Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.


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The average Jaguar insurance costs are $2,369 and $2,264 per year for drivers age 30 and drivers age 40, respectively. If you own a Jaguar and want to educate yourself on the rates for available models, this guide is for you.

Do you own a Jaguar or are you planning to own one? If so, then this guide is for you.

Jaguar is one of the most popular luxury cars in the world. With its top-notch features, it makes life easier, entertaining as well as productive. It is the perfect vehicle for anyone who wishes to do more with their car. The average Jaguar insurance costs are $3,179 per year for drivers age 40.

Here is a detailed list of the average cost of insuring different models and years of Jaguar cars. This guide will help you understand the insurance cost range of different makes and models of Jaguar cars from the year 2016 to 2023.

You can use this guide as a reference when shopping around for Jaguar car insurance quotes or if you just want an idea about how much your monthly premiums might be. Our goal is to provide you with accurate information that you can use to a compare car insurance rates between the various models so you can find the best deal possible on for yourself. In addition, it also helps you get better value for money when buying coverage.

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Average Jaguar car insurance cost by model

Some of the factors which affect car insurance rates are credit history, age and driving record.

Apart from these, what type of vehicle you drive can also have an impact on average premium cost for a given policy- there's engine size or weight; how likely it would be stolen, the price necessary in repairing and replacing damaged parts etc., all these things contribute towards changing car insurance rates range.

Are 2023 Jaguars expensive to insure?

The insurance cost for selected models of Jaguar is expensive. Amongst the various models of Jaguar available, the most expensive to insure is Jaguar F-Type, at $3,757 annually for drivers age 40. Whereas the least expensive to insure is E-Pace at $2,483 annually for drivers age 40.

The table below lists the average annual rates for all the available models of Jaguar, for drivers age 40.

Year and modelAverage annual premium
2023 Jaguar E-Pace$2,483
2023 Jaguar I-Pace$2,805
2023 Jaguar F-Pace$2,880
2023 Jaguar XF$2,983
2023 Jaguar F-Type$3,757

Choose Your Vehicle Model

Jaguar E-Pace insurance cost

Jaguar E-Pace
E-Pace Highlights
  • The average annual rate of insurance - $2,483
  • Starting MSRP - $41,800
  • Trim levels – S, 25t premium, 25t prestige, 30t premium, 30t prestige, 35t, 35t premium, 35t prestige, 25t R-Sport, 35t R-Sport

The Jaguar E-Pace with its all-wheel drive and adaptive dynamics technologies, along with a unique balance of agility and ride comfort makes driving this SUV exciting. The Jaguar E-Pace has been in production since September 2017, and it will remain in production until at least the year 2025.

The average cost of insurance for Jaguar E-Pace is $2,483 annually or $207 per month. There is a difference of $547 in the insurance cost of 2018 and 2023 models, because of an additional appealing mix of standard and luxury features.

The table below shows the average annual cost of other models of Jaguar E-Pace:

Year and modelAverage annual premium
2023 Jaguar E-Pace$2,483
2022 Jaguar E-Pace$2,065
2021 Jaguar E-Pace$1,800
2020 Jaguar E-Pace$2,037
2019 Jaguar E-Pace$1,962
2018 Jaguar E-Pace$1,936

Compare Jaguar E-Pace car insurance rates by state

Jaguar F-Pace insurance cost

Jaguar F-Pace
F-Pace Highlights
  • The average annual rate of insurance - $2,880
  • Starting MSRP - $50,900
  • Trim levels – Base, S, F-Pace R-Dynamic, F-Pace SVR

F-Pace, with its blend of excellent performance and intelligent driver technologies, positions itself to be a compact luxury SUV. It comes in 4 trim levels.

Depending on the trim levels, the average auto insurance cost for Jaguar F-Pace can vary. The average insurance premium for a year is $2,880 or $240 for a month. The F-Pace Base is the cheapest trim level to insure.

The average annual cost for other models of Jaguar F-Pace is listed in the table below:

Year and modelAverage annual premium
2023 Jaguar F-Pace$2,880
2022 Jaguar F-Pace$2,401
2021 Jaguar F-Pace$2,084
2020 Jaguar F-Pace$2,272
2019 Jaguar F-Pace$2,220
2018 Jaguar F-Pace$2,075
2017 Jaguar F-Pace$2,070

Compare Jaguar F-Pace car insurance rates by state

Jaguar F-Type insurance cost

Jaguar F-Type
F-Type Highlights
  • The average annual rate of insurance - $3,757
  • Starting MSRP - $71,300
  • Trim levels – F-Type Coupe, F-Type Convertible

With a design that shines, performance that thrills, and confidence at your feet with the latest safety technologies like emergency braking, forward-facing cameras to mitigate collisions the Jaguar F-Type is rated a 7.2/10 overall by the experts at Edmunds.

While the insurance rates can vary basis the trim levels, the average annual cost of insuring a Jaguar F-Type is $3,757. It comes to $313 per month. The F-Type trim level, P450 convertible is the cheapest to insure amongst all the other trims available. There is a difference of $1,047 between the Jaguar F-Type models of 2016 and 2023. The reason being the extra safety features like emergency braking and forward-facing cameras.

For other models of Jaguar F-Type, the average annual rates are listed in the table below:

Year and modelAverage annual premium
2023 Jaguar F-Type$3,757
2022 Jaguar F-Type$2,939
2021 Jaguar F-Type$2,733
2020 Jaguar F-Type$2,792
2019 Jaguar F-Type$2,927
2018 Jaguar F-Type$2,838
2017 Jaguar F-Type$2,803
2016 Jaguar F-Type$2,710

Compare Jaguar F-Type car insurance rates by state

Jaguar I-Pace insurance cost

Jaguar I-Pace
I-Pace Highlights
  • The average annual rate of insurance - $2,805
  • Starting MSRP - $69,900
  • Trim levels – S, SE, HSE

Jaguar I-Pace, a sedan, is a true driver's car. It has revolutionized the EV market by its ability to travel 222 miles with a 90Kwh high energy-density battery.

The I-Pace is usually expensive to insure. The average cost of insurance for a Jaguar I-Pace is $2,805 per year or $234 per month. Out of all the trim levels available, the cheaper to insure is the base HSE model.

The table below depicts the insurance rates per year for the various models of the Jaguar I-Pace:

Year and modelAverage annual premium
2023 Jaguar I-Pace$2,805
2022 Jaguar I-Pace$2,332
2021 Jaguar I-Pace$2,305
2020 Jaguar I-Pace$2,842
2019 Jaguar I-Pace$2,264

Compare Jaguar I-Pace car insurance rates by state

Jaguar XE insurance cost

Jaguar XE
XE Highlights
  • The average annual rate of insurance for Jaguar XE - $2,199
  • Starting MSRP - $40,895
  • Trim levels – S, Prestige, Premium, R Sport, Sport Limited edition, Portfolio Limited edition

The Jaguar XE is a cheaper alternative to its bigger brothers such as the F-TYPE Coupe and Convertible. It is even more affordable than other entry-level luxury models, like the Audi A3 and Mercedes-Benz C-Class.

Depending on the trim levels, the insurance cost can vary drastically. The average cost of insurance for Jaguar XE is $2,199 per year or $183 per month. Amongst the various trim levels available, the S trim level is the cheapest to insure.

The average annual cost of other models of Jaguar XE is listed in the table below:

Year and modelAverage annual premium
2021 Jaguar XE$2,199
2020 Jaguar XE$2,344
2019 Jaguar XE$2,381
2018 Jaguar XE$2,313
2017 Jaguar XE$2,247

Compare Jaguar XE car insurance rates by state

Jaguar XF insurance cost

Jaguar XF
XF Highlights
  • The average annual rate of insurance - $2,983
  • Starting MSRP - $45,300
  • Trim levels – S, Base, Premium, Prestige, Portfolio, Sports break S

Jaguar XF is considered a combination of presence and performance. The XF has been built with features such as an advanced driver-assist system, state-of-art technology providing an unobstructed view through the rear-view making driving seamless.

The annual cost of insuring a Jaguar XF is $2,983 per year or $248 per month. The cheapest trim level of Jaguar to insure is the S trim level. The table below lists the average annual costs of various other models of XF.

Year and modelAverage annual premium
2023 Jaguar XF$2,983
2022 Jaguar XF$2,501
2021 Jaguar XF$2,530
2020 Jaguar XF$2,673
2019 Jaguar XF$2,684
2018 Jaguar XF$2,582
2017 Jaguar XF$2,485
2016 Jaguar XF$2,468

Compare Jaguar XF car insurance rates by state

Jaguar XJ insurance cost

Jaguar XJ
XJ Highlights
  • The average annual rate of insurance for Jaguar XJ - $3,051
  • Starting MSRP - $37,688 - $45,373
  • Trim levels – Base, R-Sport, Supercharged

The Jaguar XJ is a sedan which comes with lively handling and responsive steering, along with all-wheel drive and in short- and long-wheelbase configurations.

It is rated an overall rating of 7.3/10, 7.5/10 for driving, and 8.0/10 for comfort by the experts on Edmunds.com. The average rate of insurance for XJ is $3,051 per year or $254 monthly. The cheapest trim level to insure of Jaguar XJ is R-Sport.

The table below depicts the average annual costs of other models of Jaguar XJ

Year and modelAverage annual premium
2020 Jaguar XJ$3,051
2019 Jaguar XJ$3,218
2018 Jaguar XJ$3,053
2017 Jaguar XJ$3,075
2016 Jaguar XJ$2,947

Jaguar XJL insurance cost

Jaguar XJL
XJL Highlights
  • The average annual rate of insurance for Jaguar XJL - $3,079
  • Starting MSRP - $37,688 - $45,373
  • Trim levels – XJL Supercharged, R-Sport, Supercharged.

The Jaguar XJL is an extended version of Jaguar XJ with a long-wheelbase body, which is much more preferred than the design of XJ. It also comes with ventilation for all 4 passengers, seat heating, and massage heating.

The average cost of insurance for insuring a Jaguar XJL is $3,079 per year or $256 per month. The experts on Edmunds.com have rated XJL 8.0/10 for comfort and 7.3/10 as an overall rating.

The table below depicts the average annual costs of various other models of Jaguar XJL

Year and modelAverage annual premium
2020 Jaguar XJL$3,079
2019 Jaguar XJL$3,292
2018 Jaguar XJL$3,052
2017 Jaguar XJL$3,076
2016 Jaguar XJL$3,023
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