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Driving a Volvo is a terrific way to exhibit your personality and style. Wondering how much car insurance rates for Volvo cars are?

The average car insurance cost for Volvo, drivers age 30, is $1910 per year and $1,829 per year for drivers age 40.

With competitive rates on your car insurance from multiple insurers, it saves money and does not break the bank. You can save up to 40% on your car insurance by making a known choice today! It is not required to pay more than necessary for something as important as auto coverage.

Insurance.com offers a guide to help you find the best Volvo car insurance rates so you can get an estimate of how much your policy would cost. This guide exclusively talks about the auto insurance rates of available Volvo models, the cheapest trim level to insure, and safety ratings from IIHS for the models.

Average Volvo car insurance cost by model

All auto insurance companies have their own pricing model, which means the cost of car insurance varies. The type of automobile you drive also matters. The expense to insure a Volvo model is determined by its base price, safety features, repair costs, part prices, and risk of being in an accident.

A few other reasons that affect the Volvo car insurance rates specifically are as follows:

  1. The statistics of crash tests done by IIHS (Insurance Institute of Highway Safety) for every make and model of Volvo suggest that they are safe cars to insure. The statistics come in line with the reputation of Volvo for making safe cars. And safer cars are usually cheaper to insure.
  2. The price of parts for Volvo cars is expensive. It is because some parts need to be imported from various parts of the world. And expensive parts mean higher premiums for car insurance because the insurance company will have to pay a higher payout if the owner makes a claim.

Amongst the various available models, the cheapest Volvo vehicle to insure is XC40 at $1,534 per year for drivers age 30 and $1,474 per year for drivers age 40. Alongside the most expensive Volvo vehicle to insure is S90 at $2,387 per year for drivers age 30 and $2,274 per year for drivers age 40.

The table below lists the Volvo car insurance costs for the other available models:

Make and ModelAverage annual rates for drivers age 30Average annual rates for drivers age 40
2021 Volvo S60$2,022$1,932
2021 Volvo S90$2,387$2,274
2021 Volvo V60$1,912$1,829
2021 Volvo V90$2,029$1,943
2021 Volvo XC40$1,534$1,474
2021 Volvo XC60$1,668$1,602
2021 Volvo XC90$1,821$1,750

Volvo S60 car insurance

Volvo S60

The Volvo S60 was first introduced in 2000 and is now in its second generation. The small luxury car is recognized for its well-cushioned seats, good gas mileage, and smooth ride.

Rates for Volvo S60 auto insurance differs significantly by the provider, even for the same coverage. If you have been with your current insurance company for more than a few years, it is an innovative idea to get fresh quotes to make sure you are not paying too much.

Highlights -

  • The average cost to insure a Volvo S60 is $1,894
  • MSRP range - $39,250 - $64,800
  • Trim Levels – B5 AWD, B5 FWD, B5 Momentum, T8 AWD, T8 FWD. T8 eAWD

The owners of Volvo S60 must pay $1,894 per year or $158 per month for their car insurance coverage. Out of the different trim levels available, the cheapest trim level to insure is the Volvo S60 B5 Momentum. The IIHS ratings are rated good for the various crash tests including the side impact test, roof strength test, and moderate overlap front test.

The table below lists the average car insurance rates for the other available models of the Volvo S60:

Make and ModelAverage annual rates
2015 Volvo S60$1,728
2016 Volvo S60$1,768
2017 Volvo S60$1,819
2018 Volvo S60$1,876
2019 Volvo S60$1,918
2020 Volvo S60$1,894

Compare Volvo S60 car insurance rates by state

Volvo S90 car insurance

Volvo S90

The Volvo S90 is the company's newest flagship sedan, launched in 2017. The midsize luxury vehicle is recognized for its premium interior, semi-autonomous driving mode, and a variety of powerful engine choices.

Highlights -

  • The average cost to insure a Volvo S90 is $2,208
  • MSRP range - $51,850 - $60,050
  • Trim Levels – Momentum, R-Design, Inscription

As per the rate analysis conducted by Insurance.com, the cost of insuring the Volvo S90 is $2,208 per year or $184 per month. The Volvo Momentum is the cheapest trim level to insure, amongst the three available trims. The older the model, the lesser the cost of insurance. Here, the cost of insurance for the 2020 S90 model is 5% more than the cost to insure the 2017 S90 model.

The average annual rates for Volvo S90 are depicted in the table below:

Make and ModelAverage annual rates
2017 Volvo S90$2,081
2018 Volvo S90$2,164
2019 Volvo S90$2,223
2020 Volvo S90$2,208

Compare Volvo S90 car insurance rates by state

Volvo V60 car insurance

Volvo V60

The Volvo V60 has been on the market since 2011 and arrived in the United States in 2014. It is a five-seat wagon-based sedan known for its powerful engine selection and good fuel efficiency.

Highlights -

  • The average cost to insure a Volvo V60 is $1,774
  • Starting MSRP - $63,700
  • Trim Levels – Momentum, R-Design, Inscription

The cost of insurance for the Volvo V60 drivers is $1,774 per year or $148 per month. The NHTSA (National Highway Traffic Safety Administration) has given a five-star rating for the overall safety of the Volvo V60. They have also given a four-on-five rating for passenger frontal barrier crash rating.

The table below covers the car insurance rates for the various available models of the Volvo V60:

Make and ModelAverage annual rates
2015 Volvo V60$1,643
2016 Volvo V60$1,681
2017 Volvo V60$1,719
2018 Volvo V60$1,756
2019 Volvo V60$1,727
2020 Volvo V60$1,774

Compare Volvo V60 car insurance rates by state

Volvo V90 car insurance

Volvo V90

The Volvo V90 is a station wagon combined with the utility of an SUV. It is loaded with the latest technology, design, and style.

Car insurance rates for Volvo V90 usually rise over time. By comparing prices, you may discover that your current insurer has the best deal for you or that it is time to switch insurers. ZIP code, marital status, yearly mileage, driving history, and vehicle make and model are just a few of the elements that impact your insurance premiums.

Highlights -

  • The average cost to insure a Volvo V90 is $2,018
  • Starting MSRP - $56,200
  • Trim Levels – R-Design, Inscription, Cross Country

The insurance cost for Volvo V90 is $2,018 per year or $168 per month. The trim, Volvo V90 Cross Country is the cheapest trim level to insure. The annual rate of insurance for the other Volvo V90 models is listed in the table below:

Make and ModelAverage annual rates
2017 Volvo V90$2,044
2018 Volvo V90$1,972
2019 Volvo V90$2,062
2020 Volvo V90$2,018

Compare Volvo V90 car insurance rates by state

Volvo XC60 car insurance

Volvo XC60

The Volvo XC60 has been on the market since 2008, and it is currently in its second iteration. The small luxury SUV is recognized for its excellent fuel efficiency and powerful engines.

Highlights -

  • The average cost to insure a Volvo XC60 is $1,648 per year
  • MSRP range - $42,650 - $69,500
  • Trim Levels – Momentum, R-Design, Inscription

The average rate of insurance for Volvo XC60, as per the analysis done by Insurance.com, is $1,648 per year or $137 per month. The trim level Volvo Momentum is the cheapest trim level to insure. For other available Volvo XC60 models, insurance costs are listed in the table below:

Make and ModelAverage annual rates
2015 Volvo XC60$1,454
2016 Volvo XC60$1,513
2017 Volvo XC60$1,560
2018 Volvo XC60$1,645
2019 Volvo XC60$1,624
2020 Volvo XC60$1,648

Compare Volvo XC60 car insurance rates by state

Volvo XC90 car insurance

Volvo XC90

The Volvo XC90 is the largest and most expensive model in the line-up of Volvo. It is a three-row SUV with spacious second and third-row seating, as well as pleasant interior and exterior styling.

Highlights -

  • The average cost to insure a Volvo XC90 is $1,878 per year
  • MSRP range - $49,900 - $70,600
  • Trim Levels – Momentum, R-Design, Inscription

The cost of insuring a Volvo XC90 is $1,878 per year or $156 per month. Of all the trim levels, the Volvo Momentum trim is the cheapest to insure. The IIHS has given a good rating for the overall safety of the car. The below table consists of the Volvo XC90 car insurance rates for other models:

Make and ModelAverage annual rates
2016 Volvo XC90$1,667
2017 Volvo XC90$1,771
2018 Volvo XC90$1,854
2019 Volvo XC90$1,839
2020 Volvo XC90$1,878

Compare Volvo XC90 car insurance rates by state