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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Toyota Rav4 is $1,913 per year or $159 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Toyota Rav4 costs $1,913 per year, whereas the 2022 Toyota Rav4 costs $1,567 annually. State Farm offers the cheapest annual rate for 2023 Toyota Rav4 $1,385 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Toyota Rav4 by model year
| Year of Toyota Rav4 Model | Average Cost to Insure |
|---|---|
| 2023 | $1,913 |
| 2022 | $1,567 |
| 2021 | $1,505 |
| 2020 | $1,554 |
| 2019 | $1,598 |
Compare Toyota Rav4 insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| Allstate | 2WD 4 Door Utility | $2,541 |
| Geico | 2WD 4 Door Utility | $1,960 |
| Farmers | 2WD 4 Door Utility | $2,895 |
| Nationwide | 2WD 4 Door Utility | $2,583 |
| Progressive | 2WD 4 Door Utility | $1,653 |
| State Farm | 2WD 4 Door Utility | $1,797 |
| Allstate | 4WD 4 Door Utility | $2,709 |
| Geico | 4WD 4 Door Utility | $2,001 |
| Farmers | 4WD 4 Door Utility | $2,820 |
| Nationwide | 4WD 4 Door Utility | $2,750 |
| Progressive | 4WD 4 Door Utility | $1,630 |
| State Farm | 4WD 4 Door Utility | $1,930 |
Toyota Rav4 insurance rates per year
2023 Toyota Rav4 insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,385 |
| 2 | Geico | $1,515 |
| 3 | Nationwide | $1,744 |
| 4 | Progressive | $1,752 |
| 5 | Farmers | $2,375 |
| 6 | Allstate | $2,704 |
2022 Toyota Rav4 insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $1,156 |
| 2 | State Farm | $1,186 |
| 3 | Nationwide | $1,428 |
| 4 | Progressive | $1,497 |
| 5 | Farmers | $1,908 |
| 6 | Allstate | $2,229 |
2021 Toyota Rav4 insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,084 |
| 2 | Geico | $1,116 |
| 3 | Progressive | $1,140 |
| 4 | Nationwide | $1,491 |
| 5 | Farmers | $1,934 |
| 6 | Allstate | $2,265 |
2020 Toyota Rav4 insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $1,131 |
| 2 | State Farm | $1,215 |
| 3 | Progressive | $1,404 |
| 4 | Nationwide | $1,736 |
| 5 | Farmers | $1,739 |
| 6 | Allstate | $2,099 |
2019 Toyota Rav4 insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $1,044 |
| 2 | State Farm | $1,285 |
| 3 | Progressive | $1,563 |
| 4 | Nationwide | $1,569 |
| 5 | Allstate | $2,032 |
| 6 | Farmers | $2,092 |
2018 Toyota Rav4 insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $995 |
| 2 | State Farm | $1,247 |
| 3 | Nationwide | $1,523 |
| 4 | Progressive | $1,533 |
| 5 | Farmers | $1,975 |
| 6 | Allstate | $1,982 |
2017 Toyota Rav4 insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $994 |
| 2 | State Farm | $1,241 |
| 3 | Progressive | $1,518 |
| 4 | Nationwide | $1,541 |
| 5 | Allstate | $1,923 |
| 6 | Farmers | $1,989 |
2016 Toyota Rav4 insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $990 |
| 2 | State Farm | $1,202 |
| 3 | Progressive | $1,496 |
| 4 | Nationwide | $1,546 |
| 5 | Allstate | $1,819 |
| 6 | Farmers | $1,961 |
