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Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.

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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure an Audi Q5 is $3,278 per year or $273 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.

The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Audi Q5 costs $3,278, whereas the 2024 Audi Q5 costs $3,209 annually. This is $69 less than the 2025 rates.

Travelers offers the cheapest annual rate for 2025 Audi Q5 at $2,176 per year.

Below, we'll look at Audi Q5 insurance rates and show you how to save.

Average insurance cost of Audi Q5 by model year

Year of Audi Q5 modelAverage cost to insure
2025$3,278
2024$3,209
2023$3,199
2022$3,062
2021$2,954
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Compare Q5 insurance rates by state

L O A D I N G
CompanyAverage annual premium
Nationwide$2,195
State Farm$2,445
Travelers$2,706
UAIC$2,783
Mercury Insurance$3,112
Progressive$3,675
GEICO$4,077
Farmers$4,298
Allstate$4,662
AIG$6,434

Audi Q5 insurance rates per year

2025

2025 Audi Q5 insurance rates

Average cost to insure $3,008
Annual cheapest rate $2,176
Available trims E Quattro Premium Plus S-Line, E Quattro Premium S-Line, E Quattro Prestige S-Line, Quattro Premium, Quattro Premium Plus
RankCompanyAverage annual premium
1Travelers$2,176
2Nationwide$2,482
3State Farm$2,712
4GEICO$2,839
5Progressive$2,935
6Allstate$4,162
7Farmers$4,489
8USAA$2,265
2024

2024 Audi Q5 insurance rates

Average cost to insure $2,997
Annual cheapest rate $2,156
Available trims E Quattro Premium Plus S-Line, E Quattro Premium S-Line, E Quattro Prestige S-Line, Quattro Premium, Quattro Premium Plus
RankCompanyAverage annual premium
1Travelers$2,156
2State Farm$2,485
3Nationwide$2,647
4GEICO$2,771
5Progressive$3,145
6Allstate$3,947
7Farmers$4,426
8USAA$2,401
2023

2023 Audi Q5 insurance rates

Average cost to insure $3,021
Annual cheapest rate $2,108
Available trims E Quattro Premium Plus S-Line, E Quattro Premium S-Line, E Quattro Prestige S-Line, Quattro Premium, Quattro Premium Plus
RankCompanyAverage annual premium
1Travelers$2,108
2State Farm$2,359
3Nationwide$2,669
4GEICO$2,744
5Progressive$3,052
6Allstate$4,131
7Farmers$4,290
8USAA$2,813
2022

2022 Audi Q5 insurance rates

Average cost to insure $2,923
Annual cheapest rate $2,072
Available trims E Quattro Premium Plus S-Line, E Quattro Premium S-Line, E Quattro Prestige S-Line, Quattro Premium, Quattro Premium Plus
RankCompanyAverage annual premium
1Travelers$2,072
2State Farm$2,274
3GEICO$2,665
4Nationwide$2,696
5Progressive$2,962
6Allstate$3,846
7Farmers$4,045
8USAA$2,824
2021

2021 Audi Q5 insurance rates

Average cost to insure $2,836
Annual cheapest rate $1,970
Available trims E Quattro Premium, E Quattro Premium Plus, E Quattro Prestige, Quattro Premium, Quattro Premium Plus
RankCompanyAverage annual premium
1Travelers$1,970
2State Farm$2,276
3GEICO$2,568
4Nationwide$2,674
5Progressive$2,918
6Allstate$3,749
7Farmers$3,872
8USAA$2,662
2020

2020 Audi Q5 insurance rates

Average cost to insure $2,658
Annual cheapest rate $1,878
Available trims E Quattro Premium, E Quattro Premium Plus, E Quattro Prestige, Quattro Premium, Quattro Premium Plus
RankCompanyAverage annual premium
1Travelers$1,878
2State Farm$2,274
3GEICO$2,444
4Progressive$2,503
5Nationwide$2,552
6Allstate$3,552
7Farmers$3,665
8USAA$2,396
2019

2019 Audi Q5 insurance rates

Average cost to insure $2,443
Annual cheapest rate $1,816
Available trims Quattro Premium, Quattro Premium Plus, Quattro Prestige
RankCompanyAverage annual premium
1Travelers$1,816
2State Farm$2,102
3GEICO$2,201
4Progressive$2,245
5Nationwide$2,306
6Allstate$3,310
7Farmers$3,435
8USAA$2,126
2018

2018 Audi Q5 insurance rates

Average cost to insure $2,339
Annual cheapest rate $1,746
Available trims Quattro Premium, Quattro Premium Plus, Quattro Premium Plus Summer of Audi, Quattro Premium Summer of Audi, Quattro Prestige
RankCompanyAverage annual premium
1Travelers$1,746
2State Farm$2,028
3GEICO$2,127
4Progressive$2,162
5Nationwide$2,261
6Allstate$3,119
7Farmers$3,284
8USAA$1,984

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
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