Prachi Singh
Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.

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Leslie Kasperowicz
Reviewed by Leslie Kasperowicz
Executive Editor

Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.

Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.


Leslie Kasperowicz Reviewed by Leslie Kasperowicz
Executive Editor

Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.


Why you can trust Insurance.com

The average car insurance cost for Audi vehicles is $3,449 per year or $287 per month. Audi car insurance costs vary depending on the model you own. Whether you drive a sedan or a powerful SUV, it's important to know how much insurance will cost and how to reduce it.

Below, we look at the average car insurance cost for Audi cars by model. We also highlight the most and least expensive models to insure and share tips to help you save money.

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How much does Audi insurance cost?

On average, Audi drivers pay $3,449 per year or $287 per month for full coverage car insurance.

The average cost of insuring Audi vehicles is $786, which is more than the national average, though some models cost much less or much more than others.

Vehicle modelLiability-only (50/100/50)Full coverage (100/300/100, $500 ded.)
A3$1,085$2,795
A4$1,052$2,993
A4 Allroad$997$2,812
A5$1,059$3,105
A6$1,081$3,459
A6 Allroad$1,074$3,714
A7$1,058$3,787
A8$1,145$4,451
e-tron GT$1,093$5,528
Q3$1,049$2,447
Q4 e-tron$1,144$2,711
Q5$1,042$2,785
Q7$1,046$2,972
Q8$1,057$3,238
Q8 e-tron$1,149$3,295
RS Q8$1,173$4,998
RS3$1,099$3,865
RS5$1,048$4,176
RS6$1,058$5,516
RS7$1,122$5,792
S3$1,078$3,230
S4$1,068$3,523
S5$1,021$3,598
S6$1,105$4,253
S7$1,100$4,797
S8$1,053$5,487
SQ5$1,092$3,074
SQ7$1,171$4,094
SQ8$1,164$4,125
SQ8 e-tron$1,134$4,010

tip iconTip If you're shopping for a new or used Audi, compare car insurance rates before you buy so you know your estimated rate ahead of time and aren't surprised by the cost.

Audi car insurance cost by model

Here's a closer look at average monthly premiums for popular Audi models. Rates are based on a 40-year-old driver with a clean record and full coverage.

Vehicle modelMonthly premium
A3$233
A4$249
A4 Allroad$234
A5$259
A6$288
A6 Allroad$310
A7$316
A8$371
e-tron GT$461
Q3$204
Q4 e-tron$226
Q5$232
Q7$248
Q8$270
Q8 e-tron$275
RS Q8$416
RS3$322
RS5$348
RS6$460
RS7$483
S3$269
S4$294
S5$300
S6$354
S7$400
S8$457
SQ5$256
SQ7$341
SQ8$344
SQ8 e-tron$334

Choose Your Vehicle Model

Cheapest Audi models to insure

If you are looking for the most economical Audi vehicles to insure, these models have the lowest auto insurance rates:

  • Q3 - $2,462
  • Q4 e-tron - $2,736
  • Q5 - $2,801
  • A4 Allroad - $2,802

Why are these models cheaper to insure?

These models may be cheaper to insure for a few reasons:

  • Strong safety ratings and advanced safety features. Safer vehicles reduce the risk of injuries and accidents.
  • Lower repair costs. Vehicles with readily available, affordable parts are cheaper to insure.
  • Lower frequency of claims based on historical data. Insurance companies use this information to set lower rates for models with a good track record.

Most expensive Audi models to insure

Some Audi vehicles have a higher price tag—and that includes insurance. These models tend to have higher horsepower, costlier parts and a greater risk profile.

  • RS7 - $5,813
  • e-tron GT - $5,551
  • RS6 - $5,470
  • S8 - $5,456

Why are these models expensive to insure?

These models may be more expensive to insure because:

  • They cost more to repair or replace if damaged or stolen.
  • They may have powerful engines, which means a higher risk of speeding and therefore, accidents.
  • Thieves target them more often.
  • They often have expensive parts and advanced tech that are costly to fix.

What factors affect car insurance rates for Audi?

Several factors influence your insurance rate—some related to the car, others to you as the driver.

  • Model and trim level: Performance features and size impact pricing.
  • Vehicle age: Newer cars often cost more to insure.
  • Safety ratings: Vehicles with more safety tech often earn discounts.
  • Driver profile: Your age, ZIP code, credit score and driving history play a big role.
  • Coverage level: Full coverage costs more than minimum liability, but provides better protection.

How to save on car insurance if you own Audi

Car insurance can be a big expense, but there are ways to save money. If you drive an Audi, you might be able to lower your costs by making smart choices. Here are some steps to save on insurance for your Audi:

  • Shop around - Compare quotes from multiple insurers annually
  • Increase deductibles - Opt for a higher deductible to lower premiums
  • Bundle policies - Combine auto and home or renters insurance
  • Ask about discounts - Safe driver, low mileage, good student and more
  • Use telematics - Usage-based programs reward good driving habits

Bottom line

Audi offers a wide range of vehicles. While insurance costs vary by model, knowing the averages and understanding what affects your rate can help you make smart coverage decisions.

Want the best rate on Audi car insurance? Start by comparing quotes today and see how much you could save.

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
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