle has a total of six list values and six different insurance rates. To describe, Trim is a word used to represent the features and amenities of a car that enables car insurance companies to determine premium amounts more accurately.
To make it easier to compare rates and only pay for the auto insurance you need, see the table below, which provides average annual rates of Dodge car insurance for drivers age 40 based on their vehicle makes and models.
| Year and model | Average annual premium |
|---|---|
| 2023 Dodge Hornet | $2,102 |
| 2023 Dodge Durango | $2,219 |
| 2023 Dodge Challenger | $3,264 |
| 2023 Dodge Charger | $3,788 |
Choose Your Vehicle Model
Dodge Challenger car insurance
- The average annual cost to insure Dodge Charger is $3,264
- Starting MSRP - $29,450
- Trim Levels – SXT, GT, R/T, Scat Pack 392, Scat Pack 392 Widebody, SRT Hellcat Redeye, SRT Hellcat Redeye Widebody
The timeless classic body type of the 2023 Dodge Challenger is elegant, with a modernized twist that ranges from the grille to the hood scoop to the intimidating available Widebody Package.
If you drive a Dodge Challenger, then we recommend you shop around for Dodge Challenger insurance to protect yourself and those around you on the road. The insurance premium for Dodge Challenger varies from one insurance company to another depending on their policy requirements and the year of your vehicle.
Your driver history and car model year also have an impact on your Dodge Challenger insurance cost. Comparing rates from various insurers is the greatest method to discover the most affordable car insurance policy.
How much is insurance for a Dodge Challenger?
Based on data presented by Insurance.com, the average cost to insure a Dodge Challenger is $3,264 per year, which breaks down to approximately $272 each month. Out of all the Dodge Challenger trim levels, the cheapest to insure is the Challenger GT trim level.
The table below lists the average annual rates for all the other Dodge Challenger models, as well as auto insurance rates by company and state.
| Year and model | Average annual premium |
|---|---|
| 2023 Dodge Challenger | $3,264 |
| 2022 Dodge Challenger | $2,559 |
| 2021 Dodge Challenger | $2,460 |
| 2020 Dodge Challenger | $2,660 |
| 2019 Dodge Challenger | $2,577 |
| 2018 Dodge Challenger | $2,613 |
| 2017 Dodge Challenger | $2,227 |
| 2016 Dodge Challenger | $2,257 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $2,180 | $182 |
| Nationwide | $2,639 | $220 |
| Farmers | $3,531 | $294 |
| Geico | $3,701 | $308 |
| Progressive | $3,722 | $310 |
| Allstate | $3,808 | $317 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,422 | 48% more |
| Alaska | $2,330 | 1% more |
| Arizona | $3,228 | 40% more |
| Arkansas | $3,806 | 65% more |
| California | $4,205 | 82% more |
| Colorado | $4,048 | 76% more |
| Connecticut | $2,675 | 16% more |
| Delaware | $3,165 | 37% more |
| Florida | $3,847 | 67% more |
| Georgia | $3,644 | 58% more |
| Hawaii | $2,438 | 6% more |
| Idaho | $2,521 | 9% more |
| Illinois | $3,132 | 36% more |
| Indiana | $2,773 | 20% more |
| Iowa | $3,058 | 33% more |
| Kansas | $3,069 | 33% more |
| Kentucky | $3,847 | 67% more |
| Louisiana | $5,131 | 123% more |
| Maine | $2,025 | 12% less |
| Maryland | $3,155 | 37% more |
| Massachusetts | $3,274 | 42% more |
| Michigan | $4,277 | 86% more |
| Minnesota | $3,481 | 51% more |
| Mississippi | $3,314 | 44% more |
| Missouri | $4,283 | 86% more |
| Montana | $3,414 | 48% more |
| Nebraska | $4,039 | 75% more |
| Nevada | $2,660 | 15% more |
| New Hampshire | $2,279 | 1% less |
| New Jersey | $3,181 | 38% more |
| New Mexico | $3,494 | 52% more |
| New York | $2,904 | 26% more |
| North Carolina | $3,412 | 48% more |
| North Dakota | $3,072 | 33% more |
| Ohio | $2,696 | 17% more |
| Oklahoma | $3,043 | 32% more |
| Oregon | $2,895 | 26% more |
| Pennsylvania | $2,879 | 25% more |
| Rhode Island | $3,730 | 62% more |
| South Carolina | $3,512 | 52% more |
| South Dakota | $4,546 | 97% more |
| Tennessee | $3,661 | 59% more |
| Texas | $4,338 | 88% more |
| Utah | $2,898 | 26% more |
| Vermont | $2,430 | 5% more |
| Virginia | $2,335 | 1% more |
| Washington | $2,692 | 17% more |
| Washington, D.C. | $3,470 | 51% more |
| West Virginia | $2,721 | 18% more |
| Wisconsin | $2,671 | 16% more |
| Wyoming | $3,291 | 43% more |
Compare Dodge Challenger car insurance rates by state
Dodge Charger car insurance
- The average annual cost to insure Dodge Charger is $3,788
- Starting MSRP - $31,125
- Trim Levels – SXT, GT AWD, R/T, Scat Pack, SRT Hellcat Widebody
The Dodge Charger is an American sports car that has been called one of the last great sports sedans. It comes with trim levels and graphics packages that allow ample personalization.
It does not matter if you purchase a new vehicle or maintain your current Dodge Charger's insurance; experts advise obtaining multiple quotes from insurers. This way, you can compare several car insurance companies rates and coverage choices to discover the best policy for your needs.
How much is insurance for a Dodge Charger?
The average cost of car insurance for a Dodge Charger is $3,788 per year or $315 per month, based on Insurance.com’s analysis. According to the experts at Edmunds, the overall rating for Dodge Charger is 7.4/10 because of its deadly combination of performance, comfort, and muscular car size. The cheapest to insure is the Charger SXT trim out of the five trim levels.
The table below depicts the Dodge charger insurance cost for all other models, and the rates by company and state.
| Year and model | Average annual premium |
|---|---|
| 2023 Dodge Charger | $3,788 |
| 2022 Dodge Charger | $2,704 |
| 2021 Dodge Charger | $2,294 |
| 2020 Dodge Charger | $2,320 |
| 2019 Dodge Charger | $2,393 |
| 2018 Dodge Charger | $2,238 |
| 2017 Dodge Charger | $2,402 |
| 2016 Dodge Charger | $2,207 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $2,415 | $201 |
| Nationwide | $2,603 | $217 |
| Farmers | $3,762 | $314 |
| Allstate | $3,834 | $320 |
| Progressive | $4,044 | $337 |
| Geico | $6,069 | $506 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,969 | 72% more |
| Alaska | $2,407 | 4% more |
| Arizona | $3,665 | 59% more |
| Arkansas | $4,465 | 94% more |
| California | $4,605 | 100% more |
| Colorado | $4,664 | 102% more |
| Connecticut | $3,032 | 32% more |
| Delaware | $3,651 | 58% more |
| Florida | $4,043 | 75% more |
| Georgia | $4,213 | 83% more |
| Hawaii | $2,412 | 5% more |
| Idaho | $2,902 | 26% more |
| Illinois | $3,468 | 50% more |
| Indiana | $3,104 | 35% more |
| Iowa | $3,659 | 59% more |
| Kansas | $3,728 | 62% more |
| Kentucky | $4,361 | 89% more |
| Louisiana | $6,359 | 176% more |
| Maine | $2,763 | 20% more |
| Maryland | $3,727 | 62% more |
| Massachusetts | $3,976 | 72% more |
| Michigan | $4,928 | 114% more |
| Minnesota | $4,470 | 94% more |
| Mississippi | $4,110 | 78% more |
| Missouri | $5,602 | 143% more |
| Montana | $4,240 | 84% more |
| Nebraska | $4,857 | 111% more |
| Nevada | $2,980 | 29% more |
| New Hampshire | $2,677 | 16% more |
| New Jersey | $3,820 | 66% more |
| New Mexico | $3,884 | 69% more |
| New York | $3,034 | 32% more |
| North Carolina | $4,180 | 81% more |
| North Dakota | $3,694 | 60% more |
| Ohio | $3,073 | 33% more |
| Oklahoma | $3,784 | 64% more |
| Oregon | $3,329 | 44% more |
| Pennsylvania | $3,000 | 30% more |
| Rhode Island | $4,630 | 101% more |
| South Carolina | $4,321 | 87% more |
| South Dakota | $5,608 | 143% more |
| Tennessee | $4,287 | 86% more |
| Texas | $5,085 | 121% more |
| Utah | $3,250 | 41% more |
| Vermont | $3,050 | 32% more |
| Virginia | $2,860 | 24% more |
| Washington | $2,976 | 29% more |
| Washington, D.C. | $4,054 | 76% more |
| West Virginia | $3,191 | 38% more |
| Wisconsin | $3,084 | 34% more |
| Wyoming | $3,736 | 62% more |
Compare Dodge Charger car insurance rates by state
Dodge Durango car insurance
- The average annual cost to insure Dodge Durango is $2,219
- Starting MSRP - $33,377
- Trim Levels – SXT, SXT Plus, GT, GT Plus, R/T, Citadel, SRT
Safety is always the top priority for Dodge; keeping that in mind, some cars like Durango are less expensive to insure than others. A vehicle with good safety ratings is less prone to produce large claims. As a result, with excellent safety features, Durango saves some money on your auto insurance premiums.
The Dodge Durango car insurance rate is $2,219 per year or $185 per month. The Durango SXT trim is the cheapest to insure out of the seven available trim levels. The NHTSA has an overall rating of 4 stars (National Highway Traffic Safety Administration). It has been tested well for side effects, roof strength, rear crash protection, and moderate overlap front test by the IIHS (Insurance Institute of Highway Safety).
The average annual rates for other models of Dodge Durango, rates by company and by state are listed in the table below:
| Year and model | Average annual premium |
|---|---|
| 2023 Dodge Durango | $2,219 |
| 2022 Dodge Durango | $1,704 |
| 2021 Dodge Durango | $1,628 |
| 2020 Dodge Durango | $1,723 |
| 2019 Dodge Durango | $1,765 |
| 2018 Dodge Durango | $1,743 |
| 2017 Dodge Durango | $1,671 |
| 2016 Dodge Durango | $1,620 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,668 | $139 |
| Geico | $1,866 | $155 |
| Nationwide | $1,972 | $164 |
| Progressive | $2,030 | $169 |
| Farmers | $2,618 | $218 |
| Allstate | $3,135 | $261 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,158 | 6% less |
| Alaska | $1,843 | 20% less |
| Arizona | $2,303 | Equal |
| Arkansas | $2,406 | 4% more |
| California | $2,673 | 16% more |
| Colorado | $2,783 | 21% more |
| Connecticut | $2,007 | 13% less |
| Delaware | $2,398 | 4% more |
| Florida | $3,382 | 47% more |
| Georgia | $2,535 | 10% more |
| Hawaii | $1,585 | 31% less |
| Idaho | $1,662 | 28% less |
| Illinois | $2,048 | 11% less |
| Indiana | $1,840 | 20% less |
| Iowa | $1,919 | 17% less |
| Kansas | $2,222 | 4% less |
| Kentucky | $2,951 | 28% more |
| Louisiana | $3,410 | 48% more |
| Maine | $1,466 | 36% less |
| Maryland | $2,200 | 5% less |
| Massachusetts | $2,130 | 8% less |
| Michigan | $2,966 | 29% more |
| Minnesota | $2,202 | 4% less |
| Mississippi | $2,087 | 9% less |
| Missouri | $2,451 | 6% more |
| Montana | $2,342 | 2% more |
| Nebraska | $2,388 | 4% more |
| Nevada | $2,098 | 9% less |
| New Hampshire | $1,662 | 28% less |
| New Jersey | $2,149 | 7% less |
| New Mexico | $2,318 | 1% more |
| New York | $1,925 | 16% less |
| North Carolina | $2,103 | 9% less |
| North Dakota | $1,864 | 19% less |
| Ohio | $1,698 | 26% less |
| Oklahoma | $2,115 | 8% less |
| Oregon | $2,024 | 12% less |
| Pennsylvania | $2,224 | 4% less |
| Rhode Island | $2,552 | 11% more |
| South Carolina | $2,241 | 3% less |
| South Dakota | $2,688 | 17% more |
| Tennessee | $2,439 | 6% more |
| Texas | $2,534 | 10% more |
| Utah | $2,003 | 13% less |
| Vermont | $1,561 | 32% less |
| Virginia | $1,542 | 33% less |
| Washington | $1,763 | 24% less |
| Washington, D.C. | $2,440 | 6% more |
| West Virginia | $1,840 | 20% less |
| Wisconsin | $1,767 | 23% less |
| Wyoming | $2,567 | 11% more |
Compare Dodge Durango car insurance rates by state
Dodge Grand car insurance
- The average annual cost to insure a Dodge Grand is $1,471
- Starting MSRP - $29,000
- Trim Levels – SXT, GT Fleet, SE, SE Plus, GT, R/T, SXT Plus, SE Fleet, Crew, Sport
Dodge Grand is less expensive than others in the minivans category. It comes with a stability control system, active front-seat head restraints, and park view rear backup camera, among its safety features.
The Dodge Grand receives a 4-star overall rating from the NHTSA, keeping you safe and saving you some money on auto insurance premiums. The Dodge Grand car insurance rate is $1,471 per year or $122 per month.
The average annual car insurance rates of Dodge Grand for other models are listed in the table below:
| Year and model | Average annual premium |
|---|---|
| 2021 Dodge Grand | $1,471 |
| 2020 Dodge Grand | $1,453 |
| 2019 Dodge Grand | $1,528 |
| 2018 Dodge Grand | $1,489 |
| 2017 Dodge Grand | $1,449 |
| 2016 Dodge Grand | $1,428 |
Compare Dodge Grand car insurance rates by state
Dodge Journey car insurance
- The average annual cost to insure Dodge Journey is $1,545
- Starting MSRP - $25,170
- Trim Levels – SE, Crossroad, GT
The Dodge Journey is the cheapest in the three-row SUV segment, with extra versatility in the standard three-row seat.
The average car insurance rate for a Dodge Journey is $1,545 per year or $129 each month. The NHTSA has given an overall safety rating of 4 out of 5.
The table below depicts the average annual Dodge Journey car insurance rates of other models.
| Year and model | Average annual premium |
|---|---|
| 2021 Dodge Journey | $1,545 |
| 2020 Dodge Journey | $1,570 |
| 2019 Dodge Journey | $1,640 |
| 2018 Dodge Journey | $1,608 |
| 2017 Dodge Journey | $1,574 |
| 2016 Dodge Journey | $1,522 |
Compare Dodge Journey car insurance rates by state
The Sources
- Look out for more information on ratings and cheapest trim levels
- For awards and safety ratings of cars, check IIHS and NHTSA
- Get to know the expert opinions on various models of Dodge on Edmunds
- Find out more about the insurance and warranty offers for specific models, by Dodge