Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
Last updated :
The average car insurance cost for Honda vehicles is $2,180 per year or $182 per month. Honda car insurance costs vary depending on the model you own. Whether you drive a sedan or a powerful SUV, it's important to know how much insurance will cost and how to reduce it.
Below, we look at the average car insurance cost for Honda cars by model. We also highlight the most and least expensive models to insure and share tips to help you save money.
How much does Honda insurance cost?
On average, Honda drivers pay $2,180 per year or $182 per month for full coverage car insurance.
The average cost of insuring Honda vehicles is $483, which is less than the national average, though some models cost much less or much more than others.
| Vehicle model | Liability-only (50/100/50) | Full coverage (100/300/100, $500 ded.) |
|---|---|---|
| Accord | $1,179 | $2,342 |
| Civic Hatchback | $1,187 | $2,309 |
| Civic Sedan | $1,201 | $2,288 |
| Civic Si | $1,190 | $2,508 |
| Civic Type R | $1,270 | $3,116 |
| CR-V | $1,080 | $1,932 |
| CR-V Hybrid | $1,079 | $2,164 |
| HR-V | $1,118 | $1,936 |
| Odyssey | $1,064 | $2,080 |
| Passport | $1,116 | $2,142 |
| Pilot | $1,075 | $2,076 |
| Ridgeline | $1,139 | $2,317 |
Tip
If you're shopping for a new or used Honda, compare car insurance rates before you buy so you know your estimated rate ahead of time and aren't surprised by the cost.
Honda car insurance cost by model
Here's a closer look at average monthly premiums for popular Honda models. Rates are based on a 40-year-old driver with a clean record and full coverage.
| Vehicle model | Monthly premium |
|---|---|
| Accord | $195 |
| Civic Hatchback | $192 |
| Civic Sedan | $191 |
| Civic Si | $209 |
| Civic Type R | $260 |
| CR-V | $161 |
| CR-V Hybrid | $180 |
| HR-V | $161 |
| Odyssey | $173 |
| Passport | $179 |
| Pilot | $173 |
| Ridgeline | $193 |
Choose Your Vehicle Model
Honda Accord insurance cost
- The average car insurance cost for Accord is $2,349 per year.
- Trim Level - Accord EX, Accord Hybrid EX-L, Accord Hybrid Sport, Accord Hybrid Sport-L, Accord Hybrid Touring, Accord LX
The average cost to insure Honda Accord is around $2,349 per year for full coverage, which is $196 per month.
For liability-only coverage, the cost is around $948 per year, or about $79 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Honda Accord with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Honda models.
| Year and model | Average annual premium |
|---|---|
| 2024 Honda Accord | $2,349 |
| 2023 Honda Accord | $2,352 |
| 2022 Honda Accord | $2,310 |
| 2021 Honda Accord | $2,215 |
| 2020 Honda Accord | $2,130 |
| 2019 Honda Accord | $2,068 |
| 2018 Honda Accord | $2,002 |
| 2017 Honda Accord | $2,014 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $1,876 | $156 |
| GEICO | $1,976 | $165 |
| State Farm | $2,016 | $168 |
| Progressive | $2,312 | $193 |
| Farmers | $2,776 | $231 |
| Allstate | $3,138 | $262 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,232 | 16% less |
| Alaska | $2,281 | 14% less |
| Arizona | $2,235 | 16% less |
| Arkansas | $2,480 | 7% less |
| California | $2,987 | 12% more |
| Colorado | $3,031 | 14% more |
| Connecticut | $2,356 | 12% less |
| Delaware | $2,355 | 12% less |
| Florida | $2,955 | 11% more |
| Georgia | $2,866 | 8% more |
| Hawaii | $1,490 | 44% less |
| Idaho | $1,505 | 43% less |
| Illinois | $2,227 | 16% less |
| Indiana | $2,088 | 22% less |
| Iowa | $1,914 | 28% less |
| Kansas | $2,381 | 11% less |
| Kentucky | $2,904 | 9% more |
| Louisiana | $3,921 | 47% more |
| Maine | $1,606 | 40% less |
| Maryland | $2,181 | 18% less |
| Massachusetts | $2,135 | 20% less |
| Michigan | $3,040 | 14% more |
| Minnesota | $2,611 | 2% less |
| Mississippi | $2,474 | 7% less |
| Missouri | $2,727 | 2% more |
| Montana | $2,502 | 6% less |
| Nebraska | $2,422 | 9% less |
| Nevada | $2,329 | 13% less |
| New Hampshire | $1,769 | 34% less |
| New Jersey | $2,278 | 14% less |
| New Mexico | $2,438 | 8% less |
| New York | $1,687 | 37% less |
| North Carolina | $2,041 | 23% less |
| North Dakota | $2,045 | 23% less |
| Ohio | $1,608 | 40% less |
| Oklahoma | $2,516 | 6% less |
| Oregon | $2,270 | 15% less |
| Pennsylvania | $2,439 | 8% less |
| Rhode Island | $2,735 | 3% more |
| South Carolina | $2,211 | 17% less |
| South Dakota | $2,792 | 5% more |
| Tennessee | $2,541 | 5% less |
| Texas | $3,357 | 26% more |
| Utah | $1,911 | 28% less |
| Vermont | $1,645 | 38% less |
| Virginia | $1,756 | 34% less |
| Washington | $2,016 | 24% less |
| Washington, D.C. | $2,869 | 8% more |
| West Virginia | $2,196 | 18% less |
| Wisconsin | $1,763 | 34% less |
| Wyoming | $2,390 | 10% less |
Honda Civic Si insurance cost
The cost to insure a Honda Civic Si can vary based on the model year, your location, and the company you choose. Insurance rates tend to be higher for newer models and may differ from state to state. Shopping around and comparing quotes is the best way to save.
Below you'll find tables listing:
- Rates by model - average annual premiums for different model years
- Rates by company - what major insurers charge
- Rates by state - how location affects the cost of coverage
| Year and model | Average annual premium |
|---|---|
| 2024 Honda Civic Si | $2,568 |
| 2023 Honda Civic Si | $2,646 |
| 2022 Honda Civic Si | $2,599 |
| 2020 Honda Civic Si | $2,413 |
| 2019 Honda Civic Si | $2,383 |
| 2018 Honda Civic Si | $2,318 |
| 2017 Honda Civic Si | $2,203 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| GEICO | $1,839 | $153 |
| State Farm | $1,918 | $160 |
| Nationwide | $2,021 | $168 |
| Progressive | $2,390 | $199 |
| Allstate | $3,076 | $256 |
| Farmers | $4,164 | $347 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,441 | 8% less |
| Alaska | $2,187 | 18% less |
| Arizona | $2,450 | 8% less |
| Arkansas | $2,628 | 1% less |
| California | $3,103 | 17% more |
| Colorado | $3,148 | 18% more |
| Connecticut | $2,846 | 7% more |
| Delaware | $2,477 | 7% less |
| Florida | $3,066 | 15% more |
| Georgia | $3,035 | 14% more |
| Hawaii | $1,601 | 40% less |
| Idaho | $1,669 | 37% less |
| Illinois | $2,442 | 8% less |
| Indiana | $2,251 | 15% less |
| Iowa | $2,005 | 25% less |
| Kansas | $2,582 | 3% less |
| Kentucky | $3,255 | 22% more |
| Louisiana | $4,477 | 68% more |
| Maine | $1,983 | 26% less |
| Maryland | $2,125 | 20% less |
| Massachusetts | $2,062 | 23% less |
| Michigan | $3,451 | 30% more |
| Minnesota | $2,672 | Equal |
| Mississippi | $3,052 | 15% more |
| Missouri | $2,492 | 6% less |
| Montana | $2,703 | 2% more |
| Nebraska | $2,552 | 4% less |
| Nevada | $2,363 | 11% less |
| New Hampshire | $2,035 | 24% less |
| New Jersey | $2,548 | 4% less |
| New Mexico | $2,616 | 2% less |
| New York | $1,875 | 30% less |
| North Carolina | $1,890 | 29% less |
| North Dakota | $2,347 | 12% less |
| Ohio | $1,802 | 32% less |
| Oklahoma | $2,775 | 4% more |
| Oregon | $2,412 | 9% less |
| Pennsylvania | $2,617 | 2% less |
| Rhode Island | $2,886 | 8% more |
| South Carolina | $2,238 | 16% less |
| South Dakota | $2,792 | 5% more |
| Tennessee | $2,697 | 1% more |
| Texas | $3,374 | 27% more |
| Utah | $2,019 | 24% less |
| Vermont | $2,416 | 9% less |
| Virginia | $1,714 | 36% less |
| Washington | $2,082 | 22% less |
| Washington, D.C. | $2,912 | 9% more |
| West Virginia | $2,261 | 15% less |
| Wisconsin | $1,933 | 27% less |
| Wyoming | $2,336 | 12% less |
Honda CR-V insurance cost
- The average car insurance cost for CR-V is $1,941 per year.
- Trim Level - CR-V EX, CR-V EX-L, CR-V LX
The average cost to insure Honda CR-V is around $1,941 per year for full coverage, which is $162 per month.
For liability-only coverage, the cost is around $872 per year, or about $73 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Honda CR-V with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Honda models.
| Year and model | Average annual premium |
|---|---|
| 2024 Honda CR-V | $1,941 |
| 2023 Honda CR-V | $1,968 |
| 2022 Honda CR-V | $1,910 |
| 2021 Honda CR-V | $1,852 |
| 2020 Honda CR-V | $1,828 |
| 2019 Honda CR-V | $1,785 |
| 2018 Honda CR-V | $1,743 |
| 2017 Honda CR-V | $1,677 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $1,402 | $117 |
| GEICO | $1,601 | $133 |
| State Farm | $1,691 | $141 |
| Progressive | $1,862 | $155 |
| Farmers | $2,457 | $205 |
| Allstate | $2,635 | $220 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $1,832 | 31% less |
| Alaska | $1,841 | 31% less |
| Arizona | $1,888 | 29% less |
| Arkansas | $2,045 | 23% less |
| California | $2,322 | 13% less |
| Colorado | $2,455 | 8% less |
| Connecticut | $2,015 | 24% less |
| Delaware | $2,022 | 24% less |
| Florida | $2,566 | 4% less |
| Georgia | $2,240 | 16% less |
| Hawaii | $1,261 | 53% less |
| Idaho | $1,247 | 53% less |
| Illinois | $1,846 | 31% less |
| Indiana | $1,720 | 35% less |
| Iowa | $1,573 | 41% less |
| Kansas | $2,036 | 24% less |
| Kentucky | $2,445 | 8% less |
| Louisiana | $3,276 | 23% more |
| Maine | $1,334 | 50% less |
| Maryland | $1,798 | 32% less |
| Massachusetts | $1,709 | 36% less |
| Michigan | $2,517 | 5% less |
| Minnesota | $2,049 | 23% less |
| Mississippi | $2,133 | 20% less |
| Missouri | $2,122 | 20% less |
| Montana | $2,093 | 21% less |
| Nebraska | $1,991 | 25% less |
| Nevada | $1,990 | 25% less |
| New Hampshire | $1,443 | 46% less |
| New Jersey | $2,009 | 25% less |
| New Mexico | $1,994 | 25% less |
| New York | $1,430 | 46% less |
| North Carolina | $1,544 | 42% less |
| North Dakota | $1,666 | 37% less |
| Ohio | $1,455 | 45% less |
| Oklahoma | $2,122 | 20% less |
| Oregon | $1,893 | 29% less |
| Pennsylvania | $2,096 | 21% less |
| Rhode Island | $2,251 | 15% less |
| South Carolina | $1,834 | 31% less |
| South Dakota | $2,107 | 21% less |
| Tennessee | $2,116 | 21% less |
| Texas | $2,782 | 4% more |
| Utah | $1,571 | 41% less |
| Vermont | $1,374 | 48% less |
| Virginia | $1,450 | 46% less |
| Washington | $1,610 | 40% less |
| Washington, D.C. | $2,416 | 9% less |
| West Virginia | $1,771 | 33% less |
| Wisconsin | $1,480 | 44% less |
| Wyoming | $1,816 | 32% less |
Honda Odyssey insurance cost
- The average car insurance cost for Odyssey is $2,088 per year.
- Trim Level - Odyssey Elite, Odyssey EX, Odyssey EX-L, Odyssey Sport, Odyssey Touring
The average cost to insure Honda Odyssey is around $2,088 per year for full coverage, which is $174 per month.
For liability-only coverage, the cost is around $867 per year, or about $72 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Honda Odyssey with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Honda models.
| Year and model | Average annual premium |
|---|---|
| 2024 Honda Odyssey | $2,088 |
| 2023 Honda Odyssey | $2,109 |
| 2022 Honda Odyssey | $2,028 |
| 2021 Honda Odyssey | $1,966 |
| 2020 Honda Odyssey | $1,928 |
| 2019 Honda Odyssey | $1,882 |
| 2018 Honda Odyssey | $1,821 |
| 2017 Honda Odyssey | $1,751 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $1,607 | $134 |
| GEICO | $1,828 | $152 |
| State Farm | $1,830 | $152 |
| Progressive | $1,948 | $162 |
| Farmers | $2,555 | $213 |
| Allstate | $2,761 | $230 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $1,956 | 27% less |
| Alaska | $2,017 | 24% less |
| Arizona | $2,017 | 24% less |
| Arkansas | $2,202 | 17% less |
| California | $2,384 | 10% less |
| Colorado | $2,638 | 1% less |
| Connecticut | $2,162 | 19% less |
| Delaware | $2,124 | 20% less |
| Florida | $2,672 | Equal |
| Georgia | $2,444 | 8% less |
| Hawaii | $1,291 | 52% less |
| Idaho | $1,351 | 49% less |
| Illinois | $1,930 | 28% less |
| Indiana | $1,856 | 30% less |
| Iowa | $1,677 | 37% less |
| Kansas | $2,169 | 19% less |
| Kentucky | $2,741 | 3% more |
| Louisiana | $3,602 | 35% more |
| Maine | $1,527 | 43% less |
| Maryland | $1,940 | 27% less |
| Massachusetts | $1,851 | 30% less |
| Michigan | $2,704 | 2% more |
| Minnesota | $2,262 | 15% less |
| Mississippi | $2,422 | 9% less |
| Missouri | $2,334 | 12% less |
| Montana | $2,224 | 16% less |
| Nebraska | $2,127 | 20% less |
| Nevada | $2,057 | 23% less |
| New Hampshire | $1,643 | 38% less |
| New Jersey | $2,124 | 20% less |
| New Mexico | $2,118 | 20% less |
| New York | $1,548 | 42% less |
| North Carolina | $1,701 | 36% less |
| North Dakota | $1,819 | 32% less |
| Ohio | $1,593 | 40% less |
| Oklahoma | $2,233 | 16% less |
| Oregon | $2,013 | 24% less |
| Pennsylvania | $2,184 | 18% less |
| Rhode Island | $2,417 | 9% less |
| South Carolina | $1,950 | 27% less |
| South Dakota | $2,331 | 12% less |
| Tennessee | $2,228 | 16% less |
| Texas | $2,971 | 12% more |
| Utah | $1,666 | 37% less |
| Vermont | $1,606 | 40% less |
| Virginia | $1,586 | 40% less |
| Washington | $1,649 | 38% less |
| Washington, D.C. | $2,501 | 6% less |
| West Virginia | $1,959 | 26% less |
| Wisconsin | $1,565 | 41% less |
| Wyoming | $2,135 | 20% less |
Honda Pilot insurance cost
- The average car insurance cost for Pilot is $2,082 per year.
- Trim Level - Pilot Elite, Pilot EX-L, Pilot LX, Pilot Sport, Pilot Touring, Pilot Trail Sport
The average cost to insure Honda Pilot is around $2,082 per year for full coverage, which is $174 per month.
For liability-only coverage, the cost is around $864 per year, or about $72 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Honda Pilot with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Honda models.
| Year and model | Average annual premium |
|---|---|
| 2024 Honda Pilot | $2,082 |
| 2023 Honda Pilot | $2,118 |
| 2022 Honda Pilot | $2,051 |
| 2021 Honda Pilot | $1,962 |
| 2020 Honda Pilot | $1,961 |
| 2019 Honda Pilot | $1,903 |
| 2018 Honda Pilot | $1,872 |
| 2017 Honda Pilot | $1,804 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $1,444 | $120 |
| GEICO | $1,747 | $146 |
| State Farm | $1,796 | $150 |
| Progressive | $2,014 | $168 |
| Farmers | $2,601 | $217 |
| Allstate | $2,892 | $241 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $1,963 | 26% less |
| Alaska | $1,992 | 25% less |
| Arizona | $1,978 | 26% less |
| Arkansas | $2,211 | 17% less |
| California | $2,472 | 7% less |
| Colorado | $2,628 | 1% less |
| Connecticut | $2,143 | 20% less |
| Delaware | $2,151 | 19% less |
| Florida | $2,625 | 1% less |
| Georgia | $2,345 | 12% less |
| Hawaii | $1,320 | 50% less |
| Idaho | $1,336 | 50% less |
| Illinois | $1,954 | 27% less |
| Indiana | $1,833 | 31% less |
| Iowa | $1,705 | 36% less |
| Kansas | $2,191 | 18% less |
| Kentucky | $2,730 | 3% more |
| Louisiana | $3,613 | 36% more |
| Maine | $1,546 | 42% less |
| Maryland | $1,916 | 28% less |
| Massachusetts | $1,837 | 31% less |
| Michigan | $2,625 | 1% less |
| Minnesota | $2,212 | 17% less |
| Mississippi | $2,390 | 10% less |
| Missouri | $2,380 | 11% less |
| Montana | $2,244 | 16% less |
| Nebraska | $2,164 | 19% less |
| Nevada | $2,054 | 23% less |
| New Hampshire | $1,639 | 38% less |
| New Jersey | $2,088 | 22% less |
| New Mexico | $2,146 | 19% less |
| New York | $1,540 | 42% less |
| North Carolina | $1,587 | 40% less |
| North Dakota | $1,830 | 31% less |
| Ohio | $1,594 | 40% less |
| Oklahoma | $2,269 | 15% less |
| Oregon | $1,998 | 25% less |
| Pennsylvania | $2,192 | 18% less |
| Rhode Island | $2,372 | 11% less |
| South Carolina | $1,896 | 29% less |
| South Dakota | $2,348 | 12% less |
| Tennessee | $2,234 | 16% less |
| Texas | $3,010 | 13% more |
| Utah | $1,656 | 38% less |
| Vermont | $1,536 | 42% less |
| Virginia | $1,558 | 41% less |
| Washington | $1,671 | 37% less |
| Washington, D.C. | $2,550 | 4% less |
| West Virginia | $1,922 | 28% less |
| Wisconsin | $1,578 | 41% less |
| Wyoming | $2,209 | 17% less |
Honda Ridgeline insurance cost
- The average car insurance cost for Ridgeline is $2,335 per year.
- Trim Level - Ridgeline Black Edition, Ridgeline RTL, Ridgeline Sport
The average cost to insure Honda Ridgeline is around $2,335 per year for full coverage, which is $195 per month.
For liability-only coverage, the cost is around $906 per year, or about $76 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Honda Ridgeline with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Honda models.
| Year and model | Average annual premium |
|---|---|
| 2024 Honda Ridgeline | $2,336 |
| 2023 Honda Ridgeline | $2,285 |
| 2022 Honda Ridgeline | $2,204 |
| 2021 Honda Ridgeline | $2,095 |
| 2020 Honda Ridgeline | $2,090 |
| 2019 Honda Ridgeline | $2,039 |
| 2018 Honda Ridgeline | $1,929 |
| 2017 Honda Ridgeline | $1,869 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $1,742 | $145 |
| GEICO | $1,806 | $150 |
| State Farm | $1,880 | $157 |
| Progressive | $2,159 | $180 |
| Farmers | $3,111 | $259 |
| Allstate | $3,315 | $276 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,195 | 18% less |
| Alaska | $2,193 | 18% less |
| Arizona | $2,272 | 15% less |
| Arkansas | $2,328 | 13% less |
| California | $2,946 | 11% more |
| Colorado | $3,066 | 15% more |
| Connecticut | $2,471 | 7% less |
| Delaware | $2,240 | 16% less |
| Florida | $2,599 | 2% less |
| Georgia | $2,892 | 9% more |
| Hawaii | $1,380 | 48% less |
| Idaho | $1,535 | 42% less |
| Illinois | $2,356 | 12% less |
| Indiana | $2,062 | 23% less |
| Iowa | $2,010 | 25% less |
| Kansas | $2,385 | 10% less |
| Kentucky | $2,872 | 8% more |
| Louisiana | $3,932 | 48% more |
| Maine | $1,758 | 34% less |
| Maryland | $2,133 | 20% less |
| Massachusetts | $1,983 | 26% less |
| Michigan | $2,912 | 9% more |
| Minnesota | $2,547 | 4% less |
| Mississippi | $2,273 | 15% less |
| Missouri | $2,885 | 8% more |
| Montana | $2,314 | 13% less |
| Nebraska | $2,577 | 3% less |
| Nevada | $2,074 | 22% less |
| New Hampshire | $1,699 | 36% less |
| New Jersey | $2,290 | 14% less |
| New Mexico | $2,427 | 9% less |
| New York | $1,617 | 39% less |
| North Carolina | $1,978 | 26% less |
| North Dakota | $2,025 | 24% less |
| Ohio | $1,709 | 36% less |
| Oklahoma | $2,676 | Equal |
| Oregon | $2,247 | 16% less |
| Pennsylvania | $2,458 | 8% less |
| Rhode Island | $2,557 | 4% less |
| South Carolina | $2,129 | 20% less |
| South Dakota | $2,823 | 6% more |
| Tennessee | $2,201 | 17% less |
| Texas | $3,620 | 36% more |
| Utah | $1,954 | 27% less |
| Vermont | $1,755 | 34% less |
| Virginia | $1,832 | 31% less |
| Washington | $2,119 | 20% less |
| Washington, D.C. | $2,655 | Equal |
| West Virginia | $2,204 | 17% less |
| Wisconsin | $1,708 | 36% less |
| Wyoming | $2,328 | 13% less |
Cheapest Honda models to insure
If you are looking for the most economical Honda vehicles to insure, these models have the lowest auto insurance rates:
- CR-V - $1,941
- HR-V - $1,959
- Pilot - $2,082
- Odyssey - $2,088
Why are these models cheaper to insure?
These models may be cheaper to insure for a few reasons:
- Strong safety ratings and advanced safety features. Safer vehicles reduce the risk of injuries and accidents.
- Lower repair costs. Vehicles with readily available, affordable parts are cheaper to insure.
- Lower frequency of claims based on historical data. Insurance companies use this information to set lower rates for models with a good track record.
Most expensive Honda models to insure
Some Honda vehicles have a higher price tag—and that includes insurance. These models tend to have higher horsepower, costlier parts and a greater risk profile.
- Civic Type R - $3,181
- Civic Si - $2,568
- Accord - $2,349
- Civic Hatchback - $2,341
Why are these models expensive to insure?
These models may be more expensive to insure because:
- They cost more to repair or replace if damaged or stolen.
- They may have powerful engines, which means a higher risk of speeding and therefore, accidents.
- Thieves target them more often.
- They often have expensive parts and advanced tech that are costly to fix.
What factors affect car insurance rates for Honda?
Several factors influence your insurance rate—some related to the car, others to you as the driver.
- Model and trim level: Performance features and size impact pricing.
- Vehicle age: Newer cars often cost more to insure.
- Safety ratings: Vehicles with more safety tech often earn discounts.
- Driver profile: Your age, ZIP code, credit score and driving history play a big role.
- Coverage level: Full coverage costs more than minimum liability, but provides better protection.
How to save on car insurance if you own Honda
Car insurance can be a big expense, but there are ways to save money. If you drive a Honda, you might be able to lower your costs by making smart choices. Here are some steps to save on insurance for your Honda:
- Shop around - Compare quotes from multiple insurers annually
- Increase deductibles - Opt for a higher deductible to lower premiums
- Bundle policies - Combine auto and home or renters insurance
- Ask about discounts - Safe driver, low mileage, good student and more
- Use telematics - Usage-based programs reward good driving habits
Bottom line
Honda offers a wide range of vehicles. While insurance costs vary by model, knowing the averages and understanding what affects your rate can help you make smart coverage decisions.
Want the best rate on Honda car insurance? Start by comparing quotes today and see how much you could save.
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage