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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure an Audi Q3 is $2,856 per year or $238 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.

The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Audi Q3 costs $2,856, whereas the 2024 Audi Q3 costs $2,828 annually. This is $28 less than the 2025 rates.

Travelers offers the cheapest annual rate for 2025 Audi Q3 at $1,943 per year.

Below, we'll look at Audi Q3 insurance rates and show you how to save.

Average insurance cost of Audi Q3 by model year

Year of Audi Q3 modelAverage cost to insure
2025$2,856
2024$2,828
2023$2,797
2022$2,674
2021$2,565
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Compare Q3 insurance rates by state

L O A D I N G
CompanyAverage annual premium
Nationwide$1,854
State Farm$1,870
Travelers$2,412
UAIC$2,702
Mercury Insurance$2,951
Progressive$3,179
GEICO$3,224
Allstate$3,942
Farmers$4,217
AIG$5,587

Audi Q3 insurance rates per year

2025

2025 Audi Q3 insurance rates

Average cost to insure $2,657
Annual cheapest rate $1,943
Available trims Quattro Premium, Quattro Premium Plus S-Line, Quattro Premium S-Line
RankCompanyAverage annual premium
1Travelers$1,943
2Nationwide$2,293
3Progressive$2,352
4State Farm$2,390
5GEICO$2,471
6Allstate$3,628
7Farmers$4,117
8USAA$2,062
2024

2024 Audi Q3 insurance rates

Average cost to insure $2,663
Annual cheapest rate $1,952
Available trims Quattro Premium, Quattro Premium Plus, Quattro Premium Plus S-Line, Quattro Premium S-Line
RankCompanyAverage annual premium
1Travelers$1,952
2State Farm$2,298
3GEICO$2,413
4Nationwide$2,428
5Progressive$2,465
6Allstate$3,466
7Farmers$4,094
8USAA$2,187
2023

2023 Audi Q3 insurance rates

Average cost to insure $2,667
Annual cheapest rate $1,918
Available trims Quattro Premium, Quattro Premium Plus, Quattro Premium Plus S-Line, Quattro Premium S-Line
RankCompanyAverage annual premium
1Travelers$1,918
2State Farm$2,229
3GEICO$2,357
4Progressive$2,400
5Nationwide$2,401
6Allstate$3,627
7Farmers$3,859
8USAA$2,543
2022

2022 Audi Q3 insurance rates

Average cost to insure $2,551
Annual cheapest rate $1,845
Available trims Quattro Premium, Quattro Premium Plus, Quattro Premium Plus S-Line, Quattro Premium S-Line
RankCompanyAverage annual premium
1Travelers$1,845
2State Farm$2,074
3GEICO$2,258
4Progressive$2,313
5Nationwide$2,329
6Allstate$3,417
7Farmers$3,766
8USAA$2,405
2021

2021 Audi Q3 insurance rates

Average cost to insure $2,461
Annual cheapest rate $1,785
Available trims Quattro Premium, Quattro Premium Plus, Quattro Premium Plus S-Line, Quattro Premium S-Line
RankCompanyAverage annual premium
1Travelers$1,785
2State Farm$2,047
3GEICO$2,192
4Progressive$2,279
5Nationwide$2,425
6Allstate$3,175
7Farmers$3,604
8USAA$2,177
2020

2020 Audi Q3 insurance rates

Average cost to insure $2,368
Annual cheapest rate $1,739
Available trims Quattro Premium, Quattro Premium Plus, Quattro Premium Plus S-Line, Quattro Premium S-Line, Quattro Prestige S-Line
RankCompanyAverage annual premium
1Travelers$1,739
2State Farm$1,967
3GEICO$2,110
4Progressive$2,230
5Nationwide$2,277
6Allstate$3,109
7Farmers$3,404
8USAA$2,108
2019

2019 Audi Q3 insurance rates

Average cost to insure $2,314
Annual cheapest rate $1,712
Available trims Quattro Premium, Quattro Premium Plus, Quattro Premium Plus S-Line, Quattro Premium S-Line, Quattro Prestige S-Line
RankCompanyAverage annual premium
1Travelers$1,712
2State Farm$1,953
3GEICO$2,021
4Progressive$2,152
5Nationwide$2,361
6Allstate$3,004
7Farmers$3,282
8USAA$2,023
2018

2018 Audi Q3 insurance rates

Average cost to insure $2,250
Annual cheapest rate $1,696
Available trims Premium, Premium Plus, Quattro Premium, Quattro Premium Plus
RankCompanyAverage annual premium
1Travelers$1,696
2State Farm$1,905
3GEICO$1,945
4Progressive$2,132
5Nationwide$2,479
6Allstate$2,747
7Farmers$3,174
8USAA$1,919

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
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