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Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Toyota Rav4 is $1,913 per year or $159 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Toyota Rav4 costs $1,913 per year, whereas the 2022 Toyota Rav4 costs $1,567 annually. State Farm offers the cheapest annual rate for 2023 Toyota Rav4 $1,385 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Toyota Rav4 by model year
| Year of Toyota Rav4 Model | Average Cost to Insure |
|---|---|
| 2023 | $1,913 |
| 2022 | $1,567 |
| 2021 | $1,505 |
| 2020 | $1,554 |
| 2019 | $1,598 |
Compare Toyota Rav4 insurance rates by state
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| Company | Style | Average annual premium |
|---|---|---|
| Allstate | 2WD 4 Door Utility | $3,677 |
| Geico | 2WD 4 Door Utility | $2,476 |
| Nationwide | 2WD 4 Door Utility | $2,473 |
| Progressive | 2WD 4 Door Utility | $2,761 |
| State Farm | 2WD 4 Door Utility | $1,561 |
| Allstate | 4WD 4 Door Utility | $3,677 |
| Geico | 4WD 4 Door Utility | $2,455 |
| Nationwide | 4WD 4 Door Utility | $2,366 |
| Progressive | 4WD 4 Door Utility | $2,488 |
| State Farm | 4WD 4 Door Utility | $1,620 |
Toyota Rav4 insurance rates per year
2023 Toyota Rav4 insurance rates
Average cost to insure
$1,913
Annual cheapest rate
$1,385
Available trims
Adventure, Hybrid LE, Hybrid Limited, Hybrid SE, Hybrid XLE, Hybrid XLE Premium, Hybrid XSE, LE, Limited, Prime SE, Prime XSE, TRD Off-Road, XLE, XLE Premium
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,385 |
| 2 | Geico | $1,515 |
| 3 | Nationwide | $1,744 |
| 4 | Progressive | $1,752 |
| 5 | Farmers | $2,375 |
| 6 | Allstate | $2,704 |
2022 Toyota Rav4 insurance rates
Average cost to insure
$1,567
Annual cheapest rate
$1,156
Available trims
Adventure, Hybrid LE, Hybrid Limited, Hybrid SE, Hybrid XLE, Hybrid XLE Premium, Hybrid XSE, LE, Limited, Prime SE, Prime XSE, TRD Off-Road, XLE, XLE Premium
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $1,156 |
| 2 | State Farm | $1,186 |
| 3 | Nationwide | $1,428 |
| 4 | Progressive | $1,497 |
| 5 | Farmers | $1,908 |
| 6 | Allstate | $2,229 |
2021 Toyota Rav4 insurance rates
Average cost to insure
$1,505
Annual cheapest rate
$1,084
Available trims
Adventure, Hybrid LE, Hybrid Limited, Hybrid SE, Hybrid XLE, Hybrid XLE Premium, Hybrid XSE, LE, Limited, Prime SE, Prime XSE, TRD Off-Road, XLE, XLE Premium
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,084 |
| 2 | Geico | $1,116 |
| 3 | Progressive | $1,140 |
| 4 | Nationwide | $1,491 |
| 5 | Farmers | $1,934 |
| 6 | Allstate | $2,265 |
2020 Toyota Rav4 insurance rates
Average cost to insure
$1,554
Annual cheapest rate
$1,131
Available trims
Adventure, Hybrid LE, Hybrid Limited, Hybrid SE, Hybrid XLE, Hybrid XLE Premium, Hybrid XSE, LE, Limited, Prime SE, Prime XSE, TRD Off-Road, XLE, XLE Premium
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $1,131 |
| 2 | State Farm | $1,215 |
| 3 | Progressive | $1,404 |
| 4 | Nationwide | $1,736 |
| 5 | Farmers | $1,739 |
| 6 | Allstate | $2,099 |
2019 Toyota Rav4 insurance rates
Average cost to insure
$1,598
Annual cheapest rate
$1,044
Available trims
Adventure, Hybrid LE, Hybrid Limited, Hybrid SE, Hybrid XLE, Hybrid XLE Premium, Hybrid XSE, LE, Limited, Prime SE, Prime XSE, TRD Off-Road, XLE, XLE Premium
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $1,044 |
| 2 | State Farm | $1,285 |
| 3 | Progressive | $1,563 |
| 4 | Nationwide | $1,569 |
| 5 | Allstate | $2,032 |
| 6 | Farmers | $2,092 |
2018 Toyota Rav4 insurance rates
Average cost to insure
$1,543
Annual cheapest rate
$995
Available trims
Adventure, Hybrid LE, Hybrid Limited, Hybrid SE, Hybrid XLE, Hybrid XLE Premium, Hybrid XSE, LE, Limited, Prime SE, Prime XSE, TRD Off-Road, XLE, XLE Premium
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $995 |
| 2 | State Farm | $1,247 |
| 3 | Nationwide | $1,523 |
| 4 | Progressive | $1,533 |
| 5 | Farmers | $1,975 |
| 6 | Allstate | $1,982 |
2017 Toyota Rav4 insurance rates
Average cost to insure
$1,534
Annual cheapest rate
$994
Available trims
Adventure, Hybrid LE, Hybrid Limited, Hybrid SE, Hybrid XLE, Hybrid XLE Premium, Hybrid XSE, LE, Limited, Prime SE, Prime XSE, TRD Off-Road, XLE, XLE Premium
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $994 |
| 2 | State Farm | $1,241 |
| 3 | Progressive | $1,518 |
| 4 | Nationwide | $1,541 |
| 5 | Allstate | $1,923 |
| 6 | Farmers | $1,989 |
2016 Toyota Rav4 insurance rates
Average cost to insure
$1,502
Annual cheapest rate
$990
Available trims
Adventure, Hybrid LE, Hybrid Limited, Hybrid SE, Hybrid XLE, Hybrid XLE Premium, Hybrid XSE, LE, Limited, Prime SE, Prime XSE, TRD Off-Road, XLE, XLE Premium
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $990 |
| 2 | State Farm | $1,202 |
| 3 | Progressive | $1,496 |
| 4 | Nationwide | $1,546 |
| 5 | Allstate | $1,819 |
| 6 | Farmers | $1,961 |
