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The average car insurance cost for Volvo vehicles is $3,326 per year or $277 per month. Volvo car insurance costs vary depending on the model you own. Whether you drive a sedan or a powerful SUV, it's important to know how much insurance will cost and how to reduce it.
Below, we look at the average car insurance cost for Volvo cars by model. We also highlight the most and least expensive models to insure and share tips to help you save money.
How much does Volvo insurance cost?
On average, Volvo drivers pay $3,326 per year or $277 per month for full coverage car insurance.
The average cost of insuring Volvo vehicles is $289, which is more than the national average, though some models cost much less or much more than others.
| Vehicle model | Liability-only (50/100/50) | Full coverage (100/300/100, $500 ded.) |
|---|---|---|
| EX30 | $1,146 | $3,120 |
| EX90 | $1,141 | $4,289 |
| S60 | $1,093 | $3,581 |
| S90 | $1,086 | $4,184 |
| V60 | $1,065 | $3,960 |
| V90 | $1,040 | $3,578 |
| XC40 | $1,014 | $2,577 |
| XC60 | $1,068 | $2,867 |
| XC90 | $1,079 | $3,101 |
Tip
If you're shopping for a new or used Volvo, compare car insurance rates before you buy so you know your estimated rate ahead of time and aren't surprised by the cost.
Volvo car insurance cost by model
Here's a closer look at average monthly premiums for popular Volvo models. Rates are based on a 40-year-old driver with a clean record and full coverage.
| Vehicle model | Monthly premium |
|---|---|
| EX30 | $260 |
| EX90 | $357 |
| S60 | $298 |
| S90 | $349 |
| V60 | $330 |
| V90 | $298 |
| XC40 | $215 |
| XC60 | $239 |
| XC90 | $258 |
Choose Your Vehicle Model
Volvo S60 insurance cost
S60 Insurance Cost Highlights
- The average car insurance cost for S60 is $3,581 per year.
- Trim Level - S60 B5 Core, S60 B5 Plus, S60 B5 Ultra, S60 B5 Ultra Black Edition, S60 T8 Core, S60 T8 Plus, S60 T8 Ultra, S60 T8 Ultra Black Edition
The average cost to insure Volvo S60 is around $3,581 per year for full coverage, which is $298 per month.
For liability-only coverage, the cost is around $1,093 per year, or about $91 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Volvo S60 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Volvo models.
| Year and model | Average annual premium |
|---|---|
| 2025 Volvo S60 | $4,050 |
| 2022 Volvo S60 | $3,384 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,167 | $97 |
| American National | $1,703 | $142 |
| Travelers | $1,862 | $155 |
| Erie Insurance | $1,917 | $160 |
| Grange Insurance | $2,026 | $169 |
| Farmers Mutual of Nebraska | $2,101 | $175 |
| Co-operative Insurance Companies | $2,123 | $177 |
| QBE | $2,289 | $191 |
| Safety Insurance | $2,504 | $209 |
| Indiana Farmers Insurance | $2,525 | $210 |
| American Family | $2,542 | $212 |
| Island Insurance | $2,576 | $215 |
| Farm Bureau Insurance of Tennessee | $2,598 | $216 |
| NJM | $2,691 | $224 |
| UAIC | $2,782 | $232 |
| Rural Mutual Insurance | $2,826 | $235 |
| Central Insurance | $2,845 | $237 |
| Plymouth Rock Assurance | $2,862 | $238 |
| MMG Insurance | $2,866 | $239 |
| Vermont Mutual | $2,878 | $240 |
| GEICO | $2,881 | $240 |
| Acuity Insurance | $2,904 | $242 |
| United Insurance Co | $2,915 | $243 |
| Incline Insurance | $2,929 | $244 |
| Arbella Insurance | $3,064 | $255 |
| State Farm | $3,098 | $258 |
| Indiana Farm Bureau | $3,113 | $259 |
| NYCM Insurance | $3,114 | $260 |
| Auto Club Group (AAA) | $3,210 | $267 |
| Westfield Insurance | $3,229 | $269 |
| West Bend Insurance Company | $3,262 | $272 |
| Farm Bureau Insurance of Idaho | $3,296 | $275 |
| Nodak Insurance | $3,306 | $276 |
| Missouri Farm Bureau Insurance | $3,310 | $276 |
| IMT Insurance | $3,319 | $277 |
| Southern Farm Bureau | $3,322 | $277 |
| Auto-Owners | $3,337 | $278 |
| Country Financial | $3,406 | $284 |
| Penn National Insurance | $3,574 | $298 |
| North Carolina Farm Bureau Insurance | $3,574 | $298 |
| Shelter Insurance | $3,606 | $300 |
| N&D Group | $3,727 | $311 |
| PEMCO | $3,750 | $312 |
| Kemper | $3,775 | $315 |
| Amica | $3,778 | $315 |
| Western National Insurance | $3,844 | $320 |
| Nationwide | $3,868 | $322 |
| Progressive | $3,925 | $327 |
| Mendota Insurance | $3,976 | $331 |
| Equity Insurance | $4,141 | $345 |
| Farmers | $4,207 | $351 |
| Mercury Insurance | $4,235 | $353 |
| Kentucky Farm Bureau Insurance | $4,272 | $356 |
| Chubb | $4,455 | $371 |
| Oklahoma Farm Bureau | $4,828 | $402 |
| Allstate | $4,871 | $406 |
| North Star Mutual | $4,994 | $416 |
| Iowa Farm Bureau | $5,043 | $420 |
| AFR Insurance | $5,134 | $428 |
| Utica National Insurance Group | $5,286 | $441 |
| Farm Bureau Insurance of Michigan | $5,293 | $441 |
| California Casualty | $5,376 | $448 |
| Auto Club Enterprises (AAA) | $5,687 | $474 |
| Donegal Insurance | $6,393 | $533 |
| Dairyland | $6,440 | $537 |
| Frankenmuth Insurance | $6,456 | $538 |
| Louisiana Farm Bureau Insurance | $6,548 | $546 |
| AIG | $7,000 | $583 |
| Good2Go Insurance | $7,042 | $587 |
| Key Insurance Company | $7,081 | $590 |
| CSAA Insurance (AAA) | $7,462 | $622 |
| Preferred Mutual | $7,523 | $627 |
| Maryland Auto Insurance | $7,919 | $660 |
| Safeway Insurance | $8,315 | $693 |
| Alfa Insurance | $8,587 | $716 |
| The Hanover | $8,811 | $734 |
| USAA | $2,383 | $199 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,659 | 20% more |
| Alaska | $3,307 | 9% more |
| Arizona | $3,660 | 21% more |
| Arkansas | $4,333 | 43% more |
| California | $5,159 | 70% more |
| Colorado | $5,022 | 65% more |
| Connecticut | $4,104 | 35% more |
| Delaware | $4,102 | 35% more |
| Florida | $3,696 | 22% more |
| Georgia | $3,675 | 21% more |
| Hawaii | $2,008 | 34% less |
| Idaho | $2,300 | 24% less |
| Illinois | $2,931 | 3% less |
| Indiana | $2,557 | 16% less |
| Iowa | $3,169 | 4% more |
| Kansas | $3,619 | 19% more |
| Kentucky | $3,948 | 30% more |
| Louisiana | $6,143 | 102% more |
| Maine | $2,316 | 24% less |
| Maryland | $3,703 | 22% more |
| Massachusetts | $3,010 | 1% less |
| Michigan | $4,992 | 64% more |
| Minnesota | $3,333 | 10% more |
| Mississippi | $4,343 | 43% more |
| Missouri | $4,458 | 47% more |
| Montana | $3,494 | 15% more |
| Nebraska | $3,785 | 25% more |
| Nevada | $4,367 | 44% more |
| New Hampshire | $2,532 | 17% less |
| New Jersey | $3,865 | 27% more |
| New Mexico | $3,618 | 19% more |
| New York | $3,888 | 28% more |
| North Carolina | $3,211 | 6% more |
| North Dakota | $3,197 | 5% more |
| Ohio | $2,336 | 23% less |
| Oklahoma | $3,959 | 30% more |
| Oregon | $3,145 | 4% more |
| Pennsylvania | $3,269 | 8% more |
| Rhode Island | $3,918 | 29% more |
| South Carolina | $3,972 | 31% more |
| South Dakota | $4,092 | 35% more |
| Tennessee | $3,069 | 1% more |
| Texas | $4,311 | 42% more |
| Utah | $3,000 | 1% less |
| Vermont | $2,355 | 22% less |
| Virginia | $2,806 | 8% less |
| Washington | $2,851 | 6% less |
| Washington, D.C. | $4,835 | 59% more |
| West Virginia | $3,768 | 24% more |
| Wisconsin | $3,485 | 15% more |
| Wyoming | $3,019 | 1% less |
Volvo S90 insurance cost
S90 Insurance Cost Highlights
- The average car insurance cost for S90 is $4,184 per year.
- Trim Level - S90 B6 Plus, S90 B6 Ultra, S90 T8 Plus, S90 T8 Ultra
The average cost to insure Volvo S90 is around $4,184 per year for full coverage, which is $349 per month.
For liability-only coverage, the cost is around $1,086 per year, or about $90 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Volvo S90 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Volvo models.
| Year and model | Average annual premium |
|---|---|
| 2025 Volvo S90 | $4,437 |
| 2022 Volvo S90 | $3,740 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,173 | $98 |
| Grange Insurance | $2,099 | $175 |
| Erie Insurance | $2,147 | $179 |
| Farmers Mutual of Nebraska | $2,190 | $182 |
| American National | $2,379 | $198 |
| Co-operative Insurance Companies | $2,418 | $202 |
| QBE | $2,551 | $213 |
| American Family | $2,604 | $217 |
| Safety Insurance | $2,699 | $225 |
| United Insurance Co | $2,785 | $232 |
| UAIC | $2,828 | $236 |
| Island Insurance | $2,832 | $236 |
| NJM | $2,852 | $238 |
| Farm Bureau Insurance of Tennessee | $2,880 | $240 |
| Travelers | $2,918 | $243 |
| NYCM Insurance | $3,057 | $255 |
| Rural Mutual Insurance | $3,066 | $255 |
| Acuity Insurance | $3,071 | $256 |
| Indiana Farmers Insurance | $3,080 | $257 |
| Incline Insurance | $3,087 | $257 |
| Central Insurance | $3,109 | $259 |
| Arbella Insurance | $3,177 | $265 |
| Vermont Mutual | $3,204 | $267 |
| Plymouth Rock Assurance | $3,218 | $268 |
| Indiana Farm Bureau | $3,233 | $269 |
| MMG Insurance | $3,240 | $270 |
| Auto Club Group (AAA) | $3,267 | $272 |
| State Farm | $3,384 | $282 |
| Mendota Insurance | $3,417 | $285 |
| Westfield Insurance | $3,470 | $289 |
| Farm Bureau Insurance of Idaho | $3,501 | $292 |
| Country Financial | $3,519 | $293 |
| Auto-Owners | $3,527 | $294 |
| Southern Farm Bureau | $3,585 | $299 |
| Nodak Insurance | $3,643 | $304 |
| Missouri Farm Bureau Insurance | $3,658 | $305 |
| West Bend Insurance Company | $3,735 | $311 |
| Nationwide | $3,814 | $318 |
| IMT Insurance | $3,823 | $319 |
| Shelter Insurance | $3,859 | $322 |
| Kemper | $3,867 | $322 |
| Penn National Insurance | $3,886 | $324 |
| North Carolina Farm Bureau Insurance | $3,887 | $324 |
| N&D Group | $3,943 | $329 |
| Mercury Insurance | $4,010 | $334 |
| Amica | $4,096 | $341 |
| PEMCO | $4,117 | $343 |
| Progressive | $4,138 | $345 |
| Western National Insurance | $4,210 | $351 |
| GEICO | $4,228 | $352 |
| Equity Insurance | $4,234 | $353 |
| Farmers | $4,658 | $388 |
| Kentucky Farm Bureau Insurance | $4,753 | $396 |
| Chubb | $4,911 | $409 |
| Oklahoma Farm Bureau | $5,367 | $447 |
| Auto Club Enterprises (AAA) | $5,412 | $451 |
| AFR Insurance | $5,597 | $466 |
| Allstate | $5,632 | $469 |
| Utica National Insurance Group | $5,827 | $486 |
| California Casualty | $5,828 | $486 |
| Farm Bureau Insurance of Michigan | $5,829 | $486 |
| North Star Mutual | $5,944 | $495 |
| Iowa Farm Bureau | $6,067 | $506 |
| Dairyland | $6,751 | $563 |
| Frankenmuth Insurance | $7,069 | $589 |
| Key Insurance Company | $7,081 | $590 |
| Louisiana Farm Bureau Insurance | $7,176 | $598 |
| AIG | $7,391 | $616 |
| Good2Go Insurance | $7,456 | $621 |
| Donegal Insurance | $7,476 | $623 |
| CSAA Insurance (AAA) | $8,305 | $692 |
| Maryland Auto Insurance | $8,405 | $700 |
| Preferred Mutual | $8,646 | $720 |
| Safeway Insurance | $8,885 | $740 |
| The Hanover | $9,180 | $765 |
| Alfa Insurance | $11,979 | $998 |
| USAA | $3,333 | $278 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,975 | 31% more |
| Alaska | $3,886 | 28% more |
| Arizona | $4,192 | 38% more |
| Arkansas | $5,091 | 68% more |
| California | $5,293 | 74% more |
| Colorado | $5,281 | 74% more |
| Connecticut | $4,592 | 51% more |
| Delaware | $4,654 | 53% more |
| Florida | $4,526 | 49% more |
| Georgia | $3,913 | 29% more |
| Hawaii | $2,413 | 21% less |
| Idaho | $2,700 | 11% less |
| Illinois | $3,306 | 9% more |
| Indiana | $2,959 | 3% less |
| Iowa | $3,692 | 22% more |
| Kansas | $4,173 | 37% more |
| Kentucky | $5,357 | 76% more |
| Louisiana | $7,080 | 133% more |
| Maine | $2,735 | 10% less |
| Maryland | $4,408 | 45% more |
| Massachusetts | $3,591 | 18% more |
| Michigan | $5,582 | 84% more |
| Minnesota | $4,100 | 35% more |
| Mississippi | $5,026 | 65% more |
| Missouri | $4,895 | 61% more |
| Montana | $4,237 | 40% more |
| Nebraska | $4,413 | 45% more |
| Nevada | $4,693 | 55% more |
| New Hampshire | $2,891 | 5% less |
| New Jersey | $4,492 | 48% more |
| New Mexico | $4,136 | 36% more |
| New York | $4,508 | 48% more |
| North Carolina | $3,515 | 16% more |
| North Dakota | $3,663 | 21% more |
| Ohio | $2,701 | 11% less |
| Oklahoma | $4,428 | 46% more |
| Oregon | $3,504 | 15% more |
| Pennsylvania | $4,002 | 32% more |
| Rhode Island | $5,158 | 70% more |
| South Carolina | $4,437 | 46% more |
| South Dakota | $4,916 | 62% more |
| Tennessee | $3,568 | 17% more |
| Texas | $4,540 | 49% more |
| Utah | $3,302 | 9% more |
| Vermont | $2,876 | 5% less |
| Virginia | $3,421 | 13% more |
| Washington | $3,287 | 8% more |
| Washington, D.C. | $5,670 | 87% more |
| West Virginia | $4,144 | 36% more |
| Wisconsin | $3,861 | 27% more |
| Wyoming | $3,331 | 10% more |
Volvo V60 insurance cost
V60 Insurance Cost Highlights
- The average car insurance cost for V60 is $3,960 per year.
- Trim Level - V60 Cross Country B5 Plus, V60 Cross Country B5 Ultra, V60 T8 Polestar Engineered
The average cost to insure Volvo V60 is around $3,960 per year for full coverage, which is $330 per month.
For liability-only coverage, the cost is around $1,065 per year, or about $89 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Volvo V60 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Volvo models.
| Year and model | Average annual premium |
|---|---|
| 2025 Volvo V60 | $4,209 |
| 2022 Volvo V60 | $3,762 |
| 2018 Volvo V60 | $2,385 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,167 | $97 |
| Travelers | $1,801 | $150 |
| American National | $1,813 | $151 |
| Erie Insurance | $1,928 | $161 |
| Farmers Mutual of Nebraska | $2,057 | $171 |
| Grange Insurance | $2,084 | $174 |
| Co-operative Insurance Companies | $2,335 | $195 |
| QBE | $2,427 | $202 |
| NYCM Insurance | $2,541 | $212 |
| Farm Bureau Insurance of Tennessee | $2,601 | $217 |
| Indiana Farmers Insurance | $2,627 | $219 |
| NJM | $2,630 | $219 |
| American Family | $2,677 | $223 |
| United Insurance Co | $2,699 | $225 |
| Safety Insurance | $2,705 | $225 |
| UAIC | $2,772 | $231 |
| Island Insurance | $2,809 | $234 |
| Incline Insurance | $2,947 | $246 |
| Central Insurance | $3,012 | $251 |
| Rural Mutual Insurance | $3,040 | $253 |
| Acuity Insurance | $3,107 | $259 |
| Vermont Mutual | $3,147 | $262 |
| MMG Insurance | $3,157 | $263 |
| Indiana Farm Bureau | $3,162 | $264 |
| Arbella Insurance | $3,198 | $267 |
| Country Financial | $3,200 | $267 |
| State Farm | $3,217 | $268 |
| Nodak Insurance | $3,224 | $269 |
| Plymouth Rock Assurance | $3,238 | $270 |
| Auto Club Group (AAA) | $3,267 | $272 |
| Westfield Insurance | $3,405 | $284 |
| Nationwide | $3,489 | $291 |
| West Bend Insurance Company | $3,501 | $292 |
| Auto-Owners | $3,510 | $293 |
| Southern Farm Bureau | $3,530 | $294 |
| Missouri Farm Bureau Insurance | $3,544 | $295 |
| IMT Insurance | $3,652 | $304 |
| Shelter Insurance | $3,655 | $305 |
| Mercury Insurance | $3,693 | $308 |
| Mendota Insurance | $3,742 | $312 |
| Penn National Insurance | $3,762 | $314 |
| North Carolina Farm Bureau Insurance | $3,763 | $314 |
| Kemper | $3,891 | $324 |
| N&D Group | $3,909 | $326 |
| Progressive | $3,931 | $328 |
| GEICO | $3,995 | $333 |
| PEMCO | $4,084 | $340 |
| Amica | $4,104 | $342 |
| Farm Bureau Insurance of Idaho | $4,152 | $346 |
| Equity Insurance | $4,171 | $348 |
| Western National Insurance | $4,179 | $348 |
| Kentucky Farm Bureau Insurance | $4,276 | $356 |
| Farmers | $4,441 | $370 |
| AFR Insurance | $4,473 | $373 |
| Chubb | $4,989 | $416 |
| Oklahoma Farm Bureau | $5,187 | $432 |
| Auto Club Enterprises (AAA) | $5,212 | $434 |
| Farm Bureau Insurance of Michigan | $5,237 | $436 |
| North Star Mutual | $5,513 | $459 |
| Allstate | $5,565 | $464 |
| Utica National Insurance Group | $5,571 | $464 |
| California Casualty | $5,730 | $478 |
| Iowa Farm Bureau | $6,016 | $501 |
| Dairyland | $6,432 | $536 |
| Donegal Insurance | $6,731 | $561 |
| Louisiana Farm Bureau Insurance | $6,906 | $576 |
| Frankenmuth Insurance | $6,948 | $579 |
| Key Insurance Company | $7,081 | $590 |
| AIG | $7,238 | $603 |
| Good2Go Insurance | $7,476 | $623 |
| Safeway Insurance | $7,875 | $656 |
| The Hanover | $8,078 | $673 |
| Maryland Auto Insurance | $8,151 | $679 |
| Preferred Mutual | $8,228 | $686 |
| CSAA Insurance (AAA) | $8,269 | $689 |
| Alfa Insurance | $8,731 | $728 |
| USAA | $3,520 | $293 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,722 | 23% more |
| Alaska | $3,799 | 25% more |
| Arizona | $3,861 | 27% more |
| Arkansas | $4,605 | 52% more |
| California | $5,137 | 69% more |
| Colorado | $5,166 | 70% more |
| Connecticut | $4,416 | 45% more |
| Delaware | $4,353 | 43% more |
| Florida | $4,241 | 40% more |
| Georgia | $3,727 | 23% more |
| Hawaii | $2,298 | 24% less |
| Idaho | $2,478 | 18% less |
| Illinois | $2,958 | 3% less |
| Indiana | $2,743 | 10% less |
| Iowa | $3,542 | 17% more |
| Kansas | $3,783 | 25% more |
| Kentucky | $4,880 | 61% more |
| Louisiana | $6,943 | 129% more |
| Maine | $2,531 | 17% less |
| Maryland | $4,180 | 38% more |
| Massachusetts | $3,405 | 12% more |
| Michigan | $5,342 | 76% more |
| Minnesota | $3,776 | 24% more |
| Mississippi | $4,400 | 45% more |
| Missouri | $4,691 | 54% more |
| Montana | $4,079 | 34% more |
| Nebraska | $4,191 | 38% more |
| Nevada | $4,495 | 48% more |
| New Hampshire | $2,811 | 7% less |
| New Jersey | $4,323 | 42% more |
| New Mexico | $3,934 | 30% more |
| New York | $4,206 | 38% more |
| North Carolina | $3,383 | 11% more |
| North Dakota | $3,491 | 15% more |
| Ohio | $2,455 | 19% less |
| Oklahoma | $4,126 | 36% more |
| Oregon | $3,232 | 6% more |
| Pennsylvania | $3,867 | 27% more |
| Rhode Island | $4,937 | 63% more |
| South Carolina | $4,353 | 43% more |
| South Dakota | $4,551 | 50% more |
| Tennessee | $3,377 | 11% more |
| Texas | $4,373 | 44% more |
| Utah | $3,188 | 5% more |
| Vermont | $2,767 | 9% less |
| Virginia | $3,252 | 7% more |
| Washington | $3,045 | Equal |
| Washington, D.C. | $5,556 | 83% more |
| West Virginia | $4,119 | 36% more |
| Wisconsin | $3,664 | 21% more |
| Wyoming | $3,157 | 4% more |
Volvo V90 insurance cost
V90 Insurance Cost Highlights
- The average car insurance cost for V90 is $3,578 per year.
- Trim Level - V90 Cross Country B6 Plus, V90 Cross Country B6 Ultra
The average cost to insure Volvo V90 is around $3,578 per year for full coverage, which is $298 per month.
For liability-only coverage, the cost is around $1,040 per year, or about $87 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Volvo V90 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Volvo models.
| Year and model | Average annual premium |
|---|---|
| 2025 Volvo V90 | $4,201 |
| 2022 Volvo V90 | $3,759 |
| 2018 Volvo V90 | $2,768 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,111 | $93 |
| Erie Insurance | $1,903 | $159 |
| Farmers Mutual of Nebraska | $2,070 | $173 |
| Grange Insurance | $2,091 | $174 |
| United Insurance Co | $2,356 | $196 |
| Co-operative Insurance Companies | $2,358 | $196 |
| NYCM Insurance | $2,368 | $197 |
| Travelers | $2,470 | $206 |
| QBE | $2,485 | $207 |
| American National | $2,555 | $213 |
| American Family | $2,596 | $216 |
| Plymouth Rock Assurance | $2,636 | $220 |
| Safety Insurance | $2,647 | $221 |
| NJM | $2,654 | $221 |
| Farm Bureau Insurance of Tennessee | $2,681 | $223 |
| Island Insurance | $2,771 | $231 |
| UAIC | $2,780 | $232 |
| Indiana Farmers Insurance | $2,781 | $232 |
| Incline Insurance | $2,814 | $235 |
| Nationwide | $2,913 | $243 |
| Mercury Insurance | $2,931 | $244 |
| Acuity Insurance | $2,940 | $245 |
| GEICO | $2,941 | $245 |
| Central Insurance | $2,943 | $245 |
| State Farm | $2,955 | $246 |
| Rural Mutual Insurance | $3,006 | $250 |
| Vermont Mutual | $3,130 | $261 |
| Arbella Insurance | $3,152 | $263 |
| MMG Insurance | $3,157 | $263 |
| Farm Bureau Insurance of Idaho | $3,194 | $266 |
| Indiana Farm Bureau | $3,233 | $269 |
| Westfield Insurance | $3,264 | $272 |
| Auto Club Group (AAA) | $3,267 | $272 |
| Nodak Insurance | $3,288 | $274 |
| Auto-Owners | $3,313 | $276 |
| Shelter Insurance | $3,358 | $280 |
| Missouri Farm Bureau Insurance | $3,494 | $291 |
| Southern Farm Bureau | $3,502 | $292 |
| West Bend Insurance Company | $3,644 | $304 |
| Country Financial | $3,654 | $304 |
| IMT Insurance | $3,705 | $309 |
| Progressive | $3,744 | $312 |
| Penn National Insurance | $3,834 | $320 |
| North Carolina Farm Bureau Insurance | $3,835 | $320 |
| Kemper | $3,854 | $321 |
| PEMCO | $3,893 | $324 |
| N&D Group | $3,896 | $325 |
| Mendota Insurance | $4,002 | $333 |
| Amica | $4,009 | $334 |
| Western National Insurance | $4,120 | $343 |
| Equity Insurance | $4,234 | $353 |
| Allstate | $4,275 | $356 |
| Farmers | $4,300 | $358 |
| Kentucky Farm Bureau Insurance | $4,416 | $368 |
| Chubb | $4,756 | $396 |
| Oklahoma Farm Bureau | $5,252 | $438 |
| Farm Bureau Insurance of Michigan | $5,353 | $446 |
| Auto Club Enterprises (AAA) | $5,662 | $472 |
| California Casualty | $5,668 | $472 |
| Utica National Insurance Group | $5,743 | $479 |
| Iowa Farm Bureau | $5,745 | $479 |
| North Star Mutual | $5,781 | $482 |
| AFR Insurance | $5,941 | $495 |
| AIG | $6,754 | $563 |
| Frankenmuth Insurance | $6,899 | $575 |
| Donegal Insurance | $6,906 | $575 |
| Louisiana Farm Bureau Insurance | $7,064 | $589 |
| Key Insurance Company | $7,081 | $590 |
| Good2Go Insurance | $7,344 | $612 |
| Dairyland | $7,385 | $615 |
| The Hanover | $7,756 | $646 |
| CSAA Insurance (AAA) | $8,064 | $672 |
| Preferred Mutual | $8,205 | $684 |
| Maryland Auto Insurance | $8,405 | $700 |
| Safeway Insurance | $9,212 | $768 |
| Alfa Insurance | $10,676 | $890 |
| USAA | $2,315 | $193 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,561 | 17% more |
| Alaska | $3,177 | 5% more |
| Arizona | $3,684 | 21% more |
| Arkansas | $4,364 | 44% more |
| California | $4,541 | 50% more |
| Colorado | $4,079 | 34% more |
| Connecticut | $3,932 | 29% more |
| Delaware | $4,216 | 39% more |
| Florida | $3,672 | 21% more |
| Georgia | $3,305 | 9% more |
| Hawaii | $2,088 | 31% less |
| Idaho | $2,427 | 20% less |
| Illinois | $2,968 | 2% less |
| Indiana | $2,503 | 18% less |
| Iowa | $3,155 | 4% more |
| Kansas | $3,571 | 18% more |
| Kentucky | $4,084 | 34% more |
| Louisiana | $6,462 | 113% more |
| Maine | $2,191 | 28% less |
| Maryland | $3,851 | 27% more |
| Massachusetts | $3,171 | 4% more |
| Michigan | $4,894 | 61% more |
| Minnesota | $3,378 | 11% more |
| Mississippi | $4,741 | 56% more |
| Missouri | $3,585 | 18% more |
| Montana | $3,515 | 16% more |
| Nebraska | $3,713 | 22% more |
| Nevada | $4,413 | 45% more |
| New Hampshire | $2,344 | 23% less |
| New Jersey | $3,771 | 24% more |
| New Mexico | $3,679 | 21% more |
| New York | $3,719 | 22% more |
| North Carolina | $3,466 | 14% more |
| North Dakota | $3,142 | 3% more |
| Ohio | $2,392 | 21% less |
| Oklahoma | $4,018 | 32% more |
| Oregon | $3,077 | 1% more |
| Pennsylvania | $3,339 | 10% more |
| Rhode Island | $3,657 | 20% more |
| South Carolina | $3,996 | 32% more |
| South Dakota | $4,339 | 43% more |
| Tennessee | $2,927 | 4% less |
| Texas | $4,140 | 36% more |
| Utah | $2,933 | 3% less |
| Vermont | $2,478 | 18% less |
| Virginia | $2,949 | 3% less |
| Washington | $2,833 | 7% less |
| Washington, D.C. | $4,727 | 56% more |
| West Virginia | $2,969 | 2% less |
| Wisconsin | $3,392 | 12% more |
| Wyoming | $3,030 | Equal |
Volvo XC60 insurance cost
XC60 Insurance Cost Highlights
- The average car insurance cost for XC60 is $2,867 per year.
- Trim Level - XC60 B5 Core, XC60 B5 Plus, XC60 B5 Ultra, XC60 B5 Ultra Black Edition, XC60 T8 Core, XC60 T8 Plus, XC60 T8 Polestar Engineered, XC60 T8 Ultra, XC60 T8 Ultra Black Edition
The average cost to insure Volvo XC60 is around $2,867 per year for full coverage, which is $239 per month.
For liability-only coverage, the cost is around $1,068 per year, or about $89 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Volvo XC60 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Volvo models.
| Year and model | Average annual premium |
|---|---|
| 2025 Volvo XC60 | $3,105 |
| 2024 Volvo XC60 | $3,049 |
| 2022 Volvo XC60 | $2,815 |
| 2021 Volvo XC60 | $2,657 |
| 2020 Volvo XC60 | $2,644 |
| 2019 Volvo XC60 | $2,446 |
| 2018 Volvo XC60 | $2,363 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,105 | $92 |
| American National | $1,338 | $111 |
| Co-operative Insurance Companies | $1,541 | $128 |
| Farmers Mutual of Nebraska | $1,620 | $135 |
| Travelers | $1,636 | $136 |
| Grange Insurance | $1,664 | $139 |
| American Family | $1,760 | $147 |
| Safety Insurance | $1,829 | $152 |
| Island Insurance | $1,879 | $157 |
| QBE | $1,886 | $157 |
| Erie Insurance | $1,936 | $161 |
| Farm Bureau Insurance of Idaho | $1,959 | $163 |
| Indiana Farmers Insurance | $2,001 | $167 |
| Rural Mutual Insurance | $2,043 | $170 |
| MMG Insurance | $2,063 | $172 |
| Vermont Mutual | $2,088 | $174 |
| Incline Insurance | $2,174 | $181 |
| Acuity Insurance | $2,179 | $182 |
| Farm Bureau Insurance of Tennessee | $2,192 | $183 |
| Central Insurance | $2,289 | $191 |
| Arbella Insurance | $2,293 | $191 |
| NJM | $2,325 | $194 |
| N&D Group | $2,391 | $199 |
| Indiana Farm Bureau | $2,451 | $204 |
| Progressive | $2,462 | $205 |
| Plymouth Rock Assurance | $2,481 | $207 |
| IMT Insurance | $2,491 | $208 |
| United Insurance Co | $2,550 | $213 |
| Westfield Insurance | $2,557 | $213 |
| Auto Club Group (AAA) | $2,562 | $213 |
| Nationwide | $2,603 | $217 |
| GEICO | $2,604 | $217 |
| Missouri Farm Bureau Insurance | $2,613 | $218 |
| NYCM Insurance | $2,616 | $218 |
| Country Financial | $2,622 | $219 |
| Auto-Owners | $2,635 | $220 |
| Nodak Insurance | $2,639 | $220 |
| UAIC | $2,686 | $224 |
| State Farm | $2,696 | $225 |
| PEMCO | $2,705 | $225 |
| West Bend Insurance Company | $2,724 | $227 |
| Amica | $2,728 | $227 |
| Southern Farm Bureau | $2,790 | $232 |
| Western National Insurance | $2,833 | $236 |
| North Carolina Farm Bureau Insurance | $2,863 | $239 |
| Penn National Insurance | $2,863 | $239 |
| Mercury Insurance | $2,875 | $240 |
| Kemper | $3,080 | $257 |
| Shelter Insurance | $3,286 | $274 |
| AFR Insurance | $3,316 | $276 |
| Chubb | $3,420 | $285 |
| Mendota Insurance | $3,606 | $301 |
| Kentucky Farm Bureau Insurance | $3,633 | $303 |
| Donegal Insurance | $3,658 | $305 |
| Farmers | $3,699 | $308 |
| North Star Mutual | $3,768 | $314 |
| Oklahoma Farm Bureau | $3,811 | $318 |
| Allstate | $3,865 | $322 |
| CSAA Insurance (AAA) | $4,058 | $338 |
| California Casualty | $4,186 | $349 |
| Farm Bureau Insurance of Michigan | $4,289 | $357 |
| Safeway Insurance | $4,309 | $359 |
| Utica National Insurance Group | $4,342 | $362 |
| Frankenmuth Insurance | $4,455 | $371 |
| Auto Club Enterprises (AAA) | $4,700 | $392 |
| Equity Insurance | $4,736 | $395 |
| Alfa Insurance | $4,755 | $396 |
| Iowa Farm Bureau | $4,942 | $412 |
| Dairyland | $4,955 | $413 |
| Maryland Auto Insurance | $5,276 | $440 |
| Louisiana Farm Bureau Insurance | $5,477 | $456 |
| Preferred Mutual | $5,635 | $470 |
| Good2Go Insurance | $5,674 | $473 |
| Key Insurance Company | $5,942 | $495 |
| The Hanover | $5,952 | $496 |
| AIG | $6,071 | $506 |
| USAA | $2,337 | $195 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,417 | 20% less |
| Alaska | $2,678 | 12% less |
| Arizona | $2,936 | 3% less |
| Arkansas | $3,252 | 7% more |
| California | $3,559 | 17% more |
| Colorado | $3,595 | 18% more |
| Connecticut | $3,318 | 9% more |
| Delaware | $3,220 | 6% more |
| Florida | $3,241 | 7% more |
| Georgia | $2,998 | 1% less |
| Hawaii | $1,681 | 45% less |
| Idaho | $1,852 | 39% less |
| Illinois | $2,332 | 23% less |
| Indiana | $1,925 | 37% less |
| Iowa | $2,607 | 14% less |
| Kansas | $3,084 | 2% more |
| Kentucky | $3,455 | 14% more |
| Louisiana | $4,709 | 55% more |
| Maine | $1,834 | 40% less |
| Maryland | $3,174 | 5% more |
| Massachusetts | $2,322 | 24% less |
| Michigan | $3,899 | 28% more |
| Minnesota | $2,780 | 8% less |
| Mississippi | $3,392 | 12% more |
| Missouri | $3,090 | 2% more |
| Montana | $2,768 | 9% less |
| Nebraska | $3,116 | 3% more |
| Nevada | $3,793 | 25% more |
| New Hampshire | $1,985 | 35% less |
| New Jersey | $3,256 | 7% more |
| New Mexico | $2,944 | 3% less |
| New York | $3,016 | 1% less |
| North Carolina | $2,597 | 14% less |
| North Dakota | $2,409 | 21% less |
| Ohio | $1,840 | 39% less |
| Oklahoma | $3,288 | 8% more |
| Oregon | $2,442 | 20% less |
| Pennsylvania | $2,922 | 4% less |
| Rhode Island | $3,085 | 2% more |
| South Carolina | $3,317 | 9% more |
| South Dakota | $3,269 | 8% more |
| Tennessee | $2,550 | 16% less |
| Texas | $3,484 | 15% more |
| Utah | $2,265 | 25% less |
| Vermont | $1,978 | 35% less |
| Virginia | $2,512 | 17% less |
| Washington | $2,200 | 28% less |
| Washington, D.C. | $3,803 | 25% more |
| West Virginia | $2,852 | 6% less |
| Wisconsin | $2,680 | 12% less |
| Wyoming | $2,185 | 28% less |
Volvo XC90 insurance cost
XC90 Insurance Cost Highlights
- The average car insurance cost for XC90 is $3,101 per year.
- Trim Level - XC90 B5 Core, XC90 B5 Plus, XC90 B5 Ultra, XC90 B6 Core, XC90 B6 Plus, XC90 B6 Ultra, XC90 T8 Core, XC90 T8 Plus, XC90 T8 Ultra
The average cost to insure Volvo XC90 is around $3,101 per year for full coverage, which is $258 per month.
For liability-only coverage, the cost is around $1,079 per year, or about $90 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Volvo XC90 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Volvo models.
| Year and model | Average annual premium |
|---|---|
| 2025 Volvo XC90 | $3,251 |
| 2024 Volvo XC90 | $3,172 |
| 2022 Volvo XC90 | $2,983 |
| 2021 Volvo XC90 | $2,887 |
| 2020 Volvo XC90 | $2,848 |
| 2019 Volvo XC90 | $2,801 |
| 2018 Volvo XC90 | $2,698 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,120 | $93 |
| American National | $1,619 | $135 |
| Farmers Mutual of Nebraska | $1,653 | $138 |
| Co-operative Insurance Companies | $1,674 | $140 |
| Grange Insurance | $1,703 | $142 |
| American Family | $1,763 | $147 |
| Travelers | $1,870 | $156 |
| Safety Insurance | $1,920 | $160 |
| Island Insurance | $1,982 | $165 |
| Farm Bureau Insurance of Idaho | $2,005 | $167 |
| QBE | $2,039 | $170 |
| Rural Mutual Insurance | $2,161 | $180 |
| Incline Insurance | $2,175 | $181 |
| Erie Insurance | $2,182 | $182 |
| Indiana Farmers Insurance | $2,202 | $183 |
| MMG Insurance | $2,221 | $185 |
| Vermont Mutual | $2,226 | $186 |
| Acuity Insurance | $2,237 | $186 |
| Farm Bureau Insurance of Tennessee | $2,312 | $193 |
| NJM | $2,367 | $197 |
| Arbella Insurance | $2,401 | $200 |
| Central Insurance | $2,425 | $202 |
| GEICO | $2,483 | $207 |
| Plymouth Rock Assurance | $2,498 | $208 |
| N&D Group | $2,549 | $212 |
| Indiana Farm Bureau | $2,553 | $213 |
| Auto Club Group (AAA) | $2,557 | $213 |
| Westfield Insurance | $2,588 | $216 |
| Nationwide | $2,649 | $221 |
| IMT Insurance | $2,667 | $222 |
| UAIC | $2,703 | $225 |
| State Farm | $2,723 | $227 |
| Country Financial | $2,745 | $229 |
| Nodak Insurance | $2,754 | $229 |
| United Insurance Co | $2,761 | $230 |
| Missouri Farm Bureau Insurance | $2,782 | $232 |
| Auto-Owners | $2,803 | $234 |
| PEMCO | $2,842 | $237 |
| NYCM Insurance | $2,843 | $237 |
| Southern Farm Bureau | $2,861 | $238 |
| Amica | $2,866 | $239 |
| West Bend Insurance Company | $2,956 | $246 |
| Mercury Insurance | $2,971 | $248 |
| Western National Insurance | $2,979 | $248 |
| North Carolina Farm Bureau Insurance | $3,022 | $252 |
| Penn National Insurance | $3,022 | $252 |
| Kemper | $3,103 | $259 |
| Progressive | $3,112 | $259 |
| Mendota Insurance | $3,199 | $267 |
| Shelter Insurance | $3,399 | $283 |
| Chubb | $3,547 | $296 |
| AFR Insurance | $3,711 | $309 |
| Donegal Insurance | $3,777 | $315 |
| Farmers | $3,782 | $315 |
| Kentucky Farm Bureau Insurance | $3,839 | $320 |
| Allstate | $4,084 | $340 |
| Oklahoma Farm Bureau | $4,102 | $342 |
| North Star Mutual | $4,234 | $353 |
| CSAA Insurance (AAA) | $4,238 | $353 |
| California Casualty | $4,408 | $367 |
| Farm Bureau Insurance of Michigan | $4,465 | $372 |
| Alfa Insurance | $4,595 | $383 |
| Utica National Insurance Group | $4,615 | $385 |
| Frankenmuth Insurance | $4,703 | $392 |
| Dairyland | $4,816 | $401 |
| Safeway Insurance | $4,881 | $407 |
| Iowa Farm Bureau | $4,919 | $410 |
| Equity Insurance | $4,986 | $416 |
| Auto Club Enterprises (AAA) | $5,013 | $418 |
| Maryland Auto Insurance | $5,671 | $473 |
| Louisiana Farm Bureau Insurance | $5,782 | $482 |
| Good2Go Insurance | $5,824 | $485 |
| The Hanover | $6,004 | $500 |
| Preferred Mutual | $6,133 | $511 |
| AIG | $6,329 | $527 |
| Key Insurance Company | $6,335 | $528 |
| USAA | $2,325 | $194 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,645 | 13% less |
| Alaska | $2,744 | 10% less |
| Arizona | $3,145 | 4% more |
| Arkansas | $3,453 | 14% more |
| California | $3,642 | 20% more |
| Colorado | $3,793 | 25% more |
| Connecticut | $3,354 | 10% more |
| Delaware | $3,283 | 8% more |
| Florida | $3,291 | 8% more |
| Georgia | $3,053 | 1% more |
| Hawaii | $1,724 | 43% less |
| Idaho | $1,939 | 36% less |
| Illinois | $2,567 | 15% less |
| Indiana | $2,042 | 33% less |
| Iowa | $2,778 | 9% less |
| Kansas | $3,177 | 5% more |
| Kentucky | $3,695 | 22% more |
| Louisiana | $4,961 | 63% more |
| Maine | $1,920 | 37% less |
| Maryland | $3,324 | 9% more |
| Massachusetts | $2,449 | 19% less |
| Michigan | $3,939 | 30% more |
| Minnesota | $2,861 | 6% less |
| Mississippi | $3,619 | 19% more |
| Missouri | $3,183 | 5% more |
| Montana | $2,866 | 6% less |
| Nebraska | $3,359 | 11% more |
| Nevada | $3,927 | 29% more |
| New Hampshire | $2,058 | 32% less |
| New Jersey | $3,295 | 8% more |
| New Mexico | $3,125 | 3% more |
| New York | $3,229 | 6% more |
| North Carolina | $2,751 | 9% less |
| North Dakota | $2,589 | 15% less |
| Ohio | $2,037 | 33% less |
| Oklahoma | $3,602 | 19% more |
| Oregon | $2,511 | 17% less |
| Pennsylvania | $3,037 | Equal |
| Rhode Island | $3,219 | 6% more |
| South Carolina | $3,414 | 12% more |
| South Dakota | $3,603 | 19% more |
| Tennessee | $2,742 | 10% less |
| Texas | $3,641 | 20% more |
| Utah | $2,398 | 21% less |
| Vermont | $2,072 | 32% less |
| Virginia | $2,639 | 13% less |
| Washington | $2,330 | 23% less |
| Washington, D.C. | $4,194 | 38% more |
| West Virginia | $2,838 | 7% less |
| Wisconsin | $2,959 | 3% less |
| Wyoming | $2,413 | 21% less |
Cheapest Volvo models to insure
If you are looking for the most economical Volvo vehicles to insure, these models have the lowest auto insurance rates:
- XC40 B5 Core Bright - $2,520
- XC40 B5 Plus Bright - $2,553
- XC40 B5 Plus Dark - $2,564
- XC40 B5 Ultra Bright - $2,622
Why are these models cheaper to insure?
These models may be cheaper to insure for a few reasons:
- Strong safety ratings and advanced safety features. Safer vehicles reduce the risk of injuries and accidents.
- Lower repair costs. Vehicles with readily available, affordable parts are cheaper to insure.
- Lower frequency of claims based on historical data. Insurance companies use this information to set lower rates for models with a good track record.
Most expensive Volvo models to insure
Some Volvo vehicles have a higher price tag—and that includes insurance. These models tend to have higher horsepower, costlier parts and a greater risk profile.
- S90 T8 Ultra - $4,722
- S90 T8 Plus - $4,596
- EX90 Twin Motor Performace Ultra - $4,398
- EX90 Twin Motor Performace Plus - $4,322
Why are these models expensive to insure?
These models may be more expensive to insure because:
- They cost more to repair or replace if damaged or stolen.
- They may have powerful engines, which means a higher risk of speeding and therefore, accidents.
- Thieves target them more often.
- They often have expensive parts and advanced tech that are costly to fix.
What factors affect car insurance rates for Volvo?
Several factors influence your insurance rate—some related to the car, others to you as the driver.
- Model and trim level: Performance features and size impact pricing.
- Vehicle age: Newer cars often cost more to insure.
- Safety ratings: Vehicles with more safety tech often earn discounts.
- Driver profile: Your age, ZIP code, credit score and driving history play a big role.
- Coverage level: Full coverage costs more than minimum liability, but provides better protection.
How to save on car insurance if you own Volvo
Car insurance can be a big expense, but there are ways to save money. If you drive a Volvo, you might be able to lower your costs by making smart choices. Here are some steps to save on insurance for your Volvo:
- Shop around - Compare quotes from multiple insurers annually
- Increase deductibles - Opt for a higher deductible to lower premiums
- Bundle policies - Combine auto and home or renters insurance
- Ask about discounts - Safe driver, low mileage, good student and more
- Use telematics - Usage-based programs reward good driving habits
Bottom line
Volvo offers a wide range of vehicles. While insurance costs vary by model, knowing the averages and understanding what affects your rate can help you make smart coverage decisions.
Want the best rate on Volvo car insurance? Start by comparing quotes today and see how much you could save.
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage