Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure an Audi S4 is $3,534 per year or $294 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2024 Audi S4 costs $3,534, whereas the 2023 Audi S4 costs $3,593 annually. This is $59 more than the 2024 rates.
Nationwide offers the cheapest annual rate for 2024 Audi S4 at $2,418 per year.
Below, we'll look at Audi S4 insurance rates and show you how to save.
Average insurance cost of Audi S4 by model year
| Year of Audi S4 model | Average cost to insure |
|---|---|
| 2024 | $3,534 |
| 2023 | $3,593 |
| 2022 | $3,465 |
| 2021 | $3,298 |
| 2020 | $3,176 |
Compare S4 insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| State Farm | 4WD 4 Door Sedan DOHC Turbo | $2,476 |
| Nationwide | 4WD 4 Door Sedan DOHC Turbo | $2,554 |
| GEICO | 4WD 4 Door Sedan DOHC Turbo | $3,132 |
| Progressive | 4WD 4 Door Sedan DOHC Turbo | $3,150 |
| Allstate | 4WD 4 Door Sedan DOHC Turbo | $5,432 |
Audi S4 insurance rates per year
2024 Audi S4 insurance rates
Rank Company Average annual premium 1 Nationwide $2,418 2 State Farm $2,624 3 GEICO $3,277 4 Progressive $3,529 5 Farmers $4,429 6 Allstate $4,925 2023 Audi S4 insurance rates
Rank Company Average annual premium 1 State Farm $2,605 2 Nationwide $2,676 3 GEICO $3,369 4 Progressive $3,477 5 Farmers $4,656 6 Allstate $4,775 2022 Audi S4 insurance rates
Rank Company Average annual premium 1 State Farm $2,558 2 Nationwide $2,698 3 GEICO $3,091 4 Progressive $3,401 5 Allstate $4,520 6 Farmers $4,521 2021 Audi S4 insurance rates
Rank Company Average annual premium 1 State Farm $2,570 2 Nationwide $2,716 3 GEICO $2,987 4 Progressive $3,257 5 Allstate $3,934 6 Farmers $4,326 2020 Audi S4 insurance rates
Rank Company Average annual premium 1 State Farm $2,445 2 Nationwide $2,727 3 GEICO $2,868 4 Progressive $3,113 5 Allstate $3,760 6 Farmers $4,145 2019 Audi S4 insurance rates
Rank Company Average annual premium 1 State Farm $2,436 2 GEICO $2,715 3 Nationwide $2,750 4 Progressive $2,963 5 Allstate $3,709 6 Farmers $4,014 2018 Audi S4 insurance rates
Rank Company Average annual premium 1 State Farm $2,214 2 Nationwide $2,642 3 GEICO $2,743 4 Progressive $2,756 5 Allstate $3,401 6 Farmers $3,806
Audi insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage