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Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.

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Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.

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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure an Audi S5 is $4,134 per year or $344 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.

The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Audi S5 costs $4,134, whereas the 2024 Audi S5 costs $3,991 annually. This is $143 less than the 2025 rates.

Travelers offers the cheapest annual rate for 2025 Audi S5 at $2,457 per year.

Below, we'll look at Audi S5 insurance rates and show you how to save.

Average insurance cost of Audi S5 by model year

Year of Audi S5 modelAverage cost to insure
2025$4,134
2024$3,991
2023$3,944
2022$3,760
2021$3,616
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Compare S5 insurance rates by state

L O A D I N G
CompanyAverage annual premium
State Farm$2,395
Nationwide$2,654
Travelers$2,859
UAIC$2,863
GEICO$3,921
Mercury Insurance$4,298
Progressive$4,424
Allstate$4,672
Farmers$5,473
AIG$6,826

Audi S5 insurance rates per year

2025

2025 Audi S5 insurance rates

Average cost to insure $3,811
Annual cheapest rate $2,457
Available trims Quattro Premium, Quattro Premium Plus, Quattro Prestige
RankCompanyAverage annual premium
1Travelers$2,457
2State Farm$3,115
3Nationwide$3,403
4Progressive$3,593
5GEICO$3,639
6Allstate$5,036
7Farmers$6,215
8USAA$3,031
2024

2024 Audi S5 insurance rates

Average cost to insure $3,746
Annual cheapest rate $2,470
Available trims Quattro Premium, Quattro Premium Plus, Quattro Prestige
RankCompanyAverage annual premium
1Travelers$2,470
2State Farm$2,765
3Nationwide$3,367
4GEICO$3,580
5Progressive$4,095
6Allstate$4,759
7Farmers$5,798
8USAA$3,137
2023

2023 Audi S5 insurance rates

Average cost to insure $3,732
Annual cheapest rate $2,397
Available trims Quattro Premium, Quattro Premium Plus, Quattro Prestige
RankCompanyAverage annual premium
1Travelers$2,397
2State Farm$2,652
3Nationwide$3,385
4GEICO$3,513
5Progressive$3,985
6Allstate$4,943
7Farmers$5,700
8USAA$3,279
2022

2022 Audi S5 insurance rates

Average cost to insure $3,579
Annual cheapest rate $2,340
Available trims Quattro Premium, Quattro Premium Plus, Quattro Prestige
RankCompanyAverage annual premium
1Travelers$2,340
2State Farm$2,651
3GEICO$3,307
4Nationwide$3,390
5Progressive$3,881
6Allstate$4,680
7Farmers$5,289
8USAA$3,095
2021

2021 Audi S5 insurance rates

Average cost to insure $3,446
Annual cheapest rate $2,245
Available trims Quattro Premium, Quattro Premium Plus, Quattro Prestige
RankCompanyAverage annual premium
1Travelers$2,245
2State Farm$2,681
3GEICO$3,167
4Nationwide$3,359
5Progressive$3,779
6Allstate$4,372
7Farmers$5,001
8USAA$2,965
2020

2020 Audi S5 insurance rates

Average cost to insure $3,284
Annual cheapest rate $2,149
Available trims Quattro Premium, Quattro Premium Plus, Quattro Prestige
RankCompanyAverage annual premium
1Travelers$2,149
2State Farm$2,575
3GEICO$2,971
4Nationwide$3,380
5Progressive$3,433
6Allstate$4,144
7Farmers$4,837
8USAA$2,781
2019

2019 Audi S5 insurance rates

Average cost to insure $3,152
Annual cheapest rate $2,119
Available trims Quattro Premium, Quattro Premium Plus, Quattro Prestige
RankCompanyAverage annual premium
1Travelers$2,119
2State Farm$2,419
3GEICO$2,912
4Nationwide$3,152
5Progressive$3,345
6Allstate$3,901
7Farmers$4,629
8USAA$2,741
2018

2018 Audi S5 insurance rates

Average cost to insure $3,007
Annual cheapest rate $2,072
Available trims Quattro Premium Plus, Quattro Prestige
RankCompanyAverage annual premium
1Travelers$2,072
2State Farm$2,323
3GEICO$2,809
4Nationwide$2,991
5Progressive$3,284
6Allstate$3,616
7Farmers$4,272
8USAA$2,686

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
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