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The average Honda Accord car insurance rate for 2021 is $1,626 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Louisiana is the most expensive state for car insurance with an average cost of insuring Honda Accord is  $3,013 a year. And the lowest average cost to insure Honda Accord is in New Hampshire ($1,048).

Average insurance cost of Honda Accord by model year
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Year of Honda Accord ModelAverage Cost to Insure
2020$1,607
2019$1,726
2018$1,654
2017$1,703
2016$1,647

Compare Honda Accord Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate4 Door Sedan Hybrid$2,273$818$716
Geico4 Door Sedan Hybrid$1,357$482$341
Farmers4 Door Sedan Hybrid$2,246$945$811
Nationwide4 Door Sedan Hybrid$2,890$912$676
Progressive4 Door Sedan Hybrid$1,812$685$464
State Farm4 Door Sedan Hybrid$2,146$843$598

2020 Honda Accord Insurance Rates

companiesAverage Premium
Geico$1,205
State Farm$1,241
Progressive$1,404
Nationwide$1,562
Farmers$1,773
Allstate$2,454
Average Cost to Insure $1,607/year
Cheapest Rate $1,205/year
Available Trims EX, EX-L, LX, Sport, Touring

2019 Honda Accord Insurance Rates

companiesAverage Premium
Geico$1,223
State Farm$1,362
Nationwide$1,602
Progressive$1,677
Farmers$2,119
Allstate$2,373
Average Cost to Insure $1,726/year
Cheapest Rate $1,223/year
Available Trims EX, EX-L, LX, Sport, Touring

2018 Honda Accord Insurance Rates

companiesAverage Premium
Geico$1,202
State Farm$1,320
Progressive$1,545
Nationwide$1,600
Farmers$2,063
Allstate$2,194
Average Cost to Insure $1,654/year
Cheapest Rate $1,202/year
Available Trims EX, EX-L, LX, Sport, Touring

2017 Honda Accord Insurance Rates

companiesAverage Premium
Geico$1,181
State Farm$1,293
Nationwide$1,698
Progressive$1,706
Farmers$2,158
Allstate$2,181
Average Cost to Insure $1,703/year
Cheapest Rate $1,181/year
Available Trims EX, EX-L, LX, Sport, Touring

2016 Honda Accord Insurance Rates

companiesAverage Premium
Geico$1,128
State Farm$1,270
Nationwide$1,659
Progressive$1,660
Allstate$2,069
Farmers$2,095
Average Cost to Insure $1,647/year
Cheapest Rate $1,128/year
Available Trims EX, EX-L, LX, Sport, Touring