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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Toyota Sequoia is $3,194 per year or $266 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.

The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Toyota Sequoia costs $3,194, whereas the 2024 Toyota Sequoia costs $3,091 annually. This is $103 less than the 2025 rates.

Travelers offers the cheapest annual rate for 2025 Toyota Sequoia at $1,851 per year.

Below, we'll look at Toyota Sequoia insurance rates and show you how to save.

Average insurance cost of Toyota Sequoia by model year

Year of Toyota Sequoia modelAverage cost to insure
2025$3,194
2024$3,091
2023$3,009
2022$2,592
2021$2,497
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Compare Sequoia insurance rates by state

L O A D I N G
CompanyAverage annual premium
Nationwide$2,166
Travelers$2,336
State Farm$2,573
UAIC$2,742
GEICO$3,531
Mercury Insurance$3,635
Progressive$4,384
Allstate$4,875
AIG$6,681

Toyota Sequoia insurance rates per year

2025

2025 Toyota Sequoia insurance rates

Average cost to insure $2,907
Annual cheapest rate $1,851
Available trims 1794 Edition, Capstone, Limited, Platinum, SR5
RankCompanyAverage annual premium
1Travelers$1,851
2Nationwide$2,549
3Progressive$2,746
4GEICO$2,758
5State Farm$2,790
6Farmers$4,049
7Allstate$4,370
8USAA$2,139
2024

2024 Toyota Sequoia insurance rates

Average cost to insure $2,843
Annual cheapest rate $1,852
Available trims Capstone, Limited, Platinum, SR5, TRD Pro
RankCompanyAverage annual premium
1Travelers$1,852
2Nationwide$2,563
3GEICO$2,686
4Progressive$2,702
5State Farm$2,756
6Farmers$3,814
7Allstate$4,125
8USAA$2,249
2023

2023 Toyota Sequoia insurance rates

Average cost to insure $2,788
Annual cheapest rate $1,808
Available trims Capstone, Limited, Platinum, SR5, TRD Pro
RankCompanyAverage annual premium
1Travelers$1,808
2State Farm$2,387
3Nationwide$2,574
4GEICO$2,595
5Progressive$2,818
6Farmers$3,722
7Allstate$4,155
8USAA$2,245
2022

2022 Toyota Sequoia insurance rates

Average cost to insure $2,493
Annual cheapest rate $1,822
Available trims Limited, Nightshade Special Edition, Platinum, SR5, TRD Pro
RankCompanyAverage annual premium
1Travelers$1,822
2Nationwide$2,083
3GEICO$2,150
4State Farm$2,179
5Progressive$2,614
6Farmers$3,405
7Allstate$3,548
8USAA$2,145
2021

2021 Toyota Sequoia insurance rates

Average cost to insure $2,435
Annual cheapest rate $1,745
Available trims Limited, Nightshade Special Edition, Platinum, SR5, TRD Pro
RankCompanyAverage annual premium
1Travelers$1,745
2GEICO$2,097
3Nationwide$2,131
4State Farm$2,151
5Progressive$2,576
6Farmers$3,320
7Allstate$3,376
8USAA$2,081
2020

2020 Toyota Sequoia insurance rates

Average cost to insure $2,371
Annual cheapest rate $1,707
Available trims Limited, Platinum, SR5, TRD PRO, TRD Sport
RankCompanyAverage annual premium
1Travelers$1,707
2GEICO$2,048
3State Farm$2,158
4Nationwide$2,162
5Progressive$2,500
6Farmers$3,166
7Allstate$3,222
8USAA$2,003
2019

2019 Toyota Sequoia insurance rates

Average cost to insure $2,291
Annual cheapest rate $1,609
Available trims Limited, Platinum, SR5, TRD Sport
RankCompanyAverage annual premium
1Travelers$1,609
2GEICO$1,965
3State Farm$2,097
4Nationwide$2,121
5Progressive$2,421
6Farmers$3,067
7Allstate$3,151
8USAA$1,898
2018

2018 Toyota Sequoia insurance rates

Average cost to insure $2,188
Annual cheapest rate $1,577
Available trims Limited, Limited FFV, Platinum, Platinum FFV, SR5
RankCompanyAverage annual premium
1Travelers$1,577
2GEICO$1,931
3Nationwide$2,000
4State Farm$2,020
5Progressive$2,329
6Allstate$2,939
7Farmers$2,956
8USAA$1,754

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
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