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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Porsche Macan is $3,985 per year or $332 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.

The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Porsche Macan costs $3,985, whereas the 2024 Porsche Macan costs $3,278 annually. This is $707 less than the 2025 rates.

Travelers offers the cheapest annual rate for 2025 Porsche Macan at $2,539 per year.

Below, we'll look at Porsche Macan insurance rates and show you how to save.

Average insurance cost of Porsche Macan by model year

Year of Porsche Macan modelAverage cost to insure
2025$3,985
2024$3,278
2023$3,209
2022$3,097
2021$2,943
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Compare Macan insurance rates by state

L O A D I N G
CompanyAverage annual premium
Nationwide$2,099
State Farm$2,394
UAIC$2,732
Travelers$2,807
Progressive$3,163
Mercury Insurance$3,178
Allstate$3,557
GEICO$3,697
Farmers$4,411
AIG$6,642

Porsche Macan insurance rates per year

2025

2025 Porsche Macan insurance rates

Average cost to insure $3,786
Annual cheapest rate $2,539
Available trims 4, 4S, Electric, Electric 4, S
RankCompanyAverage annual premium
1Travelers$2,539
2Progressive$2,944
3State Farm$3,134
4Nationwide$3,870
5GEICO$4,037
6Farmers$5,123
7Allstate$5,408
8USAA$3,234
2024

2024 Porsche Macan insurance rates

Average cost to insure $3,032
Annual cheapest rate $2,364
Available trims S, T
RankCompanyAverage annual premium
1Travelers$2,387
2State Farm$2,735
3Nationwide$2,778
4Progressive$2,877
5GEICO$2,999
6Allstate$3,637
7Farmers$4,476
8USAA$2,364
2023

2023 Porsche Macan insurance rates

Average cost to insure $3,007
Annual cheapest rate $2,339
Available trims S, T
RankCompanyAverage annual premium
1Travelers$2,339
2Progressive$2,737
3State Farm$2,745
4Nationwide$2,789
5GEICO$2,933
6Allstate$3,616
7Farmers$4,360
8USAA$2,534
2022

2022 Porsche Macan insurance rates

Average cost to insure $2,921
Annual cheapest rate $2,306
Available trims S
RankCompanyAverage annual premium
1Travelers$2,306
2State Farm$2,651
3Progressive$2,779
4Nationwide$2,840
5GEICO$2,852
6Allstate$3,370
7Farmers$4,242
8USAA$2,324
2021

2021 Porsche Macan insurance rates

Average cost to insure $2,804
Annual cheapest rate $2,098
Available trims S
RankCompanyAverage annual premium
1Travelers$2,098
2State Farm$2,512
3Progressive$2,658
4GEICO$2,707
5Nationwide$3,024
6Allstate$3,201
7Farmers$4,059
8USAA$2,174
2020

2020 Porsche Macan insurance rates

Average cost to insure $2,673
Annual cheapest rate $2,021
Available trims S
RankCompanyAverage annual premium
1Travelers$2,021
2State Farm$2,497
3GEICO$2,587
4Progressive$2,598
5Allstate$2,811
6Nationwide$2,907
7Farmers$3,894
8USAA$2,067
2019

2019 Porsche Macan insurance rates

Average cost to insure $2,548
Annual cheapest rate $1,974
Available trims S
RankCompanyAverage annual premium
1Travelers$1,974
2State Farm$2,390
3Progressive$2,409
4GEICO$2,450
5Allstate$2,710
6Nationwide$2,745
7Farmers$3,724
8USAA$1,978
2018

2018 Porsche Macan insurance rates

Average cost to insure $2,483
Annual cheapest rate $1,915
Available trims S, Sport Edition
RankCompanyAverage annual premium
1Travelers$1,922
2State Farm$2,297
3GEICO$2,346
4Progressive$2,435
5Nationwide$2,691
6Allstate$2,752
7Farmers$3,509
8USAA$1,915

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
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