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The average BMW M4 car insurance rate for 2021 is $3,085 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $4,919 a year, whereas Maine has the lowest BMW M4 insurance rates for full coverage, with an annual insurance cost of $2,154 on average for drivers aged 30.

Average insurance cost of Bmw M4 by model year
Graph
Table
Year of Bmw M4 ModelAverage Cost to Insure
2020$2,922
2019$3,099
2018$2,910
2017$2,884
2016$2,984

Compare BMW M4 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2 Door Convertible Turbo$3,308$763$670
Geico2 Door Convertible Turbo$3,051$449$316
Farmers2 Door Convertible Turbo$3,056$1,043$878
Nationwide2 Door Convertible Turbo$4,867$958$707
Progressive2 Door Convertible Turbo$3,100$585$400
State Farm2 Door Convertible Turbo$3,320$801$569
Allstate2 Door Coupe Turbo$3,038$763$670
Geico2 Door Coupe Turbo$2,874$449$316
Farmers2 Door Coupe Turbo$4,111$951$819
Nationwide2 Door Coupe Turbo$4,535$958$707
Progressive2 Door Coupe Turbo$3,128$635$432
State Farm2 Door Coupe Turbo$3,438$843$598

2020 Bmw M4 Insurance Rates

Average Cost to Insure $2,922
Annual Cheapest Rate $2,046
Available Trims CS
RankCompaniesAverage Premium
1State Farm$2,046
2Progressive$2,356
3Nationwide$2,486
4Geico$2,855
5Farmers$3,066
6Allstate$4,722

2019 Bmw M4 Insurance Rates

Average Cost to Insure $3,099
Annual Cheapest Rate $2,178
Available Trims CS
RankCompaniesAverage Premium
1State Farm$2,178
2Nationwide$2,533
3Progressive$3,079
4Geico$3,198
5Farmers$3,572
6Allstate$4,034

2018 Bmw M4 Insurance Rates

Average Cost to Insure $2,910
Annual Cheapest Rate $2,077
Available Trims CS
RankCompaniesAverage Premium
1State Farm$2,077
2Geico$2,575
3Nationwide$2,777
4Progressive$2,897
5Farmers$3,374
6Allstate$3,760

2017 Bmw M4 Insurance Rates

Average Cost to Insure $2,884
Annual Cheapest Rate $2,020
Available Trims CS
RankCompaniesAverage Premium
1State Farm$2,020
2Geico$2,781
3Progressive$2,831
4Nationwide$2,887
5Farmers$3,292
6Allstate$3,495

2016 Bmw M4 Insurance Rates

Average Cost to Insure $2,984
Annual Cheapest Rate $2,179
Available Trims CS
RankCompaniesAverage Premium
1State Farm$2,179
2Progressive$2,713
3Geico$2,739
4Nationwide$2,881
5Farmers$3,482
6Allstate$3,909

Compare BMW insurance rates by model

Make/ModelAnnual Rates
BMW I8$3,571/year
BMW Alpina$3,139/year
BMW 740I$2,619/year
BMW 440I$2,414/year
BMW 230I$2,015/year
BMW X3$1,760/year
BMW X1$1,641/year
BMW 530I$2,311/year
BMW 330I$2,104/year

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