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The average BMW X4 car insurance rate for 2021 is $2,180 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,779 a year, whereas Maine has the lowest BMW X4 insurance rates for full coverage, with an annual insurance cost of $1,421 on average for drivers aged 30.

Average insurance cost of Bmw by model year
Graph
Table
Year of Bmw ModelAverage Cost to Insure
2020$2,538
2019$2,601
2018$2,525
2017$2,465
2016$2,354

Compare BMW X4 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)

2020 Bmw Insurance Rates

Average Cost to Insure $2,538
Annual Cheapest Rate $1,867
Available Trims n/a
RankCompaniesAverage Premium
1State Farm$1,867
2Progressive$1,996
3Geico$2,315
4Nationwide$2,358
5Farmers$2,595
6Allstate$4,097

2019 Bmw Insurance Rates

Average Cost to Insure $2,601
Annual Cheapest Rate $1,863
Available Trims n/a
RankCompaniesAverage Premium
1State Farm$1,863
2Nationwide$2,321
3Progressive$2,398
4Geico$2,411
5Farmers$3,071
6Allstate$3,541

2018 Bmw Insurance Rates

Average Cost to Insure $2,525
Annual Cheapest Rate $1,816
Available Trims n/a
RankCompaniesAverage Premium
1State Farm$1,816
2Nationwide$2,277
3Geico$2,299
4Progressive$2,330
5Farmers$3,031
6Allstate$3,399

2017 Bmw Insurance Rates

Average Cost to Insure $2,465
Annual Cheapest Rate $1,779
Available Trims n/a
RankCompaniesAverage Premium
1State Farm$1,779
2Geico$2,202
3Nationwide$2,289
4Progressive$2,299
5Farmers$2,961
6Allstate$3,262

2016 Bmw Insurance Rates

Average Cost to Insure $2,354
Annual Cheapest Rate $1,700
Available Trims n/a
RankCompaniesAverage Premium
1State Farm$1,700
2Geico$2,021
3Nationwide$2,258
4Progressive$2,273
5Farmers$2,865
6Allstate$3,007

Compare BMW insurance rates by model

Make/ModelAnnual Rates
BMW I8$3,571/year
BMW Alpina$3,139/year
BMW 740I$2,619/year
BMW 440I$2,414/year
BMW 230I$2,015/year
BMW X3$1,760/year
BMW X1$1,641/year
BMW M4$2,924/year
BMW 530I$2,311/year
BMW 330I$2,104/year

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