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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Bmw M4 is $2,922 per year or $243 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Bmw M4 costs $2,922 per year, whereas the 2019 Bmw M4 costs $3,099 annually. State Farm offers the cheapest annual rate for 2020 Bmw M4 $2,046 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Bmw M4 by model year
Graph
Table
Year of Bmw M4 ModelAverage Cost to Insure
2020$2,922
2019$3,099
2018$2,910
2017$2,884
2016$2,984

Compare BMW M4 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2 Door Convertible Turbo$3,308$763$670
Geico2 Door Convertible Turbo$3,051$449$316
Farmers2 Door Convertible Turbo$3,056$1,043$878
Nationwide2 Door Convertible Turbo$4,867$958$707
Progressive2 Door Convertible Turbo$3,100$585$400
State Farm2 Door Convertible Turbo$3,320$801$569
Allstate2 Door Coupe Turbo$3,038$763$670
Geico2 Door Coupe Turbo$2,874$449$316
Farmers2 Door Coupe Turbo$4,111$951$819
Nationwide2 Door Coupe Turbo$4,535$958$707
Progressive2 Door Coupe Turbo$3,128$635$432
State Farm2 Door Coupe Turbo$3,438$843$598

2020 Bmw M4 Insurance Rates

Average Cost to Insure $2,922
Annual Cheapest Rate $2,046
Available Trims CS
RankCompaniesAverage Premium
1State Farm$2,046
2Progressive$2,356
3Nationwide$2,486
4Geico$2,855
5Farmers$3,066
6Allstate$4,722

2019 Bmw M4 Insurance Rates

Average Cost to Insure $3,099
Annual Cheapest Rate $2,178
Available Trims CS
RankCompaniesAverage Premium
1State Farm$2,178
2Nationwide$2,533
3Progressive$3,079
4Geico$3,198
5Farmers$3,572
6Allstate$4,034

2018 Bmw M4 Insurance Rates

Average Cost to Insure $2,910
Annual Cheapest Rate $2,077
Available Trims CS
RankCompaniesAverage Premium
1State Farm$2,077
2Geico$2,575
3Nationwide$2,777
4Progressive$2,897
5Farmers$3,374
6Allstate$3,760

2017 Bmw M4 Insurance Rates

Average Cost to Insure $2,884
Annual Cheapest Rate $2,020
Available Trims CS
RankCompaniesAverage Premium
1State Farm$2,020
2Geico$2,781
3Progressive$2,831
4Nationwide$2,887
5Farmers$3,292
6Allstate$3,495

2016 Bmw M4 Insurance Rates

Average Cost to Insure $2,984
Annual Cheapest Rate $2,179
Available Trims CS
RankCompaniesAverage Premium
1State Farm$2,179
2Progressive$2,713
3Geico$2,739
4Nationwide$2,881
5Farmers$3,482
6Allstate$3,909

Compare BMW insurance rates by model

Make/ModelAnnual Rates
BMW I8$3,571/year
BMW Alpina$3,139/year
BMW 740I$2,619/year
BMW 440I$2,414/year
BMW 230I$2,015/year
BMW X3$1,760/year
BMW X1$1,641/year
BMW M4$2,924/year
BMW 530I$2,311/year
BMW 330I$2,104/year

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