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The average Toyota RAV4 car insurance rate for 2021 is $1,536 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance, the average Toyota RAV4 insurance cost is $3,142 a year. Maine has the lowest Toyota RAV4 insurance rates for full coverage, with average insurance cost for a 30-year-old driver is $936 a year.
Average insurance cost of Toyota RAV4 by model year
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Year of Toyota RAV4 ModelAverage Cost to Insure
2020$1,495
2019$1,598
2018$1,543
2017$1,534
2016$1,502

Compare Toyota RAV4 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2WD 4 Door Utility$1,893$797$698
Geico2WD 4 Door Utility$1,264$479$339
Farmers2WD 4 Door Utility$2,237$1,039$892
Nationwide2WD 4 Door Utility$2,739$997$740
Progressive2WD 4 Door Utility$1,633$610$418
State Farm2WD 4 Door Utility$2,051$843$598
Allstate4WD 4 Door Utility$1,893$797$698
Geico4WD 4 Door Utility$1,312$479$339
Farmers4WD 4 Door Utility$2,046$1,053$894
Nationwide4WD 4 Door Utility$2,726$1,010$755
Progressive4WD 4 Door Utility$1,611$530$369
State Farm4WD 4 Door Utility$2,107$843$598
Allstate4WD 4 Door Utility Hybrid$1,882$714$632
Geico4WD 4 Door Utility Hybrid$1,328$479$339
Farmers4WD 4 Door Utility Hybrid$1,973$953$814
Nationwide4WD 4 Door Utility Hybrid$2,714$1,010$755
Progressive4WD 4 Door Utility Hybrid$1,700$585$400
State Farm4WD 4 Door Utility Hybrid$2,107$843$598

2020 Toyota RAV4 Insurance Rates

companiesAverage Premium
Geico$1,131
State Farm$1,181
Progressive$1,287
Nationwide$1,443
Farmers$1,830
Allstate$2,099
Average Cost to Insure $1,495/year
Cheapest Rate $1,131/year
Available Trims Adventure, LE, Limited, XLE, XLE Premium, XSE

2019 Toyota RAV4 Insurance Rates

companiesAverage Premium
Geico$1,044
State Farm$1,285
Progressive$1,563
Nationwide$1,569
Allstate$2,032
Farmers$2,092
Average Cost to Insure $1,598/year
Cheapest Rate $1,044/year
Available Trims Adventure, LE, Limited, XLE, XLE Premium, XSE

2018 Toyota RAV4 Insurance Rates

companiesAverage Premium
Geico$995
State Farm$1,247
Nationwide$1,523
Progressive$1,533
Farmers$1,975
Allstate$1,982
Average Cost to Insure $1,543/year
Cheapest Rate $995/year
Available Trims Adventure, LE, Limited, XLE, XLE Premium, XSE

2017 Toyota RAV4 Insurance Rates

companiesAverage Premium
Geico$994
State Farm$1,241
Progressive$1,518
Nationwide$1,541
Allstate$1,923
Farmers$1,989
Average Cost to Insure $1,534/year
Cheapest Rate $994/year
Available Trims Adventure, LE, Limited, XLE, XLE Premium, XSE

2016 Toyota RAV4 Insurance Rates

companiesAverage Premium
Geico$990
State Farm$1,202
Progressive$1,496
Nationwide$1,546
Allstate$1,819
Farmers$1,961
Average Cost to Insure $1,502/year
Cheapest Rate $990/year
Available Trims Adventure, LE, Limited, XLE, XLE Premium, XSE