Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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The average car insurance cost for Porsche vehicles is $4,415 per year or $368 per month. Porsche car insurance costs vary depending on the model you own. Whether you drive a sedan or a powerful SUV, it's important to know how much insurance will cost and how to reduce it.
Below, we look at the average car insurance cost for Porsche cars by model. We also highlight the most and least expensive models to insure and share tips to help you save money.
How much does Porsche insurance cost?
On average, Porsche drivers pay $4,415 per year or $368 per month for full coverage car insurance.
The average cost of insuring Porsche vehicles is $1,752, which is more than the national average, though some models cost much less or much more than others.
| Vehicle model | Liability-only (50/100/50) | Full coverage (100/300/100, $500 ded.) |
|---|---|---|
| 718 Boxster | $857 | $3,287 |
| 718 Cayman | $915 | $3,635 |
| 911 | $924 | $4,859 |
| 911 GT3 | $972 | $5,270 |
| 911 Turbo | $931 | $5,373 |
| Cayenne | $1,048 | $3,617 |
| Cayenne Coupe | $1,030 | $3,619 |
| Cayenne Coupe Turbo | $1,108 | $4,284 |
| Cayenne Turbo E-Hybrid | $1,047 | $4,074 |
| Macan | $1,029 | $2,811 |
| Macan GTS | $1,052 | $3,221 |
| Panamera | $1,087 | $4,586 |
| Taycan | $1,071 | $5,073 |
| Taycan Cross Turismo | $1,048 | $4,981 |
Tip
If you're shopping for a new or used Porsche, compare car insurance rates before you buy so you know your estimated rate ahead of time and aren't surprised by the cost.
Porsche car insurance cost by model
Here's a closer look at average monthly premiums for popular Porsche models. Rates are based on a 40-year-old driver with a clean record and full coverage.
| Vehicle model | Monthly premium |
|---|---|
| 718 Boxster | $274 |
| 718 Cayman | $303 |
| 911 | $405 |
| 911 GT3 | $439 |
| 911 Turbo | $448 |
| Cayenne | $301 |
| Cayenne Coupe | $302 |
| Cayenne Coupe Turbo | $357 |
| Cayenne Turbo E-Hybrid | $339 |
| Macan | $234 |
| Macan GTS | $268 |
| Panamera | $382 |
| Taycan | $423 |
| Taycan Cross Turismo | $415 |
Choose Your Vehicle Model
Porsche 718 Boxster insurance cost
The cost to insure a Porsche 718 Boxster can vary based on the model year, your location, and the company you choose. Insurance rates tend to be higher for newer models and may differ from state to state. Shopping around and comparing quotes is the best way to save.
Below you'll find tables listing:
- Rates by model - average annual premiums for different model years
- Rates by company - what major insurers charge
- Rates by state - how location affects the cost of coverage
| Year and model | Average annual premium |
|---|---|
| 2024 Porsche 718 Boxster | $3,263 |
| 2023 Porsche 718 Boxster | $3,276 |
| 2022 Porsche 718 Boxster | $3,113 |
| 2021 Porsche 718 Boxster | $3,000 |
| 2020 Porsche 718 Boxster | $2,809 |
| 2019 Porsche 718 Boxster | $2,736 |
| 2018 Porsche 718 Boxster | $2,502 |
| 2017 Porsche 718 Boxster | $2,444 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $2,213 | $184 |
| Progressive | $2,455 | $205 |
| State Farm | $2,861 | $238 |
| Farmers | $3,550 | $296 |
| GEICO | $3,708 | $309 |
| Allstate | $4,789 | $399 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,033 | 14% more |
| Alaska | $2,685 | 1% more |
| Arizona | $3,006 | 13% more |
| Arkansas | $3,659 | 37% more |
| California | $3,760 | 41% more |
| Colorado | $4,171 | 57% more |
| Connecticut | $3,157 | 19% more |
| Delaware | $3,214 | 21% more |
| Florida | $3,243 | 22% more |
| Georgia | $3,634 | 36% more |
| Hawaii | $2,180 | 18% less |
| Idaho | $2,365 | 11% less |
| Illinois | $3,153 | 18% more |
| Indiana | $2,965 | 11% more |
| Iowa | $2,996 | 13% more |
| Kansas | $3,717 | 40% more |
| Kentucky | $4,037 | 52% more |
| Louisiana | $5,268 | 98% more |
| Maine | $2,391 | 10% less |
| Maryland | $3,099 | 16% more |
| Massachusetts | $3,131 | 18% more |
| Michigan | $4,057 | 52% more |
| Minnesota | $4,213 | 58% more |
| Mississippi | $3,579 | 34% more |
| Missouri | $4,166 | 56% more |
| Montana | $3,817 | 43% more |
| Nebraska | $3,729 | 40% more |
| Nevada | $2,762 | 4% more |
| New Hampshire | $2,512 | 6% less |
| New Jersey | $2,832 | 6% more |
| New Mexico | $3,413 | 28% more |
| New York | $2,468 | 7% less |
| North Carolina | $2,507 | 6% less |
| North Dakota | $3,312 | 24% more |
| Ohio | $2,309 | 13% less |
| Oklahoma | $3,654 | 37% more |
| Oregon | $3,125 | 17% more |
| Pennsylvania | $3,234 | 21% more |
| Rhode Island | $3,795 | 43% more |
| South Carolina | $2,921 | 10% more |
| South Dakota | $4,471 | 68% more |
| Tennessee | $3,640 | 37% more |
| Texas | $4,389 | 65% more |
| Utah | $2,487 | 7% less |
| Vermont | $2,473 | 7% less |
| Virginia | $2,423 | 9% less |
| Washington | $2,519 | 5% less |
| Washington, D.C. | $4,072 | 53% more |
| West Virginia | $3,366 | 26% more |
| Wisconsin | $2,563 | 4% less |
| Wyoming | $4,002 | 50% more |
Porsche 911 insurance cost
- The average car insurance cost for 911 is $4,847 per year.
- Trim Level - 911 Carrera, 911 Carrera 4, 911 Carrera 4 GTS, 911 Carrera 4S, 911 Carrera 50 Years Edition Porsche Design, 911 Carrera GTS, 911 Carrera S, 911 Carrera T, 911 Carrera Targa 4, 911 Carrera Targa 4 GTS
The average cost to insure Porsche 911 is around $4,847 per year for full coverage, which is $404 per month.
For liability-only coverage, the cost is around $776 per year, or about $65 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Porsche 911 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Porsche models.
| Year and model | Average annual premium |
|---|---|
| 2024 Porsche 911 | $4,847 |
| 2023 Porsche 911 | $4,732 |
| 2022 Porsche 911 | $4,525 |
| 2021 Porsche 911 | $4,270 |
| 2020 Porsche 911 | $4,064 |
| 2019 Porsche 911 | $3,953 |
| 2018 Porsche 911 | $3,863 |
| 2017 Porsche 911 | $3,525 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $2,700 | $225 |
| State Farm | $3,860 | $322 |
| Progressive | $4,496 | $375 |
| GEICO | $5,173 | $431 |
| Farmers | $5,996 | $500 |
| Allstate | $6,855 | $571 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $4,464 | 68% more |
| Alaska | $3,669 | 38% more |
| Arizona | $4,116 | 55% more |
| Arkansas | $5,734 | 115% more |
| California | $5,526 | 108% more |
| Colorado | $6,016 | 126% more |
| Connecticut | $4,861 | 83% more |
| Delaware | $4,681 | 76% more |
| Florida | $4,304 | 62% more |
| Georgia | $4,947 | 86% more |
| Hawaii | $2,789 | 5% more |
| Idaho | $3,251 | 22% more |
| Illinois | $4,517 | 70% more |
| Indiana | $4,291 | 61% more |
| Iowa | $4,675 | 76% more |
| Kansas | $5,461 | 105% more |
| Kentucky | $6,485 | 144% more |
| Louisiana | $8,331 | 213% more |
| Maine | $3,730 | 40% more |
| Maryland | $4,532 | 70% more |
| Massachusetts | $4,981 | 87% more |
| Michigan | $6,040 | 127% more |
| Minnesota | $5,829 | 119% more |
| Mississippi | $6,312 | 137% more |
| Missouri | $6,017 | 126% more |
| Montana | $6,075 | 128% more |
| Nebraska | $5,605 | 110% more |
| Nevada | $3,898 | 46% more |
| New Hampshire | $3,990 | 50% more |
| New Jersey | $4,149 | 56% more |
| New Mexico | $4,848 | 82% more |
| New York | $3,673 | 38% more |
| North Carolina | $3,761 | 41% more |
| North Dakota | $4,928 | 85% more |
| Ohio | $3,502 | 32% more |
| Oklahoma | $5,332 | 100% more |
| Oregon | $4,296 | 61% more |
| Pennsylvania | $4,704 | 77% more |
| Rhode Island | $5,721 | 115% more |
| South Carolina | $4,133 | 55% more |
| South Dakota | $6,942 | 161% more |
| Tennessee | $5,526 | 108% more |
| Texas | $6,209 | 133% more |
| Utah | $3,569 | 34% more |
| Vermont | $4,313 | 62% more |
| Virginia | $3,366 | 26% more |
| Washington | $3,381 | 27% more |
| Washington, D.C. | $5,845 | 119% more |
| West Virginia | $4,639 | 74% more |
| Wisconsin | $3,963 | 49% more |
| Wyoming | $5,292 | 99% more |
Porsche Cayenne insurance cost
- The average car insurance cost for Cayenne is $3,624 per year.
- Trim Level - Cayenne, Cayenne E-Hybrid, Cayenne S, Cayenne S E-Hybrid
The average cost to insure Porsche Cayenne is around $3,624 per year for full coverage, which is $302 per month.
For liability-only coverage, the cost is around $864 per year, or about $72 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Porsche Cayenne with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Porsche models.
| Year and model | Average annual premium |
|---|---|
| 2024 Porsche Cayenne | $3,624 |
| 2023 Porsche Cayenne | $3,438 |
| 2022 Porsche Cayenne | $3,200 |
| 2021 Porsche Cayenne | $3,143 |
| 2020 Porsche Cayenne | $3,034 |
| 2019 Porsche Cayenne | $2,837 |
| 2018 Porsche Cayenne | $2,608 |
| 2017 Porsche Cayenne | $2,534 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Progressive | $2,478 | $206 |
| Nationwide | $2,942 | $245 |
| State Farm | $3,415 | $285 |
| GEICO | $4,118 | $343 |
| Farmers | $4,356 | $363 |
| Allstate | $4,435 | $370 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,277 | 23% more |
| Alaska | $2,880 | 8% more |
| Arizona | $3,247 | 22% more |
| Arkansas | $3,933 | 48% more |
| California | $4,090 | 54% more |
| Colorado | $4,672 | 75% more |
| Connecticut | $3,607 | 35% more |
| Delaware | $3,364 | 26% more |
| Florida | $3,500 | 31% more |
| Georgia | $4,126 | 55% more |
| Hawaii | $2,151 | 19% less |
| Idaho | $2,458 | 8% less |
| Illinois | $3,396 | 28% more |
| Indiana | $3,360 | 26% more |
| Iowa | $3,377 | 27% more |
| Kansas | $4,228 | 59% more |
| Kentucky | $4,640 | 74% more |
| Louisiana | $5,987 | 125% more |
| Maine | $2,722 | 2% more |
| Maryland | $3,317 | 25% more |
| Massachusetts | $3,229 | 21% more |
| Michigan | $4,488 | 69% more |
| Minnesota | $4,356 | 64% more |
| Mississippi | $4,185 | 57% more |
| Missouri | $4,739 | 78% more |
| Montana | $4,136 | 55% more |
| Nebraska | $4,195 | 58% more |
| Nevada | $2,979 | 12% more |
| New Hampshire | $2,890 | 9% more |
| New Jersey | $3,275 | 23% more |
| New Mexico | $3,702 | 39% more |
| New York | $2,585 | 3% less |
| North Carolina | $3,054 | 15% more |
| North Dakota | $3,572 | 34% more |
| Ohio | $2,521 | 5% less |
| Oklahoma | $3,944 | 48% more |
| Oregon | $3,210 | 21% more |
| Pennsylvania | $3,402 | 28% more |
| Rhode Island | $4,308 | 62% more |
| South Carolina | $3,538 | 33% more |
| South Dakota | $5,051 | 90% more |
| Tennessee | $3,999 | 50% more |
| Texas | $4,732 | 78% more |
| Utah | $2,686 | 1% more |
| Vermont | $3,031 | 14% more |
| Virginia | $2,574 | 3% less |
| Washington | $2,806 | 5% more |
| Washington, D.C. | $4,367 | 64% more |
| West Virginia | $3,545 | 33% more |
| Wisconsin | $2,821 | 6% more |
| Wyoming | $4,093 | 54% more |
Porsche Macan insurance cost
- The average car insurance cost for Macan is $2,824 per year.
- Trim Level - Macan, Macan S, Macan T
The average cost to insure Porsche Macan is around $2,824 per year for full coverage, which is $235 per month.
For liability-only coverage, the cost is around $844 per year, or about $70 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Porsche Macan with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Porsche models.
| Year and model | Average annual premium |
|---|---|
| 2024 Porsche Macan | $2,824 |
| 2023 Porsche Macan | $2,837 |
| 2022 Porsche Macan | $2,725 |
| 2021 Porsche Macan | $2,606 |
| 2020 Porsche Macan | $2,497 |
| 2019 Porsche Macan | $2,417 |
| 2018 Porsche Macan | $2,327 |
| 2017 Porsche Macan | $2,283 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $2,116 | $176 |
| Progressive | $2,366 | $197 |
| State Farm | $2,685 | $224 |
| GEICO | $2,735 | $228 |
| Allstate | $3,439 | $287 |
| Farmers | $3,601 | $300 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,709 | 2% more |
| Alaska | $2,421 | 9% less |
| Arizona | $2,682 | 1% more |
| Arkansas | $3,090 | 16% more |
| California | $3,129 | 17% more |
| Colorado | $3,546 | 33% more |
| Connecticut | $2,784 | 5% more |
| Delaware | $2,619 | 2% less |
| Florida | $2,923 | 10% more |
| Georgia | $3,128 | 17% more |
| Hawaii | $1,874 | 30% less |
| Idaho | $1,892 | 29% less |
| Illinois | $2,687 | 1% more |
| Indiana | $2,609 | 2% less |
| Iowa | $2,426 | 9% less |
| Kansas | $3,050 | 15% more |
| Kentucky | $3,535 | 33% more |
| Louisiana | $4,852 | 82% more |
| Maine | $2,143 | 20% less |
| Maryland | $2,555 | 4% less |
| Massachusetts | $2,584 | 3% less |
| Michigan | $3,646 | 37% more |
| Minnesota | $3,219 | 21% more |
| Mississippi | $3,305 | 24% more |
| Missouri | $3,231 | 21% more |
| Montana | $3,142 | 18% more |
| Nebraska | $3,106 | 17% more |
| Nevada | $2,485 | 7% less |
| New Hampshire | $2,266 | 15% less |
| New Jersey | $2,613 | 2% less |
| New Mexico | $2,933 | 10% more |
| New York | $2,037 | 24% less |
| North Carolina | $2,281 | 14% less |
| North Dakota | $2,680 | 1% more |
| Ohio | $2,139 | 20% less |
| Oklahoma | $3,055 | 15% more |
| Oregon | $2,650 | Equal |
| Pennsylvania | $2,759 | 4% more |
| Rhode Island | $3,175 | 19% more |
| South Carolina | $2,704 | 2% more |
| South Dakota | $3,505 | 32% more |
| Tennessee | $3,076 | 16% more |
| Texas | $3,889 | 46% more |
| Utah | $2,204 | 17% less |
| Vermont | $2,245 | 16% less |
| Virginia | $2,110 | 21% less |
| Washington | $2,049 | 23% less |
| Washington, D.C. | $3,306 | 24% more |
| West Virginia | $2,663 | Equal |
| Wisconsin | $2,186 | 18% less |
| Wyoming | $3,488 | 31% more |
Porsche Panamera insurance cost
- The average car insurance cost for Panamera is $4,606 per year.
- Trim Level - Panamera, Panamera 4
The average cost to insure Porsche Panamera is around $4,606 per year for full coverage, which is $384 per month.
For liability-only coverage, the cost is around $911 per year, or about $76 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Porsche Panamera with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Porsche models.
| Year and model | Average annual premium |
|---|---|
| 2024 Porsche Panamera | $4,606 |
| 2023 Porsche Panamera | $4,791 |
| 2022 Porsche Panamera | $4,527 |
| 2021 Porsche Panamera | $4,436 |
| 2020 Porsche Panamera | $4,187 |
| 2019 Porsche Panamera | $3,991 |
| 2018 Porsche Panamera | $3,856 |
| 2017 Porsche Panamera | $3,556 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $3,542 | $295 |
| State Farm | $3,647 | $304 |
| Progressive | $3,649 | $304 |
| GEICO | $5,079 | $423 |
| Allstate | $5,731 | $478 |
| Farmers | $5,989 | $499 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $4,150 | 56% more |
| Alaska | $3,776 | 42% more |
| Arizona | $3,885 | 46% more |
| Arkansas | $5,164 | 94% more |
| California | $4,870 | 83% more |
| Colorado | $6,032 | 127% more |
| Connecticut | $4,586 | 72% more |
| Delaware | $4,408 | 66% more |
| Florida | $4,185 | 57% more |
| Georgia | $5,015 | 88% more |
| Hawaii | $2,385 | 10% less |
| Idaho | $3,043 | 14% more |
| Illinois | $4,381 | 65% more |
| Indiana | $4,253 | 60% more |
| Iowa | $4,644 | 74% more |
| Kansas | $5,233 | 97% more |
| Kentucky | $5,899 | 122% more |
| Louisiana | $7,307 | 174% more |
| Maine | $3,457 | 30% more |
| Maryland | $4,227 | 59% more |
| Massachusetts | $4,406 | 65% more |
| Michigan | $5,963 | 124% more |
| Minnesota | $5,462 | 105% more |
| Mississippi | $5,021 | 89% more |
| Missouri | $6,042 | 127% more |
| Montana | $5,414 | 103% more |
| Nebraska | $5,533 | 108% more |
| Nevada | $3,734 | 40% more |
| New Hampshire | $3,509 | 32% more |
| New Jersey | $3,773 | 42% more |
| New Mexico | $4,527 | 70% more |
| New York | $4,077 | 53% more |
| North Carolina | $4,125 | 55% more |
| North Dakota | $4,546 | 71% more |
| Ohio | $3,257 | 22% more |
| Oklahoma | $5,281 | 98% more |
| Oregon | $3,666 | 38% more |
| Pennsylvania | $4,314 | 62% more |
| Rhode Island | $5,782 | 117% more |
| South Carolina | $4,261 | 60% more |
| South Dakota | $7,055 | 165% more |
| Tennessee | $4,286 | 61% more |
| Texas | $7,059 | 165% more |
| Utah | $3,471 | 30% more |
| Vermont | $3,625 | 36% more |
| Virginia | $3,054 | 15% more |
| Washington | $3,747 | 41% more |
| Washington, D.C. | $5,524 | 107% more |
| West Virginia | $4,237 | 59% more |
| Wisconsin | $3,616 | 36% more |
| Wyoming | $4,724 | 77% more |
Cheapest Porsche models to insure
If you are looking for the most economical Porsche vehicles to insure, these models have the lowest auto insurance rates:
- Macan - $2,824
- Macan GTS - $3,213
- 718 Boxster - $3,263
- Cayenne - $3,624
Why are these models cheaper to insure?
These models may be cheaper to insure for a few reasons:
- Strong safety ratings and advanced safety features. Safer vehicles reduce the risk of injuries and accidents.
- Lower repair costs. Vehicles with readily available, affordable parts are cheaper to insure.
- Lower frequency of claims based on historical data. Insurance companies use this information to set lower rates for models with a good track record.
Most expensive Porsche models to insure
Some Porsche vehicles have a higher price tag—and that includes insurance. These models tend to have higher horsepower, costlier parts and a greater risk profile.
- 911 Turbo - $5,344
- 911 GT3 - $5,326
- Taycan - $5,048
- Taycan Cross Turismo - $4,935
Why are these models expensive to insure?
These models may be more expensive to insure because:
- They cost more to repair or replace if damaged or stolen.
- They may have powerful engines, which means a higher risk of speeding and therefore, accidents.
- Thieves target them more often.
- They often have expensive parts and advanced tech that are costly to fix.
What factors affect car insurance rates for Porsche?
Several factors influence your insurance rate—some related to the car, others to you as the driver.
- Model and trim level: Performance features and size impact pricing.
- Vehicle age: Newer cars often cost more to insure.
- Safety ratings: Vehicles with more safety tech often earn discounts.
- Driver profile: Your age, ZIP code, credit score and driving history play a big role.
- Coverage level: Full coverage costs more than minimum liability, but provides better protection.
How to save on car insurance if you own Porsche
Car insurance can be a big expense, but there are ways to save money. If you drive a Porsche, you might be able to lower your costs by making smart choices. Here are some steps to save on insurance for your Porsche:
- Shop around - Compare quotes from multiple insurers annually
- Increase deductibles - Opt for a higher deductible to lower premiums
- Bundle policies - Combine auto and home or renters insurance
- Ask about discounts - Safe driver, low mileage, good student and more
- Use telematics - Usage-based programs reward good driving habits
Bottom line
Porsche offers a wide range of vehicles. While insurance costs vary by model, knowing the averages and understanding what affects your rate can help you make smart coverage decisions.
Want the best rate on Porsche car insurance? Start by comparing quotes today and see how much you could save.
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage