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The average Toyota RAV4 car insurance rate for 2021 is $1,536 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance, the average Toyota RAV4 insurance cost is $3,142 a year. Maine has the lowest Toyota RAV4 insurance rates for full coverage, with average insurance cost for a 30-year-old driver is $936 a year.
Average insurance cost of Toyota RAV4 by model year
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Table
Year of Toyota RAV4 ModelAverage Cost to Insure
2020$1,495
2019$1,598
2018$1,543
2017$1,534
2016$1,502

Compare Toyota RAV4 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2WD 4 Door Utility$1,893$797$698
Geico2WD 4 Door Utility$1,264$479$339
Farmers2WD 4 Door Utility$2,237$1,039$892
Nationwide2WD 4 Door Utility$2,739$997$740
Progressive2WD 4 Door Utility$1,633$610$418
State Farm2WD 4 Door Utility$2,051$843$598
Allstate4WD 4 Door Utility$1,893$797$698
Geico4WD 4 Door Utility$1,312$479$339
Farmers4WD 4 Door Utility$2,046$1,053$894
Nationwide4WD 4 Door Utility$2,726$1,010$755
Progressive4WD 4 Door Utility$1,611$530$369
State Farm4WD 4 Door Utility$2,107$843$598
Allstate4WD 4 Door Utility Hybrid$1,882$714$632
Geico4WD 4 Door Utility Hybrid$1,328$479$339
Farmers4WD 4 Door Utility Hybrid$1,973$953$814
Nationwide4WD 4 Door Utility Hybrid$2,714$1,010$755
Progressive4WD 4 Door Utility Hybrid$1,700$585$400
State Farm4WD 4 Door Utility Hybrid$2,107$843$598

2020 Toyota RAV4 Insurance Rates

Average Cost to Insure $1,495
Annual Cheapest Rate $1,131
Available Trims Adventure, LE, Limited, XLE, XLE Premium , XSE
RankCompaniesAverage Premium
1Geico$1,131
2State Farm$1,181
3Progressive$1,287
4Nationwide$1,443
5Farmers$1,830
6Allstate$2,099

2019 Toyota RAV4 Insurance Rates

Average Cost to Insure $1,598
Annual Cheapest Rate $1,044
Available Trims Adventure, LE, Limited, XLE, XLE Premium , XSE
RankCompaniesAverage Premium
1Geico$1,044
2State Farm$1,285
3Progressive$1,563
4Nationwide$1,569
5Allstate$2,032
6Farmers$2,092

2018 Toyota RAV4 Insurance Rates

Average Cost to Insure $1,543
Annual Cheapest Rate $995
Available Trims Adventure, LE, Limited, XLE, XLE Premium , XSE
RankCompaniesAverage Premium
1Geico$995
2State Farm$1,247
3Nationwide$1,523
4Progressive$1,533
5Farmers$1,975
6Allstate$1,982

2017 Toyota RAV4 Insurance Rates

Average Cost to Insure $1,534
Annual Cheapest Rate $994
Available Trims Adventure, LE, Limited, XLE, XLE Premium , XSE
RankCompaniesAverage Premium
1Geico$994
2State Farm$1,241
3Progressive$1,518
4Nationwide$1,541
5Allstate$1,923
6Farmers$1,989

2016 Toyota RAV4 Insurance Rates

Average Cost to Insure $1,502
Annual Cheapest Rate $990
Available Trims Adventure, LE, Limited, XLE, XLE Premium , XSE
RankCompaniesAverage Premium
1Geico$990
2State Farm$1,202
3Progressive$1,496
4Nationwide$1,546
5Allstate$1,819
6Farmers$1,961

Compare Toyota insurance rates by model

Make/ModelAnnual Rates
Toyota Land Cruiser$1,918/year
Toyota Highlander$1,500/year
Toyota C-HR$1,489/year
Toyota Avalon$1,718/year
Toyota 4Runner$1,448/year
Toyota 86$2,040/year
Toyota Camry$1,601/year
Toyota Corolla$1,622/year
Toyota Prius$1,581/year

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