Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
Last updated :
The average car insurance cost for Jaguar vehicles is $3,888 per year or $324 per month. Jaguar car insurance costs vary depending on the model you own. Whether you drive a sedan or a powerful SUV, it's important to know how much insurance will cost and how to reduce it.
Below, we look at the average car insurance cost for Jaguar cars by model. We also highlight the most and least expensive models to insure and share tips to help you save money.
How much does Jaguar insurance cost?
On average, Jaguar drivers pay $3,888 per year or $324 per month for full coverage car insurance.
The average cost of insuring Jaguar vehicles is $1,225, which is more than the national average, though some models cost much less or much more than others.
| Vehicle model | Liability-only (50/100/50) | Full coverage (100/300/100, $500 ded.) |
|---|---|---|
| E-Pace | $1,111 | $2,782 |
| F-Pace | $1,215 | $3,365 |
| F-Pace SVR | $1,134 | $3,916 |
| F-Type | $997 | $4,441 |
| I-Pace | $1,052 | $3,054 |
| XF | $1,143 | $3,520 |
Tip
If you're shopping for a new or used Jaguar, compare car insurance rates before you buy so you know your estimated rate ahead of time and aren't surprised by the cost.
Jaguar car insurance cost by model
Here's a closer look at average monthly premiums for popular Jaguar models. Rates are based on a 40-year-old driver with a clean record and full coverage.
| Vehicle model | Monthly premium |
|---|---|
| E-Pace | $232 |
| F-Pace | $280 |
| F-Pace SVR | $326 |
| F-Type | $370 |
| I-Pace | $254 |
| XF | $293 |
Choose Your Vehicle Model
Jaguar E-Pace insurance cost
- The average car insurance cost for E-Pace is $2,839 per year.
- Trim Level - E-Pace P250 R-Dynamic SE
The average cost to insure Jaguar E-Pace is around $2,839 per year for full coverage, which is $237 per month.
For liability-only coverage, the cost is around $906 per year, or about $75 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Jaguar E-Pace with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Jaguar models.
| Year and model | Average annual premium |
|---|---|
| 2024 Jaguar E-Pace | $2,839 |
| 2023 Jaguar E-Pace | $2,868 |
| 2022 Jaguar E-Pace | $2,790 |
| 2021 Jaguar E-Pace | $2,728 |
| 2020 Jaguar E-Pace | $2,637 |
| 2019 Jaguar E-Pace | $2,581 |
| 2018 Jaguar E-Pace | $2,511 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,902 | $158 |
| Nationwide | $2,136 | $178 |
| GEICO | $2,341 | $195 |
| Progressive | $2,837 | $236 |
| Allstate | $3,352 | $279 |
| Farmers | $4,468 | $372 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,941 | 10% more |
| Alaska | $2,260 | 15% less |
| Arizona | $2,770 | 4% more |
| Arkansas | $3,299 | 24% more |
| California | $2,876 | 8% more |
| Colorado | $3,731 | 40% more |
| Connecticut | $2,590 | 3% less |
| Delaware | $2,621 | 2% less |
| Florida | $3,027 | 14% more |
| Georgia | $2,735 | 3% more |
| Hawaii | $1,632 | 39% less |
| Idaho | $1,912 | 28% less |
| Illinois | $2,810 | 6% more |
| Indiana | $2,616 | 2% less |
| Iowa | $2,524 | 5% less |
| Kansas | $3,028 | 14% more |
| Kentucky | $3,269 | 23% more |
| Louisiana | $4,450 | 67% more |
| Maine | $1,839 | 31% less |
| Maryland | $2,489 | 7% less |
| Massachusetts | $2,575 | 3% less |
| Michigan | $4,078 | 53% more |
| Minnesota | $2,932 | 10% more |
| Mississippi | $3,233 | 21% more |
| Missouri | $3,023 | 14% more |
| Montana | $3,363 | 26% more |
| Nebraska | $3,215 | 21% more |
| Nevada | $2,653 | Equal |
| New Hampshire | $2,068 | 22% less |
| New Jersey | $2,523 | 5% less |
| New Mexico | $3,049 | 14% more |
| New York | $1,928 | 28% less |
| North Carolina | $2,121 | 20% less |
| North Dakota | $2,729 | 2% more |
| Ohio | $2,237 | 16% less |
| Oklahoma | $3,189 | 20% more |
| Oregon | $2,806 | 5% more |
| Pennsylvania | $2,746 | 3% more |
| Rhode Island | $3,016 | 13% more |
| South Carolina | $2,404 | 10% less |
| South Dakota | $3,758 | 41% more |
| Tennessee | $3,284 | 23% more |
| Texas | $3,828 | 44% more |
| Utah | $2,414 | 9% less |
| Vermont | $2,091 | 21% less |
| Virginia | $1,923 | 28% less |
| Washington | $2,064 | 22% less |
| Washington, D.C. | $2,939 | 10% more |
| West Virginia | $2,444 | 8% less |
| Wisconsin | $2,372 | 11% less |
| Wyoming | $2,926 | 10% more |
Jaguar F-Pace insurance cost
- The average car insurance cost for F-Pace is $3,425 per year.
- Trim Level - F-Pace P250 R-Dynamic S, F-Pace P400 R-Dynamic S
The average cost to insure Jaguar F-Pace is around $3,425 per year for full coverage, which is $285 per month.
For liability-only coverage, the cost is around $997 per year, or about $83 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Jaguar F-Pace with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Jaguar models.
| Year and model | Average annual premium |
|---|---|
| 2024 Jaguar F-Pace | $3,425 |
| 2023 Jaguar F-Pace | $3,188 |
| 2022 Jaguar F-Pace | $3,157 |
| 2021 Jaguar F-Pace | $2,928 |
| 2020 Jaguar F-Pace | $2,764 |
| 2019 Jaguar F-Pace | $2,697 |
| 2018 Jaguar F-Pace | $2,627 |
| 2017 Jaguar F-Pace | $2,569 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Progressive | $2,783 | $232 |
| Nationwide | $2,813 | $234 |
| State Farm | $2,833 | $236 |
| GEICO | $3,141 | $262 |
| Allstate | $3,836 | $320 |
| Farmers | $5,142 | $428 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,295 | 24% more |
| Alaska | $2,901 | 9% more |
| Arizona | $3,252 | 22% more |
| Arkansas | $3,832 | 44% more |
| California | $4,073 | 53% more |
| Colorado | $4,536 | 70% more |
| Connecticut | $3,193 | 20% more |
| Delaware | $3,071 | 15% more |
| Florida | $3,235 | 21% more |
| Georgia | $3,989 | 50% more |
| Hawaii | $1,863 | 30% less |
| Idaho | $2,286 | 14% less |
| Illinois | $3,432 | 29% more |
| Indiana | $3,133 | 18% more |
| Iowa | $3,279 | 23% more |
| Kansas | $3,891 | 46% more |
| Kentucky | $4,027 | 51% more |
| Louisiana | $5,147 | 93% more |
| Maine | $2,209 | 17% less |
| Maryland | $3,020 | 13% more |
| Massachusetts | $2,954 | 11% more |
| Michigan | $4,863 | 83% more |
| Minnesota | $3,721 | 40% more |
| Mississippi | $3,263 | 23% more |
| Missouri | $4,253 | 60% more |
| Montana | $3,825 | 44% more |
| Nebraska | $3,995 | 50% more |
| Nevada | $3,102 | 16% more |
| New Hampshire | $2,494 | 6% less |
| New Jersey | $2,816 | 6% more |
| New Mexico | $3,631 | 36% more |
| New York | $2,695 | 1% more |
| North Carolina | $2,687 | 1% more |
| North Dakota | $3,209 | 21% more |
| Ohio | $2,396 | 10% less |
| Oklahoma | $3,859 | 45% more |
| Oregon | $3,183 | 20% more |
| Pennsylvania | $3,325 | 25% more |
| Rhode Island | $3,771 | 42% more |
| South Carolina | $2,926 | 10% more |
| South Dakota | $4,526 | 70% more |
| Tennessee | $4,069 | 53% more |
| Texas | $4,575 | 72% more |
| Utah | $2,899 | 9% more |
| Vermont | $2,316 | 13% less |
| Virginia | $2,207 | 17% less |
| Washington | $2,797 | 5% more |
| Washington, D.C. | $3,853 | 45% more |
| West Virginia | $2,988 | 12% more |
| Wisconsin | $2,790 | 5% more |
| Wyoming | $3,578 | 34% more |
Jaguar F-Type insurance cost
- The average car insurance cost for F-Type is $4,451 per year.
- Trim Level - F-Type P450 75, F-Type P450 R-Dynamic, F-Type P575 R75
The average cost to insure Jaguar F-Type is around $4,451 per year for full coverage, which is $371 per month.
For liability-only coverage, the cost is around $841 per year, or about $70 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Jaguar F-Type with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Jaguar models.
| Year and model | Average annual premium |
|---|---|
| 2024 Jaguar F-Type | $4,451 |
| 2023 Jaguar F-Type | $4,329 |
| 2022 Jaguar F-Type | $3,961 |
| 2021 Jaguar F-Type | $3,598 |
| 2020 Jaguar F-Type | $3,620 |
| 2019 Jaguar F-Type | $3,401 |
| 2018 Jaguar F-Type | $3,367 |
| 2017 Jaguar F-Type | $3,166 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $3,606 | $300 |
| Nationwide | $3,990 | $332 |
| Progressive | $4,183 | $349 |
| GEICO | $4,248 | $354 |
| Farmers | $4,962 | $414 |
| Allstate | $5,717 | $476 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $4,249 | 60% more |
| Alaska | $3,323 | 25% more |
| Arizona | $3,958 | 49% more |
| Arkansas | $4,977 | 87% more |
| California | $4,950 | 86% more |
| Colorado | $5,630 | 111% more |
| Connecticut | $4,239 | 59% more |
| Delaware | $3,994 | 50% more |
| Florida | $5,493 | 106% more |
| Georgia | $4,761 | 79% more |
| Hawaii | $2,544 | 4% less |
| Idaho | $3,001 | 13% more |
| Illinois | $4,091 | 54% more |
| Indiana | $4,000 | 50% more |
| Iowa | $3,960 | 49% more |
| Kansas | $4,604 | 73% more |
| Kentucky | $6,753 | 154% more |
| Louisiana | $7,287 | 174% more |
| Maine | $3,265 | 23% more |
| Maryland | $4,090 | 54% more |
| Massachusetts | $4,018 | 51% more |
| Michigan | $5,781 | 117% more |
| Minnesota | $5,640 | 112% more |
| Mississippi | $5,540 | 108% more |
| Missouri | $5,378 | 102% more |
| Montana | $5,143 | 93% more |
| Nebraska | $4,972 | 87% more |
| Nevada | $3,529 | 33% more |
| New Hampshire | $3,497 | 31% more |
| New Jersey | $3,832 | 44% more |
| New Mexico | $4,561 | 71% more |
| New York | $4,005 | 50% more |
| North Carolina | $3,139 | 18% more |
| North Dakota | $4,414 | 66% more |
| Ohio | $2,988 | 12% more |
| Oklahoma | $4,527 | 70% more |
| Oregon | $4,042 | 52% more |
| Pennsylvania | $4,189 | 57% more |
| Rhode Island | $4,907 | 84% more |
| South Carolina | $4,046 | 52% more |
| South Dakota | $6,348 | 138% more |
| Tennessee | $4,899 | 84% more |
| Texas | $6,316 | 137% more |
| Utah | $3,295 | 24% more |
| Vermont | $3,819 | 43% more |
| Virginia | $3,107 | 17% more |
| Washington | $3,280 | 23% more |
| Washington, D.C. | $5,227 | 96% more |
| West Virginia | $4,308 | 62% more |
| Wisconsin | $3,483 | 31% more |
| Wyoming | $5,022 | 89% more |
Jaguar I-Pace insurance cost
- The average car insurance cost for I-Pace is $3,088 per year.
- Trim Level - I-Pace EV400 R-Dynamic HSE
The average cost to insure Jaguar I-Pace is around $3,088 per year for full coverage, which is $257 per month.
For liability-only coverage, the cost is around $870 per year, or about $72 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Jaguar I-Pace with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Jaguar models.
| Year and model | Average annual premium |
|---|---|
| 2024 Jaguar I-Pace | $3,088 |
| 2023 Jaguar I-Pace | $3,064 |
| 2022 Jaguar I-Pace | $2,931 |
| 2020 Jaguar I-Pace | $3,097 |
| 2019 Jaguar I-Pace | $3,001 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Progressive | $2,286 | $190 |
| State Farm | $2,584 | $215 |
| GEICO | $2,763 | $230 |
| Nationwide | $2,935 | $245 |
| Allstate | $3,942 | $328 |
| Farmers | $4,019 | $335 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,881 | 8% more |
| Alaska | $2,129 | 20% less |
| Arizona | $2,703 | 2% more |
| Arkansas | $3,315 | 24% more |
| California | $3,634 | 36% more |
| Colorado | $3,906 | 47% more |
| Connecticut | $3,071 | 15% more |
| Delaware | $2,874 | 8% more |
| Florida | $4,577 | 72% more |
| Georgia | $3,246 | 22% more |
| Hawaii | $1,845 | 31% less |
| Idaho | $2,024 | 24% less |
| Illinois | $2,596 | 3% less |
| Indiana | $2,567 | 4% less |
| Iowa | $2,699 | 1% more |
| Kansas | $3,582 | 35% more |
| Kentucky | $5,271 | 98% more |
| Louisiana | $4,825 | 81% more |
| Maine | $2,100 | 21% less |
| Maryland | $2,828 | 6% more |
| Massachusetts | $2,656 | Equal |
| Michigan | $3,958 | 49% more |
| Minnesota | $3,376 | 27% more |
| Mississippi | $3,810 | 43% more |
| Missouri | $3,356 | 26% more |
| Montana | $3,501 | 31% more |
| Nebraska | $3,307 | 24% more |
| Nevada | $2,698 | 1% more |
| New Hampshire | $2,426 | 9% less |
| New Jersey | $2,568 | 4% less |
| New Mexico | $3,125 | 17% more |
| New York | $3,124 | 17% more |
| North Carolina | $2,645 | 1% less |
| North Dakota | $2,829 | 6% more |
| Ohio | $2,145 | 19% less |
| Oklahoma | $3,021 | 13% more |
| Oregon | $2,773 | 4% more |
| Pennsylvania | $3,035 | 14% more |
| Rhode Island | $3,159 | 19% more |
| South Carolina | $2,626 | 1% less |
| South Dakota | $4,054 | 52% more |
| Tennessee | $3,439 | 29% more |
| Texas | $3,600 | 35% more |
| Utah | $2,263 | 15% less |
| Vermont | $2,588 | 3% less |
| Virginia | $1,894 | 29% less |
| Washington | $2,110 | 21% less |
| Washington, D.C. | $3,461 | 30% more |
| West Virginia | $2,773 | 4% more |
| Wisconsin | $2,651 | Equal |
| Wyoming | $3,865 | 45% more |
Jaguar XF insurance cost
- The average car insurance cost for XF is $3,555 per year.
- Trim Level - XF P250 R-Dynamic SE, XF P300 R-Dynamic SE
The average cost to insure Jaguar XF is around $3,555 per year for full coverage, which is $296 per month.
For liability-only coverage, the cost is around $920 per year, or about $77 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Jaguar XF with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Jaguar models.
| Year and model | Average annual premium |
|---|---|
| 2024 Jaguar XF | $3,556 |
| 2023 Jaguar XF | $3,291 |
| 2022 Jaguar XF | $3,223 |
| 2021 Jaguar XF | $3,038 |
| 2020 Jaguar XF | $3,184 |
| 2019 Jaguar XF | $3,084 |
| 2018 Jaguar XF | $2,970 |
| 2017 Jaguar XF | $2,872 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $2,825 | $235 |
| State Farm | $2,964 | $247 |
| GEICO | $3,256 | $271 |
| Progressive | $3,663 | $305 |
| Allstate | $4,053 | $338 |
| Farmers | $4,572 | $381 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,403 | 28% more |
| Alaska | $2,929 | 10% more |
| Arizona | $3,248 | 22% more |
| Arkansas | $3,987 | 50% more |
| California | $4,209 | 58% more |
| Colorado | $4,641 | 74% more |
| Connecticut | $3,476 | 31% more |
| Delaware | $3,305 | 24% more |
| Florida | $3,622 | 36% more |
| Georgia | $4,056 | 52% more |
| Hawaii | $2,153 | 19% less |
| Idaho | $2,294 | 14% less |
| Illinois | $3,386 | 27% more |
| Indiana | $3,103 | 17% more |
| Iowa | $3,200 | 20% more |
| Kansas | $3,762 | 41% more |
| Kentucky | $3,938 | 48% more |
| Louisiana | $5,679 | 113% more |
| Maine | $2,404 | 10% less |
| Maryland | $3,244 | 22% more |
| Massachusetts | $3,296 | 24% more |
| Michigan | $4,839 | 82% more |
| Minnesota | $4,431 | 66% more |
| Mississippi | $3,758 | 41% more |
| Missouri | $4,412 | 66% more |
| Montana | $4,076 | 53% more |
| Nebraska | $3,966 | 49% more |
| Nevada | $3,138 | 18% more |
| New Hampshire | $2,656 | Equal |
| New Jersey | $3,195 | 20% more |
| New Mexico | $3,621 | 36% more |
| New York | $2,550 | 4% less |
| North Carolina | $2,823 | 6% more |
| North Dakota | $3,438 | 29% more |
| Ohio | $2,421 | 9% less |
| Oklahoma | $3,852 | 45% more |
| Oregon | $3,200 | 20% more |
| Pennsylvania | $3,526 | 32% more |
| Rhode Island | $4,475 | 68% more |
| South Carolina | $3,274 | 23% more |
| South Dakota | $4,983 | 87% more |
| Tennessee | $4,030 | 51% more |
| Texas | $4,733 | 78% more |
| Utah | $2,891 | 9% more |
| Vermont | $2,474 | 7% less |
| Virginia | $2,319 | 13% less |
| Washington | $2,928 | 10% more |
| Washington, D.C. | $4,098 | 54% more |
| West Virginia | $3,250 | 22% more |
| Wisconsin | $2,833 | 6% more |
| Wyoming | $3,987 | 50% more |
Cheapest Jaguar models to insure
If you are looking for the most economical Jaguar vehicles to insure, these models have the lowest auto insurance rates:
- E-Pace P250 R-Dynamic SE - $2,839
- I-Pace EV400 R-Dynamic HSE - $3,088
- F-Pace P250 R-Dynamic S - $3,305
- XF P300 R-Dynamic SE - $3,470
Why are these models cheaper to insure?
These models may be cheaper to insure for a few reasons:
- Strong safety ratings and advanced safety features. Safer vehicles reduce the risk of injuries and accidents.
- Lower repair costs. Vehicles with readily available, affordable parts are cheaper to insure.
- Lower frequency of claims based on historical data. Insurance companies use this information to set lower rates for models with a good track record.
Most expensive Jaguar models to insure
Some Jaguar vehicles have a higher price tag—and that includes insurance. These models tend to have higher horsepower, costlier parts and a greater risk profile.
- F-Type P575 R75 - $4,834
- F-Type P450 75 - $4,277
- F-Type P450 R-Dynamic - $4,242
- F-Pace SVR - $3,943
Why are these models expensive to insure?
These models may be more expensive to insure because:
- They cost more to repair or replace if damaged or stolen.
- They may have powerful engines, which means a higher risk of speeding and therefore, accidents.
- Thieves target them more often.
- They often have expensive parts and advanced tech that are costly to fix.
What factors affect car insurance rates for Jaguar?
Several factors influence your insurance rate—some related to the car, others to you as the driver.
- Model and trim level: Performance features and size impact pricing.
- Vehicle age: Newer cars often cost more to insure.
- Safety ratings: Vehicles with more safety tech often earn discounts.
- Driver profile: Your age, ZIP code, credit score and driving history play a big role.
- Coverage level: Full coverage costs more than minimum liability, but provides better protection.
How to save on car insurance if you own Jaguar
Car insurance can be a big expense, but there are ways to save money. If you drive a Jaguar, you might be able to lower your costs by making smart choices. Here are some steps to save on insurance for your Jaguar:
- Shop around - Compare quotes from multiple insurers annually
- Increase deductibles - Opt for a higher deductible to lower premiums
- Bundle policies - Combine auto and home or renters insurance
- Ask about discounts - Safe driver, low mileage, good student and more
- Use telematics - Usage-based programs reward good driving habits
Bottom line
Jaguar offers a wide range of vehicles. While insurance costs vary by model, knowing the averages and understanding what affects your rate can help you make smart coverage decisions.
Want the best rate on Jaguar car insurance? Start by comparing quotes today and see how much you could save.
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage