Ashlee Tilford Written by Ashlee Tilford
Managing Editor

Ashlee is a dynamic business writer and editor with a focus on personal finance. With an MBA and more than fourteen years in the finance industry, Ashlee brings a practical and relatable perspective to insurance topics. She is passionate about empowering others to achieve financial success and protect their assets. When Ashlee isn't writing and editing, she enjoys spending time with her partner, dog and chickens on their farm in Kentucky.


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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Audi S4 is $3,111 per year or $259 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Audi S4 costs $3,111 per year, whereas the 2022 Audi S4 costs $2,512 annually. State Farm offers the cheapest annual rate for 2023 Audi S4 $1,943 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Audi S4 by model year

Year of Audi S4 ModelAverage Cost to Insure
2023$3,111
2022$2,512
2021$2,366
2020$2,467
2019$2,563
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Compare Audi S4 insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
Allstate4 Door Sedan Turbo$3,315
Farmers4 Door Sedan Turbo$3,653
Geico4 Door Sedan Turbo$3,163
Nationwide4 Door Sedan Turbo$4,059
Progressive4 Door Sedan Turbo$2,444
State Farm4 Door Sedan Turbo$2,610

Audi S4 insurance rates per year

2023

2023 Audi S4 insurance rates

Average cost to insure $3,111
Annual cheapest rate $1,943
Available trims 3.0 Quattro Premium, 3.0 Quattro Premium Plus, 3.0 Quattro Prestige
RankCompanyAverage annual premium
1State Farm$1,943
2Nationwide$2,313
3Geico$2,867
4Progressive$3,132
5Farmers$3,829
6Allstate$4,580
2022

2022 Audi S4 insurance rates

Average cost to insure $2,512
Annual cheapest rate $1,611
Available trims 3.0 Quattro Premium, 3.0 Quattro Premium Plus, 3.0 Quattro Prestige
RankCompanyAverage annual premium
1State Farm$1,611
2Nationwide$1,937
3Geico$2,224
4Progressive$2,587
5Farmers$2,985
6Allstate$3,726
2021

2021 Audi S4 insurance rates

Average cost to insure $2,366
Annual cheapest rate $1,494
Available trims 3.0 Quattro Premium, 3.0 Quattro Premium Plus, 3.0 Quattro Prestige
RankCompanyAverage annual premium
1State Farm$1,494
2Progressive$1,856
3Nationwide$2,073
4Geico$2,156
5Farmers$2,701
6Allstate$3,914
2020

2020 Audi S4 insurance rates

Average cost to insure $2,467
Annual cheapest rate $1,659
Available trims 3.0 Quattro Premium, 3.0 Quattro Premium Plus, 3.0 Quattro Prestige
RankCompanyAverage annual premium
1State Farm$1,659
2Geico$2,138
3Progressive$2,202
4Nationwide$2,345
5Farmers$2,705
6Allstate$3,750
2019

2019 Audi S4 insurance rates

Average cost to insure $2,563
Annual cheapest rate $1,700
Available trims 3.0 Quattro Premium, 3.0 Quattro Premium Plus, 3.0 Quattro Prestige
RankCompanyAverage annual premium
1State Farm$1,700
2Geico$2,120
3Nationwide$2,396
4Progressive$2,596
5Farmers$2,979
6Allstate$3,584
2018

2018 Audi S4 insurance rates

Average cost to insure $2,467
Annual cheapest rate $1,675
Available trims 3.0 Quattro Premium, 3.0 Quattro Premium Plus, 3.0 Quattro Prestige
RankCompanyAverage annual premium
1State Farm$1,675
2Geico$2,004
3Nationwide$2,326
4Progressive$2,526
5Farmers$2,955
6Allstate$3,318
2016

2016 Audi S4 insurance rates

Average cost to insure $2,291
Annual cheapest rate $1,458
Available trims 3.0 Quattro Premium, 3.0 Quattro Premium Plus, 3.0 Quattro Prestige
RankCompanyAverage annual premium
1State Farm$1,458
2Geico$2,002
3Nationwide$2,212
4Progressive$2,349
5Allstate$2,773
6Farmers$2,950
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