The average BMW X3 car insurance rate for 2021 is $1,941 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,586 a year, whereas Maine has the lowest BMW X3 insurance rates for full coverage, with an annual insurance cost of $1,231 on average for drivers aged 30.
Compare BMW X3 Insurance Rates by State
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| Company | Style | Premium(Avg) | Full Coverage(Avg) | Liability Coverage(Avg) | State Minimum Coverage(Avg) |
|---|---|---|---|---|---|
| Allstate Ins Grp | 2WD 4 Door SUV Turbo | $1,242 | $2,433 | $683 | $610 |
| Berkshire Hathaway Grp | 2WD 4 Door SUV Turbo | $834 | $1,669 | $488 | $346 |
| Farmers Ins Grp | 2WD 4 Door SUV Turbo | $1,432 | $2,349 | $1,048 | $900 |
| Nationwide Corp Grp | 2WD 4 Door SUV Turbo | $1,497 | $2,746 | $1,004 | $741 |
| Progressive Grp | 2WD 4 Door SUV Turbo | $643 | $1,268 | $385 | $275 |
| State Farm Grp | 2WD 4 Door SUV Turbo | $1,334 | $2,561 | $843 | $598 |
2020 Bmw X3 Insurance Rates
| companies | Average Premium |
|---|---|
| Progressive Universal Ins Co | $917 |
| Artisan & Truckers Cas Co | $1,081 |
| Geico Cas Co | $1,119 |
| Farmers Ins Co Of ID | $1,142 |
| Progressive Advanced Ins Co | $1,203 |
| Progressive Paloverde Ins Co | $1,224 |
| Farmers Ins Of Columbus Inc | $1,273 |
| Progressive HI Ins Corp | $1,398 |
| Government Employees Ins Co | $1,426 |
| Farmers Ins Co Of OR | $1,436 |
| Illinois Farmers Ins Co | $1,447 |
| Progressive Classic Ins Co | $1,453 |
| Progressive Garden State Ins Co | $1,464 |
| Progressive Northwestern Ins Co | $1,469 |
| State Farm Mut Auto Ins Co | $1,481 |
| Progressive Preferred Ins Co | $1,508 |
| Progressive Specialty Ins Co | $1,519 |
| Progressive Max Ins Co | $1,528 |
| Progressive Direct Ins Co | $1,562 |
| Depositors Ins Co | $1,643 |
| Progressive Gulf Ins Co | $1,666 |
| United Financial Cas Co | $1,672 |
| Geico Gen Ins Co | $1,698 |
| Berkshire Hathaway Grp | $1,704 |
| Progressive Northern Ins Co | $1,714 |
| Mid Century Ins Co | $1,732 |
| Farmers Ins Co Inc | $1,732 |
| Geico Ind Co | $1,772 |
| Progressive Marathon Ins Co | $1,787 |
| Victoria Fire & Cas Co | $1,806 |
| State Farm Ind Co | $1,851 |
| Farmers Ins Co Of AZ | $1,869 |
| Progressive Cas Ins Co | $1,909 |
| Progressive Southeastern Ins Co | $1,930 |
| Farmers Ins Co Of WA | $1,956 |
| Allied Prop & Cas Ins Co | $2,016 |
| Progressive Select Ins Co | $2,058 |
| Farmers Ins HI Inc | $2,060 |
| Allstate NJ Prop & Cas Ins Co | $2,115 |
| Progressive Mountain Ins Co | $2,213 |
| Nationwide Mut Ins Co | $2,377 |
| Allstate Northbrook Ind Co | $2,413 |
| Nationwide Ins Co Of Amer | $2,490 |
| Nationwide Affinity Co of Amer | $2,540 |
| Nationwide Agribusiness Ins Co | $2,549 |
| Allstate Ins Co | $2,684 |
| 21st Century Centennial Ins Co | $2,695 |
| Allstate Ind Co | $2,698 |
| Nationwide Prop & Cas Ins Co | $2,796 |
| Allstate Fire & Cas Ins Co | $2,854 |
| Farmers Ins Exch | $2,924 |
| Progressive Security Ins Co | $2,962 |
| Amco Ins Co | $3,128 |
| Allstate Prop & Cas Ins Co | $3,154 |
| Nationwide Mut Fire Ins Co | $3,536 |
| Colonial Cnty Mut Ins Co | $7,110 |
Average Cost to Insure
$2,026/year
Cheapest Rate
$917/year
Available Trims
SDrive 30i, XDrive 30i, XDrive M40i
2019 Bmw X3 Insurance Rates
| companies | Average Premium |
|---|---|
| Berkshire Hathaway Grp | $714 |
| State Farm Grp | $794 |
| Progressive Grp | $1,022 |
| Farmers Ins Grp | $1,251 |
| Nationwide Corp Grp | $1,326 |
| Allstate Ins Grp | $1,369 |
Average Cost to Insure
$1,079/year
Cheapest Rate
$714/year
Available Trims
SDrive 30i, XDrive 30i, XDrive M40i
2018 Bmw X3 Insurance Rates
| companies | Average Premium |
|---|---|
| Berkshire Hathaway Grp | $726 |
| State Farm Grp | $780 |
| Nationwide Corp Grp | $988 |
| Progressive Grp | $1,047 |
| Farmers Ins Grp | $1,296 |
| Allstate Ins Grp | $1,303 |
Average Cost to Insure
$1,023/year
Cheapest Rate
$726/year
Available Trims
SDrive 30i, XDrive 30i, XDrive M40i
2017 Bmw X3 Insurance Rates
| companies | Average Premium |
|---|---|
| Berkshire Hathaway Grp | $721 |
| State Farm Grp | $768 |
| Nationwide Corp Grp | $990 |
| Progressive Grp | $1,040 |
| Allstate Ins Grp | $1,264 |
| Farmers Ins Grp | $1,303 |
Average Cost to Insure
$1,014/year
Cheapest Rate
$721/year
Available Trims
SDrive 30i, XDrive 30i, XDrive M40i
2016 Bmw X3 Insurance Rates
| companies | Average Premium |
|---|---|
| Berkshire Hathaway Grp | $705 |
| State Farm Grp | $773 |
| Nationwide Corp Grp | $988 |
| Progressive Grp | $1,044 |
| Allstate Ins Grp | $1,237 |
| Farmers Ins Grp | $1,278 |
Average Cost to Insure
$1,004/year
Cheapest Rate
$705/year
Available Trims
SDrive 30i, XDrive 30i, XDrive M40i