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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Toyota RAV4 is $1,495 per year or $125 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Toyota RAV4 costs $1,495 per year, whereas the 2019 Toyota RAV4 costs $1,598 annually. Geico offers the cheapest annual rate for 2020 Toyota RAV4 $1,131 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Toyota RAV4 by model year
Graph
Table
Year of Toyota RAV4 ModelAverage Cost to Insure
2020$1,495
2019$1,598
2018$1,543
2017$1,534
2016$1,502

Compare Toyota RAV4 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2WD 4 Door Utility$1,893$797$698
Geico2WD 4 Door Utility$1,264$479$339
Farmers2WD 4 Door Utility$2,237$1,039$892
Nationwide2WD 4 Door Utility$2,739$997$740
Progressive2WD 4 Door Utility$1,633$610$418
State Farm2WD 4 Door Utility$2,051$843$598
Allstate4WD 4 Door Utility$1,893$797$698
Geico4WD 4 Door Utility$1,312$479$339
Farmers4WD 4 Door Utility$2,046$1,053$894
Nationwide4WD 4 Door Utility$2,726$1,010$755
Progressive4WD 4 Door Utility$1,611$530$369
State Farm4WD 4 Door Utility$2,107$843$598
Allstate4WD 4 Door Utility Hybrid$1,882$714$632
Geico4WD 4 Door Utility Hybrid$1,328$479$339
Farmers4WD 4 Door Utility Hybrid$1,973$953$814
Nationwide4WD 4 Door Utility Hybrid$2,714$1,010$755
Progressive4WD 4 Door Utility Hybrid$1,700$585$400
State Farm4WD 4 Door Utility Hybrid$2,107$843$598

2020 Toyota RAV4 Insurance Rates

Average Cost to Insure $1,495
Annual Cheapest Rate $1,131
Available Trims Adventure, LE, Limited, XLE, XLE Premium , XSE
RankCompaniesAverage Premium
1Geico$1,131
2State Farm$1,181
3Progressive$1,287
4Nationwide$1,443
5Farmers$1,830
6Allstate$2,099

2019 Toyota RAV4 Insurance Rates

Average Cost to Insure $1,598
Annual Cheapest Rate $1,044
Available Trims Adventure, LE, Limited, XLE, XLE Premium , XSE
RankCompaniesAverage Premium
1Geico$1,044
2State Farm$1,285
3Progressive$1,563
4Nationwide$1,569
5Allstate$2,032
6Farmers$2,092

2018 Toyota RAV4 Insurance Rates

Average Cost to Insure $1,543
Annual Cheapest Rate $995
Available Trims Adventure, LE, Limited, XLE, XLE Premium , XSE
RankCompaniesAverage Premium
1Geico$995
2State Farm$1,247
3Nationwide$1,523
4Progressive$1,533
5Farmers$1,975
6Allstate$1,982

2017 Toyota RAV4 Insurance Rates

Average Cost to Insure $1,534
Annual Cheapest Rate $994
Available Trims Adventure, LE, Limited, XLE, XLE Premium , XSE
RankCompaniesAverage Premium
1Geico$994
2State Farm$1,241
3Progressive$1,518
4Nationwide$1,541
5Allstate$1,923
6Farmers$1,989

2016 Toyota RAV4 Insurance Rates

Average Cost to Insure $1,502
Annual Cheapest Rate $990
Available Trims Adventure, LE, Limited, XLE, XLE Premium , XSE
RankCompaniesAverage Premium
1Geico$990
2State Farm$1,202
3Progressive$1,496
4Nationwide$1,546
5Allstate$1,819
6Farmers$1,961

Compare Toyota insurance rates by model

Make/ModelAnnual Rates
Toyota Land Cruiser$1,918/year
Toyota Highlander$1,500/year
Toyota C-HR$1,489/year
Toyota Avalon$1,718/year
Toyota 4Runner$1,448/year
Toyota 86$2,040/year
Toyota Camry$1,601/year
Toyota Corolla$1,622/year
Toyota Prius$1,581/year
Toyota RAV4$1,438/year

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