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Audi has been on the market for more than 100 years and is home to luxury cars and SUVs. This brand is known for its performance, high-graded interior designs with the trademark Quattro all-wheel-drive system, which makes them nearly perfect in every way possible to make your driving experience enjoyable. If you own an Audi or are planning to buy one, you might want to know how much these luxury cars cost to insure.

The average Audi car insurance rate across all the models is $2,407 a year for a 30-year-old driver. Read on to know the insurance rates for all the popular Audi models.

Average Audi car insurance cost by model

Luxury cars are often associated with higher rates for car insurance, but does that mean that every owner of an expensive Audi should expect to pay more? Car insurance rates vary based on the model you own, your driver's profile, age, where you live, among other factors.

Audi Q3 is the cheapest model to insure; its average insurance rate for 2021 is $1,812, based on the profile of a 30-year-old driver. In comparison, Audi R8 is the most expensive model to insure, with an average of $4,057 a year for drivers aged 30.

Below are the average Audi car insurance rates by model year-

Average Audi Car Insurance Rates For 2021
Year and ModelDriver Age 30Driver Age 40
2021 Audi R8$4,057$3,877
2021 Audi S8$3,910$3,724
2021 Audi A8$3,283$3,130
2021 Audi S7$2,929$2,824
2021 Audi A7$2,873$2,742
2021 Audi S6$2,717$2,619
2021 Audi SQ7$2,671$2,574
2021 Audi RS3$2,620$2,493
2021 Audi S5$2,569$2,442
2021 Audi S4$2,483$2,362
2021 Audi A6$2,480$2,372
2021 Audi Q8$2,413$2,312
2021 Audi TT$2,411$2,300
2021 Audi S3$2,349$2,243
2021 Audi A5$2,272$2,169
2021 Audi A4$2,220$2,115
2021 Audi SQ5$2,172$2,074
2021 Audi Q7$2,158$2,066
2021 Audi Allroad$2,067$1,991
2021 Audi A3$1,956$1,873
2021 Audi Q5$1,953$1,873
2021 Audi Q3$1,812$1,733

With a better understanding of how much it costs to insure individual Audi models, let’s find out the average insurance rates for most popular Audi models.

Audi A3 insurance cost

Audi A3

The Audi A3 has a lot to offer in terms of style, performance, and comfort. This small luxury sedan is great value for money. And the average cost to insure an Audi A3 is $1,956 a year for a 30-year-old driver.

Highlights-

  • MSRP range- $33,300 - $39,500
  • Trims available- Premium and Premium Plus
  • Average annual cost to insure- $1,956

Below are the average Audi A3 insurance rates for 2021-

Average Audi A3 Car Insurance Rates
Year and ModelAverage Annual Cost
2015 Audi A3$1,007
2016 Audi A3$1,029
2017 Audi A3$1,040
2018 Audi A3$1,042
2019 Audi A3$1,102
2020 Audi A3$2,017

2020 Audi A3 earns a 2019 Top Safety Pick Award from Insurance Institute for Highway Safety. Also, it has received five stars overall ratings from the National Highway Traffic Safety Administration.

Compare Audi A3 car insurance rates by state

Audi A4 insurance cost

Audi A4

Audi A4 is a luxury sedan that competes with the likes of Mercedes-Benz C-Class and BMW 3 Series. The sleek and sporty Audi A4 sedan has a lot to offer. It's well-built, stylish, and comes with all the standard features you could want in a car for everyday use.

Highlights-

  • MSRP range- $39,100 - $49,800
  • Trims available- Premium, Premium Plus and Prestige
  • Average annual cost to insure- $2,220

The average cost to insure a 2021 Audi A4 is $2,220 a year based on the profile of a 30-year-old driver.

Following is the list of average annual insurance rates for Audi A4 by model year-

Average Audi A4 Car Insurance Rates
Year and ModelAverage Annual Cost
2015 Audi A4$1,055
2016 Audi A4$1,074
2017 Audi A4$1,103
2018 Audi A4$1,115
2019 Audi A4$1,145
2020 Audi A4$2,086

2021 Audi A4 earns a Top Safety Pick Award from Insurance Institute for Highway Safety (IIHS). Besides, it has received five stars overall ratings from NHTSA.

Compare Audi A4 car insurance rates by state

Audi Q3 insurance cost

Audi Q3

Audi Q3 is a great option for those who want to get a luxury car without blowing their budget. It has all the convenience, technology, and safety features of its larger counterparts but at a lower price. Audi Q3 competes with BMW X1 and Mercedes-Benzes in the small luxury SUV category.

Audi Q3 is the cheapest Audi model to insure. The average cost to insure a 2021 Audi Q3 is $1,812 a year for a 30-year-old driver with full coverage.

Highlights-

  • MSRP range- $34,000 - $39,300
  • Trims available- Premium and Premium Plus
  • Average annual cost to insure- $1,812

Below are the average annual insurance rates for Audi Q3 by model year-

Average Audi Q3 Car Insurance Rates
Year and ModelAverage Annual Cost
2015 Audi Q3$936
2016 Audi Q3$955
2017 Audi Q3$965
2018 Audi Q3$972
2019 Audi Q3$1,002
2020 Audi Q3$1,785

2020 Audi Q3 earns a Top Safety Pick Award from the Insurance Institute for Highway Safety (IIHS). Whereas 2021 edition received five stars overall ratings from National Highway Traffic Safety Administration.

Compare Audi Q3 car insurance rates by state

Audi A5 insurance cost

Audi A5

The Audi A5 is a well-rounded luxury car. Its stylish features make it one of the best coupes on today's market. The A5 is also available as a four-door hatchback that goes by the name ‘Sportback’.

Luxury automakers like Audi have been making safety features standard in their vehicles for years. Having these safety features installed in your car results in better safety ratings and affordable insurance rates.

Highlights-

  • MSRP range- $41,800 - $53,750
  • Trims available- Premium, Premium Plus and Prestige
  • Average annual cost to insure- $2,272

The average annual cost to insure a 2021 Audi A5 is $2,272 a year for drivers aged 30. You can save on your insurance rate if you own an older Audi model. The 2015 edition is $1,220 less expensive to insure than the 2021 edition ($2,272).

Find below-average annual insurance rates for Audi A5 by model year-

Average Audi A5 Car Insurance Rates
Year and ModelAverage Annual Cost
2015 Audi A5$1,052
2016 Audi A5$1,069
2017 Audi A5$1,077
2018 Audi A5$1,107
2019 Audi A5$1,147
2020 Audi A5$2,194

2019, 2020, and 2021 Audi A5 earned five-star crash-test ratings from the National Highway and Traffic Safety Administration.

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Audi Q5 insurance cost

Audi Q5

The Audi Q5 is a small luxury SUV that competes with models like BMW X4 and the Mercedes-Benz GLC-class coupe. It is a spacious and luxurious car with many upscale features, even on the base model.The average cost to insure a 2021 Audi Q5 for a 30-year-old driver is $1,953 a year.

Highlights-

  • MSRP range- $43,300 - $61,700
  • Trims available- Premium, Premium Plus and Prestige
  • Average annual cost to insure- $1,953

2015 is the cheapest Audi Q5 model to insure, and it's $960 less expensive to insure than the 2021 edition. Each Audi Q5 model has a different average annual insurance rate, as shown in the table below-

Average Audi Q5 Car Insurance Rates
Year and ModelAverage Annual Cost
2015 Audi Q5$993
2016 Audi Q5$1,020
2017 Audi Q5$1,013
2018 Audi Q5$1,001
2019 Audi Q5$1,025
2020 Audi Q5$1,997

National Highway Traffic Safety Administration gives five stars overall safety rating to 2021 Audi Q5.

Compare Audi Q5 car insurance rates by state

Audi TT insurance cost

Audi TT

Audi TT is available as a coupe or convertible and competes well against models like Toyota GR Supra, BMW Z4, and Porsche 718 Cayman and Boxster.

Highlights-

  • Starting MSRP- $49,800- $72,500
  • Trims available- TT, TTS, and TT RS.
  • Average annual cost to insure- $2,411

The average annual cost to insure a 2021 Audi TT is $2,411 for a 30-year-old driver. It's one of the expensive Audi models to insure; however, you can save on insurance if you own an older model. For instance, the 2016 Audi TT is $1,414 cheaper to insure than the 2021 Audi TT ($2,411).The table below details the average annual rate for Audi TT by model year-

Average Audi TT Car Insurance Rates
Year and ModelAverage Annual Cost
2015 Audi TT$1,017
2016 Audi TT$997
2017 Audi TT$1,025
2018 Audi TT$1,079
2019 Audi TT$1,135
2020 Audi TT$2,274

Compare Audi TT car insurance rates by state

Audi Q7 insurance cost

Audi Q7

Audi Q7 is a luxury SUV known for its sleek interior and exceptional build quality. It holds up well against models like Mercedes-Benz GLE and BMW X5 in the luxury SUV segment. The Audi Q7 features an all-wheel drive and three rows of seating.

Highlights-

  • MSRP range- $54,950 - $72,000
  • Trims available- Premium, Premium Plus and Prestige
  • Average annual cost to insure- $2,158

The average annual cost to insure a 2021 Audi Q7 is $2,158 for a 30-year-old drive.Below are the average annual insurance rates for Audi Q7 by model year-

Average Audi Q7 Car Insurance Rates
Year and ModelAverage Annual Cost
2015 Audi Q7$1,054
2017 Audi Q7$1,035
2018 Audi Q7$1,052
2019 Audi Q7$1,072
2020 Audi Q7$2,044

2018 and 2019 Audi Q7 earned 5 stars overall ratings from National Highway Traffic Safety Administration. These ratings help you make the right decisions about safety when you purchase a vehicle.

Compare Audi Q7 car insurance rates by state

Source:

The 2021 Audi Q5 Sportback earns Top Safety Pick + Award from Insurance Institute for Highway Safety (IIHS).