The average BMW X3 car insurance rate for 2021 is $1,941 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,586 a year, whereas Maine has the lowest BMW X3 insurance rates for full coverage, with an annual insurance cost of $1,231 on average for drivers aged 30.
Average insurance cost of Bmw X3 by model year
Graph
Table
| Year of Bmw X3 Model | Average Cost to Insure |
|---|---|
| 2020 | $1,922 |
| 2019 | $1,945 |
| 2018 | $1,876 |
| 2017 | $1,822 |
| 2016 | $1,777 |
Compare BMW X3 Insurance Rates by State
L
O
A
D
I
N
G
| Company | Style | Full Coverage(Avg) | Liability Coverage(Avg) | State Minimum Coverage(Avg) |
|---|---|---|---|---|
| Allstate | 2WD 4 Door SUV Turbo | $2,433 | $683 | $610 |
| Geico | 2WD 4 Door SUV Turbo | $1,669 | $488 | $346 |
| Farmers | 2WD 4 Door SUV Turbo | $2,349 | $1,048 | $900 |
| Nationwide | 2WD 4 Door SUV Turbo | $2,746 | $1,004 | $741 |
| Progressive | 2WD 4 Door SUV Turbo | $1,268 | $385 | $275 |
| State Farm | 2WD 4 Door SUV Turbo | $2,561 | $843 | $598 |
2020 Bmw X3 Insurance Rates
Average Cost to Insure
$1,922
Annual Cheapest Rate
$1,465
Available Trims
SDrive 30i, XDrive 30i, XDrive M40i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,465 |
| 2 | Geico | $1,496 |
| 3 | Progressive | $1,527 |
| 4 | Nationwide | $1,953 |
| 5 | Farmers | $2,200 |
| 6 | Allstate | $2,888 |
2019 Bmw X3 Insurance Rates
Average Cost to Insure
$1,945
Annual Cheapest Rate
$1,353
Available Trims
SDrive 30i, XDrive 30i, XDrive M40i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,353 |
| 2 | State Farm | $1,528 |
| 3 | Progressive | $1,780 |
| 4 | Nationwide | $2,028 |
| 5 | Farmers | $2,263 |
| 6 | Allstate | $2,715 |
2018 Bmw X3 Insurance Rates
Average Cost to Insure
$1,876
Annual Cheapest Rate
$1,369
Available Trims
SDrive 30i, XDrive 30i, XDrive M40i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,369 |
| 2 | State Farm | $1,477 |
| 3 | Nationwide | $1,715 |
| 4 | Progressive | $1,791 |
| 5 | Farmers | $2,399 |
| 6 | Allstate | $2,503 |
2017 Bmw X3 Insurance Rates
Average Cost to Insure
$1,822
Annual Cheapest Rate
$1,324
Available Trims
SDrive 30i, XDrive 30i, XDrive M40i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,324 |
| 2 | State Farm | $1,435 |
| 3 | Nationwide | $1,693 |
| 4 | Progressive | $1,737 |
| 5 | Allstate | $2,344 |
| 6 | Farmers | $2,397 |
2016 Bmw X3 Insurance Rates
Average Cost to Insure
$1,777
Annual Cheapest Rate
$1,276
Available Trims
SDrive 30i, XDrive 30i, XDrive M40i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,276 |
| 2 | State Farm | $1,385 |
| 3 | Nationwide | $1,681 |
| 4 | Progressive | $1,722 |
| 5 | Allstate | $2,256 |
| 6 | Farmers | $2,342 |
