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The average BMW M4 car insurance rate for 2021 is $3,085 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $4,919 a year, whereas Maine has the lowest BMW M4 insurance rates for full coverage, with an annual insurance cost of $2,154 on average for drivers aged 30.

Average insurance cost of Bmw M4 by model year
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Table
Year of Bmw M4 ModelAverage Cost to Insure
2020$2,922
2019$3,099
2018$2,910
2017$2,884
2016$2,984

Compare BMW M4 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2 Door Convertible Turbo$3,308$763$670
Geico2 Door Convertible Turbo$3,051$449$316
Farmers2 Door Convertible Turbo$3,056$1,043$878
Nationwide2 Door Convertible Turbo$4,867$958$707
Progressive2 Door Convertible Turbo$3,100$585$400
State Farm2 Door Convertible Turbo$3,320$801$569
Allstate2 Door Coupe Turbo$3,038$763$670
Geico2 Door Coupe Turbo$2,874$449$316
Farmers2 Door Coupe Turbo$4,111$951$819
Nationwide2 Door Coupe Turbo$4,535$958$707
Progressive2 Door Coupe Turbo$3,128$635$432
State Farm2 Door Coupe Turbo$3,438$843$598

2020 Bmw M4 Insurance Rates

companiesAverage Premium
State Farm$2,046
Progressive$2,356
Nationwide$2,486
Geico$2,855
Farmers$3,066
Allstate$4,722
Average Cost to Insure $2,922/year
Cheapest Rate $2,046/year
Available Trims CS

2019 Bmw M4 Insurance Rates

companiesAverage Premium
State Farm$2,178
Nationwide$2,533
Progressive$3,079
Geico$3,198
Farmers$3,572
Allstate$4,034
Average Cost to Insure $3,099/year
Cheapest Rate $2,178/year
Available Trims CS

2018 Bmw M4 Insurance Rates

companiesAverage Premium
State Farm$2,077
Geico$2,575
Nationwide$2,777
Progressive$2,897
Farmers$3,374
Allstate$3,760
Average Cost to Insure $2,910/year
Cheapest Rate $2,077/year
Available Trims CS

2017 Bmw M4 Insurance Rates

companiesAverage Premium
State Farm$2,020
Geico$2,781
Progressive$2,831
Nationwide$2,887
Farmers$3,292
Allstate$3,495
Average Cost to Insure $2,884/year
Cheapest Rate $2,020/year
Available Trims CS

2016 Bmw M4 Insurance Rates

companiesAverage Premium
State Farm$2,179
Progressive$2,713
Geico$2,739
Nationwide$2,881
Farmers$3,482
Allstate$3,909
Average Cost to Insure $2,984/year
Cheapest Rate $2,179/year
Available Trims CS