The average Toyota RAV4 car insurance rate for 2021 is $1,536 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance, the average Toyota RAV4 insurance cost is $3,142 a year. Maine has the lowest Toyota RAV4 insurance rates for full coverage, with average insurance cost for a 30-year-old driver is $936 a year.
Average insurance cost of Toyota RAV4 by model year
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| Year of Toyota RAV4 Model | Average Cost to Insure |
|---|---|
| 2020 | $1,495 |
| 2019 | $1,598 |
| 2018 | $1,543 |
| 2017 | $1,534 |
| 2016 | $1,502 |
Compare Toyota RAV4 Insurance Rates by State
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| Company | Style | Full Coverage(Avg) | Liability Coverage(Avg) | State Minimum Coverage(Avg) |
|---|---|---|---|---|
| Allstate | 2WD 4 Door Utility | $1,893 | $797 | $698 |
| Geico | 2WD 4 Door Utility | $1,264 | $479 | $339 |
| Farmers | 2WD 4 Door Utility | $2,237 | $1,039 | $892 |
| Nationwide | 2WD 4 Door Utility | $2,739 | $997 | $740 |
| Progressive | 2WD 4 Door Utility | $1,633 | $610 | $418 |
| State Farm | 2WD 4 Door Utility | $2,051 | $843 | $598 |
| Allstate | 4WD 4 Door Utility | $1,893 | $797 | $698 |
| Geico | 4WD 4 Door Utility | $1,312 | $479 | $339 |
| Farmers | 4WD 4 Door Utility | $2,046 | $1,053 | $894 |
| Nationwide | 4WD 4 Door Utility | $2,726 | $1,010 | $755 |
| Progressive | 4WD 4 Door Utility | $1,611 | $530 | $369 |
| State Farm | 4WD 4 Door Utility | $2,107 | $843 | $598 |
| Allstate | 4WD 4 Door Utility Hybrid | $1,882 | $714 | $632 |
| Geico | 4WD 4 Door Utility Hybrid | $1,328 | $479 | $339 |
| Farmers | 4WD 4 Door Utility Hybrid | $1,973 | $953 | $814 |
| Nationwide | 4WD 4 Door Utility Hybrid | $2,714 | $1,010 | $755 |
| Progressive | 4WD 4 Door Utility Hybrid | $1,700 | $585 | $400 |
| State Farm | 4WD 4 Door Utility Hybrid | $2,107 | $843 | $598 |
2020 Toyota RAV4 Insurance Rates
| companies | Average Premium |
|---|---|
| Geico | $1,131 |
| State Farm | $1,181 |
| Progressive | $1,287 |
| Nationwide | $1,443 |
| Farmers | $1,830 |
| Allstate | $2,099 |
Average Cost to Insure
$1,495/year
Cheapest Rate
$1,131/year
Available Trims
Adventure, LE, Limited, XLE, XLE Premium, XSE
2019 Toyota RAV4 Insurance Rates
| companies | Average Premium |
|---|---|
| Geico | $1,044 |
| State Farm | $1,285 |
| Progressive | $1,563 |
| Nationwide | $1,569 |
| Allstate | $2,032 |
| Farmers | $2,092 |
Average Cost to Insure
$1,598/year
Cheapest Rate
$1,044/year
Available Trims
Adventure, LE, Limited, XLE, XLE Premium, XSE
2018 Toyota RAV4 Insurance Rates
| companies | Average Premium |
|---|---|
| Geico | $995 |
| State Farm | $1,247 |
| Nationwide | $1,523 |
| Progressive | $1,533 |
| Farmers | $1,975 |
| Allstate | $1,982 |
Average Cost to Insure
$1,543/year
Cheapest Rate
$995/year
Available Trims
Adventure, LE, Limited, XLE, XLE Premium, XSE
2017 Toyota RAV4 Insurance Rates
| companies | Average Premium |
|---|---|
| Geico | $994 |
| State Farm | $1,241 |
| Progressive | $1,518 |
| Nationwide | $1,541 |
| Allstate | $1,923 |
| Farmers | $1,989 |
Average Cost to Insure
$1,534/year
Cheapest Rate
$994/year
Available Trims
Adventure, LE, Limited, XLE, XLE Premium, XSE
2016 Toyota RAV4 Insurance Rates
| companies | Average Premium |
|---|---|
| Geico | $990 |
| State Farm | $1,202 |
| Progressive | $1,496 |
| Nationwide | $1,546 |
| Allstate | $1,819 |
| Farmers | $1,961 |
Average Cost to Insure
$1,502/year
Cheapest Rate
$990/year
Available Trims
Adventure, LE, Limited, XLE, XLE Premium, XSE
Compare Toyota insurance rates by model
Toyota Land Cruiser
$1,918/year
Toyota Highlander
$1,500/year
Toyota C-HR
$1,489/year
Toyota Avalon
$1,718/year
Toyota 4Runner
$1,448/year
Toyota 86
$2,040/year
Toyota Camry
$1,601/year
Toyota Corolla
$1,622/year
Toyota Prius
$1,581/year