Ashlee Tilford Written by Ashlee Tilford
Managing Editor

Ashlee is a dynamic business writer and editor with a focus on personal finance. With an MBA and more than fourteen years in the finance industry, Ashlee brings a practical and relatable perspective to insurance topics. She is passionate about empowering others to achieve financial success and protect their assets. When Ashlee isn't writing and editing, she enjoys spending time with her partner, dog and chickens on their farm in Kentucky.


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Insurance.com research suggests that the cost of insuring a Toyota Tacoma is estimated to be around $1,939 annually or $162 monthly. It's important for drivers to consider these rates when assessing their insurance needs. These rates can increase based on your driving record, location, age, and other factors.

Auto insurance rates vary depending on the model year. For instance, average car insurance rates for a 2023 Toyota Tacoma costs $1,939 per year, while its 2022 equivalent costs $1,589 per year.

Regardless of your chosen model year, you can find a competitive carrier that meets your needs and budget. Insurance.com conducted data analysis and discovered which cars offer the most affordable insurance rates based on model year and whether one specific model is cheaper to insure than others.

Read on to learn in detail about these cost-effective auto policies for Toyota Tacoma.

Average insurance cost of Toyota Tacoma by model year

Year of Toyota Tacoma ModelAverage Cost to Insure
2023$1,939
2022$1,589
2021$1,560
2020$1,580
2019$1,636
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Compare Toyota Tacoma insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
Allstate2WD 4 Door Double Cab$3,097
Geico2WD 4 Door Double Cab$1,856
Farmers2WD 4 Door Double Cab$3,432
Nationwide2WD 4 Door Double Cab$2,965
Progressive2WD 4 Door Double Cab$1,996
State Farm2WD 4 Door Double Cab$2,212
Allstate4WD 4 Door Double Cab$3,371
Geico4WD 4 Door Double Cab$2,006
Farmers4WD 4 Door Double Cab$3,553
Nationwide4WD 4 Door Double Cab$3,133
Progressive4WD 4 Door Double Cab$2,170
State Farm4WD 4 Door Double Cab$2,017

Toyota Tacoma insurance rates per year

2023

2023 Toyota Tacoma insurance rates

Average cost to insure $1,939
Annual cheapest rate $1,340
Available trims Limited, SR, SR5, Trail, TRD Off-Road, TRD Pro, TRD Sport
RankCompanyAverage annual premium
1State Farm$1,340
2Nationwide$1,546
3Geico$1,604
4Progressive$1,948
5Farmers$2,434
6Allstate$2,760
2022

2022 Toyota Tacoma insurance rates

Average cost to insure $1,589
Annual cheapest rate $1,084
Available trims Limited, SR, SR5, Trail, TRD Off-Road, TRD Pro, TRD Sport
RankCompanyAverage annual premium
1State Farm$1,084
2Geico$1,171
3Nationwide$1,382
4Progressive$1,651
5Farmers$2,003
6Allstate$2,243
2021

2021 Toyota Tacoma insurance rates

Average cost to insure $1,560
Annual cheapest rate $1,024
Available trims Limited, SR, SR5, Trail, TRD Off-Road, TRD Pro, TRD Sport
RankCompanyAverage annual premium
1State Farm$1,024
2Geico$1,151
3Progressive$1,308
4Nationwide$1,453
5Farmers$2,023
6Allstate$2,398
2020

2020 Toyota Tacoma insurance rates

Average cost to insure $1,580
Annual cheapest rate $1,097
Available trims Limited, SR, SR5, Trail, TRD Off-Road, TRD Pro, TRD Sport
RankCompanyAverage annual premium
1Geico$1,097
2State Farm$1,163
3Nationwide$1,501
4Progressive$1,647
5Farmers$1,843
6Allstate$2,228
2019

2019 Toyota Tacoma insurance rates

Average cost to insure $1,636
Annual cheapest rate $1,044
Available trims Limited, SR, SR5, Trail, TRD Off-Road, TRD Pro, TRD Sport
RankCompanyAverage annual premium
1Geico$1,044
2State Farm$1,224
3Nationwide$1,449
4Progressive$1,777
5Allstate$2,137
6Farmers$2,187
2018

2018 Toyota Tacoma insurance rates

Average cost to insure $1,597
Annual cheapest rate $1,032
Available trims Limited, SR, SR5, Trail, TRD Off-Road, TRD Pro, TRD Sport
RankCompanyAverage annual premium
1Geico$1,032
2State Farm$1,293
3Nationwide$1,445
4Progressive$1,746
5Allstate$1,951
6Farmers$2,114
2017

2017 Toyota Tacoma insurance rates

Average cost to insure $1,577
Annual cheapest rate $1,044
Available trims Limited, SR, SR5, Trail, TRD Off-Road, TRD Pro, TRD Sport
RankCompanyAverage annual premium
1Geico$1,044
2State Farm$1,259
3Nationwide$1,519
4Progressive$1,719
5Allstate$1,852
6Farmers$2,070
2016

2016 Toyota Tacoma insurance rates

Average cost to insure $1,545
Annual cheapest rate $1,005
Available trims Limited, SR, SR5, Trail, TRD Off-Road, TRD Pro, TRD Sport
RankCompanyAverage annual premium
1Geico$1,005
2State Farm$1,231
3Nationwide$1,550
4Progressive$1,687
5Allstate$1,768
6Farmers$2,028
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