Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Bmw M4 is $3,632 per year or $303 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Bmw M4 costs $3,632 per year, whereas the 2022 Bmw M4 costs $3,131 annually. State Farm offers the cheapest annual rate for 2023 Bmw M4 $2,344 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Bmw M4 by model year
Year of Bmw M4 Model
Average Cost to Insure
2023
$3,632
2022
$3,131
2021
$2,927
2020
$3,023
2019
$3,099
Compare Bmw M4 insurance rates by state
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Company
Style
Average annual premium
Allstate
2WD 2 Door Coupe Manual DOHC Turbo
$6,425
Geico
2WD 2 Door Coupe Manual DOHC Turbo
$4,078
Nationwide
2WD 2 Door Coupe Manual DOHC Turbo
$3,734
Progressive
2WD 2 Door Coupe Manual DOHC Turbo
$3,666
State Farm
2WD 2 Door Coupe Manual DOHC Turbo
$2,214
Bmw M4 insurance rates per year
2023
2023 Bmw M4 insurance rates
Average cost to insure$3,632
Annual cheapest rate$2,344
Available trims Competition, Competition XDrive, 40i, 40i Gran Coupe, 40i XDrive, 40i XDrive Gran Coupe
Rank
Company
Average annual premium
1
State Farm
$2,344
2
Nationwide
$2,929
3
Progressive
$3,541
4
Farmers
$3,905
5
Geico
$4,205
6
Allstate
$4,865
2022
2022 Bmw M4 insurance rates
Average cost to insure$3,131
Annual cheapest rate$2,092
Available trims Competition, Competition XDrive, 40i, 40i Gran Coupe, 40i XDrive, 40i XDrive Gran Coupe
Rank
Company
Average annual premium
1
State Farm
$2,092
2
Nationwide
$2,736
3
Progressive
$3,110
4
Geico
$3,210
5
Farmers
$3,342
6
Allstate
$4,296
2021
2021 Bmw M4 insurance rates
Average cost to insure$2,927
Annual cheapest rate$1,944
Available trims Competition, Competition XDrive, 40i, 40i Gran Coupe, 40i XDrive, 40i XDrive Gran Coupe
Rank
Company
Average annual premium
1
State Farm
$1,944
2
Progressive
$2,099
3
Nationwide
$2,674
4
Farmers
$3,080
5
Geico
$3,223
6
Allstate
$4,543
2020
2020 Bmw M4 insurance rates
Average cost to insure$3,023
Annual cheapest rate$2,039
Available trims Competition, Competition XDrive, 40i, 40i Gran Coupe, 40i XDrive, 40i XDrive Gran Coupe
Rank
Company
Average annual premium
1
State Farm
$2,039
2
Progressive
$2,646
3
Nationwide
$2,680
4
Geico
$2,855
5
Farmers
$3,198
6
Allstate
$4,722
2019
2019 Bmw M4 insurance rates
Average cost to insure$3,099
Annual cheapest rate$2,178
Available trims Competition, Competition XDrive, 40i, 40i Gran Coupe, 40i XDrive, 40i XDrive Gran Coupe
Rank
Company
Average annual premium
1
State Farm
$2,178
2
Nationwide
$2,533
3
Progressive
$3,079
4
Geico
$3,198
5
Farmers
$3,572
6
Allstate
$4,034
2018
2018 Bmw M4 insurance rates
Average cost to insure$2,910
Annual cheapest rate$2,077
Available trims Competition, Competition XDrive, 40i, 40i Gran Coupe, 40i XDrive, 40i XDrive Gran Coupe
Rank
Company
Average annual premium
1
State Farm
$2,077
2
Geico
$2,575
3
Nationwide
$2,777
4
Progressive
$2,897
5
Farmers
$3,374
6
Allstate
$3,760
2017
2017 Bmw M4 insurance rates
Average cost to insure$2,884
Annual cheapest rate$2,020
Available trims Competition, Competition XDrive, 40i, 40i Gran Coupe, 40i XDrive, 40i XDrive Gran Coupe
Rank
Company
Average annual premium
1
State Farm
$2,020
2
Geico
$2,781
3
Progressive
$2,831
4
Nationwide
$2,887
5
Farmers
$3,292
6
Allstate
$3,495
2016
2016 Bmw M4 insurance rates
Average cost to insure$2,984
Annual cheapest rate$2,179
Available trims Competition, Competition XDrive, 40i, 40i Gran Coupe, 40i XDrive, 40i XDrive Gran Coupe
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