Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
Last updated :
The average car insurance cost for Toyota vehicles is $2,461 per year or $205 per month. Toyota car insurance costs vary depending on the model you own. Whether you drive a sedan or a powerful SUV, it's important to know how much insurance will cost and how to reduce it.
Below, we look at the average car insurance cost for Toyota cars by model. We also highlight the most and least expensive models to insure and share tips to help you save money.
How much does Toyota insurance cost?
On average, Toyota drivers pay $2,461 per year or $205 per month for full coverage car insurance.
The average cost of insuring Toyota vehicles is $202, which is less than the national average, though some models cost much less or much more than others.
| Vehicle model | Liability-only (50/100/50) | Full coverage (100/300/100, $500 ded.) |
|---|---|---|
| 4Runner | $1,134 | $2,260 |
| bZ4X | $1,180 | $2,699 |
| Camry | $1,228 | $2,400 |
| Corolla | $1,251 | $2,399 |
| Corolla Cross | $1,229 | $2,066 |
| Corolla Cross Hybrid | $1,202 | $2,218 |
| Crown | $1,152 | $2,871 |
| GR Corolla | $1,188 | $3,130 |
| GR Supra | $1,050 | $3,140 |
| GR86 | $1,284 | $3,025 |
| Grand Highlander | $1,160 | $2,442 |
| Grand Highlander Hybrid | $1,171 | $2,515 |
| Highlander | $1,212 | $2,253 |
| Highlander Hybrid | $1,149 | $2,328 |
| Land Cruiser | $1,192 | $3,475 |
| Mirai | $1,347 | $3,064 |
| Prius | $1,154 | $2,415 |
| Prius Prime | $1,221 | $2,666 |
| RAV4 | $1,111 | $2,085 |
| RAV4 Hybrid | $1,075 | $2,189 |
| Sequoia | $1,220 | $2,839 |
| Sienna | $1,136 | $2,304 |
| Tacoma | $1,236 | $2,345 |
| Tundra | $1,155 | $2,357 |
| Tundra Hybrid | $1,185 | $2,755 |
| Venza | $1,178 | $2,240 |
Tip
If you're shopping for a new or used Toyota, compare car insurance rates before you buy so you know your estimated rate ahead of time and aren't surprised by the cost.
Toyota car insurance cost by model
Here's a closer look at average monthly premiums for popular Toyota models. Rates are based on a 40-year-old driver with a clean record and full coverage.
| Vehicle model | Monthly premium |
|---|---|
| 4Runner | $188 |
| bZ4X | $225 |
| Camry | $200 |
| Corolla | $200 |
| Corolla Cross | $172 |
| Corolla Cross Hybrid | $185 |
| Crown | $239 |
| GR Corolla | $261 |
| GR Supra | $262 |
| GR86 | $252 |
| Grand Highlander | $204 |
| Grand Highlander Hybrid | $210 |
| Highlander | $188 |
| Highlander Hybrid | $194 |
| Land Cruiser | $290 |
| Mirai | $255 |
| Prius | $201 |
| Prius Prime | $222 |
| RAV4 | $174 |
| RAV4 Hybrid | $182 |
| Sequoia | $237 |
| Sienna | $192 |
| Tacoma | $195 |
| Tundra | $196 |
| Tundra Hybrid | $230 |
| Venza | $187 |
Choose Your Vehicle Model
Toyota 4Runner insurance cost
- The average car insurance cost for 4Runner is $2,278 per year.
- Trim Level - 4Runner Limited, 4Runner SR5, 4Runner SR5 Premium, 4Runner TRD Off-Road, 4Runner TRD OFF-Road Premium, 4Runner TRD Pro, 4Runner TRD Sport
The average cost to insure Toyota 4Runner is around $2,278 per year for full coverage, which is $190 per month.
For liability-only coverage, the cost is around $918 per year, or about $76 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Toyota 4Runner with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Toyota models.
| Year and model | Average annual premium |
|---|---|
| 2024 Toyota 4Runner | $2,278 |
| 2023 Toyota 4Runner | $2,279 |
| 2022 Toyota 4Runner | $2,190 |
| 2021 Toyota 4Runner | $2,121 |
| 2020 Toyota 4Runner | $2,017 |
| 2019 Toyota 4Runner | $1,995 |
| 2018 Toyota 4Runner | $1,915 |
| 2017 Toyota 4Runner | $1,874 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $1,547 | $129 |
| State Farm | $1,880 | $157 |
| GEICO | $1,887 | $157 |
| Progressive | $1,968 | $164 |
| Farmers | $3,132 | $261 |
| Allstate | $3,255 | $271 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,172 | 18% less |
| Alaska | $2,147 | 19% less |
| Arizona | $2,209 | 17% less |
| Arkansas | $2,377 | 11% less |
| California | $2,643 | 1% less |
| Colorado | $2,950 | 11% more |
| Connecticut | $2,303 | 14% less |
| Delaware | $2,262 | 15% less |
| Florida | $2,735 | 3% more |
| Georgia | $2,674 | Equal |
| Hawaii | $1,454 | 45% less |
| Idaho | $1,569 | 41% less |
| Illinois | $2,263 | 15% less |
| Indiana | $2,083 | 22% less |
| Iowa | $1,871 | 30% less |
| Kansas | $2,377 | 11% less |
| Kentucky | $2,859 | 7% more |
| Louisiana | $3,775 | 42% more |
| Maine | $1,675 | 37% less |
| Maryland | $2,018 | 24% less |
| Massachusetts | $1,901 | 29% less |
| Michigan | $2,850 | 7% more |
| Minnesota | $2,453 | 8% less |
| Mississippi | $2,448 | 8% less |
| Missouri | $2,601 | 2% less |
| Montana | $2,417 | 9% less |
| Nebraska | $2,435 | 9% less |
| Nevada | $2,200 | 17% less |
| New Hampshire | $1,693 | 36% less |
| New Jersey | $2,184 | 18% less |
| New Mexico | $2,409 | 10% less |
| New York | $1,618 | 39% less |
| North Carolina | $1,692 | 36% less |
| North Dakota | $2,088 | 22% less |
| Ohio | $1,739 | 35% less |
| Oklahoma | $2,560 | 4% less |
| Oregon | $2,248 | 16% less |
| Pennsylvania | $2,319 | 13% less |
| Rhode Island | $2,555 | 4% less |
| South Carolina | $2,170 | 19% less |
| South Dakota | $2,635 | 1% less |
| Tennessee | $2,444 | 8% less |
| Texas | $3,135 | 18% more |
| Utah | $1,888 | 29% less |
| Vermont | $1,709 | 36% less |
| Virginia | $1,673 | 37% less |
| Washington | $1,875 | 30% less |
| Washington, D.C. | $2,677 | 1% more |
| West Virginia | $2,155 | 19% less |
| Wisconsin | $1,721 | 35% less |
| Wyoming | $2,396 | 10% less |
Toyota Camry insurance cost
- The average car insurance cost for Camry is $2,425 per year.
- Trim Level - Camry Hybrid LE, Camry Hybrid SE, Camry Hybrid SE Nightshade, Camry Hybrid XLE, Camry Hybrid XSE, Camry LE, Camry SE, Camry SE Nightshade Edition, Camry TRD, Camry XLE
The average cost to insure Toyota Camry is around $2,425 per year for full coverage, which is $202 per month.
For liability-only coverage, the cost is around $976 per year, or about $81 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Toyota Camry with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Toyota models.
| Year and model | Average annual premium |
|---|---|
| 2024 Toyota Camry | $2,425 |
| 2023 Toyota Camry | $2,434 |
| 2022 Toyota Camry | $2,368 |
| 2021 Toyota Camry | $2,285 |
| 2020 Toyota Camry | $2,214 |
| 2019 Toyota Camry | $2,158 |
| 2018 Toyota Camry | $2,094 |
| 2017 Toyota Camry | $1,982 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| GEICO | $1,912 | $159 |
| Nationwide | $2,016 | $168 |
| State Farm | $2,123 | $177 |
| Progressive | $2,363 | $197 |
| Farmers | $3,059 | $255 |
| Allstate | $3,079 | $257 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,312 | 13% less |
| Alaska | $2,304 | 13% less |
| Arizona | $2,327 | 13% less |
| Arkansas | $2,535 | 5% less |
| California | $3,048 | 14% more |
| Colorado | $3,151 | 18% more |
| Connecticut | $2,488 | 7% less |
| Delaware | $2,402 | 10% less |
| Florida | $3,021 | 13% more |
| Georgia | $3,028 | 14% more |
| Hawaii | $1,597 | 40% less |
| Idaho | $1,577 | 41% less |
| Illinois | $2,349 | 12% less |
| Indiana | $2,187 | 18% less |
| Iowa | $1,950 | 27% less |
| Kansas | $2,408 | 10% less |
| Kentucky | $2,969 | 11% more |
| Louisiana | $3,970 | 49% more |
| Maine | $1,677 | 37% less |
| Maryland | $2,212 | 17% less |
| Massachusetts | $2,151 | 19% less |
| Michigan | $3,250 | 22% more |
| Minnesota | $2,589 | 3% less |
| Mississippi | $2,518 | 5% less |
| Missouri | $2,787 | 5% more |
| Montana | $2,545 | 4% less |
| Nebraska | $2,501 | 6% less |
| Nevada | $2,382 | 11% less |
| New Hampshire | $1,808 | 32% less |
| New Jersey | $2,341 | 12% less |
| New Mexico | $2,503 | 6% less |
| New York | $1,699 | 36% less |
| North Carolina | $2,081 | 22% less |
| North Dakota | $2,136 | 20% less |
| Ohio | $1,670 | 37% less |
| Oklahoma | $2,599 | 2% less |
| Oregon | $2,353 | 12% less |
| Pennsylvania | $2,523 | 5% less |
| Rhode Island | $2,848 | 7% more |
| South Carolina | $2,263 | 15% less |
| South Dakota | $2,857 | 7% more |
| Tennessee | $2,615 | 2% less |
| Texas | $3,287 | 23% more |
| Utah | $1,998 | 25% less |
| Vermont | $1,746 | 34% less |
| Virginia | $1,769 | 34% less |
| Washington | $2,055 | 23% less |
| Washington, D.C. | $2,858 | 7% more |
| West Virginia | $2,264 | 15% less |
| Wisconsin | $1,813 | 32% less |
| Wyoming | $2,395 | 10% less |
Toyota Corolla insurance cost
- The average car insurance cost for Corolla is $2,448 per year.
- Trim Level - Corolla Hatchback Nightshade, Corolla Hatchback SE, Corolla Hatchback XSE, Corolla Hybrid LE, Corolla Hybrid Nightshade, Corolla Hybrid SE, Corolla Hybrid XLE, Corolla LE, Corolla Nightshade, Corolla SE
The average cost to insure Toyota Corolla is around $2,448 per year for full coverage, which is $204 per month.
For liability-only coverage, the cost is around $1,006 per year, or about $84 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Toyota Corolla with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Toyota models.
| Year and model | Average annual premium |
|---|---|
| 2024 Toyota Corolla | $2,448 |
| 2023 Toyota Corolla | $2,383 |
| 2022 Toyota Corolla | $2,313 |
| 2021 Toyota Corolla | $2,252 |
| 2020 Toyota Corolla | $2,195 |
| 2019 Toyota Corolla | $2,085 |
| 2018 Toyota Corolla | $2,018 |
| 2017 Toyota Corolla | $1,943 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| GEICO | $1,847 | $154 |
| State Farm | $2,081 | $173 |
| Nationwide | $2,299 | $192 |
| Progressive | $2,341 | $195 |
| Allstate | $3,050 | $254 |
| Farmers | $3,071 | $256 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,322 | 13% less |
| Alaska | $2,289 | 14% less |
| Arizona | $2,359 | 11% less |
| Arkansas | $2,503 | 6% less |
| California | $2,976 | 12% more |
| Colorado | $3,101 | 16% more |
| Connecticut | $2,637 | 1% less |
| Delaware | $2,454 | 8% less |
| Florida | $3,094 | 16% more |
| Georgia | $3,344 | 26% more |
| Hawaii | $1,494 | 44% less |
| Idaho | $1,603 | 40% less |
| Illinois | $2,400 | 10% less |
| Indiana | $2,188 | 18% less |
| Iowa | $1,979 | 26% less |
| Kansas | $2,409 | 10% less |
| Kentucky | $2,990 | 12% more |
| Louisiana | $3,919 | 47% more |
| Maine | $1,670 | 37% less |
| Maryland | $2,248 | 16% less |
| Massachusetts | $2,100 | 21% less |
| Michigan | $3,277 | 23% more |
| Minnesota | $2,626 | 1% less |
| Mississippi | $2,479 | 7% less |
| Missouri | $2,889 | 8% more |
| Montana | $2,464 | 7% less |
| Nebraska | $2,474 | 7% less |
| Nevada | $2,399 | 10% less |
| New Hampshire | $1,807 | 32% less |
| New Jersey | $2,329 | 13% less |
| New Mexico | $2,500 | 6% less |
| New York | $1,748 | 34% less |
| North Carolina | $2,058 | 23% less |
| North Dakota | $2,118 | 20% less |
| Ohio | $1,659 | 38% less |
| Oklahoma | $2,530 | 5% less |
| Oregon | $2,364 | 11% less |
| Pennsylvania | $2,594 | 3% less |
| Rhode Island | $3,010 | 13% more |
| South Carolina | $2,166 | 19% less |
| South Dakota | $2,678 | 1% more |
| Tennessee | $2,661 | Equal |
| Texas | $3,375 | 27% more |
| Utah | $2,022 | 24% less |
| Vermont | $1,855 | 30% less |
| Virginia | $1,768 | 34% less |
| Washington | $2,194 | 18% less |
| Washington, D.C. | $2,910 | 9% more |
| West Virginia | $2,298 | 14% less |
| Wisconsin | $1,847 | 31% less |
| Wyoming | $2,324 | 13% less |
Toyota GR86 insurance cost
The cost to insure a Toyota GR86 can vary based on the model year, your location, and the company you choose. Insurance rates tend to be higher for newer models and may differ from state to state. Shopping around and comparing quotes is the best way to save.
Below you'll find tables listing:
- Rates by model - average annual premiums for different model years
- Rates by company - what major insurers charge
- Rates by state - how location affects the cost of coverage
| Year and model | Average annual premium |
|---|---|
| 2024 Toyota GR86 | $3,085 |
| 2023 Toyota GR86 | $2,902 |
| 2022 Toyota GR86 | $2,696 |
| 2020 Toyota GR86 | $2,648 |
| 2019 Toyota GR86 | $2,586 |
| 2018 Toyota GR86 | $2,470 |
| 2017 Toyota GR86 | $2,454 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| GEICO | $2,165 | $180 |
| State Farm | $2,276 | $190 |
| Progressive | $2,893 | $241 |
| Nationwide | $3,212 | $268 |
| Allstate | $3,508 | $292 |
| Farmers | $4,454 | $371 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,977 | 12% more |
| Alaska | $2,693 | 1% more |
| Arizona | $2,879 | 8% more |
| Arkansas | $3,315 | 24% more |
| California | $4,024 | 51% more |
| Colorado | $3,945 | 48% more |
| Connecticut | $3,393 | 27% more |
| Delaware | $2,798 | 5% more |
| Florida | $3,167 | 19% more |
| Georgia | $3,998 | 50% more |
| Hawaii | $1,634 | 39% less |
| Idaho | $2,053 | 23% less |
| Illinois | $3,112 | 17% more |
| Indiana | $2,781 | 4% more |
| Iowa | $2,597 | 2% less |
| Kansas | $3,205 | 20% more |
| Kentucky | $3,720 | 40% more |
| Louisiana | $4,441 | 67% more |
| Maine | $2,297 | 14% less |
| Maryland | $2,829 | 6% more |
| Massachusetts | $2,550 | 4% less |
| Michigan | $4,264 | 60% more |
| Minnesota | $3,359 | 26% more |
| Mississippi | $3,090 | 16% more |
| Missouri | $3,768 | 41% more |
| Montana | $3,103 | 17% more |
| Nebraska | $3,347 | 26% more |
| Nevada | $2,788 | 5% more |
| New Hampshire | $2,299 | 14% less |
| New Jersey | $2,925 | 10% more |
| New Mexico | $3,139 | 18% more |
| New York | $2,328 | 13% less |
| North Carolina | $2,840 | 7% more |
| North Dakota | $2,580 | 3% less |
| Ohio | $2,151 | 19% less |
| Oklahoma | $3,212 | 21% more |
| Oregon | $2,842 | 7% more |
| Pennsylvania | $3,114 | 17% more |
| Rhode Island | $3,480 | 31% more |
| South Carolina | $2,479 | 7% less |
| South Dakota | $3,727 | 40% more |
| Tennessee | $3,190 | 20% more |
| Texas | $4,344 | 63% more |
| Utah | $2,474 | 7% less |
| Vermont | $2,373 | 11% less |
| Virginia | $2,139 | 20% less |
| Washington | $2,948 | 11% more |
| Washington, D.C. | $3,301 | 24% more |
| West Virginia | $2,705 | 2% more |
| Wisconsin | $2,300 | 14% less |
| Wyoming | $2,910 | 9% more |
Toyota Highlander insurance cost
- The average car insurance cost for Highlander is $2,268 per year.
- Trim Level - Highlander LE, Highlander Limited, Highlander Platinum, Highlander XLE, Highlander XSE
The average cost to insure Toyota Highlander is around $2,268 per year for full coverage, which is $189 per month.
For liability-only coverage, the cost is around $960 per year, or about $80 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Toyota Highlander with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Toyota models.
| Year and model | Average annual premium |
|---|---|
| 2024 Toyota Highlander | $2,269 |
| 2023 Toyota Highlander | $2,231 |
| 2022 Toyota Highlander | $2,130 |
| 2021 Toyota Highlander | $2,074 |
| 2020 Toyota Highlander | $2,072 |
| 2019 Toyota Highlander | $1,952 |
| 2018 Toyota Highlander | $1,903 |
| 2017 Toyota Highlander | $1,837 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Progressive | $1,672 | $139 |
| State Farm | $1,905 | $159 |
| Nationwide | $1,992 | $166 |
| GEICO | $2,131 | $178 |
| Farmers | $2,861 | $238 |
| Allstate | $3,050 | $254 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $1,984 | 25% less |
| Alaska | $2,127 | 20% less |
| Arizona | $2,123 | 20% less |
| Arkansas | $2,265 | 15% less |
| California | $2,920 | 10% more |
| Colorado | $2,937 | 10% more |
| Connecticut | $2,418 | 9% less |
| Delaware | $2,200 | 17% less |
| Florida | $2,888 | 8% more |
| Georgia | $3,035 | 14% more |
| Hawaii | $1,392 | 48% less |
| Idaho | $1,495 | 44% less |
| Illinois | $2,154 | 19% less |
| Indiana | $1,905 | 28% less |
| Iowa | $1,899 | 29% less |
| Kansas | $2,379 | 11% less |
| Kentucky | $2,799 | 5% more |
| Louisiana | $3,635 | 37% more |
| Maine | $1,587 | 40% less |
| Maryland | $2,086 | 22% less |
| Massachusetts | $1,942 | 27% less |
| Michigan | $2,861 | 7% more |
| Minnesota | $2,519 | 5% less |
| Mississippi | $2,289 | 14% less |
| Missouri | $2,846 | 7% more |
| Montana | $2,261 | 15% less |
| Nebraska | $2,339 | 12% less |
| Nevada | $2,236 | 16% less |
| New Hampshire | $1,713 | 36% less |
| New Jersey | $2,286 | 14% less |
| New Mexico | $2,302 | 14% less |
| New York | $1,693 | 36% less |
| North Carolina | $2,043 | 23% less |
| North Dakota | $1,975 | 26% less |
| Ohio | $1,475 | 45% less |
| Oklahoma | $2,379 | 11% less |
| Oregon | $2,120 | 20% less |
| Pennsylvania | $2,362 | 11% less |
| Rhode Island | $2,648 | 1% less |
| South Carolina | $1,967 | 26% less |
| South Dakota | $2,598 | 2% less |
| Tennessee | $2,406 | 10% less |
| Texas | $3,216 | 21% more |
| Utah | $1,840 | 31% less |
| Vermont | $1,723 | 35% less |
| Virginia | $1,674 | 37% less |
| Washington | $2,047 | 23% less |
| Washington, D.C. | $2,673 | Equal |
| West Virginia | $2,192 | 18% less |
| Wisconsin | $1,628 | 39% less |
| Wyoming | $2,379 | 11% less |
Toyota Land Cruiser insurance cost
- The average car insurance cost for Land Cruiser is $3,451 per year.
- Trim Level - Land Cruiser, Land Cruiser 1958, Land Cruiser First Edition
The average cost to insure Toyota Land Cruiser is around $3,451 per year for full coverage, which is $288 per month.
For liability-only coverage, the cost is around $959 per year, or about $80 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Toyota Land Cruiser with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Toyota models.
| Year and model | Average annual premium |
|---|---|
| 2024 Toyota Land Cruiser | $3,451 |
| 2021 Toyota Land Cruiser | $2,861 |
| 2020 Toyota Land Cruiser | $2,824 |
| 2019 Toyota Land Cruiser | $2,727 |
| 2018 Toyota Land Cruiser | $2,622 |
| 2017 Toyota Land Cruiser | $2,467 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $2,512 | $209 |
| Progressive | $2,559 | $213 |
| GEICO | $2,794 | $233 |
| Nationwide | $3,112 | $259 |
| Farmers | $3,617 | $301 |
| Allstate | $6,114 | $510 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,865 | 45% more |
| Alaska | $3,045 | 14% more |
| Arizona | $3,102 | 16% more |
| Arkansas | $3,428 | 29% more |
| California | $4,036 | 52% more |
| Colorado | $6,265 | 135% more |
| Connecticut | $3,242 | 22% more |
| Delaware | $3,229 | 21% more |
| Florida | $3,497 | 31% more |
| Georgia | $5,012 | 88% more |
| Hawaii | $1,958 | 26% less |
| Idaho | $2,244 | 16% less |
| Illinois | $3,448 | 29% more |
| Indiana | $3,032 | 14% more |
| Iowa | $3,041 | 14% more |
| Kansas | $3,616 | 36% more |
| Kentucky | $3,485 | 31% more |
| Louisiana | $4,820 | 81% more |
| Maine | $2,641 | 1% less |
| Maryland | $3,087 | 16% more |
| Massachusetts | $3,076 | 16% more |
| Michigan | $4,004 | 50% more |
| Minnesota | $3,931 | 48% more |
| Mississippi | $3,125 | 17% more |
| Missouri | $6,471 | 143% more |
| Montana | $3,527 | 32% more |
| Nebraska | $5,292 | 99% more |
| Nevada | $2,788 | 5% more |
| New Hampshire | $2,625 | 1% less |
| New Jersey | $3,073 | 15% more |
| New Mexico | $3,424 | 29% more |
| New York | $2,382 | 11% less |
| North Carolina | $2,816 | 6% more |
| North Dakota | $3,162 | 19% more |
| Ohio | $2,261 | 15% less |
| Oklahoma | $3,675 | 38% more |
| Oregon | $3,054 | 15% more |
| Pennsylvania | $3,266 | 23% more |
| Rhode Island | $3,854 | 45% more |
| South Carolina | $3,013 | 13% more |
| South Dakota | $4,615 | 73% more |
| Tennessee | $2,966 | 11% more |
| Texas | $5,920 | 122% more |
| Utah | $2,639 | 1% less |
| Vermont | $1,956 | 27% less |
| Virginia | $2,533 | 5% less |
| Washington | $2,884 | 8% more |
| Washington, D.C. | $3,805 | 43% more |
| West Virginia | $5,436 | 104% more |
| Wisconsin | $2,506 | 6% less |
| Wyoming | $4,131 | 55% more |
Toyota Prius insurance cost
- The average car insurance cost for Prius is $2,427 per year.
- Trim Level - Prius LE, Prius Limited, Prius XLE
The average cost to insure Toyota Prius is around $2,427 per year for full coverage, which is $202 per month.
For liability-only coverage, the cost is around $936 per year, or about $78 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Toyota Prius with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Toyota models.
| Year and model | Average annual premium |
|---|---|
| 2024 Toyota Prius | $2,427 |
| 2023 Toyota Prius | $2,500 |
| 2022 Toyota Prius | $2,351 |
| 2021 Toyota Prius | $2,305 |
| 2020 Toyota Prius | $2,217 |
| 2019 Toyota Prius | $2,171 |
| 2018 Toyota Prius | $2,059 |
| 2017 Toyota Prius | $1,992 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,855 | $155 |
| Nationwide | $1,877 | $156 |
| GEICO | $1,911 | $159 |
| Progressive | $2,513 | $209 |
| Farmers | $2,966 | $247 |
| Allstate | $3,439 | $287 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,393 | 10% less |
| Alaska | $2,412 | 9% less |
| Arizona | $2,349 | 12% less |
| Arkansas | $2,566 | 4% less |
| California | $2,835 | 6% more |
| Colorado | $3,102 | 16% more |
| Connecticut | $2,401 | 10% less |
| Delaware | $2,480 | 7% less |
| Florida | $2,998 | 13% more |
| Georgia | $2,855 | 7% more |
| Hawaii | $1,460 | 45% less |
| Idaho | $1,637 | 39% less |
| Illinois | $2,358 | 11% less |
| Indiana | $2,235 | 16% less |
| Iowa | $1,909 | 28% less |
| Kansas | $2,368 | 11% less |
| Kentucky | $2,930 | 10% more |
| Louisiana | $4,080 | 53% more |
| Maine | $1,821 | 32% less |
| Maryland | $2,198 | 17% less |
| Massachusetts | $2,213 | 17% less |
| Michigan | $3,083 | 16% more |
| Minnesota | $2,679 | 1% more |
| Mississippi | $2,684 | 1% more |
| Missouri | $2,757 | 4% more |
| Montana | $2,576 | 3% less |
| Nebraska | $2,520 | 5% less |
| Nevada | $2,316 | 13% less |
| New Hampshire | $1,855 | 30% less |
| New Jersey | $2,389 | 10% less |
| New Mexico | $2,552 | 4% less |
| New York | $1,690 | 37% less |
| North Carolina | $1,923 | 28% less |
| North Dakota | $2,237 | 16% less |
| Ohio | $1,689 | 37% less |
| Oklahoma | $2,674 | Equal |
| Oregon | $2,440 | 8% less |
| Pennsylvania | $2,495 | 6% less |
| Rhode Island | $2,780 | 4% more |
| South Carolina | $2,121 | 20% less |
| South Dakota | $2,887 | 8% more |
| Tennessee | $2,572 | 3% less |
| Texas | $3,591 | 35% more |
| Utah | $1,997 | 25% less |
| Vermont | $1,835 | 31% less |
| Virginia | $1,858 | 30% less |
| Washington | $1,984 | 25% less |
| Washington, D.C. | $2,853 | 7% more |
| West Virginia | $2,353 | 12% less |
| Wisconsin | $1,828 | 31% less |
| Wyoming | $2,422 | 9% less |
Toyota RAV4 insurance cost
- The average car insurance cost for RAV4 is $2,110 per year.
- Trim Level - RAV4 Adventure, RAV4 LE, RAV4 Limited, RAV4 TRD Off-Road, RAV4 XLE, RAV4 XLE Premium
The average cost to insure Toyota RAV4 is around $2,110 per year for full coverage, which is $176 per month.
For liability-only coverage, the cost is around $901 per year, or about $75 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Toyota RAV4 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Toyota models.
| Year and model | Average annual premium |
|---|---|
| 2024 Toyota RAV4 | $2,110 |
| 2023 Toyota RAV4 | $2,134 |
| 2022 Toyota RAV4 | $2,070 |
| 2021 Toyota RAV4 | $2,056 |
| 2020 Toyota RAV4 | $1,931 |
| 2019 Toyota RAV4 | $1,875 |
| 2018 Toyota RAV4 | $1,853 |
| 2017 Toyota RAV4 | $1,781 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,680 | $140 |
| GEICO | $1,745 | $145 |
| Nationwide | $1,809 | $151 |
| Progressive | $1,957 | $163 |
| Farmers | $2,671 | $223 |
| Allstate | $2,795 | $233 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,006 | 25% less |
| Alaska | $1,990 | 25% less |
| Arizona | $2,040 | 23% less |
| Arkansas | $2,182 | 18% less |
| California | $2,601 | 2% less |
| Colorado | $2,697 | 1% more |
| Connecticut | $2,163 | 19% less |
| Delaware | $2,109 | 21% less |
| Florida | $2,707 | 2% more |
| Georgia | $2,586 | 3% less |
| Hawaii | $1,368 | 49% less |
| Idaho | $1,396 | 48% less |
| Illinois | $2,037 | 24% less |
| Indiana | $1,896 | 29% less |
| Iowa | $1,682 | 37% less |
| Kansas | $2,128 | 20% less |
| Kentucky | $2,569 | 4% less |
| Louisiana | $3,408 | 28% more |
| Maine | $1,509 | 43% less |
| Maryland | $1,929 | 28% less |
| Massachusetts | $1,781 | 33% less |
| Michigan | $2,798 | 5% more |
| Minnesota | $2,286 | 14% less |
| Mississippi | $2,213 | 17% less |
| Missouri | $2,408 | 10% less |
| Montana | $2,184 | 18% less |
| Nebraska | $2,170 | 19% less |
| Nevada | $2,087 | 22% less |
| New Hampshire | $1,617 | 39% less |
| New Jersey | $2,107 | 21% less |
| New Mexico | $2,195 | 18% less |
| New York | $1,557 | 42% less |
| North Carolina | $1,681 | 37% less |
| North Dakota | $1,845 | 31% less |
| Ohio | $1,526 | 43% less |
| Oklahoma | $2,253 | 15% less |
| Oregon | $2,068 | 22% less |
| Pennsylvania | $2,200 | 17% less |
| Rhode Island | $2,458 | 8% less |
| South Carolina | $1,966 | 26% less |
| South Dakota | $2,395 | 10% less |
| Tennessee | $2,263 | 15% less |
| Texas | $3,033 | 14% more |
| Utah | $1,735 | 35% less |
| Vermont | $1,519 | 43% less |
| Virginia | $1,562 | 41% less |
| Washington | $1,791 | 33% less |
| Washington, D.C. | $2,483 | 7% less |
| West Virginia | $1,982 | 26% less |
| Wisconsin | $1,560 | 41% less |
| Wyoming | $2,027 | 24% less |
Toyota Sequoia insurance cost
- The average car insurance cost for Sequoia is $2,854 per year.
- Trim Level - Sequoia Capstone, Sequoia Limited, Sequoia Platinum, Sequoia SR5, Sequoia TRD Pro
The average cost to insure Toyota Sequoia is around $2,854 per year for full coverage, which is $238 per month.
For liability-only coverage, the cost is around $998 per year, or about $83 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Toyota Sequoia with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Toyota models.
| Year and model | Average annual premium |
|---|---|
| 2024 Toyota Sequoia | $2,854 |
| 2023 Toyota Sequoia | $2,834 |
| 2022 Toyota Sequoia | $2,394 |
| 2021 Toyota Sequoia | $2,331 |
| 2020 Toyota Sequoia | $2,299 |
| 2019 Toyota Sequoia | $2,236 |
| 2018 Toyota Sequoia | $2,167 |
| 2017 Toyota Sequoia | $2,037 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Progressive | $2,328 | $194 |
| State Farm | $2,393 | $199 |
| GEICO | $2,615 | $218 |
| Nationwide | $2,766 | $230 |
| Farmers | $3,290 | $274 |
| Allstate | $3,734 | $311 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,616 | 2% less |
| Alaska | $2,682 | 1% more |
| Arizona | $2,674 | Equal |
| Arkansas | $2,970 | 12% more |
| California | $3,732 | 40% more |
| Colorado | $3,786 | 42% more |
| Connecticut | $3,006 | 13% more |
| Delaware | $2,708 | 2% more |
| Florida | $3,329 | 25% more |
| Georgia | $3,881 | 46% more |
| Hawaii | $1,728 | 35% less |
| Idaho | $1,887 | 29% less |
| Illinois | $2,768 | 4% more |
| Indiana | $2,327 | 13% less |
| Iowa | $2,546 | 4% less |
| Kansas | $3,203 | 20% more |
| Kentucky | $3,417 | 28% more |
| Louisiana | $4,446 | 67% more |
| Maine | $1,969 | 26% less |
| Maryland | $2,675 | Equal |
| Massachusetts | $2,559 | 4% less |
| Michigan | $3,531 | 33% more |
| Minnesota | $3,268 | 23% more |
| Mississippi | $2,838 | 7% more |
| Missouri | $3,844 | 44% more |
| Montana | $2,931 | 10% more |
| Nebraska | $3,114 | 17% more |
| Nevada | $2,671 | Equal |
| New Hampshire | $2,133 | 20% less |
| New Jersey | $2,580 | 3% less |
| New Mexico | $2,972 | 12% more |
| New York | $1,989 | 25% less |
| North Carolina | $2,667 | Equal |
| North Dakota | $2,622 | 2% less |
| Ohio | $1,801 | 32% less |
| Oklahoma | $2,954 | 11% more |
| Oregon | $2,631 | 1% less |
| Pennsylvania | $2,957 | 11% more |
| Rhode Island | $3,145 | 18% more |
| South Carolina | $2,559 | 4% less |
| South Dakota | $3,623 | 36% more |
| Tennessee | $3,135 | 18% more |
| Texas | $3,766 | 41% more |
| Utah | $2,287 | 14% less |
| Vermont | $2,105 | 21% less |
| Virginia | $2,003 | 25% less |
| Washington | $2,319 | 13% less |
| Washington, D.C. | $3,421 | 28% more |
| West Virginia | $2,822 | 6% more |
| Wisconsin | $2,117 | 21% less |
| Wyoming | $3,068 | 15% more |
Toyota Sienna insurance cost
- The average car insurance cost for Sienna is $2,326 per year.
- Trim Level - Sienna LE, Sienna Limited, Sienna Platinum, Sienna XLE, Sienna XLE Woodland, Sienna XSE
The average cost to insure Toyota Sienna is around $2,326 per year for full coverage, which is $194 per month.
For liability-only coverage, the cost is around $909 per year, or about $76 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Toyota Sienna with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Toyota models.
| Year and model | Average annual premium |
|---|---|
| 2024 Toyota Sienna | $2,326 |
| 2023 Toyota Sienna | $2,287 |
| 2022 Toyota Sienna | $2,212 |
| 2021 Toyota Sienna | $2,188 |
| 2020 Toyota Sienna | $2,056 |
| 2019 Toyota Sienna | $2,017 |
| 2018 Toyota Sienna | $1,934 |
| 2017 Toyota Sienna | $1,886 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Progressive | $1,905 | $159 |
| State Farm | $1,959 | $163 |
| Nationwide | $1,991 | $166 |
| GEICO | $2,068 | $172 |
| Allstate | $2,991 | $249 |
| Farmers | $3,042 | $254 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,022 | 24% less |
| Alaska | $1,995 | 25% less |
| Arizona | $2,238 | 16% less |
| Arkansas | $2,263 | 15% less |
| California | $2,876 | 8% more |
| Colorado | $2,998 | 13% more |
| Connecticut | $2,374 | 11% less |
| Delaware | $2,240 | 16% less |
| Florida | $2,716 | 2% more |
| Georgia | $2,885 | 8% more |
| Hawaii | $1,473 | 45% less |
| Idaho | $1,492 | 44% less |
| Illinois | $2,262 | 15% less |
| Indiana | $1,974 | 26% less |
| Iowa | $1,996 | 25% less |
| Kansas | $2,438 | 8% less |
| Kentucky | $2,928 | 10% more |
| Louisiana | $4,050 | 52% more |
| Maine | $1,610 | 40% less |
| Maryland | $2,027 | 24% less |
| Massachusetts | $2,022 | 24% less |
| Michigan | $2,980 | 12% more |
| Minnesota | $2,567 | 4% less |
| Mississippi | $2,290 | 14% less |
| Missouri | $2,980 | 12% more |
| Montana | $2,305 | 13% less |
| Nebraska | $2,517 | 5% less |
| Nevada | $2,178 | 18% less |
| New Hampshire | $1,725 | 35% less |
| New Jersey | $2,259 | 15% less |
| New Mexico | $2,429 | 9% less |
| New York | $1,717 | 36% less |
| North Carolina | $2,263 | 15% less |
| North Dakota | $2,034 | 24% less |
| Ohio | $1,616 | 39% less |
| Oklahoma | $2,521 | 5% less |
| Oregon | $2,201 | 17% less |
| Pennsylvania | $2,468 | 7% less |
| Rhode Island | $2,619 | 2% less |
| South Carolina | $2,245 | 16% less |
| South Dakota | $2,758 | 4% more |
| Tennessee | $2,573 | 3% less |
| Texas | $3,070 | 15% more |
| Utah | $1,833 | 31% less |
| Vermont | $1,743 | 35% less |
| Virginia | $1,655 | 38% less |
| Washington | $2,052 | 23% less |
| Washington, D.C. | $2,610 | 2% less |
| West Virginia | $2,159 | 19% less |
| Wisconsin | $1,737 | 35% less |
| Wyoming | $2,592 | 3% less |
Toyota Tacoma insurance cost
- The average car insurance cost for Tacoma is $2,331 per year.
- Trim Level - Tacoma Limited, Tacoma SR, Tacoma SR5, Tacoma TRD Off-Road, Tacoma TRD PreRunner, Tacoma TRD Sport
The average cost to insure Toyota Tacoma is around $2,331 per year for full coverage, which is $194 per month.
For liability-only coverage, the cost is around $969 per year, or about $81 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Toyota Tacoma with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Toyota models.
| Year and model | Average annual premium |
|---|---|
| 2024 Toyota Tacoma | $2,331 |
| 2023 Toyota Tacoma | $2,205 |
| 2022 Toyota Tacoma | $2,146 |
| 2021 Toyota Tacoma | $2,061 |
| 2020 Toyota Tacoma | $2,045 |
| 2019 Toyota Tacoma | $2,004 |
| 2018 Toyota Tacoma | $1,912 |
| 2017 Toyota Tacoma | $1,864 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,774 | $148 |
| Progressive | $1,896 | $158 |
| GEICO | $1,975 | $165 |
| Nationwide | $2,133 | $178 |
| Farmers | $2,925 | $244 |
| Allstate | $3,283 | $274 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,228 | 16% less |
| Alaska | $2,176 | 18% less |
| Arizona | $2,278 | 14% less |
| Arkansas | $2,452 | 8% less |
| California | $3,112 | 17% more |
| Colorado | $3,151 | 18% more |
| Connecticut | $2,526 | 5% less |
| Delaware | $2,400 | 10% less |
| Florida | $2,881 | 8% more |
| Georgia | $3,122 | 17% more |
| Hawaii | $1,496 | 44% less |
| Idaho | $1,534 | 42% less |
| Illinois | $2,318 | 13% less |
| Indiana | $2,068 | 22% less |
| Iowa | $2,030 | 24% less |
| Kansas | $2,476 | 7% less |
| Kentucky | $2,887 | 8% more |
| Louisiana | $3,673 | 38% more |
| Maine | $1,667 | 37% less |
| Maryland | $2,274 | 15% less |
| Massachusetts | $2,093 | 21% less |
| Michigan | $2,981 | 12% more |
| Minnesota | $2,549 | 4% less |
| Mississippi | $2,163 | 19% less |
| Missouri | $2,977 | 12% more |
| Montana | $2,393 | 10% less |
| Nebraska | $2,585 | 3% less |
| Nevada | $2,212 | 17% less |
| New Hampshire | $1,744 | 35% less |
| New Jersey | $2,256 | 15% less |
| New Mexico | $2,395 | 10% less |
| New York | $1,733 | 35% less |
| North Carolina | $2,094 | 21% less |
| North Dakota | $1,967 | 26% less |
| Ohio | $1,608 | 40% less |
| Oklahoma | $2,484 | 7% less |
| Oregon | $2,193 | 18% less |
| Pennsylvania | $2,456 | 8% less |
| Rhode Island | $2,814 | 6% more |
| South Carolina | $2,169 | 19% less |
| South Dakota | $2,715 | 2% more |
| Tennessee | $2,274 | 15% less |
| Texas | $3,672 | 38% more |
| Utah | $1,931 | 27% less |
| Vermont | $1,495 | 44% less |
| Virginia | $1,685 | 37% less |
| Washington | $2,201 | 17% less |
| Washington, D.C. | $2,780 | 4% more |
| West Virginia | $2,326 | 13% less |
| Wisconsin | $1,780 | 33% less |
| Wyoming | $2,620 | 2% less |
Toyota Tundra insurance cost
- The average car insurance cost for Tundra is $2,375 per year.
- Trim Level - Tundra 1794 Edition, Tundra Limited, Tundra Platinum, Tundra SR, Tundra SR5
The average cost to insure Toyota Tundra is around $2,375 per year for full coverage, which is $198 per month.
For liability-only coverage, the cost is around $922 per year, or about $77 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Toyota Tundra with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Toyota models.
| Year and model | Average annual premium |
|---|---|
| 2024 Toyota Tundra | $2,375 |
| 2023 Toyota Tundra | $2,416 |
| 2022 Toyota Tundra | $2,352 |
| 2021 Toyota Tundra | $2,209 |
| 2020 Toyota Tundra | $2,167 |
| 2019 Toyota Tundra | $2,124 |
| 2018 Toyota Tundra | $2,037 |
| 2017 Toyota Tundra | $1,961 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $1,884 | $157 |
| Progressive | $1,916 | $160 |
| GEICO | $1,924 | $160 |
| State Farm | $2,074 | $173 |
| Farmers | $3,097 | $258 |
| Allstate | $3,357 | $280 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,213 | 17% less |
| Alaska | $2,254 | 15% less |
| Arizona | $2,355 | 12% less |
| Arkansas | $2,422 | 9% less |
| California | $2,960 | 11% more |
| Colorado | $3,098 | 16% more |
| Connecticut | $2,374 | 11% less |
| Delaware | $2,258 | 15% less |
| Florida | $2,736 | 3% more |
| Georgia | $2,854 | 7% more |
| Hawaii | $1,521 | 43% less |
| Idaho | $1,650 | 38% less |
| Illinois | $2,385 | 10% less |
| Indiana | $2,185 | 18% less |
| Iowa | $1,999 | 25% less |
| Kansas | $2,511 | 6% less |
| Kentucky | $2,909 | 9% more |
| Louisiana | $3,796 | 43% more |
| Maine | $1,754 | 34% less |
| Maryland | $2,076 | 22% less |
| Massachusetts | $1,937 | 27% less |
| Michigan | $2,894 | 9% more |
| Minnesota | $2,735 | 3% more |
| Mississippi | $2,384 | 10% less |
| Missouri | $2,792 | 5% more |
| Montana | $2,446 | 8% less |
| Nebraska | $2,634 | 1% less |
| Nevada | $2,208 | 17% less |
| New Hampshire | $1,777 | 33% less |
| New Jersey | $2,205 | 17% less |
| New Mexico | $2,528 | 5% less |
| New York | $1,649 | 38% less |
| North Carolina | $1,879 | 29% less |
| North Dakota | $2,213 | 17% less |
| Ohio | $1,816 | 32% less |
| Oklahoma | $2,677 | 1% more |
| Oregon | $2,317 | 13% less |
| Pennsylvania | $2,382 | 11% less |
| Rhode Island | $2,665 | Equal |
| South Carolina | $2,243 | 16% less |
| South Dakota | $2,715 | 2% more |
| Tennessee | $2,559 | 4% less |
| Texas | $3,446 | 29% more |
| Utah | $1,937 | 27% less |
| Vermont | $1,744 | 35% less |
| Virginia | $1,758 | 34% less |
| Washington | $1,956 | 27% less |
| Washington, D.C. | $2,814 | 6% more |
| West Virginia | $2,304 | 13% less |
| Wisconsin | $1,819 | 32% less |
| Wyoming | $2,499 | 6% less |
Cheapest Toyota models to insure
If you are looking for the most economical Toyota vehicles to insure, these models have the lowest auto insurance rates:
- Corolla Cross - $2,081
- RAV4 - $2,110
- RAV4 Hybrid - $2,225
- Corolla Cross Hybrid - $2,237
Why are these models cheaper to insure?
These models may be cheaper to insure for a few reasons:
- Strong safety ratings and advanced safety features. Safer vehicles reduce the risk of injuries and accidents.
- Lower repair costs. Vehicles with readily available, affordable parts are cheaper to insure.
- Lower frequency of claims based on historical data. Insurance companies use this information to set lower rates for models with a good track record.
Most expensive Toyota models to insure
Some Toyota vehicles have a higher price tag—and that includes insurance. These models tend to have higher horsepower, costlier parts and a greater risk profile.
- Land Cruiser - $3,451
- GR Corolla - $3,132
- GR Supra - $3,132
- GR86 - $3,085
Why are these models expensive to insure?
These models may be more expensive to insure because:
- They cost more to repair or replace if damaged or stolen.
- They may have powerful engines, which means a higher risk of speeding and therefore, accidents.
- Thieves target them more often.
- They often have expensive parts and advanced tech that are costly to fix.
What factors affect car insurance rates for Toyota?
Several factors influence your insurance rate—some related to the car, others to you as the driver.
- Model and trim level: Performance features and size impact pricing.
- Vehicle age: Newer cars often cost more to insure.
- Safety ratings: Vehicles with more safety tech often earn discounts.
- Driver profile: Your age, ZIP code, credit score and driving history play a big role.
- Coverage level: Full coverage costs more than minimum liability, but provides better protection.
How to save on car insurance if you own Toyota
Car insurance can be a big expense, but there are ways to save money. If you drive a Toyota, you might be able to lower your costs by making smart choices. Here are some steps to save on insurance for your Toyota:
- Shop around - Compare quotes from multiple insurers annually
- Increase deductibles - Opt for a higher deductible to lower premiums
- Bundle policies - Combine auto and home or renters insurance
- Ask about discounts - Safe driver, low mileage, good student and more
- Use telematics - Usage-based programs reward good driving habits
Bottom line
Toyota offers a wide range of vehicles. While insurance costs vary by model, knowing the averages and understanding what affects your rate can help you make smart coverage decisions.
Want the best rate on Toyota car insurance? Start by comparing quotes today and see how much you could save.
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage