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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure an Audi A3 is $3,247 per year or $271 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Audi A3 costs $3,247, whereas the 2024 Audi A3 costs $3,160 annually. This is $87 less than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Audi A3 at $2,026 per year.
Below, we'll look at Audi A3 insurance rates and show you how to save.
Average insurance cost of Audi A3 by model year
| Year of Audi A3 model | Average cost to insure |
|---|---|
| 2025 | $3,247 |
| 2024 | $3,160 |
| 2023 | $3,097 |
| 2022 | $3,006 |
| 2020 | $2,773 |
Compare A3 insurance rates by state
| Company | Average annual premium |
|---|---|
| Nationwide | $2,066 |
| State Farm | $2,170 |
| Travelers | $2,502 |
| UAIC | $2,768 |
| Mercury Insurance | $3,547 |
| GEICO | $3,615 |
| Progressive | $4,087 |
| Allstate | $4,162 |
| Farmers | $5,308 |
| AIG | $5,923 |
Audi A3 insurance rates per year
2025 Audi A3 insurance rates
Rank Company Average annual premium 1 Travelers $2,026 2 Nationwide $2,515 3 State Farm $2,619 4 GEICO $2,862 5 Progressive $2,942 6 Allstate $4,254 7 Farmers $4,310 8 USAA $2,219 2024 Audi A3 insurance rates
Rank Company Average annual premium 1 Travelers $2,005 2 State Farm $2,394 3 Nationwide $2,751 4 GEICO $2,760 5 Progressive $3,077 6 Allstate $3,981 7 Farmers $4,262 8 USAA $2,354 2023 Audi A3 insurance rates
Rank Company Average annual premium 1 Travelers $2,022 2 State Farm $2,253 3 GEICO $2,527 4 Nationwide $2,769 5 Progressive $2,999 6 Allstate $4,080 7 Farmers $4,135 8 USAA $2,510 2022 Audi A3 insurance rates
Rank Company Average annual premium 1 Travelers $2,002 2 State Farm $2,211 3 GEICO $2,408 4 Nationwide $2,787 5 Progressive $2,895 6 Farmers $3,941 7 Allstate $4,016 8 USAA $2,392 2020 Audi A3 insurance rates
Rank Company Average annual premium 1 Travelers $1,910 2 State Farm $2,197 3 GEICO $2,270 4 Progressive $2,721 5 Nationwide $2,834 6 Allstate $3,371 7 Farmers $3,845 8 USAA $2,275 2019 Audi A3 insurance rates
Rank Company Average annual premium 1 Travelers $1,794 2 State Farm $2,088 3 GEICO $2,186 4 Progressive $2,520 5 Nationwide $2,734 6 Allstate $3,387 7 Farmers $3,429 8 USAA $2,081 2018 Audi A3 insurance rates
Rank Company Average annual premium 1 Travelers $1,748 2 State Farm $1,982 3 GEICO $2,134 4 Progressive $2,460 5 Nationwide $2,528 6 Allstate $3,133 7 Farmers $3,268 8 USAA $2,061
Audi insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage