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The average BMW M4 car insurance rate for 2021 is $3,085 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $4,919 a year, whereas Maine has the lowest BMW M4 insurance rates for full coverage, with an annual insurance cost of $2,154 on average for drivers aged 30.

Compare BMW M4 Insurance Rates by State

L O A D I N G
Company Style Premium(Avg) Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate Ins Grp2 Door Convertible Turbo$1,580$3,308$763$670
Berkshire Hathaway Grp2 Door Convertible Turbo$1,272$3,051$449$316
Farmers Ins Grp2 Door Convertible Turbo$1,659$3,056$1,043$878
Nationwide Corp Grp2 Door Convertible Turbo$2,177$4,867$958$707
Progressive Grp2 Door Convertible Turbo$1,362$3,100$585$400
State Farm Grp2 Door Convertible Turbo$1,563$3,320$801$569
Allstate Ins Grp2 Door Coupe Turbo$1,490$3,038$763$670
Berkshire Hathaway Grp2 Door Coupe Turbo$1,213$2,874$449$316
Farmers Ins Grp2 Door Coupe Turbo$1,960$4,111$951$819
Nationwide Corp Grp2 Door Coupe Turbo$2,067$4,535$958$707
Progressive Grp2 Door Coupe Turbo$1,398$3,128$635$432
State Farm Grp2 Door Coupe Turbo$1,626$3,438$843$598

2020 Bmw M4 Insurance Rates

companiesAverage Premium
Progressive Universal Ins Co$1,151
Artisan & Truckers Cas Co$1,430
Progressive Advanced Ins Co$1,474
Farmers Ins Co Of ID$1,476
Progressive Paloverde Ins Co$1,603
Farmers Ins Of Columbus Inc$1,635
Progressive Garden State Ins Co$1,699
Progressive Classic Ins Co$1,714
Geico Cas Co$1,752
Progressive HI Ins Corp$1,805
Farmers Ins Co Of OR$1,831
State Farm Mut Auto Ins Co$1,838
Progressive Preferred Ins Co$1,890
Progressive Specialty Ins Co$1,955
Government Employees Ins Co$1,967
Progressive Max Ins Co$1,971
Progressive Northwestern Ins Co$1,974
Illinois Farmers Ins Co$2,000
Progressive Direct Ins Co$2,050
Progressive Gulf Ins Co$2,103
Depositors Ins Co$2,150
Progressive Marathon Ins Co$2,165
State Farm Ind Co$2,183
Progressive Northern Ins Co$2,254
Progressive Cas Ins Co$2,260
United Financial Cas Co$2,262
Mid Century Ins Co$2,285
Victoria Fire & Cas Co$2,286
Geico Ind Co$2,310
Farmers Ins Co Inc$2,313
Progressive Select Ins Co$2,362
Farmers Ins Co Of AZ$2,428
Allied Prop & Cas Ins Co$2,434
Farmers Ins Co Of WA$2,441
Geico Gen Ins Co$2,445
Nationwide Affinity Co of Amer$2,550
Progressive Southeastern Ins Co$2,556
Nationwide Agribusiness Ins Co$2,601
Nationwide Mut Ins Co$2,622
Progressive Mountain Ins Co$2,641
Berkshire Hathaway Grp$2,646
Nationwide Ins Co Of Amer$2,902
Farmers Ins HI Inc$2,965
Nationwide Prop & Cas Ins Co$3,077
Allstate NJ Prop & Cas Ins Co$3,123
Allstate Northbrook Ind Co$3,254
21st Century Centennial Ins Co$3,346
Progressive Security Ins Co$3,370
Amco Ins Co$3,466
Allstate Ins Co$3,707
Farmers Ins Exch$3,832
Nationwide Mut Fire Ins Co$3,879
Allstate Fire & Cas Ins Co$3,980
Allstate Prop & Cas Ins Co$4,104
Allstate Ind Co$4,259
Colonial Cnty Mut Ins Co$5,918
Average Cost to Insure $2,512/year
Cheapest Rate $1,151/year
Available Trims CS

2019 Bmw M4 Insurance Rates

companiesAverage Premium
State Farm Grp$933
Berkshire Hathaway Grp$1,053
Progressive Grp$1,270
Nationwide Corp Grp$1,363
Farmers Ins Grp$1,515
Allstate Ins Grp$1,634
Average Cost to Insure $1,295/year
Cheapest Rate $933/year
Available Trims CS

2018 Bmw M4 Insurance Rates

companiesAverage Premium
State Farm Grp$903
Berkshire Hathaway Grp$943
Progressive Grp$1,221
Nationwide Corp Grp$1,268
Farmers Ins Grp$1,447
Allstate Ins Grp$1,529
Average Cost to Insure $1,219/year
Cheapest Rate $903/year
Available Trims CS

2017 Bmw M4 Insurance Rates

companiesAverage Premium
State Farm Grp$922
Berkshire Hathaway Grp$1,060
Progressive Grp$1,247
Nationwide Corp Grp$1,385
Farmers Ins Grp$1,489
Allstate Ins Grp$1,509
Average Cost to Insure $1,269/year
Cheapest Rate $922/year
Available Trims CS

2016 Bmw M4 Insurance Rates

companiesAverage Premium
State Farm Grp$972
Berkshire Hathaway Grp$1,075
Progressive Grp$1,246
Farmers Ins Grp$1,548
Nationwide Corp Grp$1,570
Allstate Ins Grp$1,634
Average Cost to Insure $1,341/year
Cheapest Rate $972/year
Available Trims CS