Honda Civic insurance: Find the cheapest model of Honda to insure
Written by Prachi Singh
Contributing Researcher
Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Honda Civic is $2,089 per year or $174 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Honda Civic costs $2,089 per year, whereas the 2022 Honda Civic costs $1,697 annually. State Farm offers the cheapest annual rate for 2023 Honda Civic $1,477 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Honda Civic by model year
Year of Honda Civic Model
Average Cost to Insure
2023
$2,089
2022
$1,697
2021
$1,657
2020
$1,747
2019
$1,779
Compare Honda Civic insurance rates by state
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Company
Style
Average annual premium
Allstate
2WD 4 Door Sedan Automatic CVT Turbo
$4,099
Geico
2WD 4 Door Sedan Automatic CVT Turbo
$2,424
Nationwide
2WD 4 Door Sedan Automatic CVT Turbo
$2,709
Progressive
2WD 4 Door Sedan Automatic CVT Turbo
$2,547
State Farm
2WD 4 Door Sedan Automatic CVT Turbo
$1,603
Honda Civic insurance rates per year
2023
2023 Honda Civic insurance rates
Average cost to insure$2,089
Annual cheapest rate$1,477
Available trims EX, EX-L, LX, SI, Sport, Sport Touring, Touring, Type R
Rank
Company
Average annual premium
1
State Farm
$1,477
2
Geico
$1,651
3
Progressive
$1,892
4
Nationwide
$1,974
5
Farmers
$2,731
6
Allstate
$2,809
2022
2022 Honda Civic insurance rates
Average cost to insure$1,697
Annual cheapest rate$1,092
Available trims EX, EX-L, LX, SI, Sport, Sport Touring, Touring, Type R
Rank
Company
Average annual premium
1
State Farm
$1,092
2
Geico
$1,231
3
Progressive
$1,522
4
Nationwide
$1,838
5
Farmers
$2,192
6
Allstate
$2,307
2021
2021 Honda Civic insurance rates
Average cost to insure$1,657
Annual cheapest rate$1,070
Available trims EX, EX-L, LX, SI, Sport, Sport Touring, Touring, Type R
Rank
Company
Average annual premium
1
State Farm
$1,070
2
Progressive
$1,132
3
Geico
$1,221
4
Nationwide
$1,705
5
Farmers
$2,253
6
Allstate
$2,560
2020
2020 Honda Civic insurance rates
Average cost to insure$1,747
Annual cheapest rate$1,212
Available trims EX, EX-L, LX, SI, Sport, Sport Touring, Touring, Type R
Rank
Company
Average annual premium
1
Geico
$1,212
2
State Farm
$1,213
3
Progressive
$1,476
4
Nationwide
$1,885
5
Farmers
$2,129
6
Allstate
$2,566
2019
2019 Honda Civic insurance rates
Average cost to insure$1,779
Annual cheapest rate$1,139
Available trims EX, EX-L, LX, SI, Sport, Sport Touring, Touring, Type R
Rank
Company
Average annual premium
1
Geico
$1,139
2
State Farm
$1,261
3
Progressive
$1,638
4
Nationwide
$1,818
5
Allstate
$2,344
6
Farmers
$2,475
2018
2018 Honda Civic insurance rates
Average cost to insure$1,785
Annual cheapest rate$1,134
Available trims EX, EX-L, LX, SI, Sport, Sport Touring, Touring, Type R
Rank
Company
Average annual premium
1
Geico
$1,134
2
State Farm
$1,278
3
Progressive
$1,783
4
Nationwide
$1,844
5
Allstate
$2,251
6
Farmers
$2,420
2017
2017 Honda Civic insurance rates
Average cost to insure$1,742
Annual cheapest rate$1,094
Available trims EX, EX-L, LX, SI, Sport, Sport Touring, Touring, Type R
Rank
Company
Average annual premium
1
Geico
$1,094
2
State Farm
$1,235
3
Progressive
$1,765
4
Nationwide
$1,858
5
Allstate
$2,176
6
Farmers
$2,324
2016
2016 Honda Civic insurance rates
Average cost to insure$1,684
Annual cheapest rate$1,038
Available trims EX, EX-L, LX, SI, Sport, Sport Touring, Touring, Type R
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