Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure an Audi A3 is $2,805 per year or $234 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2024 Audi A3 costs $2,805, whereas the 2023 Audi A3 costs $2,779 annually. This is $26 less than the 2024 rates.
Nationwide offers the cheapest annual rate for 2024 Audi A3 at $2,133 per year.
Below, we'll look at Audi A3 insurance rates and show you how to save.
Average insurance cost of Audi A3 by model year
| Year of Audi A3 model | Average cost to insure |
|---|---|
| 2024 | $2,805 |
| 2023 | $2,779 |
| 2022 | $2,675 |
| 2020 | $2,450 |
| 2019 | $2,397 |
Compare A3 insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| State Farm | 2WD 4 Door Sedan DOHC Turbo Hybrid | $2,396 |
| GEICO | 2WD 4 Door Sedan DOHC Turbo Hybrid | $2,577 |
| Nationwide | 2WD 4 Door Sedan DOHC Turbo Hybrid | $2,823 |
| Progressive | 2WD 4 Door Sedan DOHC Turbo Hybrid | $2,933 |
| Allstate | 2WD 4 Door Sedan DOHC Turbo Hybrid | $4,852 |
Audi A3 insurance rates per year
2024 Audi A3 insurance rates
Rank Company Average annual premium 1 Nationwide $2,133 2 State Farm $2,261 3 GEICO $2,454 4 Progressive $2,618 5 Farmers $3,435 6 Allstate $3,929 2023 Audi A3 insurance rates
Rank Company Average annual premium 1 State Farm $2,167 2 Nationwide $2,402 3 GEICO $2,405 4 Progressive $2,603 5 Farmers $3,343 6 Allstate $3,753 2022 Audi A3 insurance rates
Rank Company Average annual premium 1 State Farm $2,096 2 Nationwide $2,178 3 GEICO $2,283 4 Progressive $2,544 5 Farmers $3,243 6 Allstate $3,706 2020 Audi A3 insurance rates
Rank Company Average annual premium 1 State Farm $1,987 2 GEICO $2,136 3 Nationwide $2,271 4 Progressive $2,342 5 Farmers $2,908 6 Allstate $3,057 2019 Audi A3 insurance rates
Rank Company Average annual premium 1 State Farm $1,914 2 GEICO $2,059 3 Progressive $2,256 4 Nationwide $2,351 5 Farmers $2,690 6 Allstate $3,114 2018 Audi A3 insurance rates
Rank Company Average annual premium 1 State Farm $1,786 2 GEICO $1,995 3 Progressive $2,156 4 Nationwide $2,290 5 Farmers $2,582 6 Allstate $2,815 2017 Audi A3 insurance rates
Rank Company Average annual premium 1 State Farm $1,896 2 GEICO $1,900 3 Progressive $2,040 4 Nationwide $2,181 5 Farmers $2,485 6 Allstate $2,866
Audi insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage