Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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The average car insurance cost for Dodge vehicles is $2,621 per year or $218 per month. Dodge car insurance costs vary depending on the model you own. Whether you drive a sedan or a powerful SUV, it's important to know how much insurance will cost and how to reduce it.
Below, we look at the average car insurance cost for Dodge cars by model. We also highlight the most and least expensive models to insure and share tips to help you save money.
How much does Dodge insurance cost?
On average, Dodge drivers pay $2,621 per year or $218 per month for full coverage car insurance.
The average cost of insuring Dodge vehicles is $42, which is less than the national average, though some models cost much less or much more than others.
| Vehicle model | Liability-only (50/100/50) | Full coverage (100/300/100, $500 ded.) |
|---|---|---|
| Durango | $1,266 | $2,482 |
| Durango SRT 392 | $1,230 | $3,125 |
| Durango SRT Hellcat | $1,259 | $3,652 |
| Hornet | $1,158 | $2,452 |
| Hornet Hybrid | $1,157 | $2,741 |
Tip
If you're shopping for a new or used Dodge, compare car insurance rates before you buy so you know your estimated rate ahead of time and aren't surprised by the cost.
Dodge car insurance cost by model
Here's a closer look at average monthly premiums for popular Dodge models. Rates are based on a 40-year-old driver with a clean record and full coverage.
| Vehicle model | Monthly premium |
|---|---|
| Durango | $207 |
| Durango SRT 392 | $260 |
| Durango SRT Hellcat | $304 |
| Hornet | $204 |
| Hornet Hybrid | $228 |
Choose Your Vehicle Model
Dodge Durango insurance cost
- The average car insurance cost for Durango is $2,494 per year.
- Trim Level - Durango Citadel, Durango GT, Durango GT Plus, Durango GT Premium, Durango R/T, Durango R/T Plus, Durango R/T Premium, Durango SXT, Durango SXT Plus
The average cost to insure Dodge Durango is around $2,494 per year for full coverage, which is $208 per month.
For liability-only coverage, the cost is around $1,033 per year, or about $86 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Dodge Durango with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Dodge models.
| Year and model | Average annual premium |
|---|---|
| 2024 Dodge Durango | $2,494 |
| 2023 Dodge Durango | $2,471 |
| 2022 Dodge Durango | $2,352 |
| 2021 Dodge Durango | $2,273 |
| 2020 Dodge Durango | $2,200 |
| 2019 Dodge Durango | $2,139 |
| 2018 Dodge Durango | $2,116 |
| 2017 Dodge Durango | $2,053 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $2,100 | $175 |
| GEICO | $2,174 | $181 |
| Progressive | $2,223 | $185 |
| Nationwide | $2,283 | $190 |
| Farmers | $3,027 | $252 |
| Allstate | $3,157 | $263 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,342 | 12% less |
| Alaska | $2,335 | 12% less |
| Arizona | $2,391 | 10% less |
| Arkansas | $2,602 | 2% less |
| California | $2,999 | 13% more |
| Colorado | $3,243 | 22% more |
| Connecticut | $2,567 | 4% less |
| Delaware | $2,515 | 6% less |
| Florida | $3,107 | 17% more |
| Georgia | $3,145 | 18% more |
| Hawaii | $1,670 | 37% less |
| Idaho | $1,583 | 41% less |
| Illinois | $2,406 | 10% less |
| Indiana | $2,198 | 17% less |
| Iowa | $2,131 | 20% less |
| Kansas | $2,579 | 3% less |
| Kentucky | $3,027 | 14% more |
| Louisiana | $4,162 | 56% more |
| Maine | $1,683 | 37% less |
| Maryland | $2,356 | 12% less |
| Massachusetts | $2,344 | 12% less |
| Michigan | $3,268 | 23% more |
| Minnesota | $2,714 | 2% more |
| Mississippi | $2,472 | 7% less |
| Missouri | $2,986 | 12% more |
| Montana | $2,602 | 2% less |
| Nebraska | $2,645 | 1% less |
| Nevada | $2,372 | 11% less |
| New Hampshire | $1,833 | 31% less |
| New Jersey | $2,311 | 13% less |
| New Mexico | $2,502 | 6% less |
| New York | $1,782 | 33% less |
| North Carolina | $2,368 | 11% less |
| North Dakota | $2,132 | 20% less |
| Ohio | $1,764 | 34% less |
| Oklahoma | $2,665 | Equal |
| Oregon | $2,251 | 15% less |
| Pennsylvania | $2,574 | 3% less |
| Rhode Island | $2,984 | 12% more |
| South Carolina | $2,455 | 8% less |
| South Dakota | $3,005 | 13% more |
| Tennessee | $2,517 | 5% less |
| Texas | $3,659 | 37% more |
| Utah | $2,007 | 25% less |
| Vermont | $1,674 | 37% less |
| Virginia | $1,748 | 34% less |
| Washington | $2,087 | 22% less |
| Washington, D.C. | $2,909 | 9% more |
| West Virginia | $2,270 | 15% less |
| Wisconsin | $1,875 | 30% less |
| Wyoming | $2,687 | 1% more |
Cheapest Dodge models to insure
If you are looking for the most economical Dodge vehicles to insure, these models have the lowest auto insurance rates:
- Durango SXT - $2,373
- Durango SXT Plus - $2,374
- Hornet GT - $2,391
- Durango GT - $2,467
Why are these models cheaper to insure?
These models may be cheaper to insure for a few reasons:
- Strong safety ratings and advanced safety features. Safer vehicles reduce the risk of injuries and accidents.
- Lower repair costs. Vehicles with readily available, affordable parts are cheaper to insure.
- Lower frequency of claims based on historical data. Insurance companies use this information to set lower rates for models with a good track record.
Most expensive Dodge models to insure
Some Dodge vehicles have a higher price tag—and that includes insurance. These models tend to have higher horsepower, costlier parts and a greater risk profile.
- Durango SRT Hellcat - $3,774
- Durango SRT Hellcat Premium - $3,682
- Durango SRT Hellcat Plus - $3,682
- Durango SRT 392 Premium - $3,181
Why are these models expensive to insure?
These models may be more expensive to insure because:
- They cost more to repair or replace if damaged or stolen.
- They may have powerful engines, which means a higher risk of speeding and therefore, accidents.
- Thieves target them more often.
- They often have expensive parts and advanced tech that are costly to fix.
What factors affect car insurance rates for Dodge?
Several factors influence your insurance rate—some related to the car, others to you as the driver.
- Model and trim level: Performance features and size impact pricing.
- Vehicle age: Newer cars often cost more to insure.
- Safety ratings: Vehicles with more safety tech often earn discounts.
- Driver profile: Your age, ZIP code, credit score and driving history play a big role.
- Coverage level: Full coverage costs more than minimum liability, but provides better protection.
How to save on car insurance if you own Dodge
Car insurance can be a big expense, but there are ways to save money. If you drive a Dodge, you might be able to lower your costs by making smart choices. Here are some steps to save on insurance for your Dodge:
- Shop around - Compare quotes from multiple insurers annually
- Increase deductibles - Opt for a higher deductible to lower premiums
- Bundle policies - Combine auto and home or renters insurance
- Ask about discounts - Safe driver, low mileage, good student and more
- Use telematics - Usage-based programs reward good driving habits
Bottom line
Dodge offers a wide range of vehicles. While insurance costs vary by model, knowing the averages and understanding what affects your rate can help you make smart coverage decisions.
Want the best rate on Dodge car insurance? Start by comparing quotes today and see how much you could save.
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage