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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Honda Accord is $2,029 per year or $169 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Honda Accord costs $2,029 per year, whereas the 2022 Honda Accord costs $1,678 annually. State Farm offers the cheapest annual rate for 2023 Honda Accord $1,448 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Honda Accord by model year
| Year of Honda Accord model | Average cost to insure |
|---|---|
| 2023 | $2,029 |
| 2022 | $1,678 |
| 2021 | $1,581 |
| 2020 | $1,660 |
| 2019 | $1,726 |
Compare Honda Accord insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| State Farm | 2WD 4 Door Sedan Automatic Turbo | $1,586 |
| Nationwide | 2WD 4 Door Sedan Automatic Turbo | $2,035 |
| GEICO | 2WD 4 Door Sedan Automatic Turbo | $2,484 |
| Progressive | 2WD 4 Door Sedan Automatic Turbo | $2,533 |
| Allstate | 2WD 4 Door Sedan Automatic Turbo | $6,649 |
Honda Accord insurance rates per year
2023 Honda Accord insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,448 |
| 2 | GEICO | $1,654 |
| 3 | Nationwide | $1,708 |
| 4 | Progressive | $2,070 |
| 5 | Farmers | $2,389 |
| 6 | Allstate | $2,903 |
2022 Honda Accord insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,220 |
| 2 | GEICO | $1,311 |
| 3 | Nationwide | $1,514 |
| 4 | Progressive | $1,642 |
| 5 | Farmers | $1,959 |
| 6 | Allstate | $2,423 |
2021 Honda Accord insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Progressive | $1,143 |
| 2 | State Farm | $1,148 |
| 3 | GEICO | $1,300 |
| 4 | Nationwide | $1,457 |
| 5 | Farmers | $1,911 |
| 6 | Allstate | $2,529 |
2020 Honda Accord insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | GEICO | $1,205 |
| 2 | State Farm | $1,272 |
| 3 | Progressive | $1,576 |
| 4 | Nationwide | $1,637 |
| 5 | Farmers | $1,817 |
| 6 | Allstate | $2,454 |
2019 Honda Accord insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | GEICO | $1,223 |
| 2 | State Farm | $1,362 |
| 3 | Nationwide | $1,602 |
| 4 | Progressive | $1,677 |
| 5 | Farmers | $2,119 |
| 6 | Allstate | $2,373 |
2018 Honda Accord insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | GEICO | $1,202 |
| 2 | State Farm | $1,320 |
| 3 | Progressive | $1,545 |
| 4 | Nationwide | $1,600 |
| 5 | Farmers | $2,063 |
| 6 | Allstate | $2,194 |
2017 Honda Accord insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | GEICO | $1,181 |
| 2 | State Farm | $1,293 |
| 3 | Nationwide | $1,698 |
| 4 | Progressive | $1,706 |
| 5 | Farmers | $2,158 |
| 6 | Allstate | $2,181 |
2016 Honda Accord insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | GEICO | $1,128 |
| 2 | State Farm | $1,270 |
| 3 | Nationwide | $1,659 |
| 4 | Progressive | $1,660 |
| 5 | Allstate | $2,069 |
| 6 | Farmers | $2,095 |
