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Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.

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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Toyota Sienna is $2,766 per year or $231 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.

The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Toyota Sienna costs $2,766, whereas the 2024 Toyota Sienna costs $2,709 annually. This is $57 less than the 2025 rates.

Travelers offers the cheapest annual rate for 2025 Toyota Sienna at $1,848 per year.

Below, we'll look at Toyota Sienna insurance rates and show you how to save.

Average insurance cost of Toyota Sienna by model year

Year of Toyota Sienna modelAverage cost to insure
2025$2,766
2024$2,709
2023$2,631
2022$2,536
2021$2,485
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Compare Sienna insurance rates by state

L O A D I N G
CompanyAverage annual premium
Nationwide$2,025
State Farm$2,127
Travelers$2,370
UAIC$2,669
GEICO$3,030
Mercury Insurance$3,166
Allstate$3,463
Farmers$3,513
Progressive$4,178
AIG$5,647

Toyota Sienna insurance rates per year

2025

2025 Toyota Sienna insurance rates

Average cost to insure $2,581
Annual cheapest rate $1,848
Available trims LE, Limited, Platinum, XLE, XLE Woodland Edition
RankCompanyAverage annual premium
1Travelers$1,848
2GEICO$2,238
3State Farm$2,430
4Nationwide$2,445
5Progressive$2,638
6Allstate$3,294
7Farmers$3,743
8USAA$2,010
2024

2024 Toyota Sienna insurance rates

Average cost to insure $2,546
Annual cheapest rate $1,861
Available trims LE, Limited, Platinum, XLE, XLE Woodland
RankCompanyAverage annual premium
1Travelers$1,861
2GEICO$2,199
3State Farm$2,277
4Nationwide$2,505
5Progressive$2,631
6Allstate$3,160
7Farmers$3,595
8USAA$2,139
2023

2023 Toyota Sienna insurance rates

Average cost to insure $2,475
Annual cheapest rate $1,811
Available trims 25th Anniversary Special Edition, LE, Limited, Platinum, XLE
RankCompanyAverage annual premium
1Travelers$1,811
2GEICO$2,138
3State Farm$2,154
4Progressive$2,373
5Nationwide$2,555
6Allstate$3,208
7Farmers$3,462
8USAA$2,099
2022

2022 Toyota Sienna insurance rates

Average cost to insure $2,409
Annual cheapest rate $1,780
Available trims LE, Limited, Platinum, XLE, XLE Woodland Edition
RankCompanyAverage annual premium
1Travelers$1,780
2GEICO$2,051
3State Farm$2,115
4Progressive$2,323
5Nationwide$2,606
6Allstate$3,001
7Farmers$3,376
8USAA$2,018
2021

2021 Toyota Sienna insurance rates

Average cost to insure $2,365
Annual cheapest rate $1,740
Available trims LE, Limited, Platinum, XLE, XSE
RankCompanyAverage annual premium
1Travelers$1,740
2GEICO$2,027
3State Farm$2,079
4Progressive$2,419
5Nationwide$2,612
6Allstate$2,872
7Farmers$3,222
8USAA$1,945
2020

2020 Toyota Sienna insurance rates

Average cost to insure $2,199
Annual cheapest rate $1,708
Available trims L, LE, Limited, Limited Premium, SE
RankCompanyAverage annual premium
1Travelers$1,708
2GEICO$1,898
3State Farm$1,999
4Progressive$2,079
5Nationwide$2,414
6Allstate$2,589
7Farmers$3,056
8USAA$1,847
2019

2019 Toyota Sienna insurance rates

Average cost to insure $2,145
Annual cheapest rate $1,697
Available trims L, LE, Limited, Limited Premium, SE
RankCompanyAverage annual premium
1Travelers$1,697
2GEICO$1,852
3State Farm$1,994
4Progressive$2,019
5Nationwide$2,334
6Allstate$2,536
7Farmers$2,951
8USAA$1,780
2018

2018 Toyota Sienna insurance rates

Average cost to insure $2,072
Annual cheapest rate $1,651
Available trims L, LE, Limited, Limited Premium, SE
RankCompanyAverage annual premium
1Travelers$1,651
2GEICO$1,785
3State Farm$1,893
4Progressive$1,930
5Nationwide$2,233
6Allstate$2,474
7Farmers$2,818
8USAA$1,791

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
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