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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Toyota Tacoma is $2,542 per year or $212 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Toyota Tacoma costs $2,542, whereas the 2024 Toyota Tacoma costs $2,516 annually. This is $26 less than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Toyota Tacoma at $1,761 per year.
Below, we'll look at Toyota Tacoma insurance rates and show you how to save.
Average insurance cost of Toyota Tacoma by model year
| Year of Toyota Tacoma model | Average cost to insure |
|---|---|
| 2025 | $2,542 |
| 2024 | $2,516 |
| 2023 | $2,443 |
| 2022 | $2,362 |
| 2021 | $2,286 |
Compare Tacoma insurance rates by state
| Company | Average annual premium |
|---|---|
| State Farm | $1,770 |
| Nationwide | $2,008 |
| Travelers | $2,221 |
| UAIC | $2,645 |
| Mercury Insurance | $3,151 |
| GEICO | $3,163 |
| Progressive | $3,574 |
| Farmers | $3,791 |
| Allstate | $3,946 |
| AIG | $5,753 |
Toyota Tacoma insurance rates per year
2025 Toyota Tacoma insurance rates
Rank Company Average annual premium 1 Travelers $1,761 2 GEICO $2,003 3 Progressive $2,095 4 State Farm $2,144 5 Nationwide $2,263 6 Allstate $3,418 7 Farmers $3,562 8 USAA $1,859 2024 Toyota Tacoma insurance rates
Rank Company Average annual premium 1 Travelers $1,780 2 GEICO $1,925 3 State Farm $2,036 4 Progressive $2,104 5 Nationwide $2,337 6 Allstate $3,331 7 Farmers $3,467 8 USAA $1,990 2023 Toyota Tacoma insurance rates
Rank Company Average annual premium 1 Travelers $1,731 2 State Farm $1,929 3 GEICO $1,946 4 Progressive $2,296 5 Nationwide $2,308 6 Allstate $3,220 7 Farmers $3,373 8 USAA $1,846 2022 Toyota Tacoma insurance rates
Rank Company Average annual premium 1 Travelers $1,709 2 GEICO $1,872 3 State Farm $1,916 4 Progressive $2,217 5 Nationwide $2,312 6 Allstate $3,055 7 Farmers $3,272 8 USAA $1,765 2021 Toyota Tacoma insurance rates
Rank Company Average annual premium 1 Travelers $1,668 2 GEICO $1,814 3 State Farm $1,884 4 Progressive $2,168 5 Nationwide $2,328 6 Allstate $2,883 7 Farmers $3,127 8 USAA $1,690 2020 Toyota Tacoma insurance rates
Rank Company Average annual premium 1 Travelers $1,642 2 GEICO $1,769 3 State Farm $1,897 4 Progressive $2,106 5 Nationwide $2,286 6 Allstate $2,776 7 Farmers $3,031 8 USAA $1,641 2019 Toyota Tacoma insurance rates
Rank Company Average annual premium 1 Travelers $1,589 2 GEICO $1,741 3 State Farm $1,847 4 Progressive $2,079 5 Nationwide $2,222 6 Allstate $2,717 7 Farmers $2,943 8 USAA $1,582 2018 Toyota Tacoma insurance rates
Rank Company Average annual premium 1 Travelers $1,577 2 GEICO $1,686 3 State Farm $1,839 4 Progressive $2,020 5 Nationwide $2,104 6 Allstate $2,478 7 Farmers $2,830 8 USAA $1,628
Toyota insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage