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The average car insurance cost for BMW vehicles is $4,508 per year or $376 per month. BMW car insurance costs vary depending on the model you own. Whether you drive a sedan or a powerful SUV, it's important to know how much insurance will cost and how to reduce it.
Below, we look at the average car insurance cost for BMW cars by model. We also highlight the most and least expensive models to insure and share tips to help you save money.
How much does BMW insurance cost?
On average, BMW drivers pay $4,508 per year or $376 per month for full coverage car insurance.
The average cost of insuring BMW vehicles is $1,471, which is more than the national average, though some models cost much less or much more than others.
| Vehicle model | Liability-only (50/100/50) | Full coverage (100/300/100, $500 ded.) |
|---|---|---|
| 2 Series | $1,082 | $3,550 |
| 2 Series Gran Coupe | $1,118 | $3,669 |
| 3 Series | $1,131 | $3,742 |
| 4 Series | $1,085 | $3,981 |
| 4 Series Gran Coupe | $1,119 | $3,986 |
| 5 Series | $1,135 | $4,228 |
| 7 Series | $1,140 | $5,314 |
| 8 Series | $1,091 | $5,362 |
| 8 Series Gran Coupe | $1,162 | $5,627 |
| i4 | $1,128 | $4,006 |
| i5 | $1,141 | $4,461 |
| i7 | $1,175 | $6,092 |
| iX | $1,145 | $4,498 |
| M2 | $1,052 | $4,345 |
| M3 | $1,128 | $4,916 |
| M4 | $1,103 | $5,229 |
| M5 | $1,181 | $6,593 |
| M5 Touring | $1,202 | $6,708 |
| M8 | $1,132 | $6,423 |
| M8 Gran Coupe | $1,196 | $6,744 |
| X1 | $1,075 | $2,934 |
| X2 | $1,094 | $3,057 |
| X3 | $1,084 | $3,151 |
| X4 | $1,123 | $3,423 |
| X4 M | $1,107 | $3,994 |
| X5 | $1,116 | $3,697 |
| X5 M | $1,183 | $4,797 |
| X6 | $1,162 | $4,203 |
| X6 M | $1,221 | $5,484 |
| X7 | $1,142 | $4,554 |
| XM | $1,178 | $5,844 |
| Z4 | $986 | $3,317 |
Tip
If you're shopping for a new or used BMW, compare car insurance rates before you buy so you know your estimated rate ahead of time and aren't surprised by the cost.
BMW car insurance cost by model
Here's a closer look at average monthly premiums for popular BMW models. Rates are based on a 40-year-old driver with a clean record and full coverage.
| Vehicle model | Monthly premium |
|---|---|
| 2 Series | $296 |
| 2 Series Gran Coupe | $306 |
| 3 Series | $312 |
| 4 Series | $332 |
| 4 Series Gran Coupe | $332 |
| 5 Series | $352 |
| 7 Series | $443 |
| 8 Series | $447 |
| 8 Series Gran Coupe | $469 |
| i4 | $334 |
| i5 | $372 |
| i7 | $508 |
| iX | $375 |
| M2 | $362 |
| M3 | $410 |
| M4 | $436 |
| M5 | $549 |
| M5 Touring | $559 |
| M8 | $535 |
| M8 Gran Coupe | $562 |
| X1 | $245 |
| X2 | $255 |
| X3 | $263 |
| X4 | $285 |
| X4 M | $333 |
| X5 | $308 |
| X5 M | $400 |
| X6 | $350 |
| X6 M | $457 |
| X7 | $380 |
| XM | $487 |
| Z4 | $276 |
Choose Your Vehicle Model
BMW 4 Series insurance cost
4 Series Insurance Cost Highlights
- The average car insurance cost for 4 Series is $3,981 per year.
- Trim Level - 430i, 430i XDrive, M440i, M440i XDrive
The average cost to insure BMW 4 Series is around $3,981 per year for full coverage, which is $332 per month.
For liability-only coverage, the cost is around $1,085 per year, or about $90 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW 4 Series with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2025 BMW 4 Series | $4,199 |
| 2024 BMW 4 Series | $4,068 |
| 2023 BMW 4 Series | $3,878 |
| 2022 BMW 4 Series | $3,663 |
| 2021 BMW 4 Series | $3,481 |
| 2020 BMW 4 Series | $3,415 |
| 2019 BMW 4 Series | $3,441 |
| 2018 BMW 4 Series | $3,249 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,007 | $84 |
| Grange Insurance | $1,957 | $163 |
| Farmers Mutual of Nebraska | $2,060 | $172 |
| American National | $2,251 | $188 |
| Co-operative Insurance Companies | $2,305 | $192 |
| Travelers | $2,371 | $198 |
| QBE | $2,478 | $207 |
| Safety Insurance | $2,570 | $214 |
| IMT Insurance | $2,621 | $218 |
| NJM | $2,627 | $219 |
| United Insurance Co | $2,632 | $219 |
| American Family | $2,637 | $220 |
| Island Insurance | $2,680 | $223 |
| Erie Insurance | $2,690 | $224 |
| UAIC | $2,806 | $234 |
| Farm Bureau Insurance of Tennessee | $2,831 | $236 |
| Acuity Insurance | $2,849 | $237 |
| Indiana Farmers Insurance | $2,883 | $240 |
| Central Insurance | $2,908 | $242 |
| Rural Mutual Insurance | $2,913 | $243 |
| Kemper | $3,003 | $250 |
| Vermont Mutual | $3,037 | $253 |
| Country Financial | $3,057 | $255 |
| MMG Insurance | $3,072 | $256 |
| Arbella Insurance | $3,094 | $258 |
| Westfield Insurance | $3,123 | $260 |
| Indiana Farm Bureau | $3,140 | $262 |
| Auto Club Group (AAA) | $3,155 | $263 |
| NYCM Insurance | $3,168 | $264 |
| Incline Insurance | $3,174 | $264 |
| Farm Bureau Insurance of Idaho | $3,234 | $270 |
| State Farm | $3,282 | $273 |
| Nationwide | $3,293 | $274 |
| Auto-Owners | $3,313 | $276 |
| Nodak Insurance | $3,382 | $282 |
| Southern Farm Bureau | $3,426 | $286 |
| Shelter Insurance | $3,439 | $287 |
| Missouri Farm Bureau Insurance | $3,443 | $287 |
| Plymouth Rock Assurance | $3,594 | $300 |
| West Bend Insurance Company | $3,648 | $304 |
| PEMCO | $3,733 | $311 |
| Mendota Insurance | $3,742 | $312 |
| Penn National Insurance | $3,793 | $316 |
| North Carolina Farm Bureau Insurance | $3,794 | $316 |
| N&D Group | $3,807 | $317 |
| Amica | $3,876 | $323 |
| Western National Insurance | $3,987 | $332 |
| Progressive | $4,106 | $342 |
| Equity Insurance | $4,117 | $343 |
| GEICO | $4,152 | $346 |
| Chubb | $4,548 | $379 |
| Kentucky Farm Bureau Insurance | $4,584 | $382 |
| AFR Insurance | $4,600 | $383 |
| Allstate | $4,786 | $399 |
| Mercury Insurance | $5,022 | $418 |
| Farmers | $5,157 | $430 |
| Oklahoma Farm Bureau | $5,200 | $433 |
| Iowa Farm Bureau | $5,410 | $451 |
| Farm Bureau Insurance of Michigan | $5,527 | $461 |
| California Casualty | $5,560 | $463 |
| Donegal Insurance | $5,562 | $463 |
| Utica National Insurance Group | $5,716 | $476 |
| North Star Mutual | $5,763 | $480 |
| Auto Club Enterprises (AAA) | $5,906 | $492 |
| CSAA Insurance (AAA) | $6,559 | $547 |
| AIG | $6,598 | $550 |
| Frankenmuth Insurance | $6,684 | $557 |
| Louisiana Farm Bureau Insurance | $7,006 | $584 |
| Key Insurance Company | $7,081 | $590 |
| Good2Go Insurance | $7,140 | $595 |
| Safeway Insurance | $7,828 | $652 |
| Preferred Mutual | $8,004 | $667 |
| Maryland Auto Insurance | $8,290 | $691 |
| Dairyland | $8,542 | $712 |
| Alfa Insurance | $9,600 | $800 |
| The Hanover | $9,711 | $809 |
| USAA | $2,659 | $222 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,768 | 24% more |
| Alaska | $3,643 | 20% more |
| Arizona | $4,095 | 35% more |
| Arkansas | $4,738 | 56% more |
| California | $4,832 | 59% more |
| Colorado | $4,543 | 50% more |
| Connecticut | $4,380 | 44% more |
| Delaware | $4,923 | 62% more |
| Florida | $4,273 | 41% more |
| Georgia | $3,948 | 30% more |
| Hawaii | $2,214 | 27% less |
| Idaho | $2,997 | 1% less |
| Illinois | $3,406 | 12% more |
| Indiana | $2,776 | 9% less |
| Iowa | $3,479 | 15% more |
| Kansas | $4,065 | 34% more |
| Kentucky | $4,562 | 50% more |
| Louisiana | $6,894 | 127% more |
| Maine | $2,543 | 16% less |
| Maryland | $4,358 | 43% more |
| Massachusetts | $3,280 | 8% more |
| Michigan | $5,390 | 77% more |
| Minnesota | $3,831 | 26% more |
| Mississippi | $4,425 | 46% more |
| Missouri | $3,926 | 29% more |
| Montana | $3,738 | 23% more |
| Nebraska | $4,306 | 42% more |
| Nevada | $4,678 | 54% more |
| New Hampshire | $2,691 | 11% less |
| New Jersey | $4,515 | 49% more |
| New Mexico | $3,714 | 22% more |
| New York | $4,137 | 36% more |
| North Carolina | $3,438 | 13% more |
| North Dakota | $3,627 | 19% more |
| Ohio | $2,707 | 11% less |
| Oklahoma | $4,445 | 46% more |
| Oregon | $3,730 | 23% more |
| Pennsylvania | $3,924 | 29% more |
| Rhode Island | $4,213 | 39% more |
| South Carolina | $4,445 | 46% more |
| South Dakota | $4,993 | 64% more |
| Tennessee | $3,530 | 16% more |
| Texas | $4,420 | 46% more |
| Utah | $3,181 | 5% more |
| Vermont | $2,807 | 8% less |
| Virginia | $3,355 | 10% more |
| Washington | $3,149 | 4% more |
| Washington, D.C. | $5,378 | 77% more |
| West Virginia | $3,472 | 14% more |
| Wisconsin | $3,901 | 28% more |
| Wyoming | $3,168 | 4% more |
BMW 8 Series insurance cost
8 Series Insurance Cost Highlights
- The average car insurance cost for 8 Series is $5,362 per year.
- Trim Level - 840i, 840i XDrive, M850i XDrive
The average cost to insure BMW 8 Series is around $5,362 per year for full coverage, which is $447 per month.
For liability-only coverage, the cost is around $1,091 per year, or about $91 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW 8 Series with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2025 BMW 8 Series | $5,864 |
| 2024 BMW 8 Series | $5,675 |
| 2023 BMW 8 Series | $5,310 |
| 2022 BMW 8 Series | $5,200 |
| 2021 BMW 8 Series | $5,189 |
| 2020 BMW 8 Series | $5,011 |
| 2019 BMW 8 Series | $4,927 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $995 | $83 |
| Grange Insurance | $2,086 | $174 |
| Farmers Mutual of Nebraska | $2,141 | $178 |
| American National | $2,592 | $216 |
| United Insurance Co | $2,624 | $219 |
| NJM | $2,744 | $229 |
| UAIC | $2,849 | $237 |
| Farm Bureau Insurance of Tennessee | $3,037 | $253 |
| American Family | $3,057 | $255 |
| Auto Club Group (AAA) | $3,101 | $258 |
| Indiana Farm Bureau | $3,233 | $269 |
| Travelers | $3,243 | $270 |
| Indiana Farmers Insurance | $3,389 | $282 |
| QBE | $3,569 | $297 |
| Erie Insurance | $3,606 | $300 |
| Nodak Insurance | $3,669 | $306 |
| Mendota Insurance | $3,742 | $312 |
| Safety Insurance | $3,933 | $328 |
| Incline Insurance | $3,981 | $332 |
| Plymouth Rock Assurance | $4,072 | $339 |
| Co-operative Insurance Companies | $4,077 | $340 |
| Central Insurance | $4,142 | $345 |
| Country Financial | $4,169 | $347 |
| Rural Mutual Insurance | $4,211 | $351 |
| Acuity Insurance | $4,230 | $352 |
| Equity Insurance | $4,234 | $353 |
| Island Insurance | $4,239 | $353 |
| Nationwide | $4,312 | $359 |
| Kemper | $4,357 | $363 |
| Arbella Insurance | $4,450 | $371 |
| State Farm | $4,474 | $373 |
| IMT Insurance | $4,476 | $373 |
| Shelter Insurance | $4,651 | $388 |
| Auto-Owners | $4,738 | $395 |
| Southern Farm Bureau | $4,774 | $398 |
| N&D Group | $4,821 | $402 |
| Kentucky Farm Bureau Insurance | $4,893 | $408 |
| GEICO | $4,899 | $408 |
| Vermont Mutual | $4,924 | $410 |
| Westfield Insurance | $5,116 | $426 |
| Penn National Insurance | $5,148 | $429 |
| North Carolina Farm Bureau Insurance | $5,151 | $429 |
| MMG Insurance | $5,159 | $430 |
| Progressive | $5,419 | $452 |
| West Bend Insurance Company | $5,735 | $478 |
| Missouri Farm Bureau Insurance | $5,779 | $482 |
| Mercury Insurance | $5,896 | $491 |
| Farm Bureau Insurance of Michigan | $5,909 | $492 |
| PEMCO | $5,945 | $495 |
| Amica | $6,142 | $512 |
| Western National Insurance | $6,231 | $519 |
| Iowa Farm Bureau | $6,323 | $527 |
| Farmers | $6,530 | $544 |
| Allstate | $6,632 | $553 |
| NYCM Insurance | $6,784 | $565 |
| Key Insurance Company | $7,081 | $590 |
| California Casualty | $7,766 | $647 |
| Auto Club Enterprises (AAA) | $7,838 | $653 |
| Oklahoma Farm Bureau | $7,894 | $658 |
| Utica National Insurance Group | $7,927 | $661 |
| Dairyland | $8,038 | $670 |
| AIG | $8,185 | $682 |
| Chubb | $8,381 | $698 |
| Maryland Auto Insurance | $8,405 | $700 |
| AFR Insurance | $8,672 | $723 |
| Farm Bureau Insurance of Idaho | $9,084 | $757 |
| Good2Go Insurance | $9,912 | $826 |
| North Star Mutual | $10,153 | $846 |
| CSAA Insurance (AAA) | $10,503 | $875 |
| Safeway Insurance | $10,639 | $887 |
| Frankenmuth Insurance | $10,840 | $903 |
| Louisiana Farm Bureau Insurance | $12,468 | $1,039 |
| Alfa Insurance | $12,624 | $1,052 |
| The Hanover | $13,001 | $1,083 |
| Donegal Insurance | $13,266 | $1,105 |
| Preferred Mutual | $13,521 | $1,127 |
| USAA | $4,660 | $388 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $4,683 | 54% more |
| Alaska | $4,959 | 63% more |
| Arizona | $5,806 | 91% more |
| Arkansas | $6,474 | 113% more |
| California | $6,276 | 107% more |
| Colorado | $6,280 | 107% more |
| Connecticut | $5,803 | 91% more |
| Delaware | $6,014 | 98% more |
| Florida | $4,966 | 64% more |
| Georgia | $4,926 | 62% more |
| Hawaii | $3,109 | 2% more |
| Idaho | $3,973 | 31% more |
| Illinois | $4,427 | 46% more |
| Indiana | $3,641 | 20% more |
| Iowa | $4,904 | 61% more |
| Kansas | $5,280 | 74% more |
| Kentucky | $5,934 | 95% more |
| Louisiana | $9,892 | 226% more |
| Maine | $3,842 | 27% more |
| Maryland | $5,639 | 86% more |
| Massachusetts | $4,586 | 51% more |
| Michigan | $7,190 | 137% more |
| Minnesota | $5,415 | 78% more |
| Mississippi | $6,366 | 110% more |
| Missouri | $5,756 | 90% more |
| Montana | $5,603 | 84% more |
| Nebraska | $5,714 | 88% more |
| Nevada | $5,389 | 77% more |
| New Hampshire | $4,049 | 33% more |
| New Jersey | $5,399 | 78% more |
| New Mexico | $5,392 | 78% more |
| New York | $5,808 | 91% more |
| North Carolina | $4,720 | 55% more |
| North Dakota | $5,067 | 67% more |
| Ohio | $3,649 | 20% more |
| Oklahoma | $6,183 | 104% more |
| Oregon | $4,353 | 43% more |
| Pennsylvania | $5,473 | 80% more |
| Rhode Island | $5,882 | 94% more |
| South Carolina | $5,948 | 96% more |
| South Dakota | $7,035 | 132% more |
| Tennessee | $4,755 | 57% more |
| Texas | $5,824 | 92% more |
| Utah | $4,011 | 32% more |
| Vermont | $4,180 | 38% more |
| Virginia | $4,539 | 49% more |
| Washington | $4,245 | 40% more |
| Washington, D.C. | $7,932 | 161% more |
| West Virginia | $4,824 | 59% more |
| Wisconsin | $5,432 | 79% more |
| Wyoming | $4,222 | 39% more |
BMW Z4 insurance cost
Z4 Insurance Cost Highlights
- The average car insurance cost for Z4 is $3,317 per year.
- Trim Level - Z4 M40i, Z4 SDrive 30i
The average cost to insure BMW Z4 is around $3,317 per year for full coverage, which is $276 per month.
For liability-only coverage, the cost is around $986 per year, or about $82 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW Z4 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2025 BMW Z4 | $3,152 |
| 2024 BMW Z4 | $3,094 |
| 2023 BMW Z4 | $3,014 |
| 2022 BMW Z4 | $2,894 |
| 2021 BMW Z4 | $2,771 |
| 2020 BMW Z4 | $2,954 |
| 2019 BMW Z4 | $2,798 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,004 | $84 |
| Farmers Mutual of Nebraska | $1,472 | $123 |
| Grange Insurance | $1,562 | $130 |
| Indiana Farmers Insurance | $1,569 | $131 |
| IMT Insurance | $1,601 | $133 |
| Co-operative Insurance Companies | $1,605 | $134 |
| American National | $1,710 | $142 |
| QBE | $1,762 | $147 |
| Travelers | $1,796 | $150 |
| Safety Insurance | $1,879 | $157 |
| Island Insurance | $1,896 | $158 |
| NJM | $1,926 | $161 |
| Farm Bureau Insurance of Tennessee | $2,016 | $168 |
| American Family | $2,027 | $169 |
| Farm Bureau Insurance of Idaho | $2,033 | $169 |
| Rural Mutual Insurance | $2,041 | $170 |
| MMG Insurance | $2,056 | $171 |
| Erie Insurance | $2,061 | $172 |
| Central Insurance | $2,091 | $174 |
| Vermont Mutual | $2,096 | $175 |
| Acuity Insurance | $2,105 | $175 |
| United Insurance Co | $2,163 | $180 |
| Nodak Insurance | $2,194 | $183 |
| Incline Insurance | $2,393 | $199 |
| Country Financial | $2,439 | $203 |
| N&D Group | $2,454 | $205 |
| Indiana Farm Bureau | $2,471 | $206 |
| PEMCO | $2,504 | $209 |
| Westfield Insurance | $2,520 | $210 |
| Missouri Farm Bureau Insurance | $2,580 | $215 |
| Auto Club Group (AAA) | $2,588 | $216 |
| West Bend Insurance Company | $2,630 | $219 |
| Arbella Insurance | $2,640 | $220 |
| UAIC | $2,657 | $221 |
| State Farm | $2,695 | $225 |
| NYCM Insurance | $2,695 | $225 |
| Auto-Owners | $2,720 | $227 |
| Amica | $2,789 | $232 |
| Southern Farm Bureau | $2,814 | $234 |
| Western National Insurance | $2,860 | $238 |
| Penn National Insurance | $2,880 | $240 |
| North Carolina Farm Bureau Insurance | $2,880 | $240 |
| AFR Insurance | $2,983 | $249 |
| Nationwide | $2,984 | $249 |
| Kemper | $3,127 | $261 |
| Kentucky Farm Bureau Insurance | $3,129 | $261 |
| Plymouth Rock Assurance | $3,180 | $265 |
| GEICO | $3,203 | $267 |
| Donegal Insurance | $3,280 | $273 |
| Progressive | $3,344 | $279 |
| Shelter Insurance | $3,434 | $286 |
| Chubb | $3,450 | $287 |
| North Star Mutual | $3,623 | $302 |
| Farm Bureau Insurance of Michigan | $3,634 | $303 |
| Oklahoma Farm Bureau | $3,704 | $309 |
| Alfa Insurance | $3,719 | $310 |
| Iowa Farm Bureau | $3,726 | $310 |
| Mendota Insurance | $3,940 | $328 |
| Safeway Insurance | $4,044 | $337 |
| Mercury Insurance | $4,130 | $344 |
| California Casualty | $4,170 | $347 |
| Utica National Insurance Group | $4,328 | $361 |
| Farmers | $4,427 | $369 |
| Frankenmuth Insurance | $4,483 | $374 |
| Equity Insurance | $4,619 | $385 |
| Allstate | $4,779 | $398 |
| CSAA Insurance (AAA) | $4,821 | $402 |
| Preferred Mutual | $5,091 | $424 |
| AIG | $5,368 | $447 |
| Maryland Auto Insurance | $5,425 | $452 |
| Louisiana Farm Bureau Insurance | $5,451 | $454 |
| Good2Go Insurance | $5,738 | $478 |
| Auto Club Enterprises (AAA) | $6,172 | $514 |
| Dairyland | $6,421 | $535 |
| Key Insurance Company | $6,678 | $557 |
| The Hanover | $6,751 | $563 |
| USAA | $2,484 | $207 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,686 | 12% less |
| Alaska | $3,091 | 2% more |
| Arizona | $3,370 | 11% more |
| Arkansas | $3,733 | 23% more |
| California | $4,370 | 44% more |
| Colorado | $3,806 | 25% more |
| Connecticut | $3,642 | 20% more |
| Delaware | $3,821 | 26% more |
| Florida | $3,678 | 21% more |
| Georgia | $3,270 | 8% more |
| Hawaii | $1,923 | 37% less |
| Idaho | $2,367 | 22% less |
| Illinois | $2,823 | 7% less |
| Indiana | $2,166 | 29% less |
| Iowa | $2,872 | 5% less |
| Kansas | $3,264 | 7% more |
| Kentucky | $3,882 | 28% more |
| Louisiana | $5,650 | 86% more |
| Maine | $2,200 | 28% less |
| Maryland | $3,622 | 19% more |
| Massachusetts | $2,656 | 13% less |
| Michigan | $4,049 | 33% more |
| Minnesota | $3,230 | 6% more |
| Mississippi | $3,725 | 23% more |
| Missouri | $3,538 | 16% more |
| Montana | $3,324 | 9% more |
| Nebraska | $3,582 | 18% more |
| Nevada | $4,106 | 35% more |
| New Hampshire | $2,375 | 22% less |
| New Jersey | $3,699 | 22% more |
| New Mexico | $3,209 | 6% more |
| New York | $3,240 | 7% more |
| North Carolina | $2,601 | 14% less |
| North Dakota | $2,886 | 5% less |
| Ohio | $2,143 | 29% less |
| Oklahoma | $3,786 | 25% more |
| Oregon | $3,096 | 2% more |
| Pennsylvania | $3,373 | 11% more |
| Rhode Island | $3,616 | 19% more |
| South Carolina | $3,948 | 30% more |
| South Dakota | $3,897 | 28% more |
| Tennessee | $2,995 | 1% less |
| Texas | $4,006 | 32% more |
| Utah | $2,411 | 21% less |
| Vermont | $2,256 | 26% less |
| Virginia | $2,782 | 8% less |
| Washington | $2,491 | 18% less |
| Washington, D.C. | $4,702 | 55% more |
| West Virginia | $3,090 | 2% more |
| Wisconsin | $3,205 | 6% more |
| Wyoming | $2,769 | 9% less |
BMW M4 insurance cost
M4 Insurance Cost Highlights
- The average car insurance cost for M4 is $5,229 per year.
- Trim Level - M4, M4 Competition, M4 Competition XDrive
The average cost to insure BMW M4 is around $5,229 per year for full coverage, which is $436 per month.
For liability-only coverage, the cost is around $1,103 per year, or about $92 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW M4 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2025 BMW M4 | $5,277 |
| 2024 BMW M4 | $5,099 |
| 2023 BMW M4 | $4,885 |
| 2022 BMW M4 | $4,751 |
| 2021 BMW M4 | $4,437 |
| 2020 BMW M4 | $4,520 |
| 2019 BMW M4 | $4,320 |
| 2018 BMW M4 | $4,115 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,007 | $84 |
| Grange Insurance | $2,069 | $172 |
| Farmers Mutual of Nebraska | $2,206 | $184 |
| United Insurance Co | $2,638 | $220 |
| NJM | $2,788 | $232 |
| UAIC | $2,870 | $239 |
| American Family | $2,952 | $246 |
| QBE | $3,128 | $261 |
| Farm Bureau Insurance of Tennessee | $3,131 | $261 |
| Auto Club Group (AAA) | $3,141 | $262 |
| Kemper | $3,150 | $263 |
| American National | $3,192 | $266 |
| Indiana Farm Bureau | $3,233 | $269 |
| Safety Insurance | $3,329 | $277 |
| Co-operative Insurance Companies | $3,368 | $281 |
| Country Financial | $3,478 | $290 |
| Indiana Farmers Insurance | $3,499 | $292 |
| Incline Insurance | $3,515 | $293 |
| Island Insurance | $3,555 | $296 |
| Acuity Insurance | $3,611 | $301 |
| Central Insurance | $3,643 | $304 |
| Rural Mutual Insurance | $3,672 | $306 |
| Travelers | $3,707 | $309 |
| Erie Insurance | $3,740 | $312 |
| Mendota Insurance | $3,742 | $312 |
| Nodak Insurance | $3,794 | $316 |
| IMT Insurance | $3,803 | $317 |
| Arbella Insurance | $3,910 | $326 |
| Vermont Mutual | $4,102 | $342 |
| Plymouth Rock Assurance | $4,123 | $344 |
| Shelter Insurance | $4,136 | $345 |
| Equity Insurance | $4,234 | $353 |
| MMG Insurance | $4,254 | $354 |
| Southern Farm Bureau | $4,286 | $357 |
| N&D Group | $4,413 | $368 |
| Penn National Insurance | $4,587 | $382 |
| North Carolina Farm Bureau Insurance | $4,589 | $382 |
| Auto-Owners | $4,600 | $383 |
| Nationwide | $4,635 | $386 |
| Westfield Insurance | $4,657 | $388 |
| State Farm | $4,686 | $391 |
| Missouri Farm Bureau Insurance | $4,731 | $394 |
| West Bend Insurance Company | $4,877 | $406 |
| NYCM Insurance | $4,922 | $410 |
| PEMCO | $4,990 | $416 |
| Kentucky Farm Bureau Insurance | $5,036 | $420 |
| Amica | $5,135 | $428 |
| Progressive | $5,239 | $437 |
| Western National Insurance | $5,245 | $437 |
| GEICO | $5,472 | $456 |
| Mercury Insurance | $5,594 | $466 |
| Farm Bureau Insurance of Idaho | $5,660 | $472 |
| Farm Bureau Insurance of Michigan | $6,049 | $504 |
| AFR Insurance | $6,059 | $505 |
| Allstate | $6,292 | $524 |
| Iowa Farm Bureau | $6,301 | $525 |
| Farmers | $6,582 | $549 |
| Chubb | $6,634 | $553 |
| Oklahoma Farm Bureau | $6,740 | $562 |
| California Casualty | $6,780 | $565 |
| Utica National Insurance Group | $7,022 | $585 |
| Key Insurance Company | $7,081 | $590 |
| Auto Club Enterprises (AAA) | $7,406 | $617 |
| AIG | $7,836 | $653 |
| Dairyland | $8,071 | $673 |
| North Star Mutual | $8,320 | $693 |
| Maryland Auto Insurance | $8,405 | $700 |
| CSAA Insurance (AAA) | $8,553 | $713 |
| Good2Go Insurance | $8,678 | $723 |
| Safeway Insurance | $9,074 | $756 |
| Frankenmuth Insurance | $9,115 | $760 |
| Louisiana Farm Bureau Insurance | $9,243 | $770 |
| Preferred Mutual | $11,213 | $934 |
| Donegal Insurance | $11,473 | $956 |
| The Hanover | $11,992 | $999 |
| Alfa Insurance | $13,384 | $1,115 |
| USAA | $3,968 | $331 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $4,672 | 54% more |
| Alaska | $4,823 | 59% more |
| Arizona | $5,601 | 84% more |
| Arkansas | $6,446 | 112% more |
| California | $6,207 | 104% more |
| Colorado | $6,112 | 101% more |
| Connecticut | $5,752 | 89% more |
| Delaware | $5,830 | 92% more |
| Florida | $5,045 | 66% more |
| Georgia | $4,895 | 61% more |
| Hawaii | $3,304 | 9% more |
| Idaho | $3,738 | 23% more |
| Illinois | $4,519 | 49% more |
| Indiana | $3,721 | 23% more |
| Iowa | $4,806 | 58% more |
| Kansas | $5,298 | 74% more |
| Kentucky | $6,032 | 99% more |
| Louisiana | $9,451 | 211% more |
| Maine | $3,638 | 20% more |
| Maryland | $5,726 | 89% more |
| Massachusetts | $4,453 | 47% more |
| Michigan | $6,927 | 128% more |
| Minnesota | $5,297 | 74% more |
| Mississippi | $5,787 | 91% more |
| Missouri | $5,433 | 79% more |
| Montana | $5,056 | 66% more |
| Nebraska | $5,649 | 86% more |
| Nevada | $5,460 | 80% more |
| New Hampshire | $3,815 | 26% more |
| New Jersey | $5,437 | 79% more |
| New Mexico | $4,809 | 58% more |
| New York | $5,308 | 75% more |
| North Carolina | $4,192 | 38% more |
| North Dakota | $4,960 | 63% more |
| Ohio | $3,650 | 20% more |
| Oklahoma | $5,637 | 86% more |
| Oregon | $4,350 | 43% more |
| Pennsylvania | $5,448 | 79% more |
| Rhode Island | $5,802 | 91% more |
| South Carolina | $5,939 | 96% more |
| South Dakota | $6,804 | 124% more |
| Tennessee | $4,839 | 59% more |
| Texas | $5,587 | 84% more |
| Utah | $4,000 | 32% more |
| Vermont | $3,880 | 28% more |
| Virginia | $4,518 | 49% more |
| Washington | $4,294 | 41% more |
| Washington, D.C. | $7,623 | 151% more |
| West Virginia | $4,741 | 56% more |
| Wisconsin | $5,291 | 74% more |
| Wyoming | $4,047 | 33% more |
BMW 2 Series insurance cost
2 Series Insurance Cost Highlights
- The average car insurance cost for 2 Series is $3,550 per year.
- Trim Level - 230i, 230i XDrive, M240i, M240i XDrive
The average cost to insure BMW 2 Series is around $3,550 per year for full coverage, which is $296 per month.
For liability-only coverage, the cost is around $1,082 per year, or about $90 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW 2 Series with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2025 BMW 2 Series | $3,872 |
| 2024 BMW 2 Series | $3,779 |
| 2023 BMW 2 Series | $3,588 |
| 2022 BMW 2 Series | $3,472 |
| 2021 BMW 2 Series | $3,145 |
| 2020 BMW 2 Series | $3,174 |
| 2019 BMW 2 Series | $3,045 |
| 2018 BMW 2 Series | $2,793 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,002 | $83 |
| American National | $1,818 | $151 |
| Grange Insurance | $1,884 | $157 |
| Travelers | $1,993 | $166 |
| Farmers Mutual of Nebraska | $1,997 | $166 |
| Co-operative Insurance Companies | $2,155 | $180 |
| QBE | $2,245 | $187 |
| Incline Insurance | $2,315 | $193 |
| Safety Insurance | $2,383 | $199 |
| Island Insurance | $2,438 | $203 |
| IMT Insurance | $2,444 | $204 |
| American Family | $2,484 | $207 |
| NJM | $2,507 | $209 |
| United Insurance Co | $2,605 | $217 |
| Acuity Insurance | $2,634 | $219 |
| Central Insurance | $2,648 | $221 |
| Indiana Farmers Insurance | $2,661 | $222 |
| Rural Mutual Insurance | $2,681 | $223 |
| Erie Insurance | $2,710 | $226 |
| Vermont Mutual | $2,741 | $228 |
| MMG Insurance | $2,747 | $229 |
| Farm Bureau Insurance of Tennessee | $2,760 | $230 |
| State Farm | $2,791 | $233 |
| UAIC | $2,798 | $233 |
| Nationwide | $2,826 | $236 |
| Kemper | $2,917 | $243 |
| Westfield Insurance | $2,931 | $244 |
| Indiana Farm Bureau | $2,942 | $245 |
| NYCM Insurance | $2,948 | $246 |
| Auto Club Group (AAA) | $2,958 | $247 |
| Shelter Insurance | $2,970 | $248 |
| Country Financial | $2,991 | $249 |
| Farm Bureau Insurance of Idaho | $3,028 | $252 |
| Auto-Owners | $3,120 | $260 |
| GEICO | $3,142 | $262 |
| Arbella Insurance | $3,236 | $270 |
| Southern Farm Bureau | $3,248 | $271 |
| Nodak Insurance | $3,262 | $272 |
| West Bend Insurance Company | $3,275 | $273 |
| Missouri Farm Bureau Insurance | $3,326 | $277 |
| PEMCO | $3,357 | $280 |
| Progressive | $3,491 | $291 |
| Penn National Insurance | $3,496 | $291 |
| North Carolina Farm Bureau Insurance | $3,498 | $291 |
| Plymouth Rock Assurance | $3,527 | $294 |
| Amica | $3,567 | $297 |
| N&D Group | $3,573 | $298 |
| Western National Insurance | $3,643 | $304 |
| Mendota Insurance | $3,742 | $312 |
| Equity Insurance | $4,002 | $333 |
| Allstate | $4,115 | $343 |
| Chubb | $4,230 | $353 |
| Donegal Insurance | $4,231 | $353 |
| AFR Insurance | $4,288 | $357 |
| Kentucky Farm Bureau Insurance | $4,400 | $367 |
| Mercury Insurance | $4,410 | $368 |
| Oklahoma Farm Bureau | $4,725 | $394 |
| Farmers | $4,944 | $412 |
| North Star Mutual | $5,006 | $417 |
| Iowa Farm Bureau | $5,025 | $419 |
| California Casualty | $5,125 | $427 |
| CSAA Insurance (AAA) | $5,191 | $433 |
| Utica National Insurance Group | $5,244 | $437 |
| Farm Bureau Insurance of Michigan | $5,270 | $439 |
| Auto Club Enterprises (AAA) | $5,514 | $460 |
| Frankenmuth Insurance | $6,020 | $502 |
| Louisiana Farm Bureau Insurance | $6,456 | $538 |
| AIG | $6,480 | $540 |
| Safeway Insurance | $6,721 | $560 |
| Good2Go Insurance | $6,728 | $561 |
| Preferred Mutual | $7,019 | $585 |
| Key Insurance Company | $7,081 | $590 |
| Maryland Auto Insurance | $7,601 | $633 |
| Dairyland | $8,363 | $697 |
| Alfa Insurance | $9,054 | $754 |
| The Hanover | $9,596 | $800 |
| USAA | $2,856 | $238 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,094 | 2% more |
| Alaska | $3,284 | 8% more |
| Arizona | $3,639 | 20% more |
| Arkansas | $4,222 | 39% more |
| California | $4,417 | 45% more |
| Colorado | $4,042 | 33% more |
| Connecticut | $4,176 | 38% more |
| Delaware | $4,507 | 48% more |
| Florida | $3,987 | 31% more |
| Georgia | $3,580 | 18% more |
| Hawaii | $2,116 | 30% less |
| Idaho | $2,689 | 11% less |
| Illinois | $2,986 | 2% less |
| Indiana | $2,440 | 20% less |
| Iowa | $3,011 | 1% less |
| Kansas | $3,432 | 13% more |
| Kentucky | $4,018 | 32% more |
| Louisiana | $6,066 | 100% more |
| Maine | $2,225 | 27% less |
| Maryland | $3,937 | 30% more |
| Massachusetts | $3,012 | 1% less |
| Michigan | $5,101 | 68% more |
| Minnesota | $3,356 | 11% more |
| Mississippi | $4,027 | 33% more |
| Missouri | $3,366 | 11% more |
| Montana | $3,257 | 7% more |
| Nebraska | $3,721 | 23% more |
| Nevada | $4,484 | 48% more |
| New Hampshire | $2,411 | 21% less |
| New Jersey | $3,916 | 29% more |
| New Mexico | $3,253 | 7% more |
| New York | $3,836 | 26% more |
| North Carolina | $3,161 | 4% more |
| North Dakota | $3,141 | 3% more |
| Ohio | $2,368 | 22% less |
| Oklahoma | $3,892 | 28% more |
| Oregon | $3,370 | 11% more |
| Pennsylvania | $3,518 | 16% more |
| Rhode Island | $3,750 | 23% more |
| South Carolina | $4,069 | 34% more |
| South Dakota | $4,172 | 37% more |
| Tennessee | $3,125 | 3% more |
| Texas | $3,896 | 28% more |
| Utah | $2,812 | 7% less |
| Vermont | $2,467 | 19% less |
| Virginia | $3,003 | 1% less |
| Washington | $2,721 | 10% less |
| Washington, D.C. | $4,612 | 52% more |
| West Virginia | $3,069 | 1% more |
| Wisconsin | $3,424 | 13% more |
| Wyoming | $2,858 | 6% less |
BMW M2 insurance cost
M2 Insurance Cost Highlights
- The average car insurance cost for M2 is $4,345 per year.
- Trim Level - M2
The average cost to insure BMW M2 is around $4,345 per year for full coverage, which is $362 per month.
For liability-only coverage, the cost is around $1,052 per year, or about $88 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW M2 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2025 BMW M2 | $5,027 |
| 2024 BMW M2 | $4,903 |
| 2023 BMW M2 | $4,765 |
| 2021 BMW M2 | $3,777 |
| 2020 BMW M2 | $4,125 |
| 2019 BMW M2 | $3,644 |
| 2018 BMW M2 | $3,343 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $996 | $83 |
| American National | $1,852 | $154 |
| Grange Insurance | $2,049 | $171 |
| Farmers Mutual of Nebraska | $2,220 | $185 |
| United Insurance Co | $2,632 | $219 |
| NJM | $2,823 | $235 |
| Travelers | $2,877 | $240 |
| UAIC | $2,882 | $240 |
| QBE | $2,927 | $244 |
| American Family | $3,017 | $251 |
| NYCM Insurance | $3,085 | $257 |
| Auto Club Group (AAA) | $3,141 | $262 |
| Farm Bureau Insurance of Tennessee | $3,180 | $265 |
| Co-operative Insurance Companies | $3,196 | $266 |
| State Farm | $3,209 | $267 |
| Erie Insurance | $3,230 | $269 |
| Indiana Farm Bureau | $3,233 | $269 |
| Safety Insurance | $3,265 | $272 |
| Progressive | $3,448 | $287 |
| Country Financial | $3,454 | $288 |
| Central Insurance | $3,457 | $288 |
| Island Insurance | $3,467 | $289 |
| Shelter Insurance | $3,495 | $291 |
| Acuity Insurance | $3,542 | $295 |
| Indiana Farmers Insurance | $3,572 | $298 |
| Nationwide | $3,610 | $301 |
| Rural Mutual Insurance | $3,618 | $301 |
| Incline Insurance | $3,653 | $304 |
| IMT Insurance | $3,728 | $311 |
| Mendota Insurance | $3,742 | $312 |
| Plymouth Rock Assurance | $3,855 | $321 |
| Arbella Insurance | $3,861 | $322 |
| Nodak Insurance | $3,864 | $322 |
| Vermont Mutual | $3,961 | $330 |
| GEICO | $4,030 | $336 |
| MMG Insurance | $4,073 | $339 |
| Auto-Owners | $4,100 | $342 |
| Kemper | $4,114 | $343 |
| Westfield Insurance | $4,145 | $345 |
| Southern Farm Bureau | $4,220 | $352 |
| Equity Insurance | $4,234 | $353 |
| N&D Group | $4,361 | $363 |
| Penn National Insurance | $4,403 | $367 |
| North Carolina Farm Bureau Insurance | $4,404 | $367 |
| West Bend Insurance Company | $4,509 | $376 |
| Missouri Farm Bureau Insurance | $4,510 | $376 |
| PEMCO | $4,834 | $403 |
| Amica | $5,024 | $419 |
| Kentucky Farm Bureau Insurance | $5,092 | $424 |
| Western National Insurance | $5,123 | $427 |
| Allstate | $5,168 | $431 |
| Mercury Insurance | $5,426 | $452 |
| Farmers | $5,599 | $467 |
| Farm Bureau Insurance of Idaho | $5,659 | $472 |
| AFR Insurance | $5,764 | $480 |
| Auto Club Enterprises (AAA) | $6,154 | $513 |
| Farm Bureau Insurance of Michigan | $6,188 | $516 |
| Iowa Farm Bureau | $6,311 | $526 |
| Oklahoma Farm Bureau | $6,423 | $535 |
| Chubb | $6,520 | $543 |
| Utica National Insurance Group | $6,659 | $555 |
| California Casualty | $6,671 | $556 |
| Key Insurance Company | $7,081 | $590 |
| AIG | $7,613 | $634 |
| North Star Mutual | $7,619 | $635 |
| Maryland Auto Insurance | $8,405 | $700 |
| Good2Go Insurance | $8,599 | $717 |
| Frankenmuth Insurance | $8,661 | $722 |
| Louisiana Farm Bureau Insurance | $8,699 | $725 |
| Dairyland | $8,766 | $731 |
| Safeway Insurance | $8,840 | $737 |
| CSAA Insurance (AAA) | $9,943 | $829 |
| Preferred Mutual | $10,432 | $869 |
| Donegal Insurance | $10,974 | $915 |
| The Hanover | $12,529 | $1,044 |
| Alfa Insurance | $13,599 | $1,133 |
| USAA | $3,459 | $288 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,802 | 25% more |
| Alaska | $3,805 | 25% more |
| Arizona | $4,582 | 51% more |
| Arkansas | $5,337 | 76% more |
| California | $5,364 | 77% more |
| Colorado | $4,933 | 62% more |
| Connecticut | $5,030 | 66% more |
| Delaware | $5,654 | 86% more |
| Florida | $4,333 | 43% more |
| Georgia | $4,341 | 43% more |
| Hawaii | $2,451 | 19% less |
| Idaho | $3,383 | 11% more |
| Illinois | $3,536 | 16% more |
| Indiana | $2,987 | 2% less |
| Iowa | $3,781 | 24% more |
| Kansas | $4,376 | 44% more |
| Kentucky | $4,778 | 57% more |
| Louisiana | $7,514 | 147% more |
| Maine | $2,888 | 5% less |
| Maryland | $4,754 | 57% more |
| Massachusetts | $3,797 | 25% more |
| Michigan | $6,359 | 109% more |
| Minnesota | $4,269 | 41% more |
| Mississippi | $4,804 | 58% more |
| Missouri | $4,297 | 41% more |
| Montana | $4,324 | 42% more |
| Nebraska | $4,399 | 45% more |
| Nevada | $4,801 | 58% more |
| New Hampshire | $3,089 | 2% more |
| New Jersey | $4,691 | 54% more |
| New Mexico | $4,384 | 44% more |
| New York | $5,005 | 65% more |
| North Carolina | $4,000 | 32% more |
| North Dakota | $3,919 | 29% more |
| Ohio | $2,891 | 5% less |
| Oklahoma | $4,723 | 56% more |
| Oregon | $3,861 | 27% more |
| Pennsylvania | $4,365 | 44% more |
| Rhode Island | $4,622 | 52% more |
| South Carolina | $4,460 | 47% more |
| South Dakota | $5,344 | 76% more |
| Tennessee | $3,719 | 22% more |
| Texas | $4,556 | 50% more |
| Utah | $3,341 | 10% more |
| Vermont | $3,230 | 6% more |
| Virginia | $3,623 | 19% more |
| Washington | $3,294 | 8% more |
| Washington, D.C. | $5,575 | 84% more |
| West Virginia | $3,849 | 27% more |
| Wisconsin | $4,152 | 37% more |
| Wyoming | $3,347 | 10% more |
BMW 3 Series insurance cost
3 Series Insurance Cost Highlights
- The average car insurance cost for 3 Series is $3,742 per year.
- Trim Level - 330i, 330i XDrive, M340i, M340i XDrive
The average cost to insure BMW 3 Series is around $3,742 per year for full coverage, which is $312 per month.
For liability-only coverage, the cost is around $1,131 per year, or about $94 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW 3 Series with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2025 BMW 3 Series | $4,239 |
| 2024 BMW 3 Series | $3,891 |
| 2023 BMW 3 Series | $3,810 |
| 2022 BMW 3 Series | $3,602 |
| 2021 BMW 3 Series | $3,281 |
| 2019 BMW 3 Series | $3,056 |
| 2018 BMW 3 Series | $2,766 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,046 | $87 |
| Grange Insurance | $1,982 | $165 |
| American National | $2,111 | $176 |
| Farmers Mutual of Nebraska | $2,163 | $180 |
| Co-operative Insurance Companies | $2,329 | $194 |
| QBE | $2,433 | $203 |
| Travelers | $2,465 | $205 |
| Erie Insurance | $2,526 | $210 |
| American Family | $2,778 | $231 |
| Island Insurance | $2,780 | $232 |
| NJM | $2,826 | $236 |
| UAIC | $2,827 | $236 |
| Safety Insurance | $2,853 | $238 |
| Farm Bureau Insurance of Tennessee | $2,866 | $239 |
| United Insurance Co | $2,888 | $241 |
| Incline Insurance | $2,920 | $243 |
| State Farm | $2,945 | $245 |
| Central Insurance | $2,983 | $249 |
| Indiana Farmers Insurance | $2,984 | $249 |
| Rural Mutual Insurance | $2,993 | $249 |
| Nationwide | $3,006 | $251 |
| Acuity Insurance | $3,059 | $255 |
| Indiana Farm Bureau | $3,068 | $256 |
| GEICO | $3,086 | $257 |
| NYCM Insurance | $3,099 | $258 |
| Vermont Mutual | $3,124 | $260 |
| Country Financial | $3,143 | $262 |
| MMG Insurance | $3,143 | $262 |
| Arbella Insurance | $3,153 | $263 |
| Auto Club Group (AAA) | $3,173 | $264 |
| Shelter Insurance | $3,180 | $265 |
| Plymouth Rock Assurance | $3,356 | $280 |
| Westfield Insurance | $3,357 | $280 |
| Auto-Owners | $3,416 | $285 |
| Kemper | $3,502 | $292 |
| Southern Farm Bureau | $3,509 | $292 |
| Missouri Farm Bureau Insurance | $3,524 | $294 |
| West Bend Insurance Company | $3,538 | $295 |
| Nodak Insurance | $3,602 | $300 |
| IMT Insurance | $3,639 | $303 |
| Penn National Insurance | $3,753 | $313 |
| North Carolina Farm Bureau Insurance | $3,754 | $313 |
| N&D Group | $3,853 | $321 |
| Progressive | $3,899 | $325 |
| PEMCO | $4,011 | $334 |
| Farm Bureau Insurance of Idaho | $4,056 | $338 |
| Amica | $4,063 | $339 |
| Equity Insurance | $4,094 | $341 |
| Western National Insurance | $4,137 | $345 |
| Mercury Insurance | $4,234 | $353 |
| Mendota Insurance | $4,317 | $360 |
| Allstate | $4,612 | $384 |
| AFR Insurance | $4,647 | $387 |
| Farmers | $4,685 | $390 |
| Kentucky Farm Bureau Insurance | $4,690 | $391 |
| Chubb | $4,954 | $413 |
| CSAA Insurance (AAA) | $5,039 | $420 |
| Oklahoma Farm Bureau | $5,201 | $433 |
| Iowa Farm Bureau | $5,540 | $462 |
| North Star Mutual | $5,572 | $464 |
| Utica National Insurance Group | $5,585 | $465 |
| California Casualty | $5,698 | $475 |
| Auto Club Enterprises (AAA) | $5,786 | $482 |
| Farm Bureau Insurance of Michigan | $5,844 | $487 |
| Frankenmuth Insurance | $6,826 | $569 |
| Louisiana Farm Bureau Insurance | $6,962 | $580 |
| AIG | $7,051 | $588 |
| Key Insurance Company | $7,081 | $590 |
| Dairyland | $7,162 | $597 |
| Good2Go Insurance | $7,404 | $617 |
| Donegal Insurance | $7,450 | $621 |
| Safeway Insurance | $7,666 | $639 |
| Maryland Auto Insurance | $8,120 | $677 |
| Preferred Mutual | $8,202 | $683 |
| Alfa Insurance | $9,548 | $796 |
| The Hanover | $10,858 | $905 |
| USAA | $2,678 | $223 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,607 | 19% more |
| Alaska | $3,402 | 12% more |
| Arizona | $3,907 | 29% more |
| Arkansas | $4,512 | 49% more |
| California | $4,322 | 42% more |
| Colorado | $4,306 | 42% more |
| Connecticut | $4,325 | 42% more |
| Delaware | $4,605 | 52% more |
| Florida | $4,153 | 37% more |
| Georgia | $3,722 | 23% more |
| Hawaii | $2,155 | 29% less |
| Idaho | $2,727 | 10% less |
| Illinois | $3,157 | 4% more |
| Indiana | $2,609 | 14% less |
| Iowa | $3,302 | 9% more |
| Kansas | $3,655 | 20% more |
| Kentucky | $4,187 | 38% more |
| Louisiana | $6,569 | 116% more |
| Maine | $2,376 | 22% less |
| Maryland | $3,984 | 31% more |
| Massachusetts | $3,244 | 7% more |
| Michigan | $5,528 | 82% more |
| Minnesota | $3,456 | 14% more |
| Mississippi | $4,075 | 34% more |
| Missouri | $3,680 | 21% more |
| Montana | $3,522 | 16% more |
| Nebraska | $3,984 | 31% more |
| Nevada | $4,628 | 52% more |
| New Hampshire | $2,600 | 14% less |
| New Jersey | $4,077 | 34% more |
| New Mexico | $3,733 | 23% more |
| New York | $4,105 | 35% more |
| North Carolina | $3,383 | 11% more |
| North Dakota | $3,382 | 11% more |
| Ohio | $2,555 | 16% less |
| Oklahoma | $4,127 | 36% more |
| Oregon | $3,352 | 10% more |
| Pennsylvania | $3,560 | 17% more |
| Rhode Island | $3,931 | 29% more |
| South Carolina | $4,109 | 35% more |
| South Dakota | $4,455 | 47% more |
| Tennessee | $3,253 | 7% more |
| Texas | $4,202 | 38% more |
| Utah | $3,119 | 3% more |
| Vermont | $2,526 | 17% less |
| Virginia | $3,012 | 1% less |
| Washington | $2,994 | 1% less |
| Washington, D.C. | $5,020 | 65% more |
| West Virginia | $3,196 | 5% more |
| Wisconsin | $3,678 | 21% more |
| Wyoming | $3,074 | 1% more |
BMW 5 Series insurance cost
5 Series Insurance Cost Highlights
- The average car insurance cost for 5 Series is $4,228 per year.
- Trim Level - 530i, 530i XDrive, 540i XDrive, 550e XDrive
The average cost to insure BMW 5 Series is around $4,228 per year for full coverage, which is $352 per month.
For liability-only coverage, the cost is around $1,135 per year, or about $95 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW 5 Series with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2025 BMW 5 Series | $4,612 |
| 2024 BMW 5 Series | $4,447 |
| 2023 BMW 5 Series | $4,278 |
| 2022 BMW 5 Series | $3,945 |
| 2021 BMW 5 Series | $3,740 |
| 2019 BMW 5 Series | $3,468 |
| 2018 BMW 5 Series | $2,759 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,025 | $85 |
| Grange Insurance | $2,056 | $171 |
| Farmers Mutual of Nebraska | $2,299 | $192 |
| American National | $2,474 | $206 |
| Co-operative Insurance Companies | $2,551 | $213 |
| Travelers | $2,602 | $217 |
| QBE | $2,618 | $218 |
| United Insurance Co | $2,649 | $221 |
| American Family | $2,783 | $232 |
| Erie Insurance | $2,786 | $232 |
| UAIC | $2,874 | $239 |
| Safety Insurance | $2,900 | $242 |
| Incline Insurance | $2,910 | $242 |
| Island Insurance | $2,969 | $247 |
| NYCM Insurance | $2,988 | $249 |
| NJM | $3,020 | $252 |
| Central Insurance | $3,130 | $261 |
| Acuity Insurance | $3,130 | $261 |
| Farm Bureau Insurance of Tennessee | $3,156 | $263 |
| Rural Mutual Insurance | $3,186 | $266 |
| Auto Club Group (AAA) | $3,229 | $269 |
| Indiana Farm Bureau | $3,233 | $269 |
| Arbella Insurance | $3,233 | $269 |
| Kemper | $3,263 | $272 |
| State Farm | $3,305 | $275 |
| Vermont Mutual | $3,368 | $281 |
| Country Financial | $3,377 | $281 |
| MMG Insurance | $3,420 | $285 |
| Plymouth Rock Assurance | $3,447 | $287 |
| Shelter Insurance | $3,490 | $291 |
| Indiana Farmers Insurance | $3,560 | $297 |
| Westfield Insurance | $3,597 | $300 |
| Auto-Owners | $3,657 | $305 |
| Missouri Farm Bureau Insurance | $3,731 | $311 |
| Southern Farm Bureau | $3,751 | $313 |
| Nationwide | $3,772 | $314 |
| West Bend Insurance Company | $3,889 | $324 |
| Nodak Insurance | $3,974 | $331 |
| Penn National Insurance | $3,993 | $333 |
| North Carolina Farm Bureau Insurance | $3,995 | $333 |
| Progressive | $4,003 | $334 |
| Farm Bureau Insurance of Idaho | $4,016 | $335 |
| N&D Group | $4,027 | $336 |
| IMT Insurance | $4,044 | $337 |
| GEICO | $4,129 | $344 |
| PEMCO | $4,216 | $351 |
| Equity Insurance | $4,234 | $353 |
| Amica | $4,295 | $358 |
| Western National Insurance | $4,408 | $367 |
| Mercury Insurance | $4,592 | $383 |
| Farmers | $4,981 | $415 |
| Kentucky Farm Bureau Insurance | $5,213 | $434 |
| Mendota Insurance | $5,252 | $438 |
| Chubb | $5,262 | $439 |
| AFR Insurance | $5,366 | $447 |
| Oklahoma Farm Bureau | $5,606 | $467 |
| Allstate | $5,636 | $470 |
| Auto Club Enterprises (AAA) | $5,864 | $489 |
| California Casualty | $5,962 | $497 |
| Utica National Insurance Group | $5,999 | $500 |
| North Star Mutual | $6,292 | $524 |
| Farm Bureau Insurance of Michigan | $6,396 | $533 |
| Iowa Farm Bureau | $6,402 | $534 |
| CSAA Insurance (AAA) | $6,540 | $545 |
| Dairyland | $6,977 | $581 |
| Key Insurance Company | $7,081 | $590 |
| AIG | $7,116 | $593 |
| Frankenmuth Insurance | $7,331 | $611 |
| Louisiana Farm Bureau Insurance | $7,452 | $621 |
| Good2Go Insurance | $7,707 | $642 |
| Maryland Auto Insurance | $8,405 | $700 |
| Donegal Insurance | $8,589 | $716 |
| Safeway Insurance | $8,892 | $741 |
| Preferred Mutual | $8,942 | $745 |
| The Hanover | $11,124 | $927 |
| Alfa Insurance | $14,125 | $1,177 |
| USAA | $3,272 | $273 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,925 | 29% more |
| Alaska | $3,925 | 29% more |
| Arizona | $4,326 | 42% more |
| Arkansas | $5,446 | 79% more |
| California | $5,043 | 66% more |
| Colorado | $5,188 | 71% more |
| Connecticut | $4,781 | 57% more |
| Delaware | $4,993 | 64% more |
| Florida | $4,633 | 53% more |
| Georgia | $4,116 | 36% more |
| Hawaii | $2,375 | 22% less |
| Idaho | $2,881 | 5% less |
| Illinois | $3,435 | 13% more |
| Indiana | $2,953 | 3% less |
| Iowa | $3,781 | 24% more |
| Kansas | $4,368 | 44% more |
| Kentucky | $5,121 | 69% more |
| Louisiana | $7,302 | 140% more |
| Maine | $2,684 | 12% less |
| Maryland | $4,466 | 47% more |
| Massachusetts | $3,567 | 17% more |
| Michigan | $5,966 | 96% more |
| Minnesota | $4,084 | 34% more |
| Mississippi | $4,781 | 57% more |
| Missouri | $4,654 | 53% more |
| Montana | $4,025 | 33% more |
| Nebraska | $4,517 | 49% more |
| Nevada | $5,012 | 65% more |
| New Hampshire | $2,940 | 3% less |
| New Jersey | $4,526 | 49% more |
| New Mexico | $4,018 | 32% more |
| New York | $4,541 | 50% more |
| North Carolina | $3,616 | 19% more |
| North Dakota | $3,793 | 25% more |
| Ohio | $2,764 | 9% less |
| Oklahoma | $4,548 | 50% more |
| Oregon | $3,640 | 20% more |
| Pennsylvania | $4,084 | 34% more |
| Rhode Island | $4,789 | 58% more |
| South Carolina | $4,278 | 41% more |
| South Dakota | $5,189 | 71% more |
| Tennessee | $3,777 | 24% more |
| Texas | $4,578 | 51% more |
| Utah | $3,368 | 11% more |
| Vermont | $2,883 | 5% less |
| Virginia | $3,323 | 9% more |
| Washington | $3,275 | 8% more |
| Washington, D.C. | $5,659 | 86% more |
| West Virginia | $3,987 | 31% more |
| Wisconsin | $4,084 | 34% more |
| Wyoming | $3,472 | 14% more |
BMW 7 Series insurance cost
7 Series Insurance Cost Highlights
- The average car insurance cost for 7 Series is $5,314 per year.
- Trim Level - 740i, 740i XDrive, 750e XDrive, 760i XDrive
The average cost to insure BMW 7 Series is around $5,314 per year for full coverage, which is $443 per month.
For liability-only coverage, the cost is around $1,140 per year, or about $95 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW 7 Series with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2025 BMW 7 Series | $5,566 |
| 2024 BMW 7 Series | $5,456 |
| 2023 BMW 7 Series | $5,251 |
| 2022 BMW 7 Series | $5,324 |
| 2021 BMW 7 Series | $4,899 |
| 2019 BMW 7 Series | $5,137 |
| 2018 BMW 7 Series | $4,156 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,079 | $90 |
| Grange Insurance | $2,098 | $175 |
| Farmers Mutual of Nebraska | $2,353 | $196 |
| UAIC | $2,902 | $242 |
| United Insurance Co | $2,965 | $247 |
| Travelers | $3,002 | $250 |
| American Family | $3,030 | $252 |
| Auto Club Group (AAA) | $3,111 | $259 |
| QBE | $3,136 | $261 |
| NJM | $3,154 | $263 |
| Indiana Farm Bureau | $3,233 | $269 |
| Co-operative Insurance Companies | $3,288 | $274 |
| Farm Bureau Insurance of Tennessee | $3,292 | $274 |
| American National | $3,367 | $281 |
| Erie Insurance | $3,397 | $283 |
| Safety Insurance | $3,487 | $291 |
| Arbella Insurance | $3,639 | $303 |
| Island Insurance | $3,719 | $310 |
| Kemper | $3,736 | $311 |
| Central Insurance | $3,800 | $317 |
| Rural Mutual Insurance | $3,802 | $317 |
| Indiana Farmers Insurance | $3,890 | $324 |
| Incline Insurance | $3,891 | $324 |
| Acuity Insurance | $3,894 | $325 |
| Country Financial | $3,933 | $328 |
| Plymouth Rock Assurance | $4,113 | $343 |
| Nodak Insurance | $4,201 | $350 |
| Equity Insurance | $4,234 | $353 |
| Vermont Mutual | $4,265 | $355 |
| Auto-Owners | $4,271 | $356 |
| Southern Farm Bureau | $4,386 | $365 |
| MMG Insurance | $4,405 | $367 |
| Nationwide | $4,437 | $370 |
| N&D Group | $4,449 | $371 |
| Westfield Insurance | $4,587 | $382 |
| State Farm | $4,589 | $382 |
| Penn National Insurance | $4,607 | $384 |
| North Carolina Farm Bureau Insurance | $4,609 | $384 |
| Missouri Farm Bureau Insurance | $4,628 | $386 |
| Progressive | $4,632 | $386 |
| Shelter Insurance | $4,831 | $403 |
| West Bend Insurance Company | $4,852 | $404 |
| GEICO | $5,171 | $431 |
| IMT Insurance | $5,294 | $441 |
| PEMCO | $5,392 | $449 |
| Amica | $5,396 | $450 |
| Kentucky Farm Bureau Insurance | $5,454 | $455 |
| Western National Insurance | $5,487 | $457 |
| Mendota Insurance | $5,894 | $491 |
| NYCM Insurance | $5,905 | $492 |
| Mercury Insurance | $5,950 | $496 |
| Farmers | $6,604 | $550 |
| Iowa Farm Bureau | $6,646 | $554 |
| Farm Bureau Insurance of Michigan | $6,721 | $560 |
| Oklahoma Farm Bureau | $6,845 | $570 |
| Farm Bureau Insurance of Idaho | $6,892 | $574 |
| Allstate | $6,915 | $576 |
| Utica National Insurance Group | $6,989 | $582 |
| Key Insurance Company | $7,081 | $590 |
| California Casualty | $7,086 | $591 |
| AFR Insurance | $7,119 | $593 |
| Chubb | $7,167 | $597 |
| Auto Club Enterprises (AAA) | $8,042 | $670 |
| AIG | $8,118 | $677 |
| North Star Mutual | $8,291 | $691 |
| Dairyland | $8,298 | $692 |
| Maryland Auto Insurance | $8,405 | $700 |
| Good2Go Insurance | $9,056 | $755 |
| Frankenmuth Insurance | $9,255 | $771 |
| Louisiana Farm Bureau Insurance | $9,278 | $773 |
| CSAA Insurance (AAA) | $9,568 | $797 |
| Safeway Insurance | $9,818 | $818 |
| Preferred Mutual | $11,677 | $973 |
| Donegal Insurance | $12,132 | $1,011 |
| The Hanover | $12,854 | $1,071 |
| Alfa Insurance | $14,796 | $1,233 |
| USAA | $5,662 | $472 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $4,658 | 53% more |
| Alaska | $5,076 | 67% more |
| Arizona | $5,588 | 84% more |
| Arkansas | $6,626 | 118% more |
| California | $6,309 | 108% more |
| Colorado | $6,428 | 112% more |
| Connecticut | $6,029 | 99% more |
| Delaware | $5,926 | 95% more |
| Florida | $5,060 | 67% more |
| Georgia | $4,927 | 62% more |
| Hawaii | $3,261 | 7% more |
| Idaho | $3,779 | 24% more |
| Illinois | $4,216 | 39% more |
| Indiana | $3,658 | 20% more |
| Iowa | $4,818 | 59% more |
| Kansas | $5,524 | 82% more |
| Kentucky | $6,018 | 98% more |
| Louisiana | $9,478 | 212% more |
| Maine | $3,689 | 21% more |
| Maryland | $5,751 | 89% more |
| Massachusetts | $4,312 | 42% more |
| Michigan | $7,222 | 138% more |
| Minnesota | $5,311 | 75% more |
| Mississippi | $6,358 | 109% more |
| Missouri | $5,605 | 85% more |
| Montana | $5,476 | 80% more |
| Nebraska | $5,831 | 92% more |
| Nevada | $5,648 | 86% more |
| New Hampshire | $3,856 | 27% more |
| New Jersey | $5,394 | 78% more |
| New Mexico | $5,168 | 70% more |
| New York | $5,743 | 89% more |
| North Carolina | $4,193 | 38% more |
| North Dakota | $4,988 | 64% more |
| Ohio | $3,408 | 12% more |
| Oklahoma | $6,009 | 98% more |
| Oregon | $4,432 | 46% more |
| Pennsylvania | $5,627 | 85% more |
| Rhode Island | $5,664 | 86% more |
| South Carolina | $5,872 | 93% more |
| South Dakota | $7,034 | 132% more |
| Tennessee | $4,771 | 57% more |
| Texas | $5,864 | 93% more |
| Utah | $4,085 | 35% more |
| Vermont | $4,067 | 34% more |
| Virginia | $4,596 | 51% more |
| Washington | $4,033 | 33% more |
| Washington, D.C. | $7,581 | 150% more |
| West Virginia | $4,989 | 64% more |
| Wisconsin | $4,986 | 64% more |
| Wyoming | $4,259 | 40% more |
BMW X5 insurance cost
X5 Insurance Cost Highlights
- The average car insurance cost for X5 is $3,697 per year.
- Trim Level - X5 M60i XDrive, X5 sDrive 40i, X5 XDrive 40i, X5 XDrive 50e
The average cost to insure BMW X5 is around $3,697 per year for full coverage, which is $308 per month.
For liability-only coverage, the cost is around $1,116 per year, or about $93 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW X5 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2025 BMW X5 | $3,719 |
| 2024 BMW X5 | $3,727 |
| 2023 BMW X5 | $3,619 |
| 2022 BMW X5 | $3,435 |
| 2021 BMW X5 | $3,265 |
| 2020 BMW X5 | $3,181 |
| 2019 BMW X5 | $3,071 |
| 2018 BMW X5 | $2,909 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,042 | $87 |
| Grange Insurance | $1,781 | $148 |
| American Family | $1,901 | $158 |
| Farmers Mutual of Nebraska | $1,910 | $159 |
| Co-operative Insurance Companies | $1,930 | $161 |
| American National | $1,965 | $164 |
| Safety Insurance | $2,151 | $179 |
| Island Insurance | $2,215 | $185 |
| QBE | $2,279 | $190 |
| Incline Insurance | $2,319 | $193 |
| Travelers | $2,438 | $203 |
| Farm Bureau Insurance of Idaho | $2,452 | $204 |
| Rural Mutual Insurance | $2,454 | $205 |
| Vermont Mutual | $2,516 | $210 |
| MMG Insurance | $2,542 | $212 |
| Auto Club Group (AAA) | $2,573 | $214 |
| Arbella Insurance | $2,694 | $225 |
| NJM | $2,708 | $226 |
| Central Insurance | $2,754 | $230 |
| UAIC | $2,771 | $231 |
| Farm Bureau Insurance of Tennessee | $2,788 | $232 |
| Indiana Farm Bureau | $2,833 | $236 |
| United Insurance Co | $2,895 | $241 |
| NYCM Insurance | $2,920 | $243 |
| Westfield Insurance | $3,045 | $254 |
| Southern Farm Bureau | $3,048 | $254 |
| IMT Insurance | $3,072 | $256 |
| Nationwide | $3,078 | $256 |
| Auto-Owners | $3,128 | $261 |
| Indiana Farmers Insurance | $3,148 | $262 |
| Missouri Farm Bureau Insurance | $3,182 | $265 |
| Amica | $3,199 | $267 |
| Kemper | $3,216 | $268 |
| Country Financial | $3,222 | $269 |
| N&D Group | $3,229 | $269 |
| PEMCO | $3,239 | $270 |
| Western National Insurance | $3,310 | $276 |
| Nodak Insurance | $3,327 | $277 |
| Progressive | $3,336 | $278 |
| West Bend Insurance Company | $3,360 | $280 |
| State Farm | $3,368 | $281 |
| Penn National Insurance | $3,374 | $281 |
| North Carolina Farm Bureau Insurance | $3,374 | $281 |
| Erie Insurance | $3,449 | $287 |
| Plymouth Rock Assurance | $3,658 | $305 |
| Equity Insurance | $3,678 | $306 |
| Mercury Insurance | $3,692 | $308 |
| Mendota Insurance | $3,742 | $312 |
| Shelter Insurance | $3,770 | $314 |
| Chubb | $3,774 | $314 |
| GEICO | $3,985 | $332 |
| Donegal Insurance | $4,252 | $354 |
| CSAA Insurance (AAA) | $4,394 | $366 |
| Oklahoma Farm Bureau | $4,586 | $382 |
| Kentucky Farm Bureau Insurance | $4,732 | $394 |
| Allstate | $4,735 | $395 |
| Dairyland | $4,937 | $411 |
| California Casualty | $4,979 | $415 |
| North Star Mutual | $5,026 | $419 |
| Utica National Insurance Group | $5,176 | $431 |
| Frankenmuth Insurance | $5,177 | $431 |
| Farm Bureau Insurance of Michigan | $5,448 | $454 |
| Iowa Farm Bureau | $5,672 | $473 |
| Auto Club Enterprises (AAA) | $6,020 | $502 |
| Farmers | $6,025 | $502 |
| Alfa Insurance | $6,098 | $508 |
| Good2Go Insurance | $6,213 | $518 |
| Safeway Insurance | $6,251 | $521 |
| Louisiana Farm Bureau Insurance | $6,282 | $524 |
| Maryland Auto Insurance | $6,388 | $532 |
| Key Insurance Company | $7,081 | $590 |
| Preferred Mutual | $7,194 | $600 |
| The Hanover | $7,338 | $611 |
| USAA | $3,398 | $283 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,457 | 14% more |
| Alaska | $3,466 | 14% more |
| Arizona | $4,092 | 35% more |
| Arkansas | $4,555 | 50% more |
| California | $4,287 | 41% more |
| Colorado | $4,755 | 57% more |
| Connecticut | $4,207 | 39% more |
| Delaware | $3,871 | 27% more |
| Florida | $3,676 | 21% more |
| Georgia | $3,661 | 21% more |
| Hawaii | $2,179 | 28% less |
| Idaho | $2,560 | 16% less |
| Illinois | $3,473 | 14% more |
| Indiana | $2,807 | 8% less |
| Iowa | $3,689 | 21% more |
| Kansas | $4,302 | 42% more |
| Kentucky | $4,756 | 57% more |
| Louisiana | $6,195 | 104% more |
| Maine | $2,436 | 20% less |
| Maryland | $4,360 | 44% more |
| Massachusetts | $3,080 | 1% more |
| Michigan | $4,805 | 58% more |
| Minnesota | $3,758 | 24% more |
| Mississippi | $4,934 | 62% more |
| Missouri | $3,927 | 29% more |
| Montana | $4,115 | 35% more |
| Nebraska | $4,565 | 50% more |
| Nevada | $4,761 | 57% more |
| New Hampshire | $2,569 | 15% less |
| New Jersey | $4,063 | 34% more |
| New Mexico | $3,967 | 31% more |
| New York | $3,862 | 27% more |
| North Carolina | $3,080 | 1% more |
| North Dakota | $3,620 | 19% more |
| Ohio | $2,695 | 11% less |
| Oklahoma | $4,431 | 46% more |
| Oregon | $3,326 | 10% more |
| Pennsylvania | $4,117 | 36% more |
| Rhode Island | $3,922 | 29% more |
| South Carolina | $4,116 | 36% more |
| South Dakota | $5,454 | 80% more |
| Tennessee | $3,791 | 25% more |
| Texas | $4,234 | 39% more |
| Utah | $2,983 | 2% less |
| Vermont | $2,729 | 10% less |
| Virginia | $3,461 | 14% more |
| Washington | $2,957 | 3% less |
| Washington, D.C. | $5,177 | 70% more |
| West Virginia | $3,579 | 18% more |
| Wisconsin | $4,090 | 35% more |
| Wyoming | $3,013 | 1% less |
BMW X6 insurance cost
X6 Insurance Cost Highlights
- The average car insurance cost for X6 is $4,203 per year.
- Trim Level - X6 XDrive 40i, X6 XDrive M60
The average cost to insure BMW X6 is around $4,203 per year for full coverage, which is $350 per month.
For liability-only coverage, the cost is around $1,162 per year, or about $97 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW X6 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2025 BMW X6 | $4,123 |
| 2024 BMW X6 | $4,421 |
| 2023 BMW X6 | $4,178 |
| 2022 BMW X6 | $4,029 |
| 2021 BMW X6 | $3,804 |
| 2020 BMW X6 | $3,828 |
| 2019 BMW X6 | $3,650 |
| 2018 BMW X6 | $3,860 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,028 | $86 |
| Grange Insurance | $2,022 | $168 |
| Co-operative Insurance Companies | $2,050 | $171 |
| Farmers Mutual of Nebraska | $2,122 | $177 |
| American Family | $2,272 | $189 |
| QBE | $2,304 | $192 |
| Safety Insurance | $2,372 | $198 |
| American National | $2,385 | $199 |
| Island Insurance | $2,436 | $203 |
| Rural Mutual Insurance | $2,688 | $224 |
| MMG Insurance | $2,739 | $228 |
| Vermont Mutual | $2,741 | $228 |
| Acuity Insurance | $2,770 | $231 |
| Central Insurance | $2,812 | $234 |
| UAIC | $2,830 | $236 |
| NYCM Insurance | $2,863 | $239 |
| Farm Bureau Insurance of Idaho | $2,864 | $239 |
| United Insurance Co | $2,880 | $240 |
| NJM | $2,887 | $241 |
| Kemper | $2,925 | $244 |
| Farm Bureau Insurance of Tennessee | $2,997 | $250 |
| Arbella Insurance | $3,000 | $250 |
| Auto Club Group (AAA) | $3,071 | $256 |
| Indiana Farm Bureau | $3,093 | $258 |
| Southern Farm Bureau | $3,094 | $258 |
| IMT Insurance | $3,216 | $268 |
| Missouri Farm Bureau Insurance | $3,276 | $273 |
| West Bend Insurance Company | $3,310 | $276 |
| Incline Insurance | $3,332 | $278 |
| Westfield Insurance | $3,364 | $280 |
| Indiana Farmers Insurance | $3,376 | $281 |
| Country Financial | $3,391 | $283 |
| Travelers | $3,528 | $294 |
| PEMCO | $3,544 | $295 |
| Auto-Owners | $3,548 | $296 |
| Amica | $3,551 | $296 |
| Penn National Insurance | $3,565 | $297 |
| Erie Insurance | $3,566 | $297 |
| North Carolina Farm Bureau Insurance | $3,566 | $297 |
| GEICO | $3,588 | $299 |
| Western National Insurance | $3,640 | $303 |
| N&D Group | $3,651 | $304 |
| Progressive | $3,653 | $304 |
| Nodak Insurance | $3,693 | $308 |
| State Farm | $3,707 | $309 |
| Mendota Insurance | $3,741 | $312 |
| Plymouth Rock Assurance | $3,896 | $325 |
| Nationwide | $3,899 | $325 |
| Chubb | $3,995 | $333 |
| Equity Insurance | $4,047 | $337 |
| Shelter Insurance | $4,087 | $341 |
| Mercury Insurance | $4,191 | $349 |
| Donegal Insurance | $4,496 | $375 |
| Oklahoma Farm Bureau | $4,772 | $398 |
| Kentucky Farm Bureau Insurance | $4,996 | $416 |
| North Star Mutual | $5,014 | $418 |
| AFR Insurance | $5,192 | $433 |
| California Casualty | $5,267 | $439 |
| Utica National Insurance Group | $5,328 | $444 |
| Allstate | $5,352 | $446 |
| Frankenmuth Insurance | $5,813 | $484 |
| Farm Bureau Insurance of Michigan | $6,017 | $501 |
| Farmers | $6,056 | $505 |
| Iowa Farm Bureau | $6,298 | $525 |
| Alfa Insurance | $6,440 | $537 |
| Louisiana Farm Bureau Insurance | $6,607 | $551 |
| Good2Go Insurance | $6,723 | $560 |
| Auto Club Enterprises (AAA) | $6,747 | $562 |
| AIG | $6,790 | $566 |
| CSAA Insurance (AAA) | $6,818 | $568 |
| Dairyland | $6,987 | $582 |
| Key Insurance Company | $7,081 | $590 |
| Preferred Mutual | $7,389 | $616 |
| Maryland Auto Insurance | $8,125 | $677 |
| Safeway Insurance | $8,511 | $709 |
| The Hanover | $8,647 | $721 |
| USAA | $2,854 | $238 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,942 | 30% more |
| Alaska | $3,487 | 15% more |
| Arizona | $4,372 | 44% more |
| Arkansas | $4,776 | 57% more |
| California | $4,900 | 61% more |
| Colorado | $4,814 | 59% more |
| Connecticut | $4,551 | 50% more |
| Delaware | $4,239 | 40% more |
| Florida | $4,347 | 43% more |
| Georgia | $3,809 | 25% more |
| Hawaii | $2,274 | 25% less |
| Idaho | $2,839 | 7% less |
| Illinois | $3,772 | 24% more |
| Indiana | $3,073 | 1% more |
| Iowa | $3,868 | 27% more |
| Kansas | $4,631 | 52% more |
| Kentucky | $5,174 | 70% more |
| Louisiana | $7,229 | 138% more |
| Maine | $2,670 | 12% less |
| Maryland | $4,907 | 62% more |
| Massachusetts | $3,468 | 14% more |
| Michigan | $5,192 | 71% more |
| Minnesota | $3,944 | 30% more |
| Mississippi | $5,420 | 78% more |
| Missouri | $4,427 | 46% more |
| Montana | $4,005 | 32% more |
| Nebraska | $4,741 | 56% more |
| Nevada | $4,944 | 63% more |
| New Hampshire | $2,817 | 7% less |
| New Jersey | $4,292 | 41% more |
| New Mexico | $3,940 | 30% more |
| New York | $4,203 | 38% more |
| North Carolina | $3,218 | 6% more |
| North Dakota | $3,711 | 22% more |
| Ohio | $2,953 | 3% less |
| Oklahoma | $4,601 | 51% more |
| Oregon | $3,577 | 18% more |
| Pennsylvania | $4,396 | 45% more |
| Rhode Island | $4,323 | 42% more |
| South Carolina | $4,685 | 54% more |
| South Dakota | $5,455 | 80% more |
| Tennessee | $4,007 | 32% more |
| Texas | $4,610 | 52% more |
| Utah | $3,489 | 15% more |
| Vermont | $2,847 | 6% less |
| Virginia | $3,761 | 24% more |
| Washington | $3,314 | 9% more |
| Washington, D.C. | $5,413 | 78% more |
| West Virginia | $3,749 | 23% more |
| Wisconsin | $4,229 | 39% more |
| Wyoming | $3,334 | 10% more |
BMW X7 insurance cost
X7 Insurance Cost Highlights
- The average car insurance cost for X7 is $4,554 per year.
- Trim Level - Alpina XB7, X7 M60i XDrive, X7 XDrive 40i
The average cost to insure BMW X7 is around $4,554 per year for full coverage, which is $380 per month.
For liability-only coverage, the cost is around $1,142 per year, or about $95 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW X7 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2025 BMW X7 | $4,485 |
| 2024 BMW X7 | $4,351 |
| 2023 BMW X7 | $4,208 |
| 2022 BMW X7 | $4,263 |
| 2021 BMW X7 | $3,935 |
| 2020 BMW X7 | $3,808 |
| 2019 BMW X7 | $3,626 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,015 | $85 |
| Grange Insurance | $1,939 | $162 |
| Farmers Mutual of Nebraska | $2,057 | $171 |
| American Family | $2,261 | $188 |
| Co-operative Insurance Companies | $2,609 | $217 |
| Travelers | $2,629 | $219 |
| Safety Insurance | $2,644 | $220 |
| American National | $2,719 | $227 |
| Island Insurance | $2,791 | $233 |
| UAIC | $2,812 | $234 |
| NJM | $2,820 | $235 |
| NYCM Insurance | $2,846 | $237 |
| Incline Insurance | $2,861 | $238 |
| QBE | $2,877 | $240 |
| United Insurance Co | $2,894 | $241 |
| Auto Club Group (AAA) | $2,894 | $241 |
| Farm Bureau Insurance of Idaho | $2,947 | $246 |
| Farm Bureau Insurance of Tennessee | $2,970 | $247 |
| Rural Mutual Insurance | $2,986 | $249 |
| Acuity Insurance | $3,040 | $253 |
| Arbella Insurance | $3,119 | $260 |
| Erie Insurance | $3,158 | $263 |
| Vermont Mutual | $3,257 | $271 |
| Progressive | $3,308 | $276 |
| Central Insurance | $3,325 | $277 |
| Country Financial | $3,363 | $280 |
| Indiana Farmers Insurance | $3,369 | $281 |
| MMG Insurance | $3,386 | $282 |
| Indiana Farm Bureau | $3,458 | $288 |
| Kemper | $3,548 | $296 |
| Southern Farm Bureau | $3,553 | $296 |
| Nodak Insurance | $3,579 | $298 |
| Nationwide | $3,661 | $305 |
| Mendota Insurance | $3,742 | $312 |
| Auto-Owners | $3,807 | $317 |
| N&D Group | $3,846 | $320 |
| Missouri Farm Bureau Insurance | $3,931 | $328 |
| Plymouth Rock Assurance | $3,975 | $331 |
| Westfield Insurance | $3,977 | $331 |
| Equity Insurance | $3,986 | $332 |
| Amica | $3,991 | $333 |
| PEMCO | $4,027 | $336 |
| State Farm | $4,088 | $341 |
| Western National Insurance | $4,134 | $344 |
| Penn National Insurance | $4,157 | $346 |
| North Carolina Farm Bureau Insurance | $4,158 | $346 |
| IMT Insurance | $4,304 | $359 |
| GEICO | $4,341 | $362 |
| Mercury Insurance | $4,441 | $370 |
| West Bend Insurance Company | $4,456 | $371 |
| Chubb | $4,640 | $387 |
| Kentucky Farm Bureau Insurance | $4,978 | $415 |
| Donegal Insurance | $5,098 | $425 |
| Shelter Insurance | $5,324 | $444 |
| AFR Insurance | $5,493 | $458 |
| Allstate | $5,689 | $474 |
| Oklahoma Farm Bureau | $5,809 | $484 |
| Farm Bureau Insurance of Michigan | $5,882 | $490 |
| California Casualty | $5,928 | $494 |
| CSAA Insurance (AAA) | $5,937 | $495 |
| Iowa Farm Bureau | $6,091 | $508 |
| Utica National Insurance Group | $6,478 | $540 |
| Alfa Insurance | $6,501 | $542 |
| Frankenmuth Insurance | $7,060 | $588 |
| Key Insurance Company | $7,081 | $590 |
| Good2Go Insurance | $7,132 | $594 |
| AIG | $7,202 | $600 |
| North Star Mutual | $7,231 | $603 |
| Farmers | $7,375 | $615 |
| Auto Club Enterprises (AAA) | $7,693 | $641 |
| Dairyland | $7,912 | $659 |
| Safeway Insurance | $7,994 | $666 |
| Maryland Auto Insurance | $8,073 | $673 |
| Louisiana Farm Bureau Insurance | $8,151 | $679 |
| The Hanover | $8,520 | $710 |
| Preferred Mutual | $9,739 | $812 |
| USAA | $4,304 | $359 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $4,133 | 36% more |
| Alaska | $4,013 | 32% more |
| Arizona | $4,841 | 59% more |
| Arkansas | $5,192 | 71% more |
| California | $5,285 | 74% more |
| Colorado | $5,618 | 85% more |
| Connecticut | $4,855 | 60% more |
| Delaware | $4,536 | 49% more |
| Florida | $4,280 | 41% more |
| Georgia | $3,993 | 31% more |
| Hawaii | $2,516 | 17% less |
| Idaho | $3,042 | Equal |
| Illinois | $3,801 | 25% more |
| Indiana | $3,236 | 7% more |
| Iowa | $4,572 | 51% more |
| Kansas | $5,030 | 66% more |
| Kentucky | $5,493 | 81% more |
| Louisiana | $7,620 | 151% more |
| Maine | $3,126 | 3% more |
| Maryland | $5,086 | 67% more |
| Massachusetts | $3,489 | 15% more |
| Michigan | $5,915 | 95% more |
| Minnesota | $4,478 | 47% more |
| Mississippi | $5,424 | 79% more |
| Missouri | $4,769 | 57% more |
| Montana | $4,847 | 60% more |
| Nebraska | $5,211 | 72% more |
| Nevada | $5,103 | 68% more |
| New Hampshire | $3,269 | 8% more |
| New Jersey | $4,649 | 53% more |
| New Mexico | $4,580 | 51% more |
| New York | $4,387 | 44% more |
| North Carolina | $3,827 | 26% more |
| North Dakota | $4,273 | 41% more |
| Ohio | $2,982 | 2% less |
| Oklahoma | $5,193 | 71% more |
| Oregon | $3,864 | 27% more |
| Pennsylvania | $4,849 | 60% more |
| Rhode Island | $4,642 | 53% more |
| South Carolina | $5,053 | 66% more |
| South Dakota | $6,351 | 109% more |
| Tennessee | $4,256 | 40% more |
| Texas | $5,064 | 67% more |
| Utah | $3,587 | 18% more |
| Vermont | $3,430 | 13% more |
| Virginia | $3,982 | 31% more |
| Washington | $3,342 | 10% more |
| Washington, D.C. | $5,839 | 92% more |
| West Virginia | $4,186 | 38% more |
| Wisconsin | $4,689 | 54% more |
| Wyoming | $3,623 | 19% more |
BMW X1 insurance cost
X1 Insurance Cost Highlights
- The average car insurance cost for X1 is $2,934 per year.
- Trim Level - X1 XDrive 28i, X1 XDrive M35i
The average cost to insure BMW X1 is around $2,934 per year for full coverage, which is $245 per month.
For liability-only coverage, the cost is around $1,075 per year, or about $90 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW X1 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2025 BMW X1 | $3,172 |
| 2024 BMW X1 | $3,106 |
| 2023 BMW X1 | $2,904 |
| 2022 BMW X1 | $2,854 |
| 2021 BMW X1 | $2,732 |
| 2020 BMW X1 | $2,697 |
| 2019 BMW X1 | $2,674 |
| 2018 BMW X1 | $2,475 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $985 | $82 |
| American National | $1,555 | $130 |
| Farmers Mutual of Nebraska | $1,608 | $134 |
| Grange Insurance | $1,651 | $138 |
| Co-operative Insurance Companies | $1,690 | $141 |
| American Family | $1,815 | $151 |
| Safety Insurance | $1,896 | $158 |
| Travelers | $1,910 | $159 |
| QBE | $1,939 | $162 |
| Island Insurance | $1,942 | $162 |
| Farm Bureau Insurance of Idaho | $2,033 | $169 |
| Incline Insurance | $2,055 | $171 |
| Rural Mutual Insurance | $2,107 | $176 |
| MMG Insurance | $2,144 | $179 |
| Vermont Mutual | $2,166 | $180 |
| Indiana Farmers Insurance | $2,171 | $181 |
| Acuity Insurance | $2,188 | $182 |
| NJM | $2,266 | $189 |
| Erie Insurance | $2,273 | $189 |
| Central Insurance | $2,299 | $192 |
| State Farm | $2,300 | $192 |
| Farm Bureau Insurance of Tennessee | $2,362 | $197 |
| Nationwide | $2,393 | $199 |
| Westfield Insurance | $2,426 | $202 |
| GEICO | $2,433 | $203 |
| United Insurance Co | $2,467 | $206 |
| IMT Insurance | $2,494 | $208 |
| NYCM Insurance | $2,503 | $209 |
| Auto-Owners | $2,513 | $209 |
| Indiana Farm Bureau | $2,530 | $211 |
| Country Financial | $2,533 | $211 |
| N&D Group | $2,537 | $211 |
| Arbella Insurance | $2,641 | $220 |
| Nodak Insurance | $2,700 | $225 |
| Kemper | $2,703 | $225 |
| UAIC | $2,709 | $226 |
| PEMCO | $2,716 | $226 |
| Auto Club Group (AAA) | $2,780 | $232 |
| Progressive | $2,792 | $233 |
| Missouri Farm Bureau Insurance | $2,808 | $234 |
| West Bend Insurance Company | $2,811 | $234 |
| Southern Farm Bureau | $2,831 | $236 |
| Amica | $2,832 | $236 |
| Western National Insurance | $2,923 | $244 |
| North Carolina Farm Bureau Insurance | $2,953 | $246 |
| Penn National Insurance | $2,954 | $246 |
| Shelter Insurance | $2,962 | $247 |
| Plymouth Rock Assurance | $3,149 | $262 |
| AFR Insurance | $3,265 | $272 |
| Mercury Insurance | $3,445 | $287 |
| Chubb | $3,484 | $290 |
| Mendota Insurance | $3,606 | $301 |
| Donegal Insurance | $3,729 | $311 |
| Kentucky Farm Bureau Insurance | $3,828 | $319 |
| Farmers | $3,845 | $320 |
| Allstate | $3,851 | $321 |
| Oklahoma Farm Bureau | $3,937 | $328 |
| North Star Mutual | $3,958 | $330 |
| Iowa Farm Bureau | $4,066 | $339 |
| California Casualty | $4,277 | $356 |
| CSAA Insurance (AAA) | $4,303 | $359 |
| Safeway Insurance | $4,360 | $363 |
| Farm Bureau Insurance of Michigan | $4,471 | $373 |
| Utica National Insurance Group | $4,479 | $373 |
| Frankenmuth Insurance | $4,499 | $375 |
| Auto Club Enterprises (AAA) | $4,580 | $382 |
| Alfa Insurance | $4,678 | $390 |
| Dairyland | $4,754 | $396 |
| Equity Insurance | $4,806 | $401 |
| Louisiana Farm Bureau Insurance | $5,602 | $467 |
| Maryland Auto Insurance | $5,616 | $468 |
| Preferred Mutual | $5,719 | $477 |
| Good2Go Insurance | $5,782 | $482 |
| AIG | $6,163 | $514 |
| Key Insurance Company | $6,405 | $534 |
| The Hanover | $6,876 | $573 |
| USAA | $2,402 | $200 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,460 | 19% less |
| Alaska | $2,718 | 11% less |
| Arizona | $3,039 | Equal |
| Arkansas | $3,271 | 8% more |
| California | $3,738 | 23% more |
| Colorado | $3,430 | 13% more |
| Connecticut | $3,301 | 9% more |
| Delaware | $3,190 | 5% more |
| Florida | $3,399 | 12% more |
| Georgia | $2,906 | 4% less |
| Hawaii | $1,688 | 44% less |
| Idaho | $1,916 | 37% less |
| Illinois | $2,523 | 17% less |
| Indiana | $2,035 | 33% less |
| Iowa | $2,515 | 17% less |
| Kansas | $2,817 | 7% less |
| Kentucky | $3,381 | 11% more |
| Louisiana | $4,868 | 60% more |
| Maine | $1,827 | 40% less |
| Maryland | $3,127 | 3% more |
| Massachusetts | $2,472 | 19% less |
| Michigan | $4,034 | 33% more |
| Minnesota | $2,738 | 10% less |
| Mississippi | $3,265 | 8% more |
| Missouri | $2,854 | 6% less |
| Montana | $2,646 | 13% less |
| Nebraska | $3,186 | 5% more |
| Nevada | $4,018 | 32% more |
| New Hampshire | $1,933 | 36% less |
| New Jersey | $3,349 | 10% more |
| New Mexico | $2,728 | 10% less |
| New York | $3,187 | 5% more |
| North Carolina | $2,680 | 12% less |
| North Dakota | $2,502 | 18% less |
| Ohio | $1,968 | 35% less |
| Oklahoma | $3,439 | 13% more |
| Oregon | $2,509 | 17% less |
| Pennsylvania | $2,876 | 5% less |
| Rhode Island | $3,053 | 1% more |
| South Carolina | $3,338 | 10% more |
| South Dakota | $3,416 | 12% more |
| Tennessee | $2,577 | 15% less |
| Texas | $3,302 | 9% more |
| Utah | $2,282 | 25% less |
| Vermont | $1,918 | 37% less |
| Virginia | $2,465 | 19% less |
| Washington | $2,243 | 26% less |
| Washington, D.C. | $3,810 | 25% more |
| West Virginia | $2,656 | 13% less |
| Wisconsin | $2,797 | 8% less |
| Wyoming | $2,344 | 23% less |
BMW X3 insurance cost
X3 Insurance Cost Highlights
- The average car insurance cost for X3 is $3,151 per year.
- Trim Level - X3 XDrive 30i, X3 XDrive M50
The average cost to insure BMW X3 is around $3,151 per year for full coverage, which is $263 per month.
For liability-only coverage, the cost is around $1,084 per year, or about $90 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW X3 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2025 BMW X3 | $3,318 |
| 2024 BMW X3 | $3,222 |
| 2023 BMW X3 | $3,103 |
| 2022 BMW X3 | $2,976 |
| 2021 BMW X3 | $2,878 |
| 2020 BMW X3 | $2,791 |
| 2019 BMW X3 | $2,645 |
| 2018 BMW X3 | $2,571 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,032 | $86 |
| American National | $1,656 | $138 |
| Co-operative Insurance Companies | $1,657 | $138 |
| Grange Insurance | $1,720 | $143 |
| Farmers Mutual of Nebraska | $1,764 | $147 |
| American Family | $1,944 | $162 |
| QBE | $1,979 | $165 |
| Travelers | $1,990 | $166 |
| Safety Insurance | $1,996 | $166 |
| Island Insurance | $2,011 | $168 |
| Farm Bureau Insurance of Idaho | $2,202 | $183 |
| MMG Insurance | $2,215 | $185 |
| Rural Mutual Insurance | $2,222 | $185 |
| Vermont Mutual | $2,241 | $187 |
| Incline Insurance | $2,276 | $190 |
| Acuity Insurance | $2,324 | $194 |
| Indiana Farmers Insurance | $2,327 | $194 |
| Central Insurance | $2,415 | $201 |
| NJM | $2,434 | $203 |
| Farm Bureau Insurance of Tennessee | $2,451 | $204 |
| Arbella Insurance | $2,530 | $211 |
| Erie Insurance | $2,543 | $212 |
| Indiana Farm Bureau | $2,568 | $214 |
| Westfield Insurance | $2,580 | $215 |
| United Insurance Co | $2,582 | $215 |
| IMT Insurance | $2,590 | $216 |
| Country Financial | $2,625 | $219 |
| State Farm | $2,660 | $222 |
| NYCM Insurance | $2,679 | $223 |
| GEICO | $2,688 | $224 |
| Auto-Owners | $2,720 | $227 |
| UAIC | $2,728 | $227 |
| Auto Club Group (AAA) | $2,736 | $228 |
| Nationwide | $2,738 | $228 |
| Missouri Farm Bureau Insurance | $2,754 | $229 |
| N&D Group | $2,814 | $235 |
| Plymouth Rock Assurance | $2,830 | $236 |
| West Bend Insurance Company | $2,846 | $237 |
| PEMCO | $2,886 | $240 |
| Southern Farm Bureau | $2,898 | $242 |
| Nodak Insurance | $2,909 | $242 |
| Kemper | $2,962 | $247 |
| Amica | $2,972 | $248 |
| Western National Insurance | $3,024 | $252 |
| North Carolina Farm Bureau Insurance | $3,038 | $253 |
| Penn National Insurance | $3,038 | $253 |
| Progressive | $3,062 | $255 |
| AFR Insurance | $3,222 | $268 |
| Shelter Insurance | $3,317 | $276 |
| Chubb | $3,570 | $297 |
| Mendota Insurance | $3,742 | $312 |
| Donegal Insurance | $3,792 | $316 |
| Mercury Insurance | $3,803 | $317 |
| North Star Mutual | $4,032 | $336 |
| Oklahoma Farm Bureau | $4,034 | $336 |
| Kentucky Farm Bureau Insurance | $4,050 | $338 |
| Farmers | $4,074 | $340 |
| Allstate | $4,162 | $347 |
| CSAA Insurance (AAA) | $4,225 | $352 |
| Iowa Farm Bureau | $4,416 | $368 |
| Safeway Insurance | $4,475 | $373 |
| California Casualty | $4,486 | $374 |
| Utica National Insurance Group | $4,577 | $381 |
| Frankenmuth Insurance | $4,669 | $389 |
| Farm Bureau Insurance of Michigan | $4,746 | $396 |
| Auto Club Enterprises (AAA) | $4,917 | $410 |
| Dairyland | $4,947 | $412 |
| Equity Insurance | $4,977 | $415 |
| Alfa Insurance | $5,045 | $420 |
| Louisiana Farm Bureau Insurance | $5,675 | $473 |
| Maryland Auto Insurance | $5,758 | $480 |
| Good2Go Insurance | $5,927 | $494 |
| Preferred Mutual | $5,977 | $498 |
| AIG | $6,245 | $520 |
| Key Insurance Company | $7,081 | $590 |
| The Hanover | $7,323 | $610 |
| USAA | $2,393 | $199 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,787 | 8% less |
| Alaska | $2,848 | 6% less |
| Arizona | $3,183 | 5% more |
| Arkansas | $3,584 | 18% more |
| California | $3,751 | 24% more |
| Colorado | $3,665 | 21% more |
| Connecticut | $3,576 | 18% more |
| Delaware | $3,384 | 11% more |
| Florida | $3,575 | 18% more |
| Georgia | $3,170 | 4% more |
| Hawaii | $1,759 | 42% less |
| Idaho | $2,018 | 34% less |
| Illinois | $2,623 | 14% less |
| Indiana | $2,153 | 29% less |
| Iowa | $2,778 | 9% less |
| Kansas | $3,096 | 2% more |
| Kentucky | $3,744 | 23% more |
| Louisiana | $5,122 | 69% more |
| Maine | $1,942 | 36% less |
| Maryland | $3,428 | 13% more |
| Massachusetts | $2,629 | 13% less |
| Michigan | $4,310 | 42% more |
| Minnesota | $2,910 | 4% less |
| Mississippi | $3,497 | 15% more |
| Missouri | $3,328 | 10% more |
| Montana | $2,988 | 2% less |
| Nebraska | $3,446 | 13% more |
| Nevada | $4,141 | 36% more |
| New Hampshire | $2,100 | 31% less |
| New Jersey | $3,487 | 15% more |
| New Mexico | $2,965 | 2% less |
| New York | $3,380 | 11% more |
| North Carolina | $2,748 | 10% less |
| North Dakota | $2,644 | 13% less |
| Ohio | $2,105 | 31% less |
| Oklahoma | $3,617 | 19% more |
| Oregon | $2,610 | 14% less |
| Pennsylvania | $3,144 | 4% more |
| Rhode Island | $3,361 | 11% more |
| South Carolina | $3,440 | 13% more |
| South Dakota | $3,715 | 22% more |
| Tennessee | $2,861 | 6% less |
| Texas | $3,675 | 21% more |
| Utah | $2,392 | 21% less |
| Vermont | $2,048 | 33% less |
| Virginia | $2,682 | 12% less |
| Washington | $2,477 | 18% less |
| Washington, D.C. | $4,231 | 39% more |
| West Virginia | $3,008 | 1% less |
| Wisconsin | $3,070 | 1% more |
| Wyoming | $2,453 | 19% less |
BMW X4 insurance cost
X4 Insurance Cost Highlights
- The average car insurance cost for X4 is $3,423 per year.
- Trim Level - X4 XDrive 30i, X4 XDrive M40i
The average cost to insure BMW X4 is around $3,423 per year for full coverage, which is $285 per month.
For liability-only coverage, the cost is around $1,123 per year, or about $94 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving BMW X4 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for BMW models.
| Year and model | Average annual premium |
|---|---|
| 2025 BMW X4 | $3,673 |
| 2024 BMW X4 | $3,604 |
| 2023 BMW X4 | $3,473 |
| 2022 BMW X4 | $3,345 |
| 2021 BMW X4 | $3,347 |
| 2020 BMW X4 | $3,071 |
| 2019 BMW X4 | $2,985 |
| 2018 BMW X4 | $2,869 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,032 | $86 |
| Grange Insurance | $1,892 | $158 |
| American National | $1,900 | $158 |
| Farmers Mutual of Nebraska | $1,963 | $164 |
| Co-operative Insurance Companies | $1,975 | $165 |
| QBE | $2,216 | $185 |
| American Family | $2,231 | $186 |
| Safety Insurance | $2,252 | $188 |
| Island Insurance | $2,288 | $191 |
| Incline Insurance | $2,403 | $200 |
| Travelers | $2,448 | $204 |
| Rural Mutual Insurance | $2,530 | $211 |
| MMG Insurance | $2,570 | $214 |
| Vermont Mutual | $2,573 | $214 |
| Acuity Insurance | $2,584 | $215 |
| NJM | $2,591 | $216 |
| United Insurance Co | $2,657 | $221 |
| Farm Bureau Insurance of Idaho | $2,658 | $222 |
| Farm Bureau Insurance of Tennessee | $2,667 | $222 |
| Central Insurance | $2,681 | $223 |
| Indiana Farmers Insurance | $2,718 | $226 |
| NYCM Insurance | $2,760 | $230 |
| UAIC | $2,766 | $230 |
| Erie Insurance | $2,813 | $234 |
| Indiana Farm Bureau | $2,833 | $236 |
| Country Financial | $2,849 | $237 |
| Westfield Insurance | $2,855 | $238 |
| GEICO | $2,959 | $247 |
| Auto-Owners | $2,976 | $248 |
| Arbella Insurance | $3,000 | $250 |
| Auto Club Group (AAA) | $3,002 | $250 |
| IMT Insurance | $3,005 | $250 |
| Southern Farm Bureau | $3,034 | $253 |
| State Farm | $3,037 | $253 |
| Progressive | $3,066 | $256 |
| Nationwide | $3,153 | $263 |
| Missouri Farm Bureau Insurance | $3,186 | $266 |
| West Bend Insurance Company | $3,191 | $266 |
| Nodak Insurance | $3,207 | $267 |
| Plymouth Rock Assurance | $3,272 | $273 |
| PEMCO | $3,291 | $274 |
| Amica | $3,358 | $280 |
| North Carolina Farm Bureau Insurance | $3,385 | $282 |
| Penn National Insurance | $3,385 | $282 |
| Western National Insurance | $3,424 | $285 |
| Kemper | $3,424 | $285 |
| Shelter Insurance | $3,432 | $286 |
| N&D Group | $3,445 | $287 |
| Mercury Insurance | $3,537 | $295 |
| AFR Insurance | $3,721 | $310 |
| Mendota Insurance | $3,742 | $312 |
| Equity Insurance | $3,862 | $322 |
| Chubb | $3,870 | $322 |
| Farmers | $4,112 | $343 |
| Allstate | $4,255 | $355 |
| Donegal Insurance | $4,310 | $359 |
| Kentucky Farm Bureau Insurance | $4,424 | $369 |
| CSAA Insurance (AAA) | $4,492 | $374 |
| Oklahoma Farm Bureau | $4,582 | $382 |
| North Star Mutual | $4,762 | $397 |
| Iowa Farm Bureau | $4,834 | $403 |
| Dairyland | $4,955 | $413 |
| California Casualty | $4,996 | $416 |
| Utica National Insurance Group | $5,092 | $424 |
| Farm Bureau Insurance of Michigan | $5,180 | $432 |
| Frankenmuth Insurance | $5,460 | $455 |
| Auto Club Enterprises (AAA) | $5,545 | $462 |
| Alfa Insurance | $5,581 | $465 |
| Louisiana Farm Bureau Insurance | $6,224 | $519 |
| Good2Go Insurance | $6,431 | $536 |
| Safeway Insurance | $6,546 | $545 |
| AIG | $6,796 | $566 |
| Preferred Mutual | $6,939 | $578 |
| Key Insurance Company | $7,081 | $590 |
| Maryland Auto Insurance | $7,576 | $631 |
| The Hanover | $8,342 | $695 |
| USAA | $2,670 | $222 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,168 | 4% more |
| Alaska | $3,094 | 2% more |
| Arizona | $3,548 | 17% more |
| Arkansas | $3,795 | 25% more |
| California | $4,060 | 34% more |
| Colorado | $3,935 | 30% more |
| Connecticut | $3,902 | 28% more |
| Delaware | $3,688 | 21% more |
| Florida | $3,858 | 27% more |
| Georgia | $3,385 | 11% more |
| Hawaii | $2,001 | 34% less |
| Idaho | $2,258 | 26% less |
| Illinois | $2,904 | 4% less |
| Indiana | $2,372 | 22% less |
| Iowa | $2,993 | 1% less |
| Kansas | $3,392 | 12% more |
| Kentucky | $4,035 | 33% more |
| Louisiana | $5,852 | 93% more |
| Maine | $2,277 | 25% less |
| Maryland | $3,776 | 24% more |
| Massachusetts | $2,933 | 3% less |
| Michigan | $4,783 | 57% more |
| Minnesota | $3,247 | 7% more |
| Mississippi | $3,816 | 26% more |
| Missouri | $3,459 | 14% more |
| Montana | $3,337 | 10% more |
| Nebraska | $3,702 | 22% more |
| Nevada | $4,421 | 46% more |
| New Hampshire | $2,403 | 21% less |
| New Jersey | $3,753 | 24% more |
| New Mexico | $3,402 | 12% more |
| New York | $3,754 | 24% more |
| North Carolina | $3,063 | 1% more |
| North Dakota | $2,984 | 2% less |
| Ohio | $2,288 | 25% less |
| Oklahoma | $3,702 | 22% more |
| Oregon | $2,875 | 5% less |
| Pennsylvania | $3,342 | 10% more |
| Rhode Island | $3,692 | 22% more |
| South Carolina | $3,771 | 24% more |
| South Dakota | $4,123 | 36% more |
| Tennessee | $3,087 | 2% more |
| Texas | $3,873 | 28% more |
| Utah | $2,531 | 17% less |
| Vermont | $2,256 | 26% less |
| Virginia | $2,811 | 7% less |
| Washington | $2,672 | 12% less |
| Washington, D.C. | $4,469 | 47% more |
| West Virginia | $3,027 | Equal |
| Wisconsin | $3,277 | 8% more |
| Wyoming | $2,869 | 6% less |
Cheapest BMW models to insure
If you are looking for the most economical BMW vehicles to insure, these models have the lowest auto insurance rates:
- X1 XDrive 28i - $2,857
- X2 XDrive 28i - $2,963
- X3 XDrive 30i - $2,969
- X1 XDrive M35i - $3,012
Why are these models cheaper to insure?
These models may be cheaper to insure for a few reasons:
- Strong safety ratings and advanced safety features. Safer vehicles reduce the risk of injuries and accidents.
- Lower repair costs. Vehicles with readily available, affordable parts are cheaper to insure.
- Lower frequency of claims based on historical data. Insurance companies use this information to set lower rates for models with a good track record.
Most expensive BMW models to insure
Some BMW vehicles have a higher price tag—and that includes insurance. These models tend to have higher horsepower, costlier parts and a greater risk profile.
- M8 Competition Gran coupe XDrive - $6,744
- M5 Touring - $6,708
- M5 - $6,593
- I7 XDrive M70 - $6,486
Why are these models expensive to insure?
These models may be more expensive to insure because:
- They cost more to repair or replace if damaged or stolen.
- They may have powerful engines, which means a higher risk of speeding and therefore, accidents.
- Thieves target them more often.
- They often have expensive parts and advanced tech that are costly to fix.
What factors affect car insurance rates for BMW?
Several factors influence your insurance rate—some related to the car, others to you as the driver.
- Model and trim level: Performance features and size impact pricing.
- Vehicle age: Newer cars often cost more to insure.
- Safety ratings: Vehicles with more safety tech often earn discounts.
- Driver profile: Your age, ZIP code, credit score and driving history play a big role.
- Coverage level: Full coverage costs more than minimum liability, but provides better protection.
How to save on car insurance if you own BMW
Car insurance can be a big expense, but there are ways to save money. If you drive a BMW, you might be able to lower your costs by making smart choices. Here are some steps to save on insurance for your BMW:
- Shop around - Compare quotes from multiple insurers annually
- Increase deductibles - Opt for a higher deductible to lower premiums
- Bundle policies - Combine auto and home or renters insurance
- Ask about discounts - Safe driver, low mileage, good student and more
- Use telematics - Usage-based programs reward good driving habits
Bottom line
BMW offers a wide range of vehicles. While insurance costs vary by model, knowing the averages and understanding what affects your rate can help you make smart coverage decisions.
Want the best rate on BMW car insurance? Start by comparing quotes today and see how much you could save.
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage