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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Honda Pilot is $2,481 per year or $207 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Honda Pilot costs $2,481, whereas the 2024 Honda Pilot costs $2,422 annually. This is $59 less than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Honda Pilot at $1,713 per year.
Below, we'll look at Honda Pilot insurance rates and show you how to save.
Average insurance cost of Honda Pilot by model year
| Year of Honda Pilot model | Average cost to insure |
|---|---|
| 2025 | $2,481 |
| 2024 | $2,422 |
| 2023 | $2,399 |
| 2022 | $2,326 |
| 2021 | $2,238 |
Compare Pilot insurance rates by state
| Company | Average annual premium |
|---|---|
| State Farm | $1,916 |
| Nationwide | $1,991 |
| Travelers | $2,210 |
| UAIC | $2,634 |
| GEICO | $2,935 |
| Mercury Insurance | $2,987 |
| Progressive | $3,733 |
| Farmers | $3,876 |
| Allstate | $3,960 |
| AIG | $5,500 |
Honda Pilot insurance rates per year
2025 Honda Pilot insurance rates
Rank Company Average annual premium 1 Travelers $1,713 2 Nationwide $1,934 3 GEICO $2,021 4 State Farm $2,187 5 Progressive $2,311 6 Allstate $3,217 7 Farmers $3,353 8 USAA $1,819 2024 Honda Pilot insurance rates
Rank Company Average annual premium 1 Travelers $1,725 2 GEICO $1,982 3 Nationwide $2,032 4 State Farm $2,061 5 Progressive $2,311 6 Allstate $3,019 7 Farmers $3,205 8 USAA $1,997 2023 Honda Pilot insurance rates
Rank Company Average annual premium 1 Travelers $1,706 2 GEICO $1,936 3 State Farm $1,988 4 Nationwide $2,042 5 Progressive $2,256 6 Allstate $3,172 7 Farmers $3,275 8 USAA $1,982 2022 Honda Pilot insurance rates
Rank Company Average annual premium 1 Travelers $1,640 2 GEICO $1,897 3 State Farm $1,899 4 Nationwide $2,138 5 Progressive $2,163 6 Farmers $3,039 7 Allstate $3,042 8 USAA $1,931 2021 Honda Pilot insurance rates
Rank Company Average annual premium 1 Travelers $1,599 2 GEICO $1,805 3 State Farm $1,893 4 Progressive $2,104 5 Nationwide $2,160 6 Allstate $2,827 7 Farmers $2,933 8 USAA $1,811 2020 Honda Pilot insurance rates
Rank Company Average annual premium 1 Travelers $1,549 2 GEICO $1,741 3 State Farm $1,889 4 Progressive $2,055 5 Nationwide $2,055 6 Allstate $2,741 7 Farmers $2,783 8 USAA $1,736 2019 Honda Pilot insurance rates
Rank Company Average annual premium 1 Travelers $1,519 2 GEICO $1,712 3 State Farm $1,772 4 Progressive $1,983 5 Nationwide $1,997 6 Allstate $2,687 7 Farmers $2,738 8 USAA $1,671 2018 Honda Pilot insurance rates
Rank Company Average annual premium 1 Travelers $1,497 2 GEICO $1,749 3 State Farm $1,822 4 Progressive $1,966 5 Nationwide $2,051 6 Allstate $2,543 7 Farmers $2,611 8 USAA $1,607
Honda insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage