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The average BMW X4 car insurance rate for 2021 is $2,180 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,779 a year, whereas Maine has the lowest BMW X4 insurance rates for full coverage, with an annual insurance cost of $1,421 on average for drivers aged 30.

Average insurance cost of Bmw by model year
Graph
Table
Year of Bmw ModelAverage Cost to Insure
2020$2,538
2019$2,601
2018$2,525
2017$2,465
2016$2,354

Compare BMW X4 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)

2020 Bmw Insurance Rates

companiesAverage Premium
State Farm$1,867
Progressive$1,996
Geico$2,315
Nationwide$2,358
Farmers$2,595
Allstate$4,097
Average Cost to Insure $2,538/year
Cheapest Rate $1,867/year
Available Trims n/a

2019 Bmw Insurance Rates

companiesAverage Premium
State Farm$1,863
Nationwide$2,321
Progressive$2,398
Geico$2,411
Farmers$3,071
Allstate$3,541
Average Cost to Insure $2,601/year
Cheapest Rate $1,863/year
Available Trims n/a

2018 Bmw Insurance Rates

companiesAverage Premium
State Farm$1,816
Nationwide$2,277
Geico$2,299
Progressive$2,330
Farmers$3,031
Allstate$3,399
Average Cost to Insure $2,525/year
Cheapest Rate $1,816/year
Available Trims n/a

2017 Bmw Insurance Rates

companiesAverage Premium
State Farm$1,779
Geico$2,202
Nationwide$2,289
Progressive$2,299
Farmers$2,961
Allstate$3,262
Average Cost to Insure $2,465/year
Cheapest Rate $1,779/year
Available Trims n/a

2016 Bmw Insurance Rates

companiesAverage Premium
State Farm$1,700
Geico$2,021
Nationwide$2,258
Progressive$2,273
Farmers$2,865
Allstate$3,007
Average Cost to Insure $2,354/year
Cheapest Rate $1,700/year
Available Trims n/a