Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
Last updated :
The average car insurance cost for BMW vehicles is $3,846 per year or $320 per month. BMW car insurance costs vary depending on the model you own. Whether you drive a sedan or a powerful SUV, it's important to know how much insurance will cost and how to reduce it.
Below, we look at the average car insurance cost for BMW cars by model. We also highlight the most and least expensive models to insure and share tips to help you save money.
How much does BMW insurance cost?
On average, BMW drivers pay $3,846 per year or $320 per month for full coverage car insurance.
The average cost of insuring BMW vehicles is $1,183, which is more than the national average, though some models cost much less or much more than others.
| Vehicle model | Liability-only (50/100/50) | Full coverage (100/300/100, $500 ded.) |
|---|---|---|
| 2 Series | $1,055 | $2,962 |
| 2 Series Gran Coupe | $1,182 | $2,962 |
| 3 Series | $1,136 | $3,182 |
| 4 Series | $1,061 | $3,564 |
| 4 Series Gran Coupe | $1,145 | $3,637 |
| 5 Series | $1,088 | $3,414 |
| 7 Series | $1,093 | $4,827 |
| 8 Series | $1,048 | $4,853 |
| 8 Series Gran Coupe | $1,128 | $4,929 |
| i4 | $1,141 | $3,726 |
| i5 | $1,161 | $3,877 |
| i7 | $1,188 | $5,480 |
| iX | $1,190 | $3,916 |
| M2 | $1,126 | $3,974 |
| M3 | $1,173 | $4,699 |
| M4 | $1,095 | $4,945 |
| M8 | $1,043 | $5,552 |
| M8 Gran Coupe | $1,116 | $5,985 |
| X1 | $1,169 | $2,659 |
| X2 | $1,105 | $2,626 |
| X3 | $1,076 | $2,542 |
| X3 M | $1,133 | $3,245 |
| X4 | $1,132 | $2,991 |
| X4 M | $1,129 | $3,455 |
| X5 | $1,129 | $3,369 |
| X5 M | $1,187 | $4,534 |
| X6 | $1,235 | $4,134 |
| X6 M | $1,196 | $5,067 |
| X7 | $1,196 | $4,265 |
| XM | $1,186 | $4,975 |
| Z4 | $929 | $3,127 |
Tip
If you're shopping for a new or used BMW, compare car insurance rates before you buy so you know your estimated rate ahead of time and aren't surprised by the cost.
BMW car insurance cost by model
Here's a closer look at average monthly premiums for popular BMW models. Rates are based on a 40-year-old driver with a clean record and full coverage.
| Vehicle model | Monthly premium |
|---|---|
| 2 Series | $247 |
| 2 Series Gran Coupe | $247 |
| 3 Series | $265 |
| 4 Series | $297 |
| 4 Series Gran Coupe | $303 |
| 5 Series | $284 |
| 7 Series | $402 |
| 8 Series | $404 |
| 8 Series Gran Coupe | $411 |
| i4 | $310 |
| i5 | $323 |
| i7 | $457 |
| iX | $326 |
| M2 | $331 |
| M3 | $392 |
| M4 | $412 |
| M8 | $463 |
| M8 Gran Coupe | $499 |
| X1 | $222 |
| X2 | $219 |
| X3 | $212 |
| X3 M | $270 |
| X4 | $249 |
| X4 M | $288 |
| X5 | $281 |
| X5 M | $378 |
| X6 | $344 |
| X6 M | $422 |
| X7 | $355 |
| XM | $415 |
| Z4 | $261 |
Choose Your Vehicle Model
BMW 2 Series insurance cost
- The average car insurance cost for 2 Series is $3,027 per year.
- Trim Level - 230i, 230i XDrive, M240i, M240i XDrive
The average cost to insure BMW 2 Series is around $3,027 per year for full coverage, which is $252 per month.
For liability-only coverage, the cost is around $882 per year, or about $73 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW 2 Series with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2024 BMW 2 Series | $3,027 |
| 2023 BMW 2 Series | $3,066 |
| 2022 BMW 2 Series | $2,965 |
| 2021 BMW 2 Series | $2,879 |
| 2020 BMW 2 Series | $2,734 |
| 2019 BMW 2 Series | $2,655 |
| 2018 BMW 2 Series | $2,537 |
| 2017 BMW 2 Series | $2,449 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $2,221 | $185 |
| State Farm | $2,395 | $200 |
| GEICO | $2,824 | $235 |
| Progressive | $3,173 | $264 |
| Allstate | $3,674 | $306 |
| Farmers | $3,875 | $323 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,914 | 9% more |
| Alaska | $2,547 | 4% less |
| Arizona | $2,768 | 4% more |
| Arkansas | $3,346 | 26% more |
| California | $3,683 | 38% more |
| Colorado | $3,799 | 43% more |
| Connecticut | $3,002 | 13% more |
| Delaware | $2,901 | 9% more |
| Florida | $3,272 | 23% more |
| Georgia | $3,301 | 24% more |
| Hawaii | $2,056 | 23% less |
| Idaho | $1,959 | 26% less |
| Illinois | $2,805 | 5% more |
| Indiana | $2,744 | 3% more |
| Iowa | $2,525 | 5% less |
| Kansas | $3,066 | 15% more |
| Kentucky | $3,729 | 40% more |
| Louisiana | $5,079 | 91% more |
| Maine | $2,172 | 18% less |
| Maryland | $2,715 | 2% more |
| Massachusetts | $2,841 | 7% more |
| Michigan | $3,968 | 49% more |
| Minnesota | $3,357 | 26% more |
| Mississippi | $3,649 | 37% more |
| Missouri | $3,380 | 27% more |
| Montana | $3,439 | 29% more |
| Nebraska | $3,226 | 21% more |
| Nevada | $2,700 | 1% more |
| New Hampshire | $2,352 | 12% less |
| New Jersey | $2,819 | 6% more |
| New Mexico | $3,037 | 14% more |
| New York | $2,355 | 12% less |
| North Carolina | $2,447 | 8% less |
| North Dakota | $2,843 | 7% more |
| Ohio | $2,090 | 22% less |
| Oklahoma | $3,242 | 22% more |
| Oregon | $2,797 | 5% more |
| Pennsylvania | $2,956 | 11% more |
| Rhode Island | $3,482 | 31% more |
| South Carolina | $2,767 | 4% more |
| South Dakota | $3,938 | 48% more |
| Tennessee | $3,292 | 24% more |
| Texas | $4,275 | 61% more |
| Utah | $2,350 | 12% less |
| Vermont | $2,480 | 7% less |
| Virginia | $2,218 | 17% less |
| Washington | $2,433 | 9% less |
| Washington, D.C. | $3,649 | 37% more |
| West Virginia | $2,781 | 4% more |
| Wisconsin | $2,334 | 12% less |
| Wyoming | $3,548 | 33% more |
BMW 3 Series insurance cost
- The average car insurance cost for 3 Series is $3,178 per year.
- Trim Level - 330e, 330e XDrive, 330i, 330i XDrive, M340i, M340i XDrive
The average cost to insure BMW 3 Series is around $3,178 per year for full coverage, which is $265 per month.
For liability-only coverage, the cost is around $921 per year, or about $77 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW 3 Series with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2024 BMW 3 Series | $3,178 |
| 2023 BMW 3 Series | $3,108 |
| 2022 BMW 3 Series | $3,031 |
| 2021 BMW 3 Series | $2,917 |
| 2020 BMW 3 Series | $2,859 |
| 2019 BMW 3 Series | $2,540 |
| 2018 BMW 3 Series | $2,525 |
| 2017 BMW 3 Series | $2,414 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $2,278 | $190 |
| State Farm | $2,736 | $228 |
| GEICO | $2,822 | $235 |
| Progressive | $3,250 | $271 |
| Farmers | $3,613 | $301 |
| Allstate | $4,368 | $364 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,861 | 7% more |
| Alaska | $2,954 | 11% more |
| Arizona | $2,918 | 10% more |
| Arkansas | $3,353 | 26% more |
| California | $3,918 | 47% more |
| Colorado | $4,016 | 51% more |
| Connecticut | $3,188 | 20% more |
| Delaware | $3,149 | 18% more |
| Florida | $3,458 | 30% more |
| Georgia | $3,853 | 45% more |
| Hawaii | $1,971 | 26% less |
| Idaho | $2,051 | 23% less |
| Illinois | $3,048 | 14% more |
| Indiana | $2,808 | 5% more |
| Iowa | $2,756 | 3% more |
| Kansas | $3,293 | 24% more |
| Kentucky | $4,125 | 55% more |
| Louisiana | $5,407 | 103% more |
| Maine | $2,293 | 14% less |
| Maryland | $2,900 | 9% more |
| Massachusetts | $2,994 | 12% more |
| Michigan | $3,916 | 47% more |
| Minnesota | $3,411 | 28% more |
| Mississippi | $3,435 | 29% more |
| Missouri | $4,070 | 53% more |
| Montana | $3,354 | 26% more |
| Nebraska | $3,500 | 31% more |
| Nevada | $2,811 | 6% more |
| New Hampshire | $2,365 | 11% less |
| New Jersey | $2,901 | 9% more |
| New Mexico | $3,275 | 23% more |
| New York | $2,283 | 14% less |
| North Carolina | $2,658 | Equal |
| North Dakota | $3,004 | 13% more |
| Ohio | $2,193 | 18% less |
| Oklahoma | $3,468 | 30% more |
| Oregon | $2,933 | 10% more |
| Pennsylvania | $3,353 | 26% more |
| Rhode Island | $4,152 | 56% more |
| South Carolina | $3,031 | 14% more |
| South Dakota | $4,034 | 51% more |
| Tennessee | $3,551 | 33% more |
| Texas | $4,556 | 71% more |
| Utah | $2,463 | 8% less |
| Vermont | $2,507 | 6% less |
| Virginia | $2,306 | 13% less |
| Washington | $2,704 | 2% more |
| Washington, D.C. | $3,820 | 43% more |
| West Virginia | $3,100 | 16% more |
| Wisconsin | $2,455 | 8% less |
| Wyoming | $3,623 | 36% more |
BMW 4 Series insurance cost
- The average car insurance cost for 4 Series is $3,561 per year.
- Trim Level - 430i, 430i XDrive, M440i, M440i XDrive
The average cost to insure BMW 4 Series is around $3,561 per year for full coverage, which is $297 per month.
For liability-only coverage, the cost is around $904 per year, or about $75 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW 4 Series with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2024 BMW 4 Series | $3,561 |
| 2023 BMW 4 Series | $3,471 |
| 2022 BMW 4 Series | $3,312 |
| 2021 BMW 4 Series | $3,123 |
| 2020 BMW 4 Series | $3,047 |
| 2019 BMW 4 Series | $2,944 |
| 2018 BMW 4 Series | $2,730 |
| 2017 BMW 4 Series | $2,662 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $2,496 | $208 |
| State Farm | $2,855 | $238 |
| Progressive | $3,530 | $294 |
| GEICO | $3,739 | $312 |
| Farmers | $4,172 | $348 |
| Allstate | $4,572 | $381 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,295 | 24% more |
| Alaska | $3,346 | 26% more |
| Arizona | $3,224 | 21% more |
| Arkansas | $3,919 | 47% more |
| California | $4,167 | 56% more |
| Colorado | $4,522 | 70% more |
| Connecticut | $3,483 | 31% more |
| Delaware | $3,444 | 29% more |
| Florida | $3,683 | 38% more |
| Georgia | $4,237 | 59% more |
| Hawaii | $2,052 | 23% less |
| Idaho | $2,390 | 10% less |
| Illinois | $3,443 | 29% more |
| Indiana | $3,215 | 21% more |
| Iowa | $3,150 | 18% more |
| Kansas | $3,937 | 48% more |
| Kentucky | $4,429 | 66% more |
| Louisiana | $5,910 | 122% more |
| Maine | $2,542 | 5% less |
| Maryland | $3,273 | 23% more |
| Massachusetts | $3,211 | 21% more |
| Michigan | $4,602 | 73% more |
| Minnesota | $4,037 | 52% more |
| Mississippi | $3,907 | 47% more |
| Missouri | $4,583 | 72% more |
| Montana | $3,961 | 49% more |
| Nebraska | $4,011 | 51% more |
| Nevada | $3,062 | 15% more |
| New Hampshire | $2,647 | 1% less |
| New Jersey | $3,218 | 21% more |
| New Mexico | $3,612 | 36% more |
| New York | $2,586 | 3% less |
| North Carolina | $2,926 | 10% more |
| North Dakota | $3,472 | 30% more |
| Ohio | $2,478 | 7% less |
| Oklahoma | $3,877 | 46% more |
| Oregon | $3,297 | 24% more |
| Pennsylvania | $3,517 | 32% more |
| Rhode Island | $4,271 | 60% more |
| South Carolina | $3,380 | 27% more |
| South Dakota | $4,850 | 82% more |
| Tennessee | $3,996 | 50% more |
| Texas | $4,973 | 87% more |
| Utah | $2,794 | 5% more |
| Vermont | $2,830 | 6% more |
| Virginia | $2,631 | 1% less |
| Washington | $2,924 | 10% more |
| Washington, D.C. | $4,303 | 62% more |
| West Virginia | $3,472 | 30% more |
| Wisconsin | $2,741 | 3% more |
| Wyoming | $3,919 | 47% more |
BMW 5 Series insurance cost
- The average car insurance cost for 5 Series is $3,424 per year.
- Trim Level - 530i, 530i XDrive, 540i XDrive
The average cost to insure BMW 5 Series is around $3,424 per year for full coverage, which is $285 per month.
For liability-only coverage, the cost is around $890 per year, or about $74 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW 5 Series with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2024 BMW 5 Series | $3,424 |
| 2023 BMW 5 Series | $3,509 |
| 2022 BMW 5 Series | $3,349 |
| 2021 BMW 5 Series | $3,291 |
| 2020 BMW 5 Series | $3,100 |
| 2019 BMW 5 Series | $2,997 |
| 2018 BMW 5 Series | $2,828 |
| 2017 BMW 5 Series | $2,812 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $2,729 | $227 |
| Nationwide | $2,889 | $241 |
| GEICO | $3,045 | $254 |
| Progressive | $3,387 | $282 |
| Farmers | $3,944 | $329 |
| Allstate | $4,547 | $379 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,398 | 28% more |
| Alaska | $2,778 | 4% more |
| Arizona | $3,241 | 22% more |
| Arkansas | $3,918 | 47% more |
| California | $3,783 | 42% more |
| Colorado | $4,522 | 70% more |
| Connecticut | $3,156 | 19% more |
| Delaware | $3,319 | 25% more |
| Florida | $3,566 | 34% more |
| Georgia | $3,690 | 39% more |
| Hawaii | $2,074 | 22% less |
| Idaho | $2,323 | 13% less |
| Illinois | $3,225 | 21% more |
| Indiana | $3,099 | 16% more |
| Iowa | $3,077 | 16% more |
| Kansas | $3,643 | 37% more |
| Kentucky | $4,116 | 55% more |
| Louisiana | $5,301 | 99% more |
| Maine | $2,467 | 7% less |
| Maryland | $3,225 | 21% more |
| Massachusetts | $3,285 | 23% more |
| Michigan | $4,433 | 66% more |
| Minnesota | $3,932 | 48% more |
| Mississippi | $3,881 | 46% more |
| Missouri | $4,071 | 53% more |
| Montana | $4,016 | 51% more |
| Nebraska | $3,892 | 46% more |
| Nevada | $3,051 | 15% more |
| New Hampshire | $2,731 | 3% more |
| New Jersey | $2,896 | 9% more |
| New Mexico | $3,661 | 37% more |
| New York | $2,368 | 11% less |
| North Carolina | $2,783 | 5% more |
| North Dakota | $3,377 | 27% more |
| Ohio | $2,413 | 9% less |
| Oklahoma | $3,745 | 41% more |
| Oregon | $3,230 | 21% more |
| Pennsylvania | $3,411 | 28% more |
| Rhode Island | $3,823 | 44% more |
| South Carolina | $3,119 | 17% more |
| South Dakota | $4,786 | 80% more |
| Tennessee | $3,885 | 46% more |
| Texas | $4,946 | 86% more |
| Utah | $2,679 | 1% more |
| Vermont | $2,463 | 8% less |
| Virginia | $2,481 | 7% less |
| Washington | $2,493 | 6% less |
| Washington, D.C. | $3,993 | 50% more |
| West Virginia | $3,275 | 23% more |
| Wisconsin | $2,833 | 6% more |
| Wyoming | $3,956 | 49% more |
BMW 7 Series insurance cost
- The average car insurance cost for 7 Series is $4,837 per year.
- Trim Level - 740i, 740i XDrive, 750e XDrive, 760i XDrive
The average cost to insure BMW 7 Series is around $4,837 per year for full coverage, which is $403 per month.
For liability-only coverage, the cost is around $919 per year, or about $77 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW 7 Series with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2024 BMW 7 Series | $4,837 |
| 2023 BMW 7 Series | $4,968 |
| 2022 BMW 7 Series | $4,650 |
| 2021 BMW 7 Series | $4,505 |
| 2020 BMW 7 Series | $4,290 |
| 2019 BMW 7 Series | $4,098 |
| 2018 BMW 7 Series | $3,858 |
| 2017 BMW 7 Series | $3,629 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Progressive | $3,919 | $327 |
| State Farm | $4,026 | $336 |
| Nationwide | $4,192 | $349 |
| GEICO | $4,716 | $393 |
| Farmers | $5,365 | $447 |
| Allstate | $6,805 | $567 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $4,754 | 79% more |
| Alaska | $4,017 | 51% more |
| Arizona | $4,322 | 62% more |
| Arkansas | $5,469 | 105% more |
| California | $5,070 | 90% more |
| Colorado | $6,453 | 142% more |
| Connecticut | $4,608 | 73% more |
| Delaware | $4,520 | 70% more |
| Florida | $4,496 | 69% more |
| Georgia | $5,661 | 113% more |
| Hawaii | $2,654 | Equal |
| Idaho | $3,330 | 25% more |
| Illinois | $4,633 | 74% more |
| Indiana | $4,406 | 65% more |
| Iowa | $4,685 | 76% more |
| Kansas | $5,586 | 110% more |
| Kentucky | $6,366 | 139% more |
| Louisiana | $7,616 | 186% more |
| Maine | $3,376 | 27% more |
| Maryland | $4,536 | 70% more |
| Massachusetts | $4,411 | 66% more |
| Michigan | $6,009 | 126% more |
| Minnesota | $6,033 | 127% more |
| Mississippi | $5,550 | 108% more |
| Missouri | $6,688 | 151% more |
| Montana | $5,771 | 117% more |
| Nebraska | $5,642 | 112% more |
| Nevada | $3,912 | 47% more |
| New Hampshire | $3,635 | 37% more |
| New Jersey | $4,084 | 53% more |
| New Mexico | $5,122 | 92% more |
| New York | $3,030 | 14% more |
| North Carolina | $3,607 | 35% more |
| North Dakota | $5,085 | 91% more |
| Ohio | $3,274 | 23% more |
| Oklahoma | $5,398 | 103% more |
| Oregon | $4,371 | 64% more |
| Pennsylvania | $4,656 | 75% more |
| Rhode Island | $5,912 | 122% more |
| South Carolina | $4,565 | 71% more |
| South Dakota | $7,515 | 182% more |
| Tennessee | $5,407 | 103% more |
| Texas | $6,146 | 131% more |
| Utah | $3,646 | 37% more |
| Vermont | $3,696 | 39% more |
| Virginia | $3,398 | 28% more |
| Washington | $3,531 | 33% more |
| Washington, D.C. | $5,568 | 109% more |
| West Virginia | $4,656 | 75% more |
| Wisconsin | $3,917 | 47% more |
| Wyoming | $5,270 | 98% more |
BMW 8 Series insurance cost
The cost to insure a BMW 8 Series can vary based on the model year, your location, and the company you choose. Insurance rates tend to be higher for newer models and may differ from state to state. Shopping around and comparing quotes is the best way to save.
Below you'll find tables listing:
- Rates by model - average annual premiums for different model years
- Rates by company - what major insurers charge
- Rates by state - how location affects the cost of coverage
| Year and model | Average annual premium |
|---|---|
| 2024 BMW 8 Series | $4,856 |
| 2023 BMW 8 Series | $4,623 |
| 2022 BMW 8 Series | $4,457 |
| 2021 BMW 8 Series | $4,373 |
| 2020 BMW 8 Series | $4,290 |
| 2019 BMW 8 Series | $4,621 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $3,712 | $309 |
| Nationwide | $3,897 | $325 |
| Progressive | $4,537 | $378 |
| GEICO | $4,827 | $402 |
| Farmers | $5,573 | $464 |
| Allstate | $6,591 | $549 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $4,377 | 64% more |
| Alaska | $4,027 | 51% more |
| Arizona | $4,313 | 62% more |
| Arkansas | $5,370 | 102% more |
| California | $5,383 | 102% more |
| Colorado | $6,453 | 142% more |
| Connecticut | $4,694 | 76% more |
| Delaware | $4,266 | 60% more |
| Florida | $4,473 | 68% more |
| Georgia | $5,750 | 116% more |
| Hawaii | $2,608 | 2% less |
| Idaho | $3,341 | 25% more |
| Illinois | $4,448 | 67% more |
| Indiana | $4,395 | 65% more |
| Iowa | $4,689 | 76% more |
| Kansas | $5,295 | 99% more |
| Kentucky | $6,338 | 138% more |
| Louisiana | $7,964 | 199% more |
| Maine | $3,480 | 31% more |
| Maryland | $4,109 | 54% more |
| Massachusetts | $4,551 | 71% more |
| Michigan | $6,143 | 131% more |
| Minnesota | $5,981 | 125% more |
| Mississippi | $5,459 | 105% more |
| Missouri | $6,853 | 157% more |
| Montana | $5,625 | 111% more |
| Nebraska | $5,800 | 118% more |
| Nevada | $3,666 | 38% more |
| New Hampshire | $3,739 | 40% more |
| New Jersey | $4,025 | 51% more |
| New Mexico | $5,094 | 91% more |
| New York | $3,423 | 29% more |
| North Carolina | $4,095 | 54% more |
| North Dakota | $4,949 | 86% more |
| Ohio | $3,308 | 24% more |
| Oklahoma | $5,321 | 100% more |
| Oregon | $4,431 | 66% more |
| Pennsylvania | $4,863 | 83% more |
| Rhode Island | $5,676 | 113% more |
| South Carolina | $4,679 | 76% more |
| South Dakota | $7,414 | 178% more |
| Tennessee | $5,606 | 111% more |
| Texas | $6,655 | 150% more |
| Utah | $3,854 | 45% more |
| Vermont | $3,821 | 43% more |
| Virginia | $3,376 | 27% more |
| Washington | $3,865 | 45% more |
| Washington, D.C. | $5,650 | 112% more |
| West Virginia | $4,501 | 69% more |
| Wisconsin | $3,596 | 35% more |
| Wyoming | $5,336 | 100% more |
BMW M2 insurance cost
- The average car insurance cost for M2 is $4,002 per year.
- Trim Level - M2
The average cost to insure BMW M2 is around $4,002 per year for full coverage, which is $333 per month.
For liability-only coverage, the cost is around $902 per year, or about $75 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW M2 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2024 BMW M2 | $4,002 |
| 2021 BMW M2 | $3,044 |
| 2020 BMW M2 | $3,061 |
| 2019 BMW M2 | $2,902 |
| 2018 BMW M2 | $2,798 |
| 2017 BMW M2 | $2,616 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Progressive | $3,004 | $250 |
| State Farm | $3,575 | $298 |
| GEICO | $3,722 | $310 |
| Nationwide | $4,475 | $373 |
| Farmers | $4,484 | $374 |
| Allstate | $4,751 | $396 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,506 | 32% more |
| Alaska | $3,277 | 23% more |
| Arizona | $3,541 | 33% more |
| Arkansas | $4,169 | 57% more |
| California | $5,417 | 103% more |
| Colorado | $5,183 | 95% more |
| Connecticut | $4,095 | 54% more |
| Delaware | $3,689 | 39% more |
| Florida | $3,874 | 45% more |
| Georgia | $4,967 | 87% more |
| Hawaii | $2,333 | 12% less |
| Idaho | $2,647 | 1% less |
| Illinois | $3,852 | 45% more |
| Indiana | $3,579 | 34% more |
| Iowa | $3,643 | 37% more |
| Kansas | $4,392 | 65% more |
| Kentucky | $5,121 | 92% more |
| Louisiana | $6,112 | 130% more |
| Maine | $2,732 | 3% more |
| Maryland | $3,712 | 39% more |
| Massachusetts | $3,507 | 32% more |
| Michigan | $5,034 | 89% more |
| Minnesota | $4,834 | 82% more |
| Mississippi | $4,259 | 60% more |
| Missouri | $5,599 | 110% more |
| Montana | $4,175 | 57% more |
| Nebraska | $4,367 | 64% more |
| Nevada | $3,318 | 25% more |
| New Hampshire | $3,074 | 15% more |
| New Jersey | $3,473 | 30% more |
| New Mexico | $4,041 | 52% more |
| New York | $2,338 | 12% less |
| North Carolina | $3,647 | 37% more |
| North Dakota | $3,774 | 42% more |
| Ohio | $2,502 | 6% less |
| Oklahoma | $3,979 | 49% more |
| Oregon | $3,460 | 30% more |
| Pennsylvania | $3,902 | 47% more |
| Rhode Island | $6,200 | 133% more |
| South Carolina | $3,631 | 36% more |
| South Dakota | $5,543 | 108% more |
| Tennessee | $4,375 | 64% more |
| Texas | $5,425 | 104% more |
| Utah | $2,961 | 11% more |
| Vermont | $3,319 | 25% more |
| Virginia | $3,040 | 14% more |
| Washington | $3,415 | 28% more |
| Washington, D.C. | $4,767 | 79% more |
| West Virginia | $3,895 | 46% more |
| Wisconsin | $3,038 | 14% more |
| Wyoming | $4,273 | 60% more |
BMW M4 insurance cost
- The average car insurance cost for M4 is $4,942 per year.
- Trim Level - M4, M4 Competition, M4 Competition XDrive
The average cost to insure BMW M4 is around $4,942 per year for full coverage, which is $412 per month.
For liability-only coverage, the cost is around $921 per year, or about $77 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW M4 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2024 BMW M4 | $4,943 |
| 2023 BMW M4 | $4,756 |
| 2022 BMW M4 | $4,499 |
| 2021 BMW M4 | $4,413 |
| 2020 BMW M4 | $4,024 |
| 2019 BMW M4 | $4,029 |
| 2018 BMW M4 | $3,444 |
| 2017 BMW M4 | $3,432 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $3,951 | $329 |
| Nationwide | $4,113 | $343 |
| Progressive | $4,473 | $373 |
| GEICO | $5,308 | $442 |
| Farmers | $5,459 | $455 |
| Allstate | $6,351 | $529 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $4,539 | 70% more |
| Alaska | $4,178 | 57% more |
| Arizona | $4,399 | 65% more |
| Arkansas | $5,565 | 109% more |
| California | $5,442 | 104% more |
| Colorado | $6,384 | 140% more |
| Connecticut | $4,730 | 78% more |
| Delaware | $4,713 | 77% more |
| Florida | $4,510 | 69% more |
| Georgia | $5,658 | 112% more |
| Hawaii | $3,006 | 13% more |
| Idaho | $3,397 | 28% more |
| Illinois | $4,888 | 84% more |
| Indiana | $4,535 | 70% more |
| Iowa | $4,634 | 74% more |
| Kansas | $5,251 | 97% more |
| Kentucky | $6,344 | 138% more |
| Louisiana | $8,190 | 208% more |
| Maine | $3,480 | 31% more |
| Maryland | $4,686 | 76% more |
| Massachusetts | $4,694 | 76% more |
| Michigan | $6,414 | 141% more |
| Minnesota | $5,836 | 119% more |
| Mississippi | $5,500 | 107% more |
| Missouri | $6,744 | 153% more |
| Montana | $5,671 | 113% more |
| Nebraska | $5,748 | 116% more |
| Nevada | $4,051 | 52% more |
| New Hampshire | $3,790 | 42% more |
| New Jersey | $4,093 | 54% more |
| New Mexico | $5,080 | 91% more |
| New York | $3,402 | 28% more |
| North Carolina | $3,965 | 49% more |
| North Dakota | $4,885 | 83% more |
| Ohio | $3,404 | 28% more |
| Oklahoma | $5,253 | 97% more |
| Oregon | $4,473 | 68% more |
| Pennsylvania | $4,806 | 80% more |
| Rhode Island | $5,975 | 124% more |
| South Carolina | $4,910 | 84% more |
| South Dakota | $7,166 | 169% more |
| Tennessee | $5,700 | 114% more |
| Texas | $6,963 | 161% more |
| Utah | $3,825 | 44% more |
| Vermont | $3,985 | 50% more |
| Virginia | $3,466 | 30% more |
| Washington | $3,988 | 50% more |
| Washington, D.C. | $6,061 | 128% more |
| West Virginia | $4,880 | 83% more |
| Wisconsin | $3,934 | 48% more |
| Wyoming | $4,561 | 71% more |
BMW X1 insurance cost
- The average car insurance cost for X1 is $2,636 per year.
- Trim Level - X1 XDrive 28i, X1 XDrive M35i
The average cost to insure BMW X1 is around $2,636 per year for full coverage, which is $220 per month.
For liability-only coverage, the cost is around $945 per year, or about $79 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW X1 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2024 BMW X1 | $2,636 |
| 2023 BMW X1 | $2,407 |
| 2022 BMW X1 | $2,282 |
| 2021 BMW X1 | $2,235 |
| 2020 BMW X1 | $2,207 |
| 2019 BMW X1 | $2,125 |
| 2018 BMW X1 | $2,054 |
| 2017 BMW X1 | $2,013 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $2,085 | $174 |
| State Farm | $2,232 | $186 |
| GEICO | $2,335 | $195 |
| Progressive | $2,480 | $207 |
| Farmers | $3,027 | $252 |
| Allstate | $3,655 | $305 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,608 | 2% less |
| Alaska | $2,466 | 7% less |
| Arizona | $2,470 | 7% less |
| Arkansas | $2,844 | 7% more |
| California | $3,126 | 17% more |
| Colorado | $3,734 | 40% more |
| Connecticut | $2,639 | 1% less |
| Delaware | $2,610 | 2% less |
| Florida | $3,030 | 14% more |
| Georgia | $3,580 | 34% more |
| Hawaii | $1,500 | 44% less |
| Idaho | $1,745 | 34% less |
| Illinois | $2,547 | 4% less |
| Indiana | $2,267 | 15% less |
| Iowa | $2,340 | 12% less |
| Kansas | $2,706 | 2% more |
| Kentucky | $3,161 | 19% more |
| Louisiana | $4,154 | 56% more |
| Maine | $1,769 | 34% less |
| Maryland | $2,574 | 3% less |
| Massachusetts | $2,477 | 7% less |
| Michigan | $3,292 | 24% more |
| Minnesota | $2,803 | 5% more |
| Mississippi | $2,636 | 1% less |
| Missouri | $3,960 | 49% more |
| Montana | $2,973 | 12% more |
| Nebraska | $3,193 | 20% more |
| Nevada | $2,512 | 6% less |
| New Hampshire | $2,004 | 25% less |
| New Jersey | $2,551 | 4% less |
| New Mexico | $2,650 | Equal |
| New York | $1,899 | 29% less |
| North Carolina | $2,390 | 10% less |
| North Dakota | $2,214 | 17% less |
| Ohio | $1,739 | 35% less |
| Oklahoma | $2,746 | 3% more |
| Oregon | $2,404 | 10% less |
| Pennsylvania | $2,845 | 7% more |
| Rhode Island | $3,032 | 14% more |
| South Carolina | $2,305 | 13% less |
| South Dakota | $3,223 | 21% more |
| Tennessee | $2,980 | 12% more |
| Texas | $3,465 | 30% more |
| Utah | $2,258 | 15% less |
| Vermont | $1,883 | 29% less |
| Virginia | $2,006 | 25% less |
| Washington | $2,296 | 14% less |
| Washington, D.C. | $2,938 | 10% more |
| West Virginia | $2,192 | 18% less |
| Wisconsin | $2,257 | 15% less |
| Wyoming | $2,873 | 8% more |
BMW X3 insurance cost
- The average car insurance cost for X3 is $2,610 per year.
- Trim Level - X3 SDrive 30i, X3 XDrive 30i, X3 XDrive M40i
The average cost to insure BMW X3 is around $2,610 per year for full coverage, which is $218 per month.
For liability-only coverage, the cost is around $890 per year, or about $74 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW X3 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2024 BMW X3 | $2,610 |
| 2023 BMW X3 | $2,610 |
| 2022 BMW X3 | $2,526 |
| 2021 BMW X3 | $2,543 |
| 2020 BMW X3 | $2,468 |
| 2019 BMW X3 | $2,273 |
| 2018 BMW X3 | $2,328 |
| 2017 BMW X3 | $2,123 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $1,962 | $164 |
| State Farm | $2,198 | $183 |
| GEICO | $2,357 | $196 |
| Progressive | $2,509 | $209 |
| Farmers | $3,088 | $257 |
| Allstate | $3,548 | $296 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,406 | 10% less |
| Alaska | $2,356 | 12% less |
| Arizona | $2,422 | 9% less |
| Arkansas | $2,812 | 6% more |
| California | $3,067 | 15% more |
| Colorado | $3,303 | 24% more |
| Connecticut | $2,664 | Equal |
| Delaware | $2,601 | 2% less |
| Florida | $2,992 | 12% more |
| Georgia | $3,016 | 13% more |
| Hawaii | $1,603 | 40% less |
| Idaho | $1,657 | 38% less |
| Illinois | $2,452 | 8% less |
| Indiana | $2,326 | 13% less |
| Iowa | $2,244 | 16% less |
| Kansas | $2,747 | 3% more |
| Kentucky | $3,407 | 28% more |
| Louisiana | $4,376 | 64% more |
| Maine | $1,865 | 30% less |
| Maryland | $2,461 | 8% less |
| Massachusetts | $2,503 | 6% less |
| Michigan | $3,182 | 19% more |
| Minnesota | $2,780 | 4% more |
| Mississippi | $2,965 | 11% more |
| Missouri | $3,190 | 20% more |
| Montana | $2,814 | 6% more |
| Nebraska | $2,804 | 5% more |
| Nevada | $2,449 | 8% less |
| New Hampshire | $2,056 | 23% less |
| New Jersey | $2,510 | 6% less |
| New Mexico | $2,679 | 1% more |
| New York | $1,968 | 26% less |
| North Carolina | $2,200 | 17% less |
| North Dakota | $2,346 | 12% less |
| Ohio | $1,860 | 30% less |
| Oklahoma | $2,755 | 3% more |
| Oregon | $2,422 | 9% less |
| Pennsylvania | $2,720 | 2% more |
| Rhode Island | $3,058 | 15% more |
| South Carolina | $2,413 | 9% less |
| South Dakota | $3,207 | 20% more |
| Tennessee | $2,895 | 9% more |
| Texas | $3,625 | 36% more |
| Utah | $2,074 | 22% less |
| Vermont | $2,019 | 24% less |
| Virginia | $1,948 | 27% less |
| Washington | $2,059 | 23% less |
| Washington, D.C. | $3,133 | 18% more |
| West Virginia | $2,460 | 8% less |
| Wisconsin | $2,018 | 24% less |
| Wyoming | $3,155 | 18% more |
BMW X4 insurance cost
- The average car insurance cost for X4 is $2,985 per year.
- Trim Level - X4 XDrive 30i, X4 XDrive M40i
The average cost to insure BMW X4 is around $2,985 per year for full coverage, which is $249 per month.
For liability-only coverage, the cost is around $921 per year, or about $77 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW X4 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2024 BMW X4 | $2,985 |
| 2023 BMW X4 | $2,950 |
| 2022 BMW X4 | $2,829 |
| 2021 BMW X4 | $2,772 |
| 2020 BMW X4 | $2,680 |
| 2019 BMW X4 | $2,583 |
| 2018 BMW X4 | $2,396 |
| 2017 BMW X4 | $2,285 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $2,373 | $198 |
| State Farm | $2,669 | $222 |
| Progressive | $2,672 | $223 |
| GEICO | $2,734 | $228 |
| Farmers | $3,269 | $272 |
| Allstate | $4,194 | $350 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,698 | 1% more |
| Alaska | $2,657 | Equal |
| Arizona | $2,747 | 3% more |
| Arkansas | $3,194 | 20% more |
| California | $3,552 | 33% more |
| Colorado | $3,812 | 43% more |
| Connecticut | $3,019 | 13% more |
| Delaware | $2,943 | 11% more |
| Florida | $3,284 | 23% more |
| Georgia | $3,545 | 33% more |
| Hawaii | $1,829 | 31% less |
| Idaho | $1,948 | 27% less |
| Illinois | $2,839 | 7% more |
| Indiana | $2,689 | 1% more |
| Iowa | $2,613 | 2% less |
| Kansas | $3,142 | 18% more |
| Kentucky | $3,890 | 46% more |
| Louisiana | $5,032 | 89% more |
| Maine | $2,208 | 17% less |
| Maryland | $2,828 | 6% more |
| Massachusetts | $2,830 | 6% more |
| Michigan | $3,651 | 37% more |
| Minnesota | $3,298 | 24% more |
| Mississippi | $3,320 | 25% more |
| Missouri | $3,840 | 44% more |
| Montana | $3,194 | 20% more |
| Nebraska | $3,293 | 24% more |
| Nevada | $2,695 | 1% more |
| New Hampshire | $2,390 | 10% less |
| New Jersey | $2,798 | 5% more |
| New Mexico | $3,083 | 16% more |
| New York | $2,285 | 14% less |
| North Carolina | $2,466 | 7% less |
| North Dakota | $2,758 | 4% more |
| Ohio | $2,071 | 22% less |
| Oklahoma | $3,177 | 19% more |
| Oregon | $2,768 | 4% more |
| Pennsylvania | $3,080 | 16% more |
| Rhode Island | $3,513 | 32% more |
| South Carolina | $2,857 | 7% more |
| South Dakota | $3,832 | 44% more |
| Tennessee | $3,303 | 24% more |
| Texas | $4,091 | 54% more |
| Utah | $2,345 | 12% less |
| Vermont | $2,327 | 13% less |
| Virginia | $2,266 | 15% less |
| Washington | $2,348 | 12% less |
| Washington, D.C. | $3,582 | 35% more |
| West Virginia | $2,914 | 9% more |
| Wisconsin | $2,294 | 14% less |
| Wyoming | $3,527 | 32% more |
BMW X5 insurance cost
- The average car insurance cost for X5 is $3,388 per year.
- Trim Level - X5 M60i XDrive, X5 sDrive 40i, X5 XDrive 40i, X5 XDrive 50e
The average cost to insure BMW X5 is around $3,388 per year for full coverage, which is $282 per month.
For liability-only coverage, the cost is around $928 per year, or about $77 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW X5 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2024 BMW X5 | $3,388 |
| 2023 BMW X5 | $3,186 |
| 2022 BMW X5 | $3,060 |
| 2021 BMW X5 | $2,962 |
| 2020 BMW X5 | $2,877 |
| 2019 BMW X5 | $2,829 |
| 2018 BMW X5 | $2,613 |
| 2017 BMW X5 | $2,487 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $2,516 | $210 |
| State Farm | $2,755 | $230 |
| Progressive | $2,937 | $245 |
| GEICO | $3,332 | $278 |
| Farmers | $4,221 | $352 |
| Allstate | $4,569 | $381 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,083 | 16% more |
| Alaska | $2,942 | 10% more |
| Arizona | $3,067 | 15% more |
| Arkansas | $3,727 | 40% more |
| California | $3,838 | 44% more |
| Colorado | $4,280 | 61% more |
| Connecticut | $3,300 | 24% more |
| Delaware | $3,231 | 21% more |
| Florida | $3,452 | 30% more |
| Georgia | $3,905 | 47% more |
| Hawaii | $2,058 | 23% less |
| Idaho | $2,114 | 21% less |
| Illinois | $3,205 | 20% more |
| Indiana | $3,036 | 14% more |
| Iowa | $3,201 | 20% more |
| Kansas | $3,771 | 42% more |
| Kentucky | $4,495 | 69% more |
| Louisiana | $5,530 | 108% more |
| Maine | $2,237 | 16% less |
| Maryland | $3,126 | 17% more |
| Massachusetts | $3,174 | 19% more |
| Michigan | $4,230 | 59% more |
| Minnesota | $3,828 | 44% more |
| Mississippi | $3,790 | 42% more |
| Missouri | $4,507 | 69% more |
| Montana | $3,856 | 45% more |
| Nebraska | $4,005 | 50% more |
| Nevada | $2,984 | 12% more |
| New Hampshire | $2,490 | 6% less |
| New Jersey | $3,023 | 14% more |
| New Mexico | $3,425 | 29% more |
| New York | $2,437 | 8% less |
| North Carolina | $2,849 | 7% more |
| North Dakota | $3,178 | 19% more |
| Ohio | $2,306 | 13% less |
| Oklahoma | $3,819 | 43% more |
| Oregon | $3,026 | 14% more |
| Pennsylvania | $3,392 | 27% more |
| Rhode Island | $3,922 | 47% more |
| South Carolina | $3,146 | 18% more |
| South Dakota | $4,632 | 74% more |
| Tennessee | $3,836 | 44% more |
| Texas | $4,367 | 64% more |
| Utah | $2,709 | 2% more |
| Vermont | $2,701 | 1% more |
| Virginia | $2,432 | 9% less |
| Washington | $2,593 | 3% less |
| Washington, D.C. | $3,888 | 46% more |
| West Virginia | $2,925 | 10% more |
| Wisconsin | $2,692 | 1% more |
| Wyoming | $3,854 | 45% more |
BMW X6 insurance cost
- The average car insurance cost for X6 is $4,170 per year.
- Trim Level - X6 XDrive 40i, X6 XDrive M60
The average cost to insure BMW X6 is around $4,170 per year for full coverage, which is $347 per month.
For liability-only coverage, the cost is around $997 per year, or about $83 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW X6 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2024 BMW X6 | $4,170 |
| 2023 BMW X6 | $3,778 |
| 2022 BMW X6 | $3,564 |
| 2021 BMW X6 | $3,378 |
| 2020 BMW X6 | $3,219 |
| 2019 BMW X6 | $2,988 |
| 2018 BMW X6 | $2,906 |
| 2017 BMW X6 | $2,815 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Progressive | $3,002 | $250 |
| State Farm | $3,324 | $277 |
| Nationwide | $3,376 | $281 |
| GEICO | $3,508 | $292 |
| Farmers | $5,557 | $463 |
| Allstate | $6,251 | $521 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,710 | 39% more |
| Alaska | $3,428 | 29% more |
| Arizona | $3,821 | 43% more |
| Arkansas | $4,510 | 69% more |
| California | $4,480 | 68% more |
| Colorado | $6,643 | 149% more |
| Connecticut | $3,896 | 46% more |
| Delaware | $3,775 | 42% more |
| Florida | $3,886 | 46% more |
| Georgia | $4,600 | 73% more |
| Hawaii | $2,163 | 19% less |
| Idaho | $2,781 | 4% more |
| Illinois | $4,218 | 58% more |
| Indiana | $3,767 | 41% more |
| Iowa | $3,975 | 49% more |
| Kansas | $4,625 | 74% more |
| Kentucky | $5,282 | 98% more |
| Louisiana | $6,426 | 141% more |
| Maine | $2,690 | 1% more |
| Maryland | $3,672 | 38% more |
| Massachusetts | $3,615 | 36% more |
| Michigan | $5,347 | 101% more |
| Minnesota | $4,432 | 66% more |
| Mississippi | $4,237 | 59% more |
| Missouri | $6,694 | 151% more |
| Montana | $4,619 | 73% more |
| Nebraska | $5,833 | 119% more |
| Nevada | $3,521 | 32% more |
| New Hampshire | $2,987 | 12% more |
| New Jersey | $3,464 | 30% more |
| New Mexico | $4,359 | 64% more |
| New York | $2,870 | 8% more |
| North Carolina | $3,292 | 24% more |
| North Dakota | $3,975 | 49% more |
| Ohio | $2,779 | 4% more |
| Oklahoma | $4,532 | 70% more |
| Oregon | $3,873 | 45% more |
| Pennsylvania | $4,022 | 51% more |
| Rhode Island | $4,645 | 74% more |
| South Carolina | $3,803 | 43% more |
| South Dakota | $5,624 | 111% more |
| Tennessee | $4,760 | 79% more |
| Texas | $4,987 | 87% more |
| Utah | $3,305 | 24% more |
| Vermont | $2,978 | 12% more |
| Virginia | $2,764 | 4% more |
| Washington | $3,144 | 18% more |
| Washington, D.C. | $4,614 | 73% more |
| West Virginia | $5,198 | 95% more |
| Wisconsin | $3,341 | 25% more |
| Wyoming | $4,215 | 58% more |
BMW X7 insurance cost
- The average car insurance cost for X7 is $4,340 per year.
- Trim Level - Alpina XB7, X7 M60i XDrive, X7 XDrive 40i
The average cost to insure BMW X7 is around $4,340 per year for full coverage, which is $362 per month.
For liability-only coverage, the cost is around $973 per year, or about $81 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW X7 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2024 BMW X7 | $4,341 |
| 2023 BMW X7 | $4,150 |
| 2022 BMW X7 | $3,962 |
| 2021 BMW X7 | $3,751 |
| 2020 BMW X7 | $3,656 |
| 2019 BMW X7 | $3,413 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $2,981 | $248 |
| Progressive | $3,000 | $250 |
| State Farm | $3,303 | $275 |
| GEICO | $4,040 | $337 |
| Allstate | $5,756 | $480 |
| Farmers | $6,963 | $580 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $4,046 | 52% more |
| Alaska | $3,370 | 27% more |
| Arizona | $3,979 | 49% more |
| Arkansas | $4,934 | 85% more |
| California | $4,585 | 72% more |
| Colorado | $5,969 | 124% more |
| Connecticut | $3,883 | 46% more |
| Delaware | $3,823 | 44% more |
| Florida | $3,886 | 46% more |
| Georgia | $4,525 | 70% more |
| Hawaii | $2,050 | 23% less |
| Idaho | $2,991 | 12% more |
| Illinois | $4,360 | 64% more |
| Indiana | $4,005 | 50% more |
| Iowa | $4,440 | 67% more |
| Kansas | $5,185 | 95% more |
| Kentucky | $5,519 | 107% more |
| Louisiana | $6,519 | 145% more |
| Maine | $2,902 | 9% more |
| Maryland | $3,679 | 38% more |
| Massachusetts | $3,725 | 40% more |
| Michigan | $5,896 | 121% more |
| Minnesota | $4,701 | 77% more |
| Mississippi | $4,442 | 67% more |
| Missouri | $5,584 | 110% more |
| Montana | $5,220 | 96% more |
| Nebraska | $5,462 | 105% more |
| Nevada | $3,630 | 36% more |
| New Hampshire | $3,131 | 18% more |
| New Jersey | $3,493 | 31% more |
| New Mexico | $4,692 | 76% more |
| New York | $2,821 | 6% more |
| North Carolina | $3,454 | 30% more |
| North Dakota | $4,491 | 69% more |
| Ohio | $3,174 | 19% more |
| Oklahoma | $5,283 | 98% more |
| Oregon | $4,012 | 51% more |
| Pennsylvania | $3,921 | 47% more |
| Rhode Island | $4,674 | 76% more |
| South Carolina | $3,727 | 40% more |
| South Dakota | $6,450 | 142% more |
| Tennessee | $5,071 | 90% more |
| Texas | $4,801 | 80% more |
| Utah | $3,547 | 33% more |
| Vermont | $3,314 | 24% more |
| Virginia | $2,819 | 6% more |
| Washington | $3,480 | 31% more |
| Washington, D.C. | $4,523 | 70% more |
| West Virginia | $3,894 | 46% more |
| Wisconsin | $3,631 | 36% more |
| Wyoming | $4,627 | 74% more |
BMW Z4 insurance cost
- The average car insurance cost for Z4 is $3,118 per year.
- Trim Level - Z4 SDrive 30i, Z4 SDrive M40i
The average cost to insure BMW Z4 is around $3,118 per year for full coverage, which is $260 per month.
For liability-only coverage, the cost is around $810 per year, or about $68 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW Z4 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2024 BMW Z4 | $3,118 |
| 2023 BMW Z4 | $3,062 |
| 2022 BMW Z4 | $2,881 |
| 2021 BMW Z4 | $2,755 |
| 2020 BMW Z4 | $2,763 |
| 2019 BMW Z4 | $2,417 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $2,221 | $185 |
| Nationwide | $2,296 | $191 |
| Progressive | $2,764 | $230 |
| GEICO | $3,170 | $264 |
| Farmers | $3,472 | $289 |
| Allstate | $4,786 | $399 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,659 | Equal |
| Alaska | $2,886 | 8% more |
| Arizona | $2,815 | 6% more |
| Arkansas | $3,316 | 25% more |
| California | $3,864 | 45% more |
| Colorado | $3,948 | 48% more |
| Connecticut | $3,163 | 19% more |
| Delaware | $3,139 | 18% more |
| Florida | $3,262 | 22% more |
| Georgia | $3,806 | 43% more |
| Hawaii | $1,692 | 36% less |
| Idaho | $2,130 | 20% less |
| Illinois | $3,065 | 15% more |
| Indiana | $2,736 | 3% more |
| Iowa | $2,857 | 7% more |
| Kansas | $3,344 | 26% more |
| Kentucky | $3,952 | 48% more |
| Louisiana | $5,029 | 89% more |
| Maine | $2,396 | 10% less |
| Maryland | $2,920 | 10% more |
| Massachusetts | $2,970 | 12% more |
| Michigan | $3,607 | 35% more |
| Minnesota | $3,763 | 41% more |
| Mississippi | $3,177 | 19% more |
| Missouri | $4,330 | 63% more |
| Montana | $3,329 | 25% more |
| Nebraska | $3,485 | 31% more |
| Nevada | $2,707 | 2% more |
| New Hampshire | $2,472 | 7% less |
| New Jersey | $2,901 | 9% more |
| New Mexico | $3,179 | 19% more |
| New York | $2,341 | 12% less |
| North Carolina | $2,436 | 9% less |
| North Dakota | $3,010 | 13% more |
| Ohio | $2,239 | 16% less |
| Oklahoma | $3,413 | 28% more |
| Oregon | $2,921 | 10% more |
| Pennsylvania | $3,267 | 23% more |
| Rhode Island | $3,795 | 43% more |
| South Carolina | $2,823 | 6% more |
| South Dakota | $4,208 | 58% more |
| Tennessee | $3,513 | 32% more |
| Texas | $4,013 | 51% more |
| Utah | $2,440 | 8% less |
| Vermont | $2,429 | 9% less |
| Virginia | $2,244 | 16% less |
| Washington | $2,669 | Equal |
| Washington, D.C. | $3,690 | 39% more |
| West Virginia | $3,186 | 20% more |
| Wisconsin | $2,388 | 10% less |
| Wyoming | $3,556 | 34% more |
Cheapest BMW models to insure
If you are looking for the most economical BMW vehicles to insure, these models have the lowest auto insurance rates:
- X3 - $2,610
- X1 - $2,636
- X2 - $2,641
- 2 Series Gran Coupe - $2,957
Why are these models cheaper to insure?
These models may be cheaper to insure for a few reasons:
- Strong safety ratings and advanced safety features. Safer vehicles reduce the risk of injuries and accidents.
- Lower repair costs. Vehicles with readily available, affordable parts are cheaper to insure.
- Lower frequency of claims based on historical data. Insurance companies use this information to set lower rates for models with a good track record.
Most expensive BMW models to insure
Some BMW vehicles have a higher price tag—and that includes insurance. These models tend to have higher horsepower, costlier parts and a greater risk profile.
- M8 Gran Coupe - $5,981
- M8 - $5,536
- i7 - $5,489
- X6 M - $5,159
Why are these models expensive to insure?
These models may be more expensive to insure because:
- They cost more to repair or replace if damaged or stolen.
- They may have powerful engines, which means a higher risk of speeding and therefore, accidents.
- Thieves target them more often.
- They often have expensive parts and advanced tech that are costly to fix.
What factors affect car insurance rates for BMW?
Several factors influence your insurance rate—some related to the car, others to you as the driver.
- Model and trim level: Performance features and size impact pricing.
- Vehicle age: Newer cars often cost more to insure.
- Safety ratings: Vehicles with more safety tech often earn discounts.
- Driver profile: Your age, ZIP code, credit score and driving history play a big role.
- Coverage level: Full coverage costs more than minimum liability, but provides better protection.
How to save on car insurance if you own BMW
Car insurance can be a big expense, but there are ways to save money. If you drive a BMW, you might be able to lower your costs by making smart choices. Here are some steps to save on insurance for your BMW:
- Shop around - Compare quotes from multiple insurers annually
- Increase deductibles - Opt for a higher deductible to lower premiums
- Bundle policies - Combine auto and home or renters insurance
- Ask about discounts - Safe driver, low mileage, good student and more
- Use telematics - Usage-based programs reward good driving habits
Bottom line
BMW offers a wide range of vehicles. While insurance costs vary by model, knowing the averages and understanding what affects your rate can help you make smart coverage decisions.
Want the best rate on BMW car insurance? Start by comparing quotes today and see how much you could save.
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage