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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Dodge Durango is $2,927 per year or $244 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.

The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Dodge Durango costs $2,927, whereas the 2024 Dodge Durango costs $2,842 annually. This is $85 less than the 2025 rates.

Travelers offers the cheapest annual rate for 2025 Dodge Durango at $2,123 per year.

Below, we'll look at Dodge Durango insurance rates and show you how to save.

Average insurance cost of Dodge Durango by model year

Year of Dodge Durango modelAverage cost to insure
2025$2,927
2024$2,842
2023$2,779
2022$2,687
2021$2,548
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Compare Durango insurance rates by state

L O A D I N G
CompanyAverage annual premium
State Farm$2,338
Nationwide$2,523
Travelers$2,556
UAIC$2,662
Farmers$2,733
Mercury Insurance$3,528
GEICO$3,531
Allstate$3,956
Progressive$4,472
AIG$7,616

Dodge Durango insurance rates per year

2025

2025 Dodge Durango insurance rates

Average cost to insure $2,782
Annual cheapest rate $2,051
Available trims GT, GT Plus, R/T, R/T 20th Anniversary Plus, R/T 20th Anniversary Premium
RankCompanyAverage annual premium
1Travelers$2,123
2GEICO$2,484
3State Farm$2,748
4Progressive$2,781
5Nationwide$2,833
6Allstate$3,494
7Farmers$3,738
8USAA$2,051
2024

2024 Dodge Durango insurance rates

Average cost to insure $2,717
Annual cheapest rate $2,100
Available trims Citadel, GT, GT Plus, GT Premium, R/T
RankCompanyAverage annual premium
1Travelers$2,100
2GEICO$2,408
3State Farm$2,583
4Progressive$2,649
5Nationwide$2,815
6Allstate$3,454
7Farmers$3,601
8USAA$2,128
2023

2023 Dodge Durango insurance rates

Average cost to insure $2,665
Annual cheapest rate $2,079
Available trims Citadel, GT, GT Launch Edition, GT Plus, GT Premium
RankCompanyAverage annual premium
1Travelers$2,079
2State Farm$2,316
3GEICO$2,354
4Progressive$2,609
5Nationwide$2,834
6Farmers$3,502
7Allstate$3,533
8USAA$2,095
2022

2022 Dodge Durango insurance rates

Average cost to insure $2,589
Annual cheapest rate $2,038
Available trims Citadel, GT, GT Plus, R/T, R/T Hemi Orange
RankCompanyAverage annual premium
1Travelers$2,038
2GEICO$2,195
3State Farm$2,278
4Progressive$2,620
5Nationwide$2,851
6Allstate$3,240
7Farmers$3,369
8USAA$2,122
2021

2021 Dodge Durango insurance rates

Average cost to insure $2,470
Annual cheapest rate $1,893
Available trims Citadel, Citadel Anodized Platinum, GT, GT Plus, R/T
RankCompanyAverage annual premium
1Travelers$1,923
2GEICO$2,174
3State Farm$2,336
4Progressive$2,413
5Nationwide$2,783
6Allstate$3,000
7Farmers$3,234
8USAA$1,893
2020

2020 Dodge Durango insurance rates

Average cost to insure $2,393
Annual cheapest rate $1,809
Available trims Anodized Platinum, Citadel, GT, GT Plus, R/T
RankCompanyAverage annual premium
1Travelers$1,839
2GEICO$2,139
3State Farm$2,204
4Progressive$2,426
5Nationwide$2,757
6Allstate$2,921
7Farmers$3,049
8USAA$1,809
2019

2019 Dodge Durango insurance rates

Average cost to insure $2,333
Annual cheapest rate $1,727
Available trims Anodized Platinum, Citadel, GT, GT Plus, R/T
RankCompanyAverage annual premium
1Travelers$1,807
2GEICO$2,038
3State Farm$2,192
4Progressive$2,327
5Nationwide$2,782
6Allstate$2,792
7Farmers$2,996
8USAA$1,727
2018

2018 Dodge Durango insurance rates

Average cost to insure $2,279
Annual cheapest rate $1,711
Available trims Anodized Platinum, Citadel, GT, R/T, SXT
RankCompanyAverage annual premium
1Travelers$1,753
2GEICO$2,000
3State Farm$2,108
4Progressive$2,309
5Nationwide$2,661
6Allstate$2,815
7Farmers$2,873
8USAA$1,711

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
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