Prachi Singh
Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.

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Leslie Kasperowicz
Reviewed by Leslie Kasperowicz
Executive Editor

Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.

Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.


Leslie Kasperowicz Reviewed by Leslie Kasperowicz
Executive Editor

Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.


Why you can trust Insurance.com

Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Jaguar XF is $3,555 per year or $296 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.

The auto insurance rates also change based on the vehicle's model year. For example, the 2024 Jaguar XF costs $3,555, whereas the 2023 Jaguar XF costs $3,291 annually. This is $264 less than the 2024 rates.

Nationwide offers the cheapest annual rate for 2024 Jaguar XF at $2,825 per year.

Below, we'll look at Jaguar XF insurance rates and show you how to save.

Average insurance cost of Jaguar XF by model year

Year of Jaguar XF modelAverage cost to insure
2024$3,556
2023$3,291
2022$3,223
2021$3,038
2020$3,184
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Compare XF insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
State Farm2WD 4 Door Sedan DOHC Turbo$3,050
Nationwide2WD 4 Door Sedan DOHC Turbo$3,128
GEICO2WD 4 Door Sedan DOHC Turbo$3,173
Progressive2WD 4 Door Sedan DOHC Turbo$3,744
Allstate2WD 4 Door Sedan DOHC Turbo$5,389

Jaguar XF insurance rates per year

2024

2024 Jaguar XF insurance rates

Average cost to insure $3,556
Annual cheapest rate $2,825
Available trims P250 R-Dynamic SE, P300 R-Dynamic SE
RankCompanyAverage annual premium
1Nationwide$2,825
2State Farm$2,964
3GEICO$3,256
4Progressive$3,663
5Allstate$4,053
6Farmers$4,572
2023

2023 Jaguar XF insurance rates

Average cost to insure $3,291
Annual cheapest rate $2,298
Available trims P250 S, P250 SE, P300 R-Dynamic SE
RankCompanyAverage annual premium
1State Farm$2,298
2Nationwide$2,497
3GEICO$2,914
4Progressive$3,596
5Allstate$3,836
6Farmers$4,607
2022

2022 Jaguar XF insurance rates

Average cost to insure $3,223
Annual cheapest rate $2,278
Available trims P250 S, P250 SE, P300 R-Dynamic SE
RankCompanyAverage annual premium
1State Farm$2,278
2Nationwide$2,517
3GEICO$2,871
4Progressive$3,540
5Allstate$3,656
6Farmers$4,473
2021

2021 Jaguar XF insurance rates

Average cost to insure $3,038
Annual cheapest rate $2,272
Available trims P250 S, P250 SE, P300 R-Dynamic SE
RankCompanyAverage annual premium
1State Farm$2,272
2Nationwide$2,532
3GEICO$2,675
4Progressive$3,204
5Allstate$3,261
6Farmers$4,284
2020

2020 Jaguar XF insurance rates

Average cost to insure $3,184
Annual cheapest rate $2,660
Available trims 25t Premium, 25t Prestige, 30t Checkered Flag Limited Edition, 30t Prestige, S
RankCompanyAverage annual premium
1State Farm$2,660
2GEICO$2,762
3Nationwide$2,818
4Progressive$3,157
5Allstate$3,607
6Farmers$4,101
2019

2019 Jaguar XF insurance rates

Average cost to insure $3,084
Annual cheapest rate $2,363
Available trims 20D Premium, 20D Prestige, 25t Premium, 25t Prestige, 30t 300 Sport, 30t Portfolio Limited Edition, 30t Premium, 30t Prestige, S
RankCompanyAverage annual premium
1State Farm$2,363
2GEICO$2,626
3Nationwide$2,995
4Progressive$3,011
5Allstate$3,487
6Farmers$4,024
2018

2018 Jaguar XF insurance rates

Average cost to insure $2,970
Annual cheapest rate $2,323
Available trims 20d, 20d Premium, 20d Prestige, 20d R-Sport, 25t, 25t Premium, 25t Prestige, 25t R-Sport, 30t Portfolio Limited Edition, 30t Premium, 30t Prestige, 30t R-Sport, 35t Portfolio Limited Edition, 35t Premium, 35t Prestige, 35t R-Sport, S
RankCompanyAverage annual premium
1State Farm$2,323
2GEICO$2,566
3Nationwide$2,789
4Progressive$2,859
5Allstate$3,451
6Farmers$3,831
2017

2017 Jaguar XF insurance rates

Average cost to insure $2,872
Annual cheapest rate $2,338
Available trims 20d, 20d Premium, 20d Prestige, 20d R-Sport, 35t, 35t Premium, 35t Prestige, 35t R-Sport, S
RankCompanyAverage annual premium
1State Farm$2,338
2GEICO$2,456
3Nationwide$2,666
4Progressive$2,782
5Allstate$3,278
6Farmers$3,711

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
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