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Insurance.com research suggests that the cost of insuring a Toyota Tacoma is estimated to be around $1,519 annually or $127 monthly. It's important for drivers to consider these rates when assessing their insurance needs. These rates can increase based on your driving record, location, age, and other factors.

Auto insurance rates vary depending on the model year. For instance, average car insurance rates for a 2020 Toyota Tacoma costs $1,519 per year, while its 2019 equivalent costs $1,636 per year.

Regardless of your chosen model year, you can find a competitive carrier that meets your needs and budget. Insurance.com conducted data analysis and discovered which cars offer the most affordable insurance rates based on model year and whether one specific model is cheaper to insure than others.

Read on to learn in detail about these cost-effective auto policies for Toyota Tacoma.

Average insurance cost of Toyota Tacoma by model year
Graph
Table
Year of Toyota Tacoma ModelAverage Cost to Insure
2020$1,519
2019$1,636
2018$1,597
2017$1,577
2016$1,545

Compare Toyota Tacoma Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2WD 4 Door Pick-up Double Cab$2,216$852$749
Geico2WD 4 Door Pick-up Double Cab$1,402$495$351
Farmers2WD 4 Door Pick-up Double Cab$2,029$1,048$900
Nationwide2WD 4 Door Pick-up Double Cab$3,344$1,151$855
Progressive2WD 4 Door Pick-up Double Cab$1,971$722$489
State Farm2WD 4 Door Pick-up Double Cab$2,251$801$569
Allstate4WD 4 Door Pick-up Double Cab$2,404$852$749
Geico4WD 4 Door Pick-up Double Cab$1,478$495$351
Farmers4WD 4 Door Pick-up Double Cab$2,507$1,000$869
Nationwide4WD 4 Door Pick-up Double Cab$3,344$1,151$855
Progressive4WD 4 Door Pick-up Double Cab$2,154$652$451
State Farm4WD 4 Door Pick-up Double Cab$2,317$843$598

2020 Toyota Tacoma Insurance Rates

Average Cost to Insure $1,519
Annual Cheapest Rate $1,097
Available Trims Limited, SR, SR5, TRD Sport
RankCompaniesAverage Premium
1Geico$1,097
2State Farm$1,134
3Progressive$1,395
4Nationwide$1,511
5Farmers$1,750
6Allstate$2,228

2019 Toyota Tacoma Insurance Rates

Average Cost to Insure $1,636
Annual Cheapest Rate $1,044
Available Trims Limited, SR, SR5, TRD Sport
RankCompaniesAverage Premium
1Geico$1,044
2State Farm$1,224
3Nationwide$1,449
4Progressive$1,777
5Allstate$2,137
6Farmers$2,187

2018 Toyota Tacoma Insurance Rates

Average Cost to Insure $1,597
Annual Cheapest Rate $1,032
Available Trims Limited, SR, SR5, TRD Sport
RankCompaniesAverage Premium
1Geico$1,032
2State Farm$1,293
3Nationwide$1,445
4Progressive$1,746
5Allstate$1,951
6Farmers$2,114

2017 Toyota Tacoma Insurance Rates

Average Cost to Insure $1,577
Annual Cheapest Rate $1,044
Available Trims Limited, SR, SR5, TRD Sport
RankCompaniesAverage Premium
1Geico$1,044
2State Farm$1,259
3Nationwide$1,519
4Progressive$1,719
5Allstate$1,852
6Farmers$2,070

2016 Toyota Tacoma Insurance Rates

Average Cost to Insure $1,545
Annual Cheapest Rate $1,005
Available Trims Limited, SR, SR5, TRD Sport
RankCompaniesAverage Premium
1Geico$1,005
2State Farm$1,231
3Nationwide$1,550
4Progressive$1,687
5Allstate$1,768
6Farmers$2,028

Compare Toyota insurance rates by model

Make/ModelAnnual Rates
Toyota Land Cruiser$1,918/year
Toyota Highlander$1,500/year
Toyota C-HR$1,489/year
Toyota Avalon$1,718/year
Toyota 4Runner$1,448/year
Toyota 86$2,040/year
Toyota Camry$1,601/year
Toyota Corolla$1,622/year
Toyota Prius$1,581/year
Toyota RAV4$1,438/year

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