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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Honda Accord is $1,607 per year or $134 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Honda Accord costs $1,607 per year, whereas the 2019 Honda Accord costs $1,726 annually. Geico offers the cheapest annual rate for 2020 Honda Accord $1,205 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Honda Accord by model year
Graph
Table
Year of Honda Accord ModelAverage Cost to Insure
2020$1,607
2019$1,726
2018$1,654
2017$1,703
2016$1,647

Compare Honda Accord Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate4 Door Sedan Hybrid$2,273$818$716
Geico4 Door Sedan Hybrid$1,357$482$341
Farmers4 Door Sedan Hybrid$2,246$945$811
Nationwide4 Door Sedan Hybrid$2,890$912$676
Progressive4 Door Sedan Hybrid$1,812$685$464
State Farm4 Door Sedan Hybrid$2,146$843$598

2020 Honda Accord Insurance Rates

Average Cost to Insure $1,607
Annual Cheapest Rate $1,205
Available Trims EX, EX-L, LX, Sport, Touring
RankCompaniesAverage Premium
1Geico$1,205
2State Farm$1,241
3Progressive$1,404
4Nationwide$1,562
5Farmers$1,773
6Allstate$2,454

2019 Honda Accord Insurance Rates

Average Cost to Insure $1,726
Annual Cheapest Rate $1,223
Available Trims EX, EX-L, LX, Sport, Touring
RankCompaniesAverage Premium
1Geico$1,223
2State Farm$1,362
3Nationwide$1,602
4Progressive$1,677
5Farmers$2,119
6Allstate$2,373

2018 Honda Accord Insurance Rates

Average Cost to Insure $1,654
Annual Cheapest Rate $1,202
Available Trims EX, EX-L, LX, Sport, Touring
RankCompaniesAverage Premium
1Geico$1,202
2State Farm$1,320
3Progressive$1,545
4Nationwide$1,600
5Farmers$2,063
6Allstate$2,194

2017 Honda Accord Insurance Rates

Average Cost to Insure $1,703
Annual Cheapest Rate $1,181
Available Trims EX, EX-L, LX, Sport, Touring
RankCompaniesAverage Premium
1Geico$1,181
2State Farm$1,293
3Nationwide$1,698
4Progressive$1,706
5Farmers$2,158
6Allstate$2,181

2016 Honda Accord Insurance Rates

Average Cost to Insure $1,647
Annual Cheapest Rate $1,128
Available Trims EX, EX-L, LX, Sport, Touring
RankCompaniesAverage Premium
1Geico$1,128
2State Farm$1,270
3Nationwide$1,659
4Progressive$1,660
5Allstate$2,069
6Farmers$2,095

Compare Honda insurance rates by model

Make/ModelAnnual Rates
Honda Pilot$1,425/year
Honda Ridgeline$1,479/year
Honda Odyssey$1,353/year
Honda Insight$1,518/year
Honda CR-V$1,319/year
Honda Fit$1,382/year
Honda Civic$1,608/year
Honda Accord$1,563/year

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