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The average Toyota Tacoma car insurance rate for 2021 is $1,595 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,094 a year, whereas New Hampshire has the lowest Toyota Tacoma insurance rates for full coverage, with an annual insurance cost of $953 on average for drivers aged 30.

Average insurance cost of Toyota Tacoma by model year
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Table
Year of Toyota Tacoma ModelAverage Cost to Insure
2020$1,652
2019$952
2018$940
2017$943
2016$936

Compare Toyota Tacoma Insurance Rates by State

L O A D I N G
Company Style Premium(Avg) Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate Ins Grp2WD 4 Door Pick-up Double Cab$1,272$2,216$852$749
Berkshire Hathaway Grp2WD 4 Door Pick-up Double Cab$749$1,402$495$351
Farmers Ins Grp2WD 4 Door Pick-up Double Cab$1,326$2,029$1,048$900
Nationwide Corp Grp2WD 4 Door Pick-up Double Cab$1,783$3,344$1,151$855
Progressive Grp2WD 4 Door Pick-up Double Cab$1,061$1,971$722$489
State Farm Grp2WD 4 Door Pick-up Double Cab$1,207$2,251$801$569
Allstate Ins Grp4WD 4 Door Pick-up Double Cab$1,335$2,404$852$749
Berkshire Hathaway Grp4WD 4 Door Pick-up Double Cab$775$1,478$495$351
Farmers Ins Grp4WD 4 Door Pick-up Double Cab$1,459$2,507$1,000$869
Nationwide Corp Grp4WD 4 Door Pick-up Double Cab$1,783$3,344$1,151$855
Progressive Grp4WD 4 Door Pick-up Double Cab$1,086$2,154$652$451
State Farm Grp4WD 4 Door Pick-up Double Cab$1,253$2,317$843$598

2020 Toyota Tacoma Insurance Rates

companiesAverage Premium
Geico Cas Co$873
Progressive Universal Ins Co$915
Artisan & Truckers Cas Co$1,023
Nationwide Agribusiness Ins Co$1,082
Government Employees Ins Co$1,089
Farmers Ins Co Of ID$1,121
Progressive Paloverde Ins Co$1,132
State Farm Mut Auto Ins Co$1,156
Progressive Advanced Ins Co$1,199
Geico Gen Ins Co$1,206
Nationwide Affinity Co of Amer$1,242
Farmers Ins Of Columbus Inc$1,251
Depositors Ins Co$1,291
Geico Ind Co$1,321
Allied Prop & Cas Ins Co$1,322
Berkshire Hathaway Grp$1,334
Progressive HI Ins Corp$1,356
Farmers Ins Co Of OR$1,405
Progressive Classic Ins Co$1,421
Progressive Garden State Ins Co$1,453
Progressive Specialty Ins Co$1,479
Progressive Northwestern Ins Co$1,493
State Farm Ind Co$1,503
Nationwide Prop & Cas Ins Co$1,506
Nationwide Mut Ins Co$1,542
Victoria Fire & Cas Co$1,551
Illinois Farmers Ins Co$1,574
Nationwide Mut Fire Ins Co$1,597
Progressive Max Ins Co$1,601
Progressive Gulf Ins Co$1,607
Nationwide Ins Co Of Amer$1,614
Progressive Southeastern Ins Co$1,622
Progressive Direct Ins Co$1,662
Progressive Northern Ins Co$1,714
Amco Ins Co$1,724
Farmers Ins Co Inc$1,736
Progressive Marathon Ins Co$1,737
Mid Century Ins Co$1,753
Farmers Ins HI Inc$1,765
Colonial Cnty Mut Ins Co$1,800
Progressive Preferred Ins Co$1,827
Farmers Ins Co Of AZ$1,858
Allstate NJ Prop & Cas Ins Co$1,951
United Financial Cas Co$1,961
Progressive Cas Ins Co$2,063
Progressive Select Ins Co$2,109
Allstate Ins Co$2,112
Allstate Northbrook Ind Co$2,213
Allstate Ind Co$2,221
Allstate Fire & Cas Ins Co$2,224
Progressive Mountain Ins Co$2,281
Allstate Prop & Cas Ins Co$2,297
Farmers Ins Co Of WA$2,372
21st Century Centennial Ins Co$2,516
Farmers Ins Exch$2,792
Progressive Security Ins Co$2,925
Average Cost to Insure $1,652/year
Cheapest Rate $873/year
Available Trims Limited, SR, SR5, TRD Sport

2019 Toyota Tacoma Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$611
State Farm Grp$693
Nationwide Corp Grp$896
Progressive Grp$1,053
Allstate Ins Grp$1,168
Farmers Ins Grp$1,292
Average Cost to Insure $952/year
Cheapest Rate $611/year
Available Trims Limited, SR, SR5, TRD Sport

2018 Toyota Tacoma Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$608
State Farm Grp$738
Nationwide Corp Grp$895
Progressive Grp$1,046
Allstate Ins Grp$1,093
Farmers Ins Grp$1,259
Average Cost to Insure $940/year
Cheapest Rate $608/year
Available Trims Limited, SR, SR5, TRD Sport

2017 Toyota Tacoma Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$622
State Farm Grp$729
Nationwide Corp Grp$953
Progressive Grp$1,042
Allstate Ins Grp$1,073
Farmers Ins Grp$1,241
Average Cost to Insure $943/year
Cheapest Rate $622/year
Available Trims Limited, SR, SR5, TRD Sport

2016 Toyota Tacoma Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$609
State Farm Grp$720
Nationwide Corp Grp$974
Progressive Grp$1,041
Allstate Ins Grp$1,044
Farmers Ins Grp$1,226
Average Cost to Insure $936/year
Cheapest Rate $609/year
Available Trims Limited, SR, SR5, TRD Sport