Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Toyota Tacoma is $2,331 per year or $194 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2024 Toyota Tacoma costs $2,331, whereas the 2023 Toyota Tacoma costs $2,205 annually. This is $126 less than the 2024 rates.
State Farm offers the cheapest annual rate for 2024 Toyota Tacoma at $1,774 per year.
Below, we'll look at Toyota Tacoma insurance rates and show you how to save.
Average insurance cost of Toyota Tacoma by model year
| Year of Toyota Tacoma model | Average cost to insure |
|---|---|
| 2024 | $2,331 |
| 2023 | $2,205 |
| 2022 | $2,146 |
| 2021 | $2,061 |
| 2020 | $2,045 |
Compare Tacoma insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| State Farm | 4WD 4 Door Double Cab SB DOHC Turbo | $2,108 |
| Nationwide | 4WD 4 Door Double Cab SB DOHC Turbo | $2,370 |
| Progressive | 4WD 4 Door Double Cab SB DOHC Turbo | $2,528 |
| GEICO | 4WD 4 Door Double Cab SB DOHC Turbo | $2,594 |
| Allstate | 4WD 4 Door Double Cab SB DOHC Turbo | $4,478 |
Toyota Tacoma insurance rates per year
2024 Toyota Tacoma insurance rates
Rank Company Average annual premium 1 State Farm $1,774 2 Progressive $1,896 3 GEICO $1,975 4 Nationwide $2,133 5 Farmers $2,925 6 Allstate $3,283 2023 Toyota Tacoma insurance rates
Rank Company Average annual premium 1 Nationwide $1,775 2 GEICO $1,792 3 State Farm $1,836 4 Progressive $2,126 5 Farmers $2,789 6 Allstate $2,914 2022 Toyota Tacoma insurance rates
Rank Company Average annual premium 1 GEICO $1,714 2 Nationwide $1,799 3 State Farm $1,806 4 Progressive $2,078 5 Farmers $2,726 6 Allstate $2,753 2021 Toyota Tacoma insurance rates
Rank Company Average annual premium 1 GEICO $1,649 2 State Farm $1,732 3 Nationwide $1,811 4 Progressive $1,997 5 Allstate $2,578 6 Farmers $2,599 2020 Toyota Tacoma insurance rates
Rank Company Average annual premium 1 GEICO $1,605 2 State Farm $1,766 3 Nationwide $1,957 4 Progressive $1,970 5 Allstate $2,460 6 Farmers $2,511 2019 Toyota Tacoma insurance rates
Rank Company Average annual premium 1 GEICO $1,568 2 State Farm $1,705 3 Progressive $1,918 4 Nationwide $1,982 5 Allstate $2,412 6 Farmers $2,439 2018 Toyota Tacoma insurance rates
Rank Company Average annual premium 1 GEICO $1,511 2 State Farm $1,643 3 Progressive $1,848 4 Nationwide $1,926 5 Allstate $2,166 6 Farmers $2,378 2017 Toyota Tacoma insurance rates
Rank Company Average annual premium 1 GEICO $1,506 2 State Farm $1,665 3 Progressive $1,798 4 Nationwide $1,875 5 Allstate $2,042 6 Farmers $2,298
Toyota insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage