The average Toyota RAV4 car insurance rate for 2021 is $1,536 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance, the average Toyota RAV4 insurance cost is $3,142 a year. Maine has the lowest Toyota RAV4 insurance rates for full coverage, with average insurance cost for a 30-year-old driver is $936 a year.
Compare Toyota RAV4 Insurance Rates by State
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| Company | Style | Premium(Avg) | Full Coverage(Avg) | Liability Coverage(Avg) | State Minimum Coverage(Avg) |
|---|---|---|---|---|---|
| Allstate Ins Grp | 2WD 4 Door Utility | $1,129 | $1,893 | $797 | $698 |
| Berkshire Hathaway Grp | 2WD 4 Door Utility | $694 | $1,264 | $479 | $339 |
| Farmers Ins Grp | 2WD 4 Door Utility | $1,389 | $2,237 | $1,039 | $892 |
| Nationwide Corp Grp | 2WD 4 Door Utility | $1,492 | $2,739 | $997 | $740 |
| Progressive Grp | 2WD 4 Door Utility | $887 | $1,633 | $610 | $418 |
| State Farm Grp | 2WD 4 Door Utility | $1,164 | $2,051 | $843 | $598 |
| Allstate Ins Grp | 4WD 4 Door Utility | $1,129 | $1,893 | $797 | $698 |
| Berkshire Hathaway Grp | 4WD 4 Door Utility | $710 | $1,312 | $479 | $339 |
| Farmers Ins Grp | 4WD 4 Door Utility | $1,331 | $2,046 | $1,053 | $894 |
| Nationwide Corp Grp | 4WD 4 Door Utility | $1,497 | $2,726 | $1,010 | $755 |
| Progressive Grp | 4WD 4 Door Utility | $837 | $1,611 | $530 | $369 |
| State Farm Grp | 4WD 4 Door Utility | $1,183 | $2,107 | $843 | $598 |
| Allstate Ins Grp | 4WD 4 Door Utility Hybrid | $1,076 | $1,882 | $714 | $632 |
| Berkshire Hathaway Grp | 4WD 4 Door Utility Hybrid | $715 | $1,328 | $479 | $339 |
| Farmers Ins Grp | 4WD 4 Door Utility Hybrid | $1,247 | $1,973 | $953 | $814 |
| Nationwide Corp Grp | 4WD 4 Door Utility Hybrid | $1,493 | $2,714 | $1,010 | $755 |
| Progressive Grp | 4WD 4 Door Utility Hybrid | $895 | $1,700 | $585 | $400 |
| State Farm Grp | 4WD 4 Door Utility Hybrid | $1,183 | $2,107 | $843 | $598 |
2020 Toyota RAV4 Insurance Rates
| companies | Average Premium |
|---|---|
| Progressive Universal Ins Co | $812 |
| Artisan & Truckers Cas Co | $872 |
| Geico Cas Co | $893 |
| Progressive Paloverde Ins Co | $977 |
| Nationwide Agribusiness Ins Co | $1,051 |
| Progressive Advanced Ins Co | $1,072 |
| Farmers Ins Co Of ID | $1,105 |
| Government Employees Ins Co | $1,130 |
| Progressive HI Ins Corp | $1,160 |
| State Farm Mut Auto Ins Co | $1,206 |
| Farmers Ins Of Columbus Inc | $1,219 |
| Geico Gen Ins Co | $1,246 |
| Progressive Northwestern Ins Co | $1,251 |
| Progressive Classic Ins Co | $1,261 |
| Nationwide Affinity Co of Amer | $1,267 |
| Progressive Specialty Ins Co | $1,297 |
| Progressive Garden State Ins Co | $1,326 |
| Farmers Ins Co Of OR | $1,334 |
| Berkshire Hathaway Grp | $1,338 |
| Progressive Max Ins Co | $1,339 |
| Depositors Ins Co | $1,350 |
| Geico Ind Co | $1,385 |
| Progressive Gulf Ins Co | $1,390 |
| Progressive Direct Ins Co | $1,408 |
| Illinois Farmers Ins Co | $1,413 |
| Allied Prop & Cas Ins Co | $1,421 |
| Progressive Northern Ins Co | $1,425 |
| Progressive Preferred Ins Co | $1,500 |
| United Financial Cas Co | $1,566 |
| Nationwide Mut Ins Co | $1,581 |
| Victoria Fire & Cas Co | $1,582 |
| Mid Century Ins Co | $1,628 |
| Progressive Cas Ins Co | $1,640 |
| Progressive Southeastern Ins Co | $1,642 |
| Progressive Marathon Ins Co | $1,642 |
| Farmers Ins HI Inc | $1,651 |
| State Farm Ind Co | $1,667 |
| Farmers Ins Co Inc | $1,674 |
| Nationwide Ins Co Of Amer | $1,679 |
| Amco Ins Co | $1,717 |
| Farmers Ins Co Of AZ | $1,787 |
| Progressive Mountain Ins Co | $1,862 |
| Allstate Ins Co | $1,880 |
| Progressive Select Ins Co | $1,884 |
| Farmers Ins Co Of WA | $2,027 |
| Nationwide Prop & Cas Ins Co | $2,045 |
| Allstate Northbrook Ind Co | $2,072 |
| Allstate NJ Prop & Cas Ins Co | $2,082 |
| Allstate Ind Co | $2,093 |
| Allstate Fire & Cas Ins Co | $2,101 |
| Allstate Prop & Cas Ins Co | $2,167 |
| 21st Century Centennial Ins Co | $2,571 |
| Progressive Security Ins Co | $2,615 |
| Farmers Ins Exch | $2,685 |
| Nationwide Mut Fire Ins Co | $3,132 |
| Colonial Cnty Mut Ins Co | $4,534 |
Average Cost to Insure
$1,637/year
Cheapest Rate
$812/year
Available Trims
Adventure, LE, Limited, XLE, XLE Premium, XSE
2019 Toyota RAV4 Insurance Rates
| companies | Average Premium |
|---|---|
| Berkshire Hathaway Grp | $601 |
| State Farm Grp | $733 |
| Progressive Grp | $931 |
| Nationwide Corp Grp | $982 |
| Allstate Ins Grp | $1,161 |
| Farmers Ins Grp | $1,206 |
Average Cost to Insure
$936/year
Cheapest Rate
$601/year
Available Trims
Adventure, LE, Limited, XLE, XLE Premium, XSE
2018 Toyota RAV4 Insurance Rates
| companies | Average Premium |
|---|---|
| Berkshire Hathaway Grp | $586 |
| State Farm Grp | $722 |
| Progressive Grp | $925 |
| Nationwide Corp Grp | $950 |
| Allstate Ins Grp | $1,156 |
| Farmers Ins Grp | $1,156 |
Average Cost to Insure
$916/year
Cheapest Rate
$586/year
Available Trims
Adventure, LE, Limited, XLE, XLE Premium, XSE
2017 Toyota RAV4 Insurance Rates
| companies | Average Premium |
|---|---|
| Berkshire Hathaway Grp | $587 |
| State Farm Grp | $723 |
| Progressive Grp | $927 |
| Nationwide Corp Grp | $962 |
| Allstate Ins Grp | $1,137 |
| Farmers Ins Grp | $1,172 |
Average Cost to Insure
$918/year
Cheapest Rate
$587/year
Available Trims
Adventure, LE, Limited, XLE, XLE Premium, XSE
2016 Toyota RAV4 Insurance Rates
| companies | Average Premium |
|---|---|
| Berkshire Hathaway Grp | $595 |
| State Farm Grp | $714 |
| Progressive Grp | $927 |
| Nationwide Corp Grp | $971 |
| Allstate Ins Grp | $1,098 |
| Farmers Ins Grp | $1,161 |
Average Cost to Insure
$911/year
Cheapest Rate
$595/year
Available Trims
Adventure, LE, Limited, XLE, XLE Premium, XSE