Ashlee Tilford Written by Ashlee Tilford
Why you can trust Insurance.com
At Insurance.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry.

Insurance.com research suggests that the cost of insuring a Honda Ridgeline is estimated to be around $1,970 annually or $164 monthly. It's important for drivers to consider these rates when assessing their insurance needs. These rates can increase based on your driving record, location, age, and other factors.

Auto insurance rates vary depending on the model year. For instance, average car insurance rates for a 2023 Honda Ridgeline costs $1,970 per year, while its 2022 equivalent costs $1,653 per year.

Regardless of your chosen model year, you can find a competitive carrier that meets your needs and budget. Insurance.com conducted data analysis and discovered which cars offer the most affordable insurance rates based on model year and whether one specific model is cheaper to insure than others.

Read on to learn in detail about these cost-effective auto policies for Honda Ridgeline.

Average insurance cost of Honda Ridgeline by model year

Year of Honda Ridgeline ModelAverage Cost to Insure
2023$1,970
2022$1,653
2021$1,529
2020$1,575
2019$1,639
Graph Icon

Compare Honda Ridgeline insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
Allstate4WD 4 Door Crew Cab$3,890
Geico4WD 4 Door Crew Cab$2,523
Nationwide4WD 4 Door Crew Cab$1,814
Progressive4WD 4 Door Crew Cab$2,476
State Farm4WD 4 Door Crew Cab$1,462

Honda Ridgeline insurance rates per year

2023

2023 Honda Ridgeline insurance rates

Average cost to insure $1,970
Annual cheapest rate $1,319
Available trims Black, RTL, RTL-E, Sport
RankCompanyAverage annual premium
1State Farm$1,319
2Nationwide$1,433
3Geico$1,603
4Progressive$1,899
5Farmers$2,589
6Allstate$2,979
2022

2022 Honda Ridgeline insurance rates

Average cost to insure $1,653
Annual cheapest rate $1,121
Available trims Black, RTL, RTL-E, Sport
RankCompanyAverage annual premium
1State Farm$1,121
2Geico$1,205
3Nationwide$1,299
4Progressive$1,579
5Farmers$2,081
6Allstate$2,634
2021

2021 Honda Ridgeline insurance rates

Average cost to insure $1,529
Annual cheapest rate $1,065
Available trims Black, RTL, RTL-E, Sport
RankCompanyAverage annual premium
1State Farm$1,065
2Geico$1,070
3Progressive$1,211
4Nationwide$1,327
5Farmers$1,893
6Allstate$2,605
2020

2020 Honda Ridgeline insurance rates

Average cost to insure $1,575
Annual cheapest rate $1,014
Available trims Black, RTL, RTL-E, Sport
RankCompanyAverage annual premium
1Geico$1,014
2State Farm$1,171
3Nationwide$1,493
4Progressive$1,610
5Farmers$1,879
6Allstate$2,281
2019

2019 Honda Ridgeline insurance rates

Average cost to insure $1,639
Annual cheapest rate $1,029
Available trims Black, RTL, RTL-E, Sport
RankCompanyAverage annual premium
1Geico$1,029
2State Farm$1,237
3Nationwide$1,505
4Progressive$1,739
5Farmers$2,042
6Allstate$2,281
2018

2018 Honda Ridgeline insurance rates

Average cost to insure $1,537
Annual cheapest rate $1,069
Available trims Black, RTL, RTL-E, Sport
RankCompanyAverage annual premium
1Geico$1,069
2State Farm$1,218
3Progressive$1,462
4Nationwide$1,516
5Allstate$1,967
6Farmers$1,989
2017

2017 Honda Ridgeline insurance rates

Average cost to insure $1,533
Annual cheapest rate $1,083
Available trims Black, RTL, RTL-E, Sport
RankCompanyAverage annual premium
1Geico$1,083
2State Farm$1,244
3Progressive$1,453
4Nationwide$1,530
5Allstate$1,932
6Farmers$1,953
x
What can we help you find?