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Do you own a Jaguar or are you planning to own one? If so, then this guide is for you.

Jaguar is one of the most popular luxury cars in the world. With its top-notch features, it makes life easier, entertaining as well as productive. It is the perfect vehicle for anyone who wishes to do more with their car.

Here is a detailed list of the average cost of insuring different models and years of Jaguar cars. This guide will help you understand the insurance cost range of different makes and models of Jaguar cars from the year 2015 to 2020.

The average Jaguar insurance costs are $2,369 and $2,264 per year for drivers age 30 and drivers age 40, respectively.

You can use this guide as a reference when shopping around for Jaguar car insurance quotes or if you just want an idea about how much your monthly premiums might be. Our goal is to provide you with accurate information that you can use to a compare car insurance rates between the various models so you can find the best deal possible on for yourself. In addition, it also helps you get better value for money when buying coverage.

Average Jaguar car insurance cost by model

Some of the factors which affect car insurance rates are credit history, age and driving record.

Apart from these, what type of vehicle you drive can also have an impact on average premium cost for a given policy- there's engine size or weight; how likely it would be stolen, the price necessary in repairing and replacing damaged parts etc., all these things contribute towards changing car insurance rates range.

Are 2021 Jaguars expensive to insure?

The insurance cost for selected models of Jaguar is expensive. Amongst the various models of Jaguar available, the most expensive to insure is Jaguar F-Type, at $2,917 annually for drivers age 30 and $2,786 annually for drivers age 40. Whereas the least expensive to insure is E-Pace at $1,873 annually for drivers age 30 and $1,788 annually for drivers age 40, respectively.

The table below lists the average annual rates for all the available models of Jaguar, for drivers age 30 and 40, respectively.

Year and ModelAverage annual rates for drivers age 30Average annual rates for drivers age 40
2021 Jaguar E-Pace$1,873$1,788
2021 Jaguar F-Pace$2,136$2,045
2021 Jaguar F-Type$2,917$2,786
2021 Jaguar I-Pace$2,368$2,275
2021 Jaguar XE$2,294$2,189
2021 Jaguar XF$2,626$2,503

Jaguar E-Pace insurance cost

Jaguar E-Pace

The Jaguar E-Pace with its all-wheel drive and adaptive dynamics technologies, along with a unique balance of agility and ride comfort makes driving this SUV exciting. The Jaguar E-Pace has been in production since September 2017, and it will remain in production until at least the year 2025.

The average cost of insurance for Jaguar E-Pace is $1,998 annually or $166 per month. There is a difference of $80 in the insurance cost of 2018 and 2020 models, because of an additional appealing mix of standard and luxury features.

Highlights-

  • The average annual rate of insurance - $1,998
  • Starting MSRP - $41,800
  • Trim levels – S, 25t premium, 25t prestige, 30t premium, 30t prestige, 35t, 35t premium, 35t prestige, 25t R-Sport, 35t R-Sport

The table below shows the average annual cost of other models of Jaguar E-Pace:

Year and ModelAverage annual cost
2018 Jaguar E-Pace$1,918
2019 Jaguar E-Pace$1,943
2020 Jaguar E-Pace$1,998

Compare Jaguar E-Pace car insurance rates by state

Jaguar F-Pace insurance cost

Jaguar F-Pace

F-Pace, with its blend of excellent performance and intelligent driver technologies, positions itself to be a compact luxury SUV. It comes in 4 trim levels.

Highlights-

  • The average annual rate of insurance - $2,242
  • Starting MSRP - $50,900
  • Trim levels – Base, S, F-Pace R-Dynamic, F-Pace SVR

Depending on the trim levels, the average auto insurance cost for Jaguar F-Pace can vary. The average insurance premium for a year is $2,242 or $186 for a month. The F-Pace Base is the cheapest trim level to insure.

The average annual cost for other models of Jaguar F-Pace is listed in the table below:

Year and ModelAverage annual cost
2017 Jaguar F-Pace$2,025
2018 Jaguar F-Pace$2,028
2019 Jaguar F-Pace$2,175
2020 Jaguar F-Pace$2,242

Compare Jaguar F-Pace car insurance rates by state

Jaguar F-Type insurance cost

Jaguar F-Type

With a design that shines, performance that thrills, and confidence at your feet with the latest safety technologies like emergency braking, forward-facing cameras to mitigate collisions the Jaguar F-Type is rated a 7.2/10 overall by the experts at Edmunds.

Highlights-

  • The average annual rate of insurance - $2,242
  • Starting MSRP - $71,300
  • Trim levels – F-Type Coupe, F-Type Convertible

While the insurance rates can vary basis the trim levels, the average annual cost of insuring a Jaguar F-Type is $2,806. It comes to $233 per month. The F-Type trim level, P450 convertible is the cheapest to insure amongst all the other trims available. There is a difference of $318 between the Jaguar F-Type models of 2015 and 2020. The reason being the extra safety features like emergency braking and forward-facing cameras.

For other models of Jaguar F-Type, the average annual rates are listed in the table below:

Year and ModelAverage annual cost
2015 Jaguar F-Type$2,488
2016 Jaguar F-Type$2,719
2017 Jaguar F-Type$2,811
2018 Jaguar F-Type$2,837
2019 Jaguar F-Type$2,931
2020 Jaguar F-Type$2,806

Compare Jaguar F-Type car insurance rates by state

Jaguar I-Pace insurance cost

Jaguar I-Pace

Jaguar I-Pace, a sedan, is a true driver's car. It has revolutionized the EV market by its ability to travel 222 miles with a 90Kwh high energy-density battery.

Highlights-

  • The average annual rate of insurance - $2,675
  • Starting MSRP - $69,900
  • Trim levels – S, SE, HSE

The I-Pace is usually expensive to insure. The average cost of insurance for a Jaguar I-Pace is $2,675 per year or $223 per month. Out of all the trim levels available, the cheaper to insure is the base HSE model.

The table below depicts the insurance rates per year for the various models of the Jaguar I-Pace:

Year and ModelAverage annual cost
2019 Jaguar I-Pace$2,192
2020 Jaguar I-Pace$2,675

Compare Jaguar I-Pace car insurance rates by state

Jaguar XE insurance cost

Jaguar XE

The Jaguar XE is a cheaper alternative to its bigger brothers such as the F-TYPE Coupe and Convertible. It is even more affordable than other entry-level luxury models, like the Audi A3 and Mercedes-Benz C-Class.

Highlights-

  • The average annual rate of insurance - $2,362
  • Starting MSRP - $40,895
  • Trim levels – S, Prestige, Premium, R Sport, Sport Limited edition, Portfolio Limited edition

Depending on the trim levels, the insurance cost can vary drastically. The average cost of insurance for Jaguar XE is $2,362 per year or $196 per month. Amongst the various trim levels available, the S trim level is the cheapest to insure.

The average annual cost of other models of Jaguar XE is listed in the table below:

Year and ModelAverage annual cost
2017 Jaguar XE$2,217
2018 Jaguar XE$2,288
2019 Jaguar XE$2,357
2020 Jaguar XE$2,362

Compare Jaguar XE car insurance rates by state

Jaguar XF insurance cost

Jaguar XF

Jaguar XF is considered a combination of presence and performance. The XF has been built with features such as an advanced driver-assist system, state-of-art technology providing an unobstructed view through the rear-view making driving seamless.

Highlights-

  • The average annual rate of insurance - $2,671
  • Starting MSRP - $45,300
  • Trim levels – S, Base, Premium, Prestige, Portfolio, Sports break S

The annual cost of insuring a Jaguar XF is $2,671 per year or $222 per month. The cheapest trim level of Jaguar to insure is the S trim level. The table below lists the average annual costs of various other models of XF.

Year and ModelAverage annual cost
2015 Jaguar XF$2,359
2016 Jaguar XF$2,430
2017 Jaguar XF$2,447
2018 Jaguar XF$2,549
2019 Jaguar XF$2,649
2020 Jaguar XF$2,671

Compare Jaguar XF car insurance rates by state

Jaguar XJ insurance cost

Jaguar XJ

The Jaguar XJ is a sedan which comes with lively handling and responsive steering, along with all-wheel drive and in short- and long-wheelbase configurations.

Highlights-

  • The average annual rate of insurance - $3,063
  • Starting MSRP - $37,688 - $45,373
  • Trim levels – Base, R-Sport, Supercharged

It is rated an overall rating of 7.3/10, 7.5/10 for driving, and 8.0/10 for comfort by the experts on Edmunds.com. The average rate of insurance for XJ is $3,063 per year or $255 monthly. The cheapest trim level to insure of Jaguar XJ is R-Sport.

The table below depicts the average annual costs of other models of Jaguar XJ

Year and ModelAverage annual cost
2015 Jaguar XJ$2,663
2016 Jaguar XJ$2,823
2017 Jaguar XJ$2,932
2018 Jaguar XJ$2,952
2019 Jaguar XJ$3,110
2020 Jaguar Xj$3,063

Jaguar XJL insurance cost

Jaguar XJL

The Jaguar XJL is an extended version of Jaguar XJ with a long-wheelbase body, which is much more preferred than the design of XJ. It also comes with ventilation for all 4 passengers, seat heating, and massage heating.

Highlights-

  • The average annual rate of insurance - $3,081
  • Starting MSRP - $37,688 - $45,373
  • Trim levels – XJL Supercharged, R-Sport, Supercharged,

The average cost of insurance for insuring a Jaguar XJL is $3,081 per year or $256 per month. The experts on Edmunds.com have rated XJL 8.0/10 for comfort and 7.3/10 as an overall rating.

The table below depicts the average annual costs of various other models of Jaguar XJL

Year and ModelAverage annual cost
2015 Jaguar XJL$2,748
2016 Jaguar XJL$2,998
2017 Jaguar XJL$3,063
2018 Jaguar XJL$3,042
2019 Jaguar XJL$3,255
2020 Jaguar XJL$3,081