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The average Toyota RAV4 car insurance rate for 2021 is $1,536 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance, the average Toyota RAV4 insurance cost is $3,142 a year. Maine has the lowest Toyota RAV4 insurance rates for full coverage, with average insurance cost for a 30-year-old driver is $936 a year.

Compare Toyota RAV4 Insurance Rates by State

L O A D I N G
Company Style Premium(Avg) Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate Ins Grp2WD 4 Door Utility$1,129$1,893$797$698
Berkshire Hathaway Grp2WD 4 Door Utility$694$1,264$479$339
Farmers Ins Grp2WD 4 Door Utility$1,389$2,237$1,039$892
Nationwide Corp Grp2WD 4 Door Utility$1,492$2,739$997$740
Progressive Grp2WD 4 Door Utility$887$1,633$610$418
State Farm Grp2WD 4 Door Utility$1,164$2,051$843$598
Allstate Ins Grp4WD 4 Door Utility$1,129$1,893$797$698
Berkshire Hathaway Grp4WD 4 Door Utility$710$1,312$479$339
Farmers Ins Grp4WD 4 Door Utility$1,331$2,046$1,053$894
Nationwide Corp Grp4WD 4 Door Utility$1,497$2,726$1,010$755
Progressive Grp4WD 4 Door Utility$837$1,611$530$369
State Farm Grp4WD 4 Door Utility$1,183$2,107$843$598
Allstate Ins Grp4WD 4 Door Utility Hybrid$1,076$1,882$714$632
Berkshire Hathaway Grp4WD 4 Door Utility Hybrid$715$1,328$479$339
Farmers Ins Grp4WD 4 Door Utility Hybrid$1,247$1,973$953$814
Nationwide Corp Grp4WD 4 Door Utility Hybrid$1,493$2,714$1,010$755
Progressive Grp4WD 4 Door Utility Hybrid$895$1,700$585$400
State Farm Grp4WD 4 Door Utility Hybrid$1,183$2,107$843$598

2020 Toyota RAV4 Insurance Rates

companiesAverage Premium
Progressive Universal Ins Co$812
Artisan & Truckers Cas Co$872
Geico Cas Co$893
Progressive Paloverde Ins Co$977
Nationwide Agribusiness Ins Co$1,051
Progressive Advanced Ins Co$1,072
Farmers Ins Co Of ID$1,105
Government Employees Ins Co$1,130
Progressive HI Ins Corp$1,160
State Farm Mut Auto Ins Co$1,206
Farmers Ins Of Columbus Inc$1,219
Geico Gen Ins Co$1,246
Progressive Northwestern Ins Co$1,251
Progressive Classic Ins Co$1,261
Nationwide Affinity Co of Amer$1,267
Progressive Specialty Ins Co$1,297
Progressive Garden State Ins Co$1,326
Farmers Ins Co Of OR$1,334
Berkshire Hathaway Grp$1,338
Progressive Max Ins Co$1,339
Depositors Ins Co$1,350
Geico Ind Co$1,385
Progressive Gulf Ins Co$1,390
Progressive Direct Ins Co$1,408
Illinois Farmers Ins Co$1,413
Allied Prop & Cas Ins Co$1,421
Progressive Northern Ins Co$1,425
Progressive Preferred Ins Co$1,500
United Financial Cas Co$1,566
Nationwide Mut Ins Co$1,581
Victoria Fire & Cas Co$1,582
Mid Century Ins Co$1,628
Progressive Cas Ins Co$1,640
Progressive Southeastern Ins Co$1,642
Progressive Marathon Ins Co$1,642
Farmers Ins HI Inc$1,651
State Farm Ind Co$1,667
Farmers Ins Co Inc$1,674
Nationwide Ins Co Of Amer$1,679
Amco Ins Co$1,717
Farmers Ins Co Of AZ$1,787
Progressive Mountain Ins Co$1,862
Allstate Ins Co$1,880
Progressive Select Ins Co$1,884
Farmers Ins Co Of WA$2,027
Nationwide Prop & Cas Ins Co$2,045
Allstate Northbrook Ind Co$2,072
Allstate NJ Prop & Cas Ins Co$2,082
Allstate Ind Co$2,093
Allstate Fire & Cas Ins Co$2,101
Allstate Prop & Cas Ins Co$2,167
21st Century Centennial Ins Co$2,571
Progressive Security Ins Co$2,615
Farmers Ins Exch$2,685
Nationwide Mut Fire Ins Co$3,132
Colonial Cnty Mut Ins Co$4,534
Average Cost to Insure $1,637/year
Cheapest Rate $812/year
Available Trims Adventure, LE, Limited, XLE, XLE Premium, XSE

2019 Toyota RAV4 Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$601
State Farm Grp$733
Progressive Grp$931
Nationwide Corp Grp$982
Allstate Ins Grp$1,161
Farmers Ins Grp$1,206
Average Cost to Insure $936/year
Cheapest Rate $601/year
Available Trims Adventure, LE, Limited, XLE, XLE Premium, XSE

2018 Toyota RAV4 Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$586
State Farm Grp$722
Progressive Grp$925
Nationwide Corp Grp$950
Allstate Ins Grp$1,156
Farmers Ins Grp$1,156
Average Cost to Insure $916/year
Cheapest Rate $586/year
Available Trims Adventure, LE, Limited, XLE, XLE Premium, XSE

2017 Toyota RAV4 Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$587
State Farm Grp$723
Progressive Grp$927
Nationwide Corp Grp$962
Allstate Ins Grp$1,137
Farmers Ins Grp$1,172
Average Cost to Insure $918/year
Cheapest Rate $587/year
Available Trims Adventure, LE, Limited, XLE, XLE Premium, XSE

2016 Toyota RAV4 Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$595
State Farm Grp$714
Progressive Grp$927
Nationwide Corp Grp$971
Allstate Ins Grp$1,098
Farmers Ins Grp$1,161
Average Cost to Insure $911/year
Cheapest Rate $595/year
Available Trims Adventure, LE, Limited, XLE, XLE Premium, XSE