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Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.

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The average car insurance cost for Audi vehicles is $3,907 per year or $326 per month. Audi car insurance costs vary depending on the model you own. Whether you drive a sedan or a powerful SUV, it's important to know how much insurance will cost and how to reduce it.

Below, we look at the average car insurance cost for Audi cars by model. We also highlight the most and least expensive models to insure and share tips to help you save money.

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How much does Audi insurance cost?

On average, Audi drivers pay $3,907 per year or $326 per month for full coverage car insurance.

The average cost of insuring Audi vehicles is $870, which is more than the national average, though some models cost much less or much more than others.

Vehicle modelLiability-only (50/100/50)Full coverage (100/300/100, $500 ded.)
A3$1,081$3,247
A4$1,080$3,523
A4 Allroad$1,056$3,383
A5$1,053$3,568
A6$1,091$3,910
A6 Allroad$1,070$4,174
A7$1,096$4,489
A8$1,128$5,041
e-tron GT$1,153$6,413
Q3$1,055$2,856
Q4 e-tron$1,097$3,292
Q5$1,052$3,278
Q6 e-tron$1,144$3,809
Q7$1,067$3,381
Q8$1,090$3,781
RS Q8$1,127$5,309
RS3$1,075$4,311
RS5$1,089$4,722
RS6$1,118$6,156
RS7$1,128$6,390
S3$1,086$3,732
S4$1,070$4,013
S5$1,057$4,134
S6$1,106$4,737
S7$1,103$5,148
S8$1,120$6,193
SQ5$1,074$3,575
SQ6 e-tron$1,154$4,168
SQ7$1,110$4,384
SQ8$1,128$4,590

tip iconTip If you're shopping for a new or used Audi, compare car insurance rates before you buy so you know your estimated rate ahead of time and aren't surprised by the cost.

Audi car insurance cost by model

Here's a closer look at average monthly premiums for popular Audi models. Rates are based on a 40-year-old driver with a clean record and full coverage.

Vehicle modelMonthly premium
A3$271
A4$294
A4 Allroad$282
A5$297
A6$326
A6 Allroad$348
A7$374
A8$420
e-tron GT$534
Q3$238
Q4 e-tron$274
Q5$273
Q6 e-tron$317
Q7$282
Q8$315
RS Q8$442
RS3$359
RS5$393
RS6$513
RS7$532
S3$311
S4$334
S5$344
S6$395
S7$429
S8$516
SQ5$298
SQ6 e-tron$347
SQ7$365
SQ8$383

Choose Your Vehicle Model

Cheapest Audi models to insure

If you are looking for the most economical Audi vehicles to insure, these models have the lowest auto insurance rates:

  • Q3 Quattro Premium - $2,816
  • Q3 Quattro Premium S-Line - $2,836
  • Q3 Quattro Premium Plus S-Line - $2,918
  • Q5 Quattro Premium - $3,081

Why are these models cheaper to insure?

These models may be cheaper to insure for a few reasons:

  • Strong safety ratings and advanced safety features. Safer vehicles reduce the risk of injuries and accidents.
  • Lower repair costs. Vehicles with readily available, affordable parts are cheaper to insure.
  • Lower frequency of claims based on historical data. Insurance companies use this information to set lower rates for models with a good track record.

Most expensive Audi models to insure

Some Audi vehicles have a higher price tag—and that includes insurance. These models tend to have higher horsepower, costlier parts and a greater risk profile.

  • S E-Tron GT Prestige - $6,497
  • S E-Tron GT Premium Plus - $6,455
  • RS7 Sportback Quattro Performance - $6,390
  • RS E-tron GT Performance - $6,291

Why are these models expensive to insure?

These models may be more expensive to insure because:

  • They cost more to repair or replace if damaged or stolen.
  • They may have powerful engines, which means a higher risk of speeding and therefore, accidents.
  • Thieves target them more often.
  • They often have expensive parts and advanced tech that are costly to fix.

What factors affect car insurance rates for Audi?

Several factors influence your insurance rate—some related to the car, others to you as the driver.

  • Model and trim level: Performance features and size impact pricing.
  • Vehicle age: Newer cars often cost more to insure.
  • Safety ratings: Vehicles with more safety tech often earn discounts.
  • Driver profile: Your age, ZIP code, credit score and driving history play a big role.
  • Coverage level: Full coverage costs more than minimum liability, but provides better protection.

How to save on car insurance if you own Audi

Car insurance can be a big expense, but there are ways to save money. If you drive an Audi, you might be able to lower your costs by making smart choices. Here are some steps to save on insurance for your Audi:

  • Shop around - Compare quotes from multiple insurers annually
  • Increase deductibles - Opt for a higher deductible to lower premiums
  • Bundle policies - Combine auto and home or renters insurance
  • Ask about discounts - Safe driver, low mileage, good student and more
  • Use telematics - Usage-based programs reward good driving habits

Bottom line

Audi offers a wide range of vehicles. While insurance costs vary by model, knowing the averages and understanding what affects your rate can help you make smart coverage decisions.

Want the best rate on Audi car insurance? Start by comparing quotes today and see how much you could save.

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
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