Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Dodge Durango is $2,494 per year or $208 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2024 Dodge Durango costs $2,494, whereas the 2023 Dodge Durango costs $2,472 annually. This is $22 less than the 2024 rates.
State Farm offers the cheapest annual rate for 2024 Dodge Durango at $2,100 per year.
Below, we'll look at Dodge Durango insurance rates and show you how to save.
Average insurance cost of Dodge Durango by model year
| Year of Dodge Durango model | Average cost to insure |
|---|---|
| 2024 | $2,494 |
| 2023 | $2,471 |
| 2022 | $2,352 |
| 2021 | $2,273 |
| 2020 | $2,200 |
Compare Durango insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| Nationwide | 4WD 4 Door Utility DOHC | $2,375 |
| Nationwide | 4WD 4 Door Utility DOHC 5001 to 6000 Lbs | $2,375 |
| Nationwide | 4WD 4 Door Utility DOHC 5001 to 6000 Lbs | $2,375 |
| Nationwide | 4WD 4 Door Utility DOHC 6001 to 7000 Lbs | $2,375 |
| Nationwide | 4WD 4 Door Utility DOHC 7001 to 8000 Lbs | $2,375 |
| Nationwide | 4WD 4 Door Utility DOHC 7001 to 8000 Lbs | $2,375 |
| Nationwide | 4WD 4 Door Utility DOHC 9001 to 10000 Lbs | $2,375 |
| GEICO | 2WD 4 Door Utility DOHC | $2,485 |
| GEICO | 2WD 4 Door Utility DOHC 6001 to 7000 Lbs | $2,485 |
| GEICO | 2WD 4 Door Utility DOHC 7001 to 8000 Lbs | $2,485 |
| State Farm | 2WD 4 Door Utility DOHC | $2,531 |
| State Farm | 2WD 4 Door Utility DOHC | $2,531 |
| State Farm | 2WD 4 Door Utility DOHC 6001 to 7000 Lbs | $2,531 |
| State Farm | 2WD 4 Door Utility DOHC 6001 to 7000 Lbs | $2,531 |
| State Farm | 2WD 4 Door Utility DOHC 7001 to 8000 Lbs | $2,531 |
| State Farm | 4WD 4 Door Utility DOHC | $2,570 |
| State Farm | 4WD 4 Door Utility DOHC 6001 to 7000 Lbs | $2,570 |
| State Farm | 4WD 4 Door Utility DOHC 7001 to 8000 Lbs | $2,570 |
| State Farm | 4WD 4 Door Utility DOHC 5001 to 6000 Lbs | $2,571 |
| State Farm | 4WD 4 Door Utility DOHC 5001 to 6000 Lbs | $2,571 |
| State Farm | 4WD 4 Door Utility DOHC 7001 to 8000 Lbs | $2,571 |
| State Farm | 4WD 4 Door Utility DOHC 9001 to 10000 Lbs | $2,571 |
| GEICO | 2WD 4 Door Utility DOHC | $2,579 |
| Nationwide | 2WD 4 Door Utility DOHC | $2,579 |
| Nationwide | 2WD 4 Door Utility DOHC | $2,579 |
| Nationwide | 2WD 4 Door Utility DOHC 5001 to 6000 Lbs | $2,579 |
| Nationwide | 2WD 4 Door Utility DOHC 5001 to 6000 Lbs | $2,579 |
| Nationwide | 2WD 4 Door Utility DOHC 6001 to 7000 Lbs | $2,579 |
| GEICO | 2WD 4 Door Utility DOHC 6001 to 7000 Lbs | $2,579 |
| Nationwide | 2WD 4 Door Utility DOHC 6001 to 7000 Lbs | $2,579 |
| Nationwide | 2WD 4 Door Utility DOHC 7001 to 8000 Lbs | $2,579 |
| Nationwide | 2WD 4 Door Utility DOHC 7001 to 8000 Lbs | $2,579 |
| GEICO | 4WD 4 Door Utility DOHC | $2,668 |
| GEICO | 4WD 4 Door Utility DOHC 6001 to 7000 Lbs | $2,668 |
| GEICO | 4WD 4 Door Utility DOHC 7001 to 8000 Lbs | $2,668 |
| GEICO | 2WD 4 Door Utility DOHC 5001 to 6000 Lbs | $2,732 |
| GEICO | 2WD 4 Door Utility DOHC 5001 to 6000 Lbs | $2,734 |
| GEICO | 2WD 4 Door Utility DOHC 7001 to 8000 Lbs | $2,734 |
| GEICO | 4WD 4 Door Utility DOHC 7001 to 8000 Lbs | $2,824 |
| Progressive | 2WD 4 Door Utility DOHC | $2,855 |
| Progressive | 2WD 4 Door Utility DOHC 5001 to 6000 Lbs | $2,855 |
| Progressive | 2WD 4 Door Utility DOHC 6001 to 7000 Lbs | $2,855 |
| Progressive | 2WD 4 Door Utility DOHC 7001 to 8000 Lbs | $2,855 |
| State Farm | 2WD 4 Door Utility DOHC 5001 to 6000 Lbs | $2,857 |
| State Farm | 2WD 4 Door Utility DOHC 5001 to 6000 Lbs | $2,857 |
| State Farm | 2WD 4 Door Utility DOHC 7001 to 8000 Lbs | $2,857 |
| GEICO | 4WD 4 Door Utility DOHC 5001 to 6000 Lbs | $2,863 |
| Progressive | 2WD 4 Door Utility DOHC | $2,879 |
| Progressive | 2WD 4 Door Utility DOHC 5001 to 6000 Lbs | $2,879 |
| Progressive | 2WD 4 Door Utility DOHC 6001 to 7000 Lbs | $2,879 |
| Progressive | 2WD 4 Door Utility DOHC 7001 to 8000 Lbs | $2,879 |
| GEICO | 4WD 4 Door Utility DOHC 5001 to 6000 Lbs | $2,988 |
| Progressive | 4WD 4 Door Utility DOHC | $3,004 |
| Progressive | 4WD 4 Door Utility DOHC 5001 to 6000 Lbs | $3,004 |
| Progressive | 4WD 4 Door Utility DOHC 6001 to 7000 Lbs | $3,004 |
| Progressive | 4WD 4 Door Utility DOHC 7001 to 8000 Lbs | $3,004 |
| Progressive | 4WD 4 Door Utility DOHC 7001 to 8000 Lbs | $3,004 |
| Progressive | 4WD 4 Door Utility DOHC 5001 to 6000 Lbs | $3,021 |
| GEICO | 4WD 4 Door Utility DOHC 9001 to 10000 Lbs | $3,024 |
| Progressive | 4WD 4 Door Utility DOHC 9001 to 10000 Lbs | $3,080 |
| Allstate | 4WD 4 Door Utility DOHC 9001 to 10000 Lbs | $4,697 |
| Allstate | 2WD 4 Door Utility DOHC | $4,839 |
| Allstate | 2WD 4 Door Utility DOHC | $4,839 |
| Allstate | 2WD 4 Door Utility DOHC 6001 to 7000 Lbs | $4,839 |
| Allstate | 2WD 4 Door Utility DOHC 6001 to 7000 Lbs | $4,839 |
| Allstate | 2WD 4 Door Utility DOHC 7001 to 8000 Lbs | $4,839 |
| Allstate | 4WD 4 Door Utility DOHC | $4,839 |
| Allstate | 4WD 4 Door Utility DOHC 6001 to 7000 Lbs | $4,839 |
| Allstate | 4WD 4 Door Utility DOHC 7001 to 8000 Lbs | $4,839 |
| Allstate | 2WD 4 Door Utility DOHC 5001 to 6000 Lbs | $4,856 |
| Allstate | 2WD 4 Door Utility DOHC 7001 to 8000 Lbs | $4,856 |
| Allstate | 2WD 4 Door Utility DOHC 5001 to 6000 Lbs | $5,243 |
| Allstate | 4WD 4 Door Utility DOHC 5001 to 6000 Lbs | $5,243 |
| Allstate | 4WD 4 Door Utility DOHC 5001 to 6000 Lbs | $5,243 |
| Allstate | 4WD 4 Door Utility DOHC 7001 to 8000 Lbs | $5,243 |
Dodge Durango insurance rates per year
2024 Dodge Durango insurance rates
Rank Company Average annual premium 1 State Farm $2,100 2 GEICO $2,174 3 Progressive $2,223 4 Nationwide $2,283 5 Farmers $3,027 6 Allstate $3,157 2023 Dodge Durango insurance rates
Rank Company Average annual premium 1 State Farm $2,040 2 GEICO $2,174 3 Progressive $2,228 4 Nationwide $2,266 5 Farmers $2,964 6 Allstate $3,156 2022 Dodge Durango insurance rates
Rank Company Average annual premium 1 Nationwide $2,010 2 GEICO $2,016 3 State Farm $2,029 4 Progressive $2,192 5 Farmers $2,901 6 Allstate $2,962 2021 Dodge Durango insurance rates
Rank Company Average annual premium 1 Nationwide $1,987 2 GEICO $1,999 3 Progressive $2,072 4 State Farm $2,228 5 Allstate $2,608 6 Farmers $2,742 2020 Dodge Durango insurance rates
Rank Company Average annual premium 1 GEICO $1,952 2 State Farm $2,024 3 Nationwide $2,054 4 Progressive $2,065 5 Allstate $2,467 6 Farmers $2,635 2019 Dodge Durango insurance rates
Rank Company Average annual premium 1 GEICO $1,864 2 State Farm $1,952 3 Progressive $1,986 4 Nationwide $2,056 5 Allstate $2,428 6 Farmers $2,550 2018 Dodge Durango insurance rates
Rank Company Average annual premium 1 GEICO $1,814 2 Progressive $1,938 3 State Farm $1,954 4 Nationwide $2,038 5 Farmers $2,474 6 Allstate $2,479 2017 Dodge Durango insurance rates
Rank Company Average annual premium 1 GEICO $1,801 2 State Farm $1,825 3 Progressive $1,870 4 Nationwide $2,083 5 Allstate $2,342 6 Farmers $2,397
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage