Ashlee is a dynamic business writer and editor with a focus on personal finance. With an MBA and more than fourteen years in the finance industry, Ashlee brings a practical and relatable perspective to insurance topics. She is passionate about empowering others to achieve financial success and protect their assets. When Ashlee isn’t writing and editing, she enjoys spending time with her partner, dog and chickens on their farm in Kentucky. Read full bio >>
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Compare Auto Insurance Quotes
Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Toyota RAV4 is $1,495 per year or $125 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Toyota RAV4 costs $1,495 per year, whereas the 2019 Toyota RAV4 costs $1,598 annually. Geico offers the cheapest annual rate for 2020 Toyota RAV4 $1,131 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Toyota RAV4 by model year
Graph
Table
Year of Toyota RAV4 Model
Average Cost to Insure
2020
$1,495
2019
$1,598
2018
$1,543
2017
$1,534
2016
$1,502
Compare Toyota RAV4 Insurance Rates by State
LOADING
Company
Style
Full Coverage(Avg)
Liability Coverage(Avg)
State Minimum Coverage(Avg)
Allstate
2WD 4 Door Utility
$1,893
$797
$698
Geico
2WD 4 Door Utility
$1,264
$479
$339
Farmers
2WD 4 Door Utility
$2,237
$1,039
$892
Nationwide
2WD 4 Door Utility
$2,739
$997
$740
Progressive
2WD 4 Door Utility
$1,633
$610
$418
State Farm
2WD 4 Door Utility
$2,051
$843
$598
Allstate
4WD 4 Door Utility
$1,893
$797
$698
Geico
4WD 4 Door Utility
$1,312
$479
$339
Farmers
4WD 4 Door Utility
$2,046
$1,053
$894
Nationwide
4WD 4 Door Utility
$2,726
$1,010
$755
Progressive
4WD 4 Door Utility
$1,611
$530
$369
State Farm
4WD 4 Door Utility
$2,107
$843
$598
Allstate
4WD 4 Door Utility Hybrid
$1,882
$714
$632
Geico
4WD 4 Door Utility Hybrid
$1,328
$479
$339
Farmers
4WD 4 Door Utility Hybrid
$1,973
$953
$814
Nationwide
4WD 4 Door Utility Hybrid
$2,714
$1,010
$755
Progressive
4WD 4 Door Utility Hybrid
$1,700
$585
$400
State Farm
4WD 4 Door Utility Hybrid
$2,107
$843
$598
2020 Toyota RAV4 Insurance Rates
Average Cost to Insure$1,495
Annual Cheapest Rate$1,131
Available Trims Adventure, LE, Limited, XLE, XLE Premium , XSE
Rank
Companies
Average Premium
1
Geico
$1,131
2
State Farm
$1,181
3
Progressive
$1,287
4
Nationwide
$1,443
5
Farmers
$1,830
6
Allstate
$2,099
2019 Toyota RAV4 Insurance Rates
Average Cost to Insure$1,598
Annual Cheapest Rate$1,044
Available Trims Adventure, LE, Limited, XLE, XLE Premium , XSE
Rank
Companies
Average Premium
1
Geico
$1,044
2
State Farm
$1,285
3
Progressive
$1,563
4
Nationwide
$1,569
5
Allstate
$2,032
6
Farmers
$2,092
2018 Toyota RAV4 Insurance Rates
Average Cost to Insure$1,543
Annual Cheapest Rate$995
Available Trims Adventure, LE, Limited, XLE, XLE Premium , XSE
Rank
Companies
Average Premium
1
Geico
$995
2
State Farm
$1,247
3
Nationwide
$1,523
4
Progressive
$1,533
5
Farmers
$1,975
6
Allstate
$1,982
2017 Toyota RAV4 Insurance Rates
Average Cost to Insure$1,534
Annual Cheapest Rate$994
Available Trims Adventure, LE, Limited, XLE, XLE Premium , XSE
Rank
Companies
Average Premium
1
Geico
$994
2
State Farm
$1,241
3
Progressive
$1,518
4
Nationwide
$1,541
5
Allstate
$1,923
6
Farmers
$1,989
2016 Toyota RAV4 Insurance Rates
Average Cost to Insure$1,502
Annual Cheapest Rate$990
Available Trims Adventure, LE, Limited, XLE, XLE Premium , XSE