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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure an Audi Q8 is $3,781 per year or $315 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.

The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Audi Q8 costs $3,781, whereas the 2024 Audi Q8 costs $3,704 annually. This is $77 less than the 2025 rates.

Travelers offers the cheapest annual rate for 2025 Audi Q8 at $2,521 per year.

Below, we'll look at Audi Q8 insurance rates and show you how to save.

Average insurance cost of Audi Q8 by model year

Year of Audi Q8 modelAverage cost to insure
2025$3,781
2024$3,704
2023$3,687
2022$3,516
2021$3,413
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Compare Q8 insurance rates by state

L O A D I N G
CompanyAverage annual premium
Nationwide$2,436
State Farm$2,688
UAIC$2,799
Mercury Insurance$2,968
Travelers$3,120
Progressive$3,738
GEICO$3,746
Farmers$4,329
Allstate$4,705
AIG$6,604

Audi Q8 insurance rates per year

2025

2025 Audi Q8 insurance rates

Average cost to insure $3,525
Annual cheapest rate $2,521
Available trims Quattro Premium, Quattro Premium Plus, Quattro Premium Plus S-Line, Quattro Prestige
RankCompanyAverage annual premium
1Travelers$2,521
2Progressive$3,005
3GEICO$3,147
4Nationwide$3,351
5State Farm$3,396
6Allstate$4,963
7Farmers$5,196
8USAA$2,622
2024

2024 Audi Q8 insurance rates

Average cost to insure $3,489
Annual cheapest rate $2,518
Available trims Quattro Premium, Quattro Premium Plus, Quattro Premium Plus S-Line, Quattro Prestige, Quattro Prestige S-Line
RankCompanyAverage annual premium
1Travelers$2,518
2State Farm$3,034
3GEICO$3,068
4Progressive$3,136
5Nationwide$3,394
6Allstate$4,763
7Farmers$5,209
8USAA$2,791
2023

2023 Audi Q8 insurance rates

Average cost to insure $3,490
Annual cheapest rate $2,417
Available trims Quattro Premium, Quattro Premium Plus, Quattro Premium Plus S-Line, Quattro Prestige, Quattro Prestige S-Line
RankCompanyAverage annual premium
1Travelers$2,417
2State Farm$2,837
3Progressive$3,136
4GEICO$3,139
5Nationwide$3,302
6Allstate$4,975
7Farmers$5,022
8USAA$3,089
2022

2022 Audi Q8 insurance rates

Average cost to insure $3,353
Annual cheapest rate $2,390
Available trims Quattro Premium, Quattro Premium Plus, Quattro Premium Plus S-Line, Quattro Prestige, Quattro Prestige S-Line
RankCompanyAverage annual premium
1Travelers$2,390
2State Farm$2,708
3GEICO$2,851
4Progressive$2,944
5Nationwide$3,318
6Allstate$4,531
7Farmers$5,201
8USAA$2,883
2021

2021 Audi Q8 insurance rates

Average cost to insure $3,262
Annual cheapest rate $2,325
Available trims Quattro Premium, Quattro Premium Plus, Quattro Premium Plus S-Line, Quattro Prestige, Quattro Prestige S-Line
RankCompanyAverage annual premium
1Travelers$2,325
2GEICO$2,767
3State Farm$2,767
4Progressive$2,837
5Nationwide$3,463
6Allstate$4,202
7Farmers$4,971
8USAA$2,767
2020

2020 Audi Q8 insurance rates

Average cost to insure $3,156
Annual cheapest rate $2,227
Available trims Quattro Premium, Quattro Premium Plus, Quattro Premium Plus S-Line, Quattro Prestige, Quattro Prestige S-Line
RankCompanyAverage annual premium
1Travelers$2,227
2GEICO$2,692
3Progressive$2,820
4State Farm$2,823
5Nationwide$3,259
6Allstate$4,007
7Farmers$4,772
8USAA$2,650
2019

2019 Audi Q8 insurance rates

Average cost to insure $3,014
Annual cheapest rate $2,166
Available trims Quattro Premium, Quattro Premium Plus, Quattro Premium Plus S-Line, Quattro Prestige, Quattro Prestige S-Line
RankCompanyAverage annual premium
1Travelers$2,166
2GEICO$2,596
3State Farm$2,620
4Progressive$2,795
5Nationwide$3,228
6Allstate$3,845
7Farmers$4,337
8USAA$2,527

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
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