Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Honda Ridgeline is $2,335 per year or $195 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2024 Honda Ridgeline costs $2,335, whereas the 2023 Honda Ridgeline costs $2,285 annually. This is $50 less than the 2024 rates.
Nationwide offers the cheapest annual rate for 2024 Honda Ridgeline at $1,742 per year.
Below, we'll look at Honda Ridgeline insurance rates and show you how to save.
Average insurance cost of Honda Ridgeline by model year
| Year of Honda Ridgeline model | Average cost to insure |
|---|---|
| 2024 | $2,336 |
| 2023 | $2,285 |
| 2022 | $2,204 |
| 2021 | $2,095 |
| 2020 | $2,090 |
Compare Ridgeline insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| Nationwide | 4WD 4 Door Crew Cab Automatic SOHC | $1,814 |
| State Farm | 4WD 4 Door Crew Cab Automatic SOHC | $2,029 |
| GEICO | 4WD 4 Door Crew Cab Automatic SOHC | $2,369 |
| Progressive | 4WD 4 Door Crew Cab Automatic SOHC | $2,492 |
| Allstate | 4WD 4 Door Crew Cab Automatic SOHC | $4,444 |
Honda Ridgeline insurance rates per year
2024 Honda Ridgeline insurance rates
Rank Company Average annual premium 1 Nationwide $1,742 2 GEICO $1,806 3 State Farm $1,880 4 Progressive $2,159 5 Farmers $3,111 6 Allstate $3,315 2023 Honda Ridgeline insurance rates
Rank Company Average annual premium 1 Nationwide $1,641 2 GEICO $1,783 3 State Farm $1,800 4 Progressive $2,179 5 Farmers $3,086 6 Allstate $3,222 2022 Honda Ridgeline insurance rates
Rank Company Average annual premium 1 Nationwide $1,642 2 GEICO $1,672 3 State Farm $1,759 4 Progressive $2,129 5 Farmers $3,011 6 Allstate $3,013 2021 Honda Ridgeline insurance rates
Rank Company Average annual premium 1 GEICO $1,616 2 Nationwide $1,660 3 State Farm $1,739 4 Progressive $1,966 5 Allstate $2,758 6 Farmers $2,831 2020 Honda Ridgeline insurance rates
Rank Company Average annual premium 1 GEICO $1,570 2 State Farm $1,727 3 Progressive $1,887 4 Nationwide $1,974 5 Allstate $2,683 6 Farmers $2,697 2019 Honda Ridgeline insurance rates
Rank Company Average annual premium 1 GEICO $1,573 2 State Farm $1,755 3 Progressive $1,823 4 Nationwide $1,983 5 Allstate $2,520 6 Farmers $2,581 2018 Honda Ridgeline insurance rates
Rank Company Average annual premium 1 GEICO $1,533 2 Progressive $1,677 3 State Farm $1,736 4 Nationwide $1,949 5 Allstate $2,189 6 Farmers $2,488 2017 Honda Ridgeline insurance rates
Rank Company Average annual premium 1 GEICO $1,475 2 Progressive $1,699 3 State Farm $1,703 4 Nationwide $1,806 5 Allstate $2,128 6 Farmers $2,404
Honda insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage