Ashlee Tilford Written by Ashlee Tilford
Managing Editor

Ashlee is a dynamic business writer and editor with a focus on personal finance. With an MBA and more than fourteen years in the finance industry, Ashlee brings a practical and relatable perspective to insurance topics. She is passionate about empowering others to achieve financial success and protect their assets. When Ashlee isn't writing and editing, she enjoys spending time with her partner, dog and chickens on their farm in Kentucky.


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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Volvo S60 is $3,083 per year or $257 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Volvo S60 costs $3,083 per year, whereas the 2022 Volvo S60 costs $2,342 annually. Geico offers the cheapest annual rate for 2023 Volvo S60 $1,898 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Volvo S60 by model year

Year of Volvo S60 ModelAverage Cost to Insure
2023$3,083
2022$2,342
2021$1,932
2020$1,895
2019$1,941
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Compare Volvo S60 insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
Allstate4 Door Sedan Turbo$2,928
Farmers4 Door Sedan Turbo$2,474
Geico4 Door Sedan Turbo$1,847
Nationwide4 Door Sedan Turbo$2,944
Progressive4 Door Sedan Turbo$1,510
State Farm4 Door Sedan Turbo$2,173

Volvo S60 insurance rates per year

2023

2023 Volvo S60 insurance rates

Average cost to insure $3,083
Annual cheapest rate $1,898
Available trims T5 Inscription, T5 Momentum, T5 R-Design, T6 Inscription, T6 Momentum, T6 R-Design, T8 Inscription, T8 Polestar Engineered, T8 R-Design
RankCompanyAverage annual premium
1Geico$1,898
2State Farm$2,089
3Farmers$2,883
4Nationwide$2,891
5Progressive$2,927
6Allstate$5,807
2022

2022 Volvo S60 insurance rates

Average cost to insure $2,342
Annual cheapest rate $1,411
Available trims T5 Inscription, T5 Momentum, T5 R-Design, T6 Inscription, T6 Momentum, T6 R-Design, T8 Inscription, T8 Polestar Engineered, T8 R-Design
RankCompanyAverage annual premium
1State Farm$1,411
2Geico$1,791
3Farmers$2,112
4Progressive$2,556
5Nationwide$2,969
6Allstate$3,212
2021

2021 Volvo S60 insurance rates

Average cost to insure $1,932
Annual cheapest rate $1,266
Available trims T5 Inscription, T5 Momentum, T5 R-Design, T6 Inscription, T6 Momentum, T6 R-Design, T8 Inscription, T8 Polestar Engineered, T8 R-Design
RankCompanyAverage annual premium
1State Farm$1,266
2Progressive$1,525
3Geico$1,655
4Nationwide$1,892
5Farmers$2,135
6Allstate$3,121
2020

2020 Volvo S60 insurance rates

Average cost to insure $1,895
Annual cheapest rate $1,426
Available trims T5 Inscription, T5 Momentum, T5 R-Design, T6 Inscription, T6 Momentum, T6 R-Design, T8 Inscription, T8 Polestar Engineered, T8 R-Design
RankCompanyAverage annual premium
1State Farm$1,426
2Geico$1,426
3Progressive$1,868
4Nationwide$1,958
5Farmers$1,958
6Allstate$2,734
2019

2019 Volvo S60 insurance rates

Average cost to insure $1,941
Annual cheapest rate $1,476
Available trims T5 Inscription, T5 Momentum, T5 R-Design, T6 Inscription, T6 Momentum, T6 R-Design, T8 Inscription, T8 Polestar Engineered, T8 R-Design
RankCompanyAverage annual premium
1State Farm$1,476
2Geico$1,557
3Nationwide$1,680
4Allstate$2,256
5Progressive$2,287
6Farmers$2,387
2018

2018 Volvo S60 insurance rates

Average cost to insure $1,900
Annual cheapest rate $1,326
Available trims T5 Inscription, T5 Momentum, T5 R-Design, T6 Inscription, T6 Momentum, T6 R-Design, T8 Inscription, T8 Polestar Engineered, T8 R-Design
RankCompanyAverage annual premium
1Geico$1,326
2State Farm$1,377
3Nationwide$1,800
4Progressive$2,118
5Farmers$2,365
6Allstate$2,411
2017

2017 Volvo S60 insurance rates

Average cost to insure $1,841
Annual cheapest rate $1,277
Available trims T5 Inscription, T5 Momentum, T5 R-Design, T6 Inscription, T6 Momentum, T6 R-Design, T8 Inscription, T8 Polestar Engineered, T8 R-Design
RankCompanyAverage annual premium
1Geico$1,277
2State Farm$1,368
3Nationwide$1,636
4Progressive$2,071
5Farmers$2,312
6Allstate$2,384
2016

2016 Volvo S60 insurance rates

Average cost to insure $1,791
Annual cheapest rate $1,305
Available trims T5 Inscription, T5 Momentum, T5 R-Design, T6 Inscription, T6 Momentum, T6 R-Design, T8 Inscription, T8 Polestar Engineered, T8 R-Design
RankCompanyAverage annual premium
1Geico$1,305
2State Farm$1,328
3Nationwide$1,625
4Progressive$1,989
5Allstate$2,244
6Farmers$2,252
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