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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Bmw X3 is $2,370 per year or $197 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Bmw X3 costs $2,370 per year, whereas the 2022 Bmw X3 costs $1,948 annually. State Farm offers the cheapest annual rate for 2023 Bmw X3 $1,686 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Bmw X3 by model year
| Year of Bmw X3 model | Average cost to insure |
|---|---|
| 2023 | $2,370 |
| 2022 | $1,948 |
| 2021 | $1,873 |
| 2020 | $1,989 |
| 2019 | $1,945 |
Compare Bmw X3 insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| State Farm | 2WD 4 Door SUV DOHC Turbo | $1,570 |
| Nationwide | 2WD 4 Door SUV DOHC Turbo | $2,516 |
| GEICO | 2WD 4 Door SUV DOHC Turbo | $2,627 |
| Progressive | 2WD 4 Door SUV DOHC Turbo | $2,734 |
| Allstate | 2WD 4 Door SUV DOHC Turbo | $4,563 |
Bmw X3 insurance rates per year
2023 Bmw X3 insurance rates
Rank Company Average annual premium 1 State Farm $1,686 2 Nationwide $1,890 3 GEICO $2,192 4 Progressive $2,306 5 Farmers $2,702 6 Allstate $3,442 2022 Bmw X3 insurance rates
Rank Company Average annual premium 1 State Farm $1,424 2 Nationwide $1,666 3 GEICO $1,672 4 Progressive $1,925 5 Farmers $2,024 6 Allstate $2,979 2021 Bmw X3 insurance rates
Rank Company Average annual premium 1 Progressive $1,316 2 State Farm $1,318 3 GEICO $1,545 4 Nationwide $1,741 5 Farmers $2,219 6 Allstate $3,097 2020 Bmw X3 insurance rates
Rank Company Average annual premium 1 State Farm $1,488 2 GEICO $1,496 3 Progressive $1,615 4 Farmers $1,841 5 Nationwide $2,605 6 Allstate $2,888 2019 Bmw X3 insurance rates
Rank Company Average annual premium 1 GEICO $1,353 2 State Farm $1,528 3 Progressive $1,780 4 Nationwide $2,028 5 Farmers $2,263 6 Allstate $2,715 2018 Bmw X3 insurance rates
Rank Company Average annual premium 1 GEICO $1,369 2 State Farm $1,477 3 Nationwide $1,715 4 Progressive $1,791 5 Farmers $2,399 6 Allstate $2,503 2017 Bmw X3 insurance rates
Rank Company Average annual premium 1 GEICO $1,324 2 State Farm $1,435 3 Nationwide $1,693 4 Progressive $1,737 5 Allstate $2,344 6 Farmers $2,397 2016 Bmw X3 insurance rates
Rank Company Average annual premium 1 GEICO $1,276 2 State Farm $1,385 3 Nationwide $1,681 4 Progressive $1,722 5 Allstate $2,256 6 Farmers $2,342
