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The average Honda Ridgeline car insurance rate for 2021 is $1,568 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $2,986 a year, whereas New Hampshire has the lowest Honda Ridgeline insurance rates for full coverage, with an annual insurance cost of $981 on average for drivers aged 30.

Average insurance cost of Honda Ridgeline by model year
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Year of Honda Ridgeline ModelAverage Cost to Insure
2020$1,512
2019$1,639
2018$1,537
2017$1,533

Compare Honda Ridgeline Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate4WD 4 Door Crew Cab$2,359$766$676
Geico4WD 4 Door Crew Cab$1,444$532$379
Farmers4WD 4 Door Crew Cab$1,938$946$820
Nationwide4WD 4 Door Crew Cab$3,094$1,051$778
Progressive4WD 4 Door Crew Cab$2,271$834$558
State Farm4WD 4 Door Crew Cab$2,108$695$493

2020 Honda Ridgeline Insurance Rates

companiesAverage Premium
Geico$1,014
State Farm$1,141
Progressive$1,372
Nationwide$1,507
Farmers$1,756
Allstate$2,281
Average Cost to Insure $1,512/year
Cheapest Rate $1,014/year
Available Trims BLACK, RT, RTL, RTL-E, RTL-T, Sport

2019 Honda Ridgeline Insurance Rates

companiesAverage Premium
Geico$1,029
State Farm$1,237
Nationwide$1,505
Progressive$1,739
Farmers$2,042
Allstate$2,281
Average Cost to Insure $1,639/year
Cheapest Rate $1,029/year
Available Trims BLACK, RT, RTL, RTL-E, RTL-T, Sport

2018 Honda Ridgeline Insurance Rates

companiesAverage Premium
Geico$1,069
State Farm$1,218
Progressive$1,462
Nationwide$1,516
Allstate$1,967
Farmers$1,989
Average Cost to Insure $1,537/year
Cheapest Rate $1,069/year
Available Trims BLACK, RT, RTL, RTL-E, RTL-T, Sport

2017 Honda Ridgeline Insurance Rates

companiesAverage Premium
Geico$1,083
State Farm$1,244
Progressive$1,453
Nationwide$1,530
Allstate$1,932
Farmers$1,953
Average Cost to Insure $1,533/year
Cheapest Rate $1,083/year
Available Trims BLACK, RT, RTL, RTL-E, RTL-T, Sport